Tuesday, October 26, 2010

The Last Rite-Aid Trips for the SCR Period and FINAL TOTALS!

*WARNING!*
Boring Rite-Aid trip post alert.....skip down to the bottom for the SCR Period Final Numbers for 9/26-10/23.

I had to get in a couple more trips.
After all....who can resist FREE TOILET PAPER!lol



1 x Scott 12 roll Toilet Paper on sale=$7.49
2 x Axe Shower Gel on sale BOGO 50%=$8.53
3 x Hormel Compleats on sale $1.99=$5.97
1 x Clearsil Cream 20% wellness disc.=$4.23
SubTotal...$26.22

Coupons Used
1 x $5 off $25 the one from that newsletter in Jan.=$5.00
1 x $2.50/1 Scott TP IPQ=$2.50
1 x BOGO Axe Shower Gel ManuQ=$4.55 **
1 x $1/3 Hormel Compleast IPQ=$1.00
1 x $2/1 any Clearasil product In-Ad Q=$2.00
1 x $2/1 any Clearasil product IPQ=$2.00
Coupon Total...$17.05

$26.22-$17.05=$9.17
Used $9 in +Up Rewards...$9.17-$9.00=$.17+$.06tax=$.23 OOP put on Rite-Aid gift card.

Received $7 in new +Up Rewards...3 x $1(Hormel), $2(Scott), 2 x $1(Axe)=$7.00

I 'lost' $2 in  the +Ups count this time but that's the price I pay for more TP.lol
And I keep forgetting to stack the $1/1 Hormel Compleats Q from the Flu Booklet w/my IPQ ManuQ....ugh.

**Ok, the Axe was Buy One Get One 1/2 off, so I should have gotten only $2.84 off with my BOGO Q.
But the register showed each Axe as being $4.55....I think that was the price with my 20% off wellness discount.  So the cashier took off $4.55 instead of $2.84 and I didn't catch it until I sat down to type this out now.  Rite-Aid owes me $3 in +Ups that I never got around to calling Corporate about from 3 weeks ago so I guess in the end it all evens out. ;-)

And that evening I stopped in another store and got this.....


1 x Scott TP on sale=$7.49
3 x Hormel Compleats on sale $1.99=$5.97
1 x Oscillococcinum  on sale=$4.99
1 x Simply Saline  on sale=$3.99
1 x Ace cold pack w/wellness 20% disc.=$1.03
2 x Pepsi bottles w/wellness 20% disc.$1.27=$2.54
SubTotal...$26.01

Coupons Used

1 x $5 off $25 the one from my wellness acct.=$5.00
1 x $2.50/1 Scott TP IPQ=$2.50
1 x $1/3 Hormel Compleats IPQ=$1.00
1 x $1/1 Hormel Compleats Flu Booklet Q=$1.00
1 x $3/1 Oscillo IPQ=$3.00
1 x $2/1 Oscillo AdPerks/VV IPQ=$2.00
1 x $1/1 Simply Saline ManuQ=$1.00
1 x $1.50/1 Ace cold Pack IPQ=$1.50-again they didn't adjust the Q down
1 x BOGO Pepsi bottles AdPerks/VV IPQ=$1.27
Coupon Total...$18.27

$26.01-$18.27=$7.74
Used $7 in +Up Rewards...$7.74-$7.00=$.74+$.02tax=$.76 OOP put on Rite-Aid gift card.

Received $5 in new +Up Rewards...3 x $1(Hormel), $2(Scott)=$5.00
Qualified for SCR #25($4.99) and #30($3.99)=$8.98

And while I "lost" $2 +Ups(used $7, got $5 back), I will received $8.98 in SCRs on BIL's account, so overall we are "up" $6.98 on this transaction.


THESE TRIPS Total Spent....$.99(put on free Rite-Aid gift card)
Value of Items....$80.34
SCR qualified for...$8.98
Gift Cards earned....$0.00
+Up Rewards earned...$12.00
+Up Rewards spent...$16.00


GRAND TOTALS--October Rebate Period  FINAL

Number of Transactions......16
Total Spent....$5.70 put on free Gift Cards/Certificates so ZERO OOP
Value of Items purchased....$725.56
SCR qualified for....$53.90
Other Cash....$1.94 cash refund
Additional Non-Cash Rewards....2 x $5.99NasoGel(Mfg. Rebates 1 for me/1 for BIL)=$11.98


I've spent nothing out of pocket(since the gift cards were free)and I'm getting back $65.88 in cash and have $725.56 in products.
Who can NOT love this kind of shopping! 8-))

+UPS Totals for Oct. SCR Period
+Up Rewards carryover from last trip....$24.50
+Up Rewards spent....$16.00
+Up Rewards earned....$1.00
+Up Rewards left....$20.50*
 
* I need to recount my +Up Rewards that are left, as I gave some to one of the kids to buy something and I can't find their receipt and don't recall how many I handed over to them.  I'll post the correct +Ups left total next Rite-Aid trip.

Sluggy

About Yesterday.....



Thanks to everyone who slogged through my little Pity Party and left me some life affirming comments!
I didn't mean for it to be a cry for attention and the lovefest that ensued.
But hey!, I'll take it!!lol

I truly was thrilled to get so many responses....though not hopeful I would.
You see, I have this very Very bad habit of NOT responding to comments that are left on my blog.
It's one of my many Achilles Heels....if Achilles had been me, he would have been an octopus I have so many shortcoming 'heels.'  ;-)

Please believe me when I say it's not intentional, this ignoring of my Commentators.
I read   Every.  Single.   One.
Many I read over and over again for the boost it gives my over-inflated ego.
And some I want to copy onto large sheets of paper and plaster them on the wall next to my computer desk, so that when my ungrateful offspring give me sneers and eye rolls, I can point to these precious comments and say, "Well at least THESE people seem to LOVE me, even if you little Sonsabitches don't!"

("Sonsabitches" is a word coined by my rather colorful Grandmother.  Grandma swore like a longshoreman & that was the term of endearment she used to call us from an early age.  I am just carrying on a family tradition here.)

I also read the negative notes and do post them unless they are personal attacks.  And I ruminate even more over those.  Like most women I tend to take the bad things people say more seriously than the praise.
It's that ingrained inner negative dialogue thing.
I still have that tape recorder of put downs from my youth on loop running in my head, though most days I can put it on mute.
Geez....that makes me sound like some psycho, doesn't it?
Ignore that last part.

Sometimes I don't respond to comments too because well, I just get distracted by other stuff blowing up here.  When things calm down I can't remember what I was going to write so I just let it go....sigh....

I've made some notes on various things and I'll be making a few small changes when I get a chance during my copious free time in Teeny Tiny Town.
But remember....I am a Slugmama and nothing around here moves at anything approaching a fast pace, except for the free floating anxiety in the air, so don't look for massive remodeling anytime soon.
Heck, I've been trying to get the walls in my living room fixed and painted for what?.....10 YEARS now!!lol

Please feel free to leave comments anytime &/or email me(the addy is on my contact page).


Sluggy

Monday, October 25, 2010

Whadda Ya Want From Me?






Forgive me for a bit while I whine and wallow in some "poor poor pitiful me-ness".

I am a 51 year old woman who still doesn't know what she wants to be when she grows up.
In fact, at this point in my life, it seems doubtful that I will grow up! ;-)

I am having a difficult time blogging lately.
Or rather, I'm having a difficult time figuring out what direction to take this blog into.

Lots....ok, then, most blogs have a theme or a direction.
Me?
Not so much.
I started out just blogging to clear my head so I could cram different minutia into it without seepage occurring.
Seepage is never a good thing.
 
Then I got my first followers/readers.
Being an ex-theater person(see egotistical exhibitionist), I was hooked!
I <3 followers..... ;-)

So then I felt compelled to continue blogging because, well....you need to satisfy your audience.
Maybe some one out there is having a shittier day than me and comes here to read something to give them the will to go on....ok, maybe not that, but at least feel better about their life compared to the junk that goes on here in mine.

So I tried to pigeon-hole my blog, so I could link it and promote it.  It's hard to know how/where to share your blog if you don't know WHAT KIND of BLOG you have!

I am a mom.....but my kids are alien-life forms or almost adults and all the blogs I could find who were mommy bloggers had small children and dealt with issues that I no longer have an interest in like potty training, food allergies, chore building, teaching, social interaction, pta helping(or avoidance), etc.
We have left that stage of life behind thankyouverymuch!
So I talk about what passes for my real life now.  It's fairly tame and as the blog title should clue you in....boring!  Maybe I need to go out and do some wild and wacky things, like naked bodysurfing, doing a year long pie-eating tour of all 50 states, parkouring across Manhattan or auditioning for the next installment of Project Runway?  Now that would certainly liven it up around here, huh?!

I am a spiritual person....but because of past experiences in my life I am not a proponent of organized religion.  A lot of the mommy bloggers I found are Christians(not that there's anything wrong with that!)and they sprinkle their blogs liberally with bible quotations and the messages that they have received via their direct hotline to g*d.
While I am an ethical and moral person(no, religions don't have the market cornered on morality), I don't wear my religion like a mantel.  I think you can be a good person without being a card carrying member of *fill in your religious affilication here* and I don't want to club anyone over the head with who I think is going to a good place or a bad place when they die.

I am a couponista, and most of whatever that entails....and I did try my hand at coupon-match ups and being a "deal" blogger.  But that didn't work out so well.  Most deal blogs are so boring, even more boring than me!
Don't get me wrong.....I appreciate what they do....I just don't want to do it.lol  It's long dry work, shifting through the sales flyers each week to find the good deals and then one by one, matching up the current coupons to post with the deals.  THAT, my friends, too closely resembles W-O-R-K!  Since I am not paid to sit here hour after hour and do this basic mechanical work, and I refuse to just copy somebody else's work and post it as my own(tsk, tsk), I would just as soon lick the inside of my eyelids....whatever THAT means!
I do post a lot of my shopping trips.   Again, this devolves down into snoozefest territory, especially if the reader does NOT shop at the store you are writing about.  I realize that my grocery trips are only relevant to local readers since we have no national chains here but I will continue to talk about local deals since there is no one(or almost no one)blogging about local deals.  If something I post helps someone feed their family better/for less, then it's worth doing. ;-)  I know the Rite-Aid stuff bores the unlucky peoples who can't shop there, but.....My name is Sluggy, and I am an addict.......so feel free to just move along if you see a Rite-Aid shopping post.  I won't be dropping those.

I am a giveaway hound....I love to enter giveaways unless there are like 3 thousand entries at which point I laugh hysterically at the bad odds of winning and move on.  So I tried holding giveaways, and still do.  They say it's a great way to build a following/readership, even though after you have a drawing you do lose a percentage of folks when they don't win.  But participation in my giveaways is markedly down....except for a few regulars, most of whom would enter every day if I let them...you know who you are! lol
But I am now on the fence about the whole Giveaway issue and whether it's 'prosituting your blog' when companies, who don't pay you a fee but just give you stuff to give away, use you to promote their brand.  And besides, strictly Giveaway blogs have nothing to offer you outside of 'stuff'....which leads me to my next thought....

I am a frugalista who is mostly anti-consumerism.....but talking about reusing baggies and compost and ranting about the overconsumption in this country only can be a yawnfest if one is not careful.  While not an ardent Tree Hugger, if I didn't have a spouse I would probably be more "out there" with modifying the house & "alternative" building projects around here to make us more green and cheap until our place resembled a hippie commune with an air of ramshacked-ness.  But I have a grumpy old man here who keeps my ideas from fruition and keeps our property values up. ;-)
I find I can be only so frugal since I love a good deal too!  These two sides of me....being frugal and deal-hunting seem to be at odds with each other.  It makes for a schizophrenic blog at times....."Don't fall for mindless marketing by going to the mall", is followed by "Hurry! Great deal on Widgets at Amazon today only!!".

I am into personal finance issues......but again, talking retirement calculators, bank rate deals, T-bonds and FICO scores, etc. only, will make all the non-geek's eyes glaze over and their brains turn off in a nanosecond.  So I tried to interject my personal experiences/examples as a way to liven the subject matter up and maybe inspire someone.
And again, I found that if you have mostly made all the right decisions with your finances(and been lucky) and aren't currently in a debt hole trying to shovel your way out, most people don't want to hear about your experiences.
You would think that people who want help/ideas about moving away from debt/bad choices would listen more to someone who has done it.  But it seems to me at least that people want to hear about those who haven't made the right choices(perhaps so they can feel superior to them?)and if you have done well with money and talk about it, you are viewed as just bragging....even if that is the last thing that crossed your mind when you blogged about it.  I guess I need to go broke a la Dave Ramsey first and then make a bazillion dollars and build a 4 million dollar house before anyone wants me to open my trap about money again. ;-)

So, after having whined about all of the above, you tell Adam Lambert and me.......Whadda Ya Want From Me?

*What do you like about this humble little blog?  Please, say you like something, ok?lol  Is there some particular subject matter or direction you like and why?

*What do you NOT like about the blog?  Be brutal...in a nice way. ;-)  Go ahead and let me have it, I can take it.

*Why do you come here and read the blog? Try to come up with something more than I like your blog, ok?....even though saying you like my blog will earn you brownie points with me. 8-))

*How often do you drop in and read me....every day, week, month or did you just stumble in here and are frantically searching for the Exit?

* Is there something you would like to see here and what?  Do I talk about something you would like to read more about?  Do you have any suggestions about anything at all?.....from the physical layout(where stuff is visually, the ads-the placement or lack thereof, the colors, the photos/graphics, lack of professional web design, etc.)to subject matter covered(or not covered).

Here is your chance to sound off.  Any and all feedback is appreciated.

I've got my ear pressed to the web......go ahead and bend it!

Sluggy

Saturday, October 23, 2010

My Response to the Coupon Goddess's Recent Post

Mel over at The Coupon Goddess has a post today lamenting over the lack of Coupons being released for some particular items or types of items lately.  You can go read it HERE.

Go ahead over and read it.
I'll wait.  8-)

I was going to post a comment but I have so much to say....and I didn't want to break Blogger's comment function.....that I thought I'd respond over here in a full blown, if not half assed, blog post.
Now I know that even though I consider myself the Queen of the Freakin' Universe, the owners of multinational corporations that produce the products we buy don't give a hairy baboon's blue butt if I don't like the lack of couponage available for their stuff.
*Sigh*
So I so 'get' what Mel is saying.

But!....I can use my frugalista super powers and find ways to deal with this problem.

So shall we start?
Let's!


*Trash Bags
Once or twice a year one of my local Weis Markets has had a Catalina Deal including trash bags.  While there have been no current coupons during this deal, it has still been advantageous to my wallet to buy the bags during the Catalina period.  The savings when buying them during the Deal week, since it combines a sale price and the Catalina savings, has saved me more than the sad value of any coupons these companies release.

Rite-Aid often has Glad bags on sale, plus runs +Up Rewards deals on them...at least once a month.  I can use my Rite-Aid Powers and work up a $25 transaction, using other items combined with other coupons and sale prices with a Rite-Aid $5 off $25 purchase, and get a box of bags for free or very inexpensively.

The other thing I do, is to think of ways around having to buy trash bags.  What can I use or reuse around here in lieu of a trash bag?  One thing that springs to mind is dog food bags.  When we buy those 20lb. bags of dog food, I save them and use them for trash.  There are other packaging/bags leftover from other products I use but you get the point.

*Cabot Cheese.
 I got nothing here. 
 
*Boar's Head deli products.
I agree that deli meats(and cheeses)have gotten to a ridiculous price point.   Holey head cheese Batman!
While the frugalness in me would never willingly buy this brand of deli product even with a coupon, deals with coupons at the deli counter on any brand are hard to find.

Again, I find a work around.  I have found that Redner's Markets deli by far runs the best weekly sales on deli items.  Ok, you are still at the whim of what they put on sale each week but if you stick to those items, you will save money on your deli bill.  It's usually NOT Boar's Head but then again, I guess my deli meat palate isn't so refined that I can tell the difference between BH or Sara Lee or Hormel brand lunch meats.

Besides just not buying deli meats/cheeses, my frugal work around consists of buying a whole 5lb or whatever size hunk of deli food at the local Restaurant Supply store and slicing said meat or cheese myself.
It's a little more work to buy a whole log of ham and slice it but if I save substantial money, I'm game.  Besides, that's what I had children for.....to teach meat slicing skills to.lol
If you aren't feeding a large family and can't eat 5lbs. of processed meats/cheeses before it goes bad, you can freeze these products, but I'd recommend slicing them up first, especially the cheeses.


*Pepperidge Farm Goldfish crackers.

I know many people find the second string brands of this product lacking in quality and taste.  When #2 son was  younger he was addicted to the PF goldfish.   No sure what "food crack" they put in these to get the kids to jones for them like a meth addict in rehab.....but they do.

To get "the fish" for cheap, find a PF outlet store within driving distance, rent a U-haul and go fill it up.
We have a PF outlet store about 1.5 hrs. away so anytime we use to find ourselves down that way, we would stop in and fill the trunk.  And yes, Goldfish crackers have a shelf-life equivalent to the half-life of plutonium so they keep.  Plus you can always throw these into the freezer too.

Another frugal option is to search out one of those taste-the-same recipes and get the kids to help bake their own crackers.  Again, teach them some life skills and it makes a great homeschooling project.....as long as mom has two or three glasses of wine nearby.


*Thomas' English muffins and *Bread.

Ok, I'll kill 2 birds with one stone here.

While Sara Lee breads are often BOGO here and that company releases decent coupons on a semi-regular basis, the Thomas English muffin & bread producing company does not.  They do however have amazing Bread Outlet Stores!
I heart my bread outlet store!
There is one 3 miles from my house so I am awash in Thomas English muffins, Entenmann's, Freihofer's, Arnolds, Stroehmann's and Boboli foods on a regular basis.  The most expensive items in the store are 3 for $5(must buy 3)for bread products while the Entenmann's baked goods are 3 for $6(must buy 3). Some brands are priced at 3 for $3(again, must buy 3).  Even better are the almost out of date items that are priced at $1, $.89 or even less.

It's a Gluten-y Gluttony Wonderland!
And if you life in 34 of the lucky states in the US, they have a similar Outlet Stores in your state!  So go find the one near you HERE.

And as for the Bimbo bread name?  It's pronounced 'beem-bo' and it's Spanish.  They are a massive multinational corporation(founded in 1945 by a guy in Mexico)and now largest bakery in the world.  They bought up the companies of many American brand names in the bread/bakery products line.  
We first saw the Bimbo bread this past summer at the Bread Outlet.  They gave out free loaves with purchases.  The name always makes my 14 yr. old cackle evil-y......I won't mention the nickname he has for this bread. ;-)

*Bacon.

Great minds think alike here, don't they?lol  I was just lamenting the sad state of bacon prices/lack of product in my freezer just last week HERE.
Forget the roadtrip....I've already cleaned off the bacon shelves at Price Chopper so there is nothing left to buy. j/k

Though I haven't had to resort to a frugal work around on bacon in the past 2 years(knock on wood), in the past I would troll the meat counter at the local grocery stores for markdowns on meats that were coming close to their sell by dates.  If you are antsy about buying bacon that is close to a sell by date, don't be.  There are so many preservatives in most conventionally processed bacon that it can safely be used  after it's date.  If you throw the bacon directly into your freezer you can stop the clock basically on your bacon's date and give yourself some more time to enjoy it's porky goodness.  Even better, repackage the bacon into smaller portions using freezer bags or foil so you only thaw and use the amount you need.

*Peanut Butter.

We have only ever gotten the $1 off 2 Peanut Butter coupons here.  Even though the grocery stores double to $1 here, we've never had the good fortune of getting a $.50 or $.60 on 1 item coupon to double.  You can't miss what you haven't had, right?lol

The frugal work around?.....make your own in a blender using fresh peanuts.  Of course, this just means you have to find a deal on peanuts instead!lol   But then again, you can control what goes into your peanut butter(no preservatives and lower sugar content)so there is an upside here.

The 2 other comments I have on this *ahem.....sticky subject are to find a SuperValu owned line of grocery stores in your area and pray to the couponing powers-that-be that they run another Catalina Deal like the ones in 2009(in Aug. and again in the weeks before Thanksgiving)that included Skippy Peanut Butter with a double dip.  That's how I ended up with 32 jars of Skippy...I could have gotten more in the Nov. Catalina deal but this was plenty for us plus enough for some food bank donations.

And secondly, if you can find creamy Skippy at your local Rite-Aid store with the UPC #0 48001 00643 0.
Have the cashier price check it for you as it may have been marked down to 75% off clearance for .74¢.  If it hasn't yet, it will so watch it.  Plus it's been reported that many of the clearance items at Rite-Aid are being restocked from the warehouse(until the warehouse is out of them), so keep watching for those cheap food & cleaning items to reappear on the shelves.
Even without a coupon, peanut butter for .74¢ a jar ain't half bad.

*Fresh Express salad.

This brand of bagged salad goes on sale here often so we are fairly lucky in that.  However, I don't much care for bagged greens since if they have been sitting for any time, the sealed bag raises the condensation inside and that makes your salad cross over to the slimy dark side quicker.  Having to throw out wet gross green food into my compost pile is not cool.....well, the composting part is but not the spending money on compost part.
My frugal work around is to grow my own salad greens.  Since we can't do that year round(northern location and a lack of having a greenhouse or cold frames yet), we only buy the bagged stuff on good sale, buy whole heads of lettuces and make our own mix or just eat something else.
Someone told me once that if your grocery store has a self-serve salad bar, to buy your greens there rather than bagged.  Think about it....you pay by the weight at a salad bar in store.  What weighs the least of things that go into a salad?.....the greens!  By comparison with the bagged stuff, your salad procured at the bar will cost less.

*Kraft Mac and Cheese.

Yah, the Kraft corporation has more money than g*d.
They also have a product(Kraft Macaroni & Cheese)that my kids refer to as crack noodles(long story...lol).
I still have a stash of Kraft mac/cheese in my pantry from the Catalina Deal at Price Chopper in April when I got it for almost free.
Of course, as soon as I load up for free, my kids stop eating it....figures, right?lol
It's been awhile Mr. Kraft.
Time for some couponage.


So what do you think?  Leave a comment and share, won't you?

Sluggy

Friday, October 22, 2010

Congratulations.....And Welcome to the Poor House!

You may remember I ranted about Hubs letting Daughter apply to 5 colleges a week or so ago.
5 schools meant 5 application fees of between $30 and $55.
Ouch.

Five applications for a teen who may not even go to college now and enlist in the Air Force instead.
One day she can't wait to go away to school.
The next day she can't wait to go to boot camp.
The one common thread seems to be the "wanting to leave here" part.
Hmmm.....If I was the sensitive sort I'd take an affront to her wanting to leave us.

Quite the mercurial child, she is.
And no, it's not the alien teen life form hormones at play.
She came out of the womb not being able to make up her mind.

I can just see her now, after making her parents shell out $200+ to apply to schools, and getting into all 5 schools, and she ups and says forget it and joins the military.



After all, she took the Armed Forces Aptitude Test(the ASVAB)that indicates if you are smart enough to enlist and what jobs or career paths you qualify for.  The minimum score to join the AF is 36......a 36 won't be flying planes however. ;-)

And she scored a 93 out of 99 on it so she qualifies for about 98% of the jobs in that branch of the service.
So now she's trying to decide between dropping bombs from the plane she is piloting or performing neurosurgery at the US Air Force Academy Hospital for a living.
She still has the physical fitness test to take before she can sign up to be a Jr. Birdman, er....woman however.  The getting in-shape part is proving to be the harder side of things.


Unlike #1 son, who waited to apply to schools until Feb.(not one to jump right on a task, is he?), Daughter got motivated to apply to her choices by the end of September.  I think it was more of a "let's get this over with and fast" kind of deal with her rather than a 'get up and go' attitude.
And late last week, she heard back from the 1st of the 5 schools.....the University of Pittsburgh(PITT).

She was accepted into their Pre-Med program for 2011!

Not this Pitt....


This one....



It's no Harvard but the freshman acceptance rate is quite low so we are proud of her.
4 more schools to hear back from plus the Air Force keeps beckoning to her.
But if she decides to go to PITT, you can come visit me at my new address--

Sluggy
c/o The Poor House
13 Broke Lane
ArmPitt, PA

It could be worse.  Yes, Pitt is a public university but it's a lot pricier than the one #1 son attends.  Daughter will still need $$ after we kick in what we have set aside for her education.  Crossing the fingers she gets some academic scholarship monies or she'll have a substantial student loan debt when she graduates.

But Daughter has that all figured out too.  If she attends college first, she'll enlist after college and get the Air Force to repay her loans for her in exchange for her service in the armed forces.

That's my girl.....always thinking of a way to save money!
Now if I could just get her to fold her own laundry and put it away.....

Sluggy

Thursday, October 21, 2010

Starting Late This Week at Rite-Aid...But Catching Up Fast!

Well, I didn't get out to stop by Rite-Aid until Tuesday afternoon.
This store was completely out of Scott TP that is on sale....dangit!  But I found some other things to buy.....


 2 x Old Spice Body Wash on sale $3=$6.00  *BOGO Old Spice Body Wash ManuQ=$3.00
2 x Old Spice Deodorant/Spray on sale $3=$6.00  *BOGO Old Spice Deo/Spray ManuQ+$1/2 Old Spice items(used on the 2 items that weren't BOGO with the other Q)=$4.00
1 x Clearasil Face Wash w/20% disc.=$4.39  *$2 In-Ad Q+$2/1 IPQ=$4.00
1 x Simply Saline on sale=$3.99  *$1/1 ManuQ=$1.00
3 x Hormel Compleats on sale $1.99=$5.97  *$1 AdPerks/VV Q+$1/3 IPQ=$2.00
SubTotal....$26.35   *Coupon Total....$14.00
$26.35-$14.00=$12.35


Subtract the $5 off $25 Purchase Q sent to my wellness acct...$12.35-$5=$7.35

Used $7 +Up Rewards.....$7.35-$7.00=$.35+$.15 tax=$.50  Out of Pocket put on a free Rite-Aid gift card

Received back $7 in +Up Rewards(2 x $2 Old Spice wyb 2 items, 3 x $1 Compleats)=$7.00
Plus I'll get $3.99 check back for SCR#30.

Spent $7+Ups and $.50 on gift card, earned $7 +Ups and get $3.99 cash back.

Then I stopped by another Rite-Aid on the way home.....


2 x Old Spice Body Wash on sale $3=$6.00  *BOGO Old Spice Body Wash ManuQ=$3.00

2 x Old Spice Body Wash/Spray on sale $3=$6.00  *BOGO Old Spice Deo/Spray ManuQ+$1/2 Old Spice items(used on the 2 items that weren't BOGO with the other Q)=$4.00

1 x Scott 12 roll TP on sale=$7.49  *$2.50 IPQ+$1/1 AdPerks/VV Q=$3.50
1 x Thermacare on sale=$2.99  *$1/1 ManuQ+$1/1 AdPerks/VV Q=$2.00

2 x Pepsi singles w/wellness disc. $1.27=$2.54  *BOGO AdPerks/VV Q=$1.27

SubTotal....$25.02   *Coupon Total....$13.77
$25.02-$13.77=$11.25


Subtract the $5 off $25 Purchase Q sent to my wellness acct...$11.25-$5=$6.25

Used $6 +Up Rewards.....$6.25-$6=$.25  Out of Pocket put on a free Rite-Aid gift card
Received back $6 in +Up Rewards(2 x $2 Old Spice wyb 2 items, $2 Scott TP)=$6.00
Plus I'll get $2.99 check back for SCR#23.

Spent $6+Ups and $.25 on gift card, earned $6 +Ups and get $2.99 cash back. 

And while I was out yesterday, guess where I went?lol

Yep, you guessed it......

1 x Scott 12 roll pack TP on sale=$7.49  *$2.50/1 Scott TP IPQ=$2.50
1 x Oscillococcinum Children's Cold Medicine on sale=$4.99  *$2/1 Oscill. IPQ+$3/1 AdPerks/VV Q=$5.00
1 x OralB Vitality Electric Toothbrush on clearance=$12.49  *$10/1 OralB Vitality Tbrush ManuQ+$1/$10 Oral Care products Wellness Q=$11.00
2 x Hershey Candy Bars on sale 2/$1=$1.00  *$.25/2 AdPerks/VV Q=$.25
SubTotal....$25.97    Coupon Total.....$18.75

$25.97-$18.75=$7.22


Subtract the $5 off $25 Purchase Q sent to my wellness acct...$7.22-$5=$2.22

Used $2 +Up Rewards.....$2.22-$2=$.22  Out of Pocket put on a free Rite-Aid gift card
Received back $2 in +Up Rewards Scott TP)=$2.00
Plus I'll get $4.99 check back for SCR#25.

Spent $2+Ups and $.22 on gift card, earned $2 +Ups and get $4.99 cash back.

THESE TRIPS Total Spent....$.97(put on free Rite-Aid gift card)
Value of Items....$126.56
SCR qualified for...$11.97
Gift Cards earned....$0.00
+Up Rewards earned...$15.00
+Up Rewards spent...$15.00

GRAND TOTALS so far-October Rebate Period

Number of Transactions......14
Total Spent....$4.71 put on free Gift Cards/Certificates so ZERO OOP
Value of Items purchased....$645.22
SCR qualified for....$44.92
Other Cash....$1.94 cash refund
Additional Non-Cash Rewards....2 x $5.99NasoGel(Mfg. Rebates 1 for me/1 for BIL)=$11.98


So far this month, I've spent nothing out of pocket and I'm getting back $56.90 in cash and have $645.22 in products. 8-)

+UPS Totals for Oct. SCR Period
+Up Rewards carryover from last trip....$24.50
+Up Rewards spent....$15.00
+Up Rewards earned....$15.00
+Up Rewards left....$24.50


Sluggy

Wednesday, October 20, 2010

Mmmmmm.....Bacon! + Price Chopper=Love

Well the Couponing Powers-That-Be heard my whining last week about the price of bacon and the lack of any deals for said porcine goodness.

Price Chopper and Hormel have come to my rescue!!  *see Sluggy bat her eyelashes furtively at her heroes*

I don't have a picture but yesterday after hitting up Rite-Aids I cruised into Price Chopper to start the ball rolling, er, I mean the Cat rolling.
I bought 4 packages of Hormel bacon and half a dozen fresh bagels.
Not only is the bacon part of the Cat deal but did I mention it's on sale for BOGO?
So 4 packages of bacon was $10.98(reg. price $5.49)after the sale.  Unfortunately there are NO Hormel bacon coupons currently....*sniff*.
The bagels are on sale Buy 3, Get 3 free this week so my bagels cost $1.99 for 6.
Grand Total for my 1st transaction at PC was $12.97.  For this transaction the bagels cost me $.33 each and the bacon was $2.75 a package.  Even at that price it was pretty darn good.....but now it would get much MUCH better!


Because the machine spit out a precious $7 OYNO Cat Q for buying that bacon.
Yay!

So I cruised over to Price Chopper this afternoon to roll it....

Transaction #1
4 x Hormel Bacon on sale BOGO=$10.98
1 x 6 Bagels on sale 1/2 price=$1.99
2 x Grands! Biscuits on sale $2=$4.00
SubTotal....$16.97

Coupons Used
2 x $1/1 Instant Store Q on the Grands!=$2.00
1 x $7 OYNO Cat Q=$7.00
Coupon Total....$9.00

$16.97-$9.00=$7.97 OOP
And I received another $7 OYNO Cat Q.


Transaction #2

4 x Hormel Bacon on sale BOGO=$10.98
6 x Libby's Veggies on sale $.67=$4.02
SubTotal....$15.00

Coupons Used
2 x $1/3 Libby's Veg. ManuQ=$2.00
1 x $7 OYNO Cat Q=$7.00
Coupon Total....$9.00

$15.00-$9.00=$6.00 OOP
And I received another $7 OYNO Cat Q.

Basically with spending $14.00, the bacon & whack biscuits were $1 a package, the veggies & bagels were $.33 a can/a piece.
Plus I've got the $7 Cat to keep rolling into more cheap bacon. ;-)

But first I need to clean out the freezer a bit so I have a place to put it all.

Sluggy

Monsters Revisited....


Remember the Youtube Video I shared awhile back?....This one HERE.

Well I found out this group of guys is a bonafide student a capella group affiliated with the U. of Oregon. 
They are called "On The Rocks".
And they have been around for some time.
They have released a few records....ok, I guess you don't call them records because they don't make records anymore, so they have released albums or recorded music or whatever the terminology is nowadays. ;-)

They also re-recorded this particular GaGa video with actual production values.
So if you liked these Monsters the first time, go have a listen to this version....



I still say one of the lead singers, the one in the baseball cap, looks a bit like a young Seth Rogen....

And I'm having a debate over which video is better with a friend.
Do you prefer the impromptu one or the cleaned up "professional" version?
Leave a comment and let us know which side you weigh in on!

P.S.
I so hate you Joe because you have tickets to the tour!

Sluggy

Tuesday, October 19, 2010

Simplifying the Holidays...How to Get off the Santa Express


Do you dread the approaching of the Month of December?

Do you tense up and stress out over all the extra work that is expected of you during the Holidays?

Do your kids turn into Self-absorbed Robots at this time of year, demanding a neverending list of toys?

Maybe you need to consider stepping off of the Madison Avenue Christmas Express and start destressing, reducing and simplifying how you celebrate the Holidays!

That American Popular Culture Christmas Express train you are on, makes stops in the State of Exhaustion, the Land of Disappointment, and ends up delivering you right to The Poor House in January when those bills come rolling in.
Make this season the one where you change up the game and play it by Your Rules, not Madison Avenues!

I'm going to do a little series about Simplifying the Holidays.  Each Week I will post about some aspect of the Winter Holidays where you could make changes in your life and in how you celebrate this year.

If anyone has any thoughts, questions or some aspect of simplifying your holiday season you would like to see me cover, just leave your ideas in the comments and I'll work them in and address them in subsequent posts in this series.

Sluggy

Monday, October 18, 2010

Randomly Yours Monday

**My sleep schedule has been off for a week now.
I am wide awake at the crack of dawn.....so unlike me.
Then I crash and nap by noon and wake up again around 2 or 3pm.
Then I am wore out by 9pm and crawl back into bed.....and it starts all over again the next day.

I know this schedule is like most people's out there but my usual schedule is to to go to bed between 2 and 7 am, sleep until 2pm, nap again around 7pm for 2 or 3 hours and then up by 10pm until 2am or later and start it all over again the next 24 hours.
I have always been a night person and find I am much more productive at night.

Anybody else have unusual sleeping/waking patterns?

**And no, I haven't been to Rite-Aid this week yet.....but the week is young yet!lol
Anybody else been yet?  What did ya get??

**I have a Meal Plan figured out for this week to as far as Tuesday.lol  Last week I hardly cooked at all.  Only one night getting take-out too.  Seems the teens have hardly eaten here all last week so when I cooked something it lasted for 3 meals or so for just Hubs and I.....meaning I didn't need to cook but 2 times.

**I just found 2 high value coupons over on AllYou dotcom.  1--It's a Scott products Q for $2.50/1 on the purchase of 8 or more roll package of Scott Extra Soft Bath Tissue or a 4 or more roll package of Scott Towels.   Print it now for any upcoming TP deals.  2--It's a $2.50/1 Kendall/AMD Wound Care Product(they make bandages, etc.) Q.  Rite-Aid has a sale/+Ups deal coming up on Kendall/AMD products in a week.

**After slacking off on the decluttering/donating the last couple of months, I sent 2 loads to Sallie's last week.  No pretty pictures though....

**And from the annals of "The Grocery Store Powers That Be Heard Me"......I saw a Catalina Deal in the Price Chopper(northeast) Sales Flyer from my Sunday paper yesterday involving.....BACON!
Woohoo!!!
It's a Hormel Catalina.....Spend $10-$14.99/Get $3 OYNO Cat Q, Spend $15-$19.99/Get $5 OYNO Cat Q, and Spend $20 or More/Get $7 OYNO Cat Q.
Price Chopper has historically gone off of the reg. retail shelf price to figure spending threshold levels(not the sale prices on the participating items),but I haven't been in awhile so I'll be taking a trip to the store tomorrow to test the waters.  When my coupons arrive in the next couple of days I'll be all ready to stock-up then on some Pork Love. ;-)

**I got something rigged up for my Eggplant plants, in hopes that I could keep them alive long enough for the tiny eggplants to grow enough to be edible.
First I took a clear plastic gallon milk jug and cut the bottom off of it so I could put it over the plant.
That would have been quick and easy but the plant was too tall.  I then considered taking more milk jugs, cutting the bottom and tops off and leaving the sides(making a big plastic square)that I could duct tape together to make the 1st milk jug taller.  But that idea fizzled out once I started the cutting.lol

Then Hubs and I came up with this.....

We put a tomato cage on each plant.
Then we took a drum liner.....it's a HUGE clear plastic bag(used to line metal drums, like oil drums).....and put it over 2 cages at a time. 
Then we used pieces of bricks to hold down the edges of the liner to keep out the cold and keep the liner from sailing off with the first stiff wind gust.
It turned out to be a quick and easy fix with no cutting or taping involved.  Plus we can reuse the bag. ;-)

Two days out and so far so good.
I don't know how much time I can by these eggplants though since we will probably get our first freezing night later this week. 8-(

**October is almost 2/3 over!  I was adding last week's grocery spending to my budget book and realized that.  Speaking of grocery spending, I spent $37.89 last week.....fresh fruit, produce, 1lb. of butter on sale and about 16lbs. of meat/chicken.  Ok...I also had an impulse buy and picked up a bag of cheese curls for $2 on the spur of the moment.  Yes, my one wild and crazy purchase for that week!lol  Sometimes junk food calls my name.....well, it seems to SCREAM my name loudly and often.....and I just give in.  Ah well......
Anyway, I haven't even broken $100 for food spending in October yet.  Yay for the freezer and the stockpile!! ;-)

So what has everyone else been up to lately??

Sluggy

Sunday, October 17, 2010

Sluggy's Boring Blog Box #4 Giveaway....WINNER!

There were 42 valid entries to the 4th Boring Blog Box Giveaway.

I listed the names in order of them being received and assigned a number to each entry.
Then I plugged the parameters into Random.Org and it spit out the Winner.


And the winner is......

Entry Number 2
SonyaAnn said...
Hey, I should just win hands down cuz I'm a sci-fi nut! Not to mention all the probs that I'm having lately, I deserve a little trek love!
September 17, 2010 7:55 AM

Congratulations SonyaAnn.  The sci-fi gods must have heard your please from outer space.lol
Please email me your snail mail info. within the next 48 hours from this time stamp and this lovely box of assorted Boring Blog Stuff will be on it's way to you!

And thank you to everyone who entered!!  We picked up a couple new readers along the way during this Giveaway and I'd like to say Welcome to You! and I do hope you all stick around and keep reading and participating.  If you have any questions or want me to blog about some specific issue with couponing, frugality, decluttering, stockpiling, cooking, sewing, personal finance or dealing with those alien lifeforms called teenagers, just leave a comment or email me.

More Giveaway Fun coming soon....

Sluggy

Got Candy?......I Do & It Was Free Thanks to Rite-Aid!

After using up the 6 bags to make Trick-or-Treat Bags for the kids, I still needed candy to make more bags.
So I went up to Rite-Aid to see what I could do with some coupons, +Up Rewards and a free Gift Card.

First I returned the Udderly Smooth Lotion I had bought on Sunday as it was the wrong size AND we didn't get the +Ups deal on that product in this region anyway.  I got back $1.94(after sales tax) for that item which I hadn't paid anything for(with my Q overage on other items and my free-to-me gift card that I put any OOP amount on).
Then it was time to shop.....

6 x Bags of Chocolate on sale $2 each=$12.00
1 x Sucrets on sale=$2.99
1 x Vicks VapoSyrup on clearance=$3.49
7 x Sinful Colors Nail Polish on clearance $.99 each=$6.93
2 x Ooh La La! Nail Polish on clearance .25¢ each=$.50
SubTotal....$25.91

Coupons Used
1 x $5 off $25 IPQ for registereing my wellness acct.=$5.00
2 x $1/3 Hershey's Candy Bags ManuQ=$2.00
1 x $1/1 Reese's or Kit-Kat Candy Bags AdPerks/VV IPQ=$1.00
2 x $.50 off $5.00 Candy Purchase Wellness IPQ=$1.00
1 x $1.50 Vicks Product ManuQ=$1.50
1 x $2.00 any Vicks Vapo Product Flu Booklet Q=$2.00
Coupon Total....$12.50

$25.91-$12.50=$13.41
Used $13 in +Up Rewards....
$13.41-$13.00=$.41 + $.12 tax=$.53 OOP put on free Rite-Aid gift card
*Sometimes they charge me tax when I pay with Gift Cards and +Ups and sometimes they don't. 8-P
I qualified for a SCR on the Sucrets...$2.99.
I earned $12 in +Up Rewards(3 x $1 WYB 2 Bags of Chocolate, 9 x $1 Nail Polishes)=$12.00

Analysis--
The candy was needed for Halloween.  After Qs/+Ups received all 6 were free.
The Cough Syrup(Vicks) was also free after clearance sale and Qs.
The Sucrets were free after rebate.
All the Nail Polish was again, free after +Ups received.
I only needed the 7 $.99 ea. polishes to get over the $25 threshold to use the $5 off $25 Q(which made my candy bags free), but the 2 tiny polishes were only .25¢ ea. and still triggered a $1 +Up each.  Rite-Aid paid me $1.50 in +Ups to buy those thangs too so how could I refuse?lol


THIS TRIP Total Spent....$.53(put on free Rite-Aid gift card)
Value of Items....$52.15
SCR qualified for...$2.99
Gift Cards earned....$0.00
+Up Rewards earned...$12.00
+Up Rewards spent...$13.00

I lost $1 in +Ups but gained a $2.99 cash rebate so this transaction was a moneymaker when all is said and done.

I also figured into my Grand Totals the Manufacturer's Rebate on the NasoGel I bought earlier this week.  Not only was it a Free After SCRebate item at Rite-Aid but the Manufacturer has a direct rebate you can submit for on it.

GRAND TOTALS so far-October Rebate Period

Number of Transactions......11
Total Spent....$3.74 put on free Gift Cards/Certificates so ZERO OOP
Value of Items purchased....$518.66
SCR qualified for....$32.95
Other Cash....$1.94 cash refund
Additional Non-Cash Rewards....2 x $5.99NasoGel(Mfg. Rebates 1 for me/1 for BIL)=$11.98


So far this month, I've spent nothing out of pocket and I'm getting back $46.87 in cash and have $518.66 in products. 8-)

+UPS Totals for Oct. SCR Period
+Up Rewards carryover from last trip....$25.50
+Up Rewards spent....$13.00
+Up Rewards earned....$12.00
+Up Rewards left....$24.50


Check out my other Trips during the Oct. SCR qualifying period HERE and HERE and HERE and HERE and HERE.

Sluggy

Friday, October 15, 2010

More Fun at Rite-Aid This Week...How My Trips Turned Out

2 x Playtex Tampons on sale $4.00 each=$8.00
2 x Garnier Cleansers on sale BOGO50%off=$9.43
1 x Gain Dish Soap on sale=$.89
1 x Lipton 1Ltr Tea w/wellness disc.=$.79
1 x Dove Shampoo on sale=$3.00
2 x Sinful Nail Polish some colors on clearance .99¢=$1.98
1 x Sinful Nail Polish=$1.99*
SubTotal....$26.08

Coupons Used
1 x $5 off $25 IPQ=$5.00
2 x $2/1 Playtex Tampons IPQ=$4.00
1 x $2/1 Playtex AdPerks/VV IPQ=$2.00
2 x $2/1 Garnier Cleaners IPQ=$4.00
2 x $2/1 Garnier Cleaner AdPerks/VV(1 from Sept./1 from Oct.) IPQ=$4.00
1 x $1/1 Gain Dish Soap ManuQ=$1.00
1 x $.35/1 Lipton Tea Single Q fromTearpad in Store=$.35
1 x $1/1 Dove Shampoo ManuQ=$1.00
1 x $2/1 Dove Shampoo AdPerks/VV IPQ=$2.00
Coupon Total....$23.35

$26.08-$23.35=$2.73
Used 2 x $1 +Ups...$2.73-$2.00=$.73 OOP put on Rite-Aid gift card
Received $8+Ups(3 x $1 Nail Polish, $3 WYB 2 Garnier, $2 WYB 2 Tampex)=$8.00

So basically, after Qs and +Ups....the Playtex, Nail Polishes and Dove were free, the Garnier Cleansers and Gain were better than free.

*Ok...here's the weird thing about that 1 nail polish....the cashier price checked all three nail polishes and all three came up on sale for .99¢.  But when she rang up the order, 1 of the polishes rang up full price.  So I took that one back in and showed her what happened.  She returned the polish and gave me $2.11 cash(with the tax that I didn't pay to begin with but she couldn't do it without the computer telling her I got the tax back...whatever.lol).
Then she rerang it.....and it rang up $1.59...this is the reg. price with my 20% wellness discount.
Even weirder.
So I just went ahead and rebought the polish for $1.69(with tax) using the $2.11 cash she had given me back.
So I ending up spending $.73 on my gift card but got back $.42 in cash, so that brings my OOP here to $.31.
AND....another $1 +Up printed for the nail polish.  I told her I had already gotten a $1 +Up for the rerung polish but she said just keep both. 8-)
So my +Up total for this transaction ended up being $9, not $8.

Some of the colors of this Sinful brand Nail Polish are on clearance for .99¢.  Neither store had them marked so I had to price check them at the register both times...what a PITA.  But if you can find them, they are still printing up the $1 nail polish +Up Reward.  When the cashier price checks them if her screen doesn't show the BOGO 50% off deal running this week on that color but it shows up as .99¢ with the wellness card, then it's a clearance polish.  It would be so much easier on everyone involved if the stores here got around to marking ALL the clearance in a timely fashion.  Yes, I am just too demanding.lolol

Then it was off to another store....


2 x Lysol Wipes on sale BOGO=$3.49
2 x Lysol Spray on sale $3.50=$7.00
2 x Garnier Shampoo on sale $2.50=$5.00
2 x Sinful Nail Polish on clearance .99¢=$1.98
1 x Maybelline Eye Studio Shadow 40% off=$3.71
1 x No Nonsense Socks on sale=$2.99
1 x Ace Cold Pack(reg. $1.29) w/wellness disc.=$1.03
SubTotal....$25.20

Coupons Used
1 x $5 off $25 IPQ=$5.00
1 x $1/2 Lysol Wipes ManuQ=$1.00
1 x $1/1 Lysol Wipes AdPerks/VV IPQ=$1.00
1 x $1.50/1 Lysol Wipes Flu Booklet Q=$1.50
1 x $1/1 Lysol Spray ManuQ=$1.00
1 x $1/1 Lysol Spray AdPerks/VV IPQ=$1.00
1 x $2/1 Lysol Spray Flu Booklet Q=$2.00
2 x $1/1 Garnier Hair Product IPQ=$2.00
1 x $1/1 Garnier AdPerks/VV IPQ=$1.00
1 x $1/1 Maybelline Eye Studio Tearpad Q from store=$1.00
1 x $2/1 Maybelline Eye Studio AdPerks/VV IPQ=$2.00
1 x $1/1 No Nonsense Item AdPerks/VV IPQ=$1.00
1 x $1.50/1 Ace Cold/Hot Pack IPQ=$1.50
Coupon Total....$22.00

$25.20-$22.00=$3.20
Used $3 in +Ups(1 x $2, 1 x $1)=$3.00
$3.20-$3.00=$.20 OOP put on Rite-Aid gift card
Received +Up Rewards($3 WYB $10 in Lysol, 2 x $1 Nail Polish, $1 No Nonsense)=$6.00

Basically in this transaction after Qs(not counting the $5 off $25 Q) and +Up Rewards....all the Lysol products were free, the Maybelline was .71¢, the socks were .99¢ and the Ace cold pack and Sinful nail polishes were better than free.

I need to go back to Rite-Aid tomorrow to get some more Halloween candy since the 6 bags I had aren't enough for the amount of kids that we get for Trick-or-Treating here.  Hopefully I can find enough Qs to throw together another $25 transaction so I can use a $5 off $25 Q to get that $5 off the top of this candy order.

You'll notice that I didn't buy any Free After Rebate items this time and I've only bought 4 or so all week.  I may pick up one or two more FARs next trip but I don't want to "buy" FAR things I don't use and then I have to find a way to get rid of them, which sometimes, is just more work.  ;-)

Be sure and look for tearpads for the Lipton tea bottles at your store.  I also saw alot of cosmetic tearpads tonight.  One store had Borghese Nail Polish on clearance 50% off and there were $1/1 tearpad Qs right on the display.  Some bottles were bundled together so for the clearance price of $4 minus a $1 Q you could get 2 bottles of this brand of polish for $3 total PLUS it should generate a $1 +Up Reward so $2 for 2 bottles after that.  Not bad for stuff that retails for $8 a bottle!

THESE TRIPS Total Spent....$.93(put on free Rite-Aid gift card),$.42 back in cash=$.51
Value of Items....$76.50
SCR qualified for...$0
Gift Cards earned....$0.00
+Up Rewards earned...$15.00
+Up Rewards spent...$5.00
These 2 trips were a net gain of $10.00 in +Ups.

GRAND TOTALS so far-October Rebate Period

Number of Transactions......10
Total Spent....$3.21 put on free Gift Cards/Certificates so ZERO OOP
Value of Items purchased....$466.51
SCR qualified for....$29.96
Other Cash....$0
Additional Non-Cash Rewards....$0

+UPS Totals for Oct. SCR Period
+Up Rewards carryover from last trip....$15.50
+Up Rewards spent....$5.00
+Up Rewards earned....$15.00
+Up Rewards left....$25.50

Sluggy

Friday Randomness with Sluggy

 Here are some things fermenting in my wacky brain lately....


**Have you noticed the escalating price of bacon lately?  I hit a rather decent sales/coupons double out of the ballpark about 5 months ago so I haven't really checked in on the current going price for that porky goodness since early last Spring.
Since our supply is almost gone, I started last week to take note of the market price for bacon.
And let me say for the record....that shits gone way up!!  Regular retail here for $5 to $6 a PACKAGE!
Great Googley Moogley!!
I paid $1.00 a package the last time I stocked up and it was an amazing $2.00 straight sale price without a coupon then.
I might have to start trolling the local animal shelters for abandoned pot bellied pigs to bring home and fatten up.....ok, not really but I *did* consider that for a few moments. ;-)


**I took SonyaAnn's ADVICE and cashed out my credit card Rewards for Christmas gift cards the other day.  I have 8 gift cards winging their way to me in time for Holiday giving.  I have to dig out my gift stash and figure what more I still have to acquire/make.  I'll probably do that next week or this weekend.  I want to have everything in process or done by Thanksgiving so I only have to darken a stores door for food between Black Friday and New Year's Day.
Not to freak anyone out or anything but there are only 70 Shopping Days left Until Christmas......



**This is a photo of part of our high school's Marching Band taken 3 weeks ago.
The kid in the center playing the flute is my son.
I do think it's time for a haircut.....


**Have you noticed that Outlet Malls are no longer the place to get a deal?
Ok....maybe sometimes they are.....but over the past few years outlet malls have really become just another excuse to throw up a shopping mall somewhere and sell regularly priced stuff.  I am old enough to remember when an outlet 'store' meant it was located in the geographic area of it's manufacturing mill and carried overruns, imperfects, seconds, etc. and you could buy them at a deep discount off of the regularly priced perfects that got shipped to the regular stores.  My mom and I use to take trips to Lightfoot VA to snag deals at the Williamsburg Pottery Factory when I was growing up.  Good times.....
Somewhere about 1978 though they began renting out space there(after they over expanded and the economy tanked a bit)directly to the manufacturers they had previously bought outlet bound stuff from and resold.  Other real outlet stores followed suite.  That's when it all went downhill for the deals in my humble opinion.  The manufacturers began stocking/running their own outlets.  Seeing how successful this model was, developers began building outlet malls so you could go to one place and get deals from many different brands without traveling far.  And they located them in touristy areas to generate more revenue.  Then they started offering regular mall bound merchandise or lines created just to sell in the outlets, which raised all the prices and just bastardized the whole original concept and made outlet stores/malls mostly crap in my opinion.

The point was illustrated clearly this past week on our trip to Ocean City.  We stopped in Rehobeth Delaware at the Tanger Outlets to do some clothes/shoe shopping.  While Hubs got some deals on shoes at Rack Room shoes and I picked up a pair of Chuck Taylors for Daughter for less than full retail, no deals were to be found at the supposed Under Armor outlet store.

#2 son wanted a basic black shirt to wear under his Marching Band uniform so we went looking. Everything in that store was full retail price, unless you wanted some boys sized shirts(that were STILL $20!) or some hideously ugly pieces I wouldn't buy at a thrift store for a fraction of the price they were charging.


**I mentioned awhile back about a relative who was having a financial crisis, and that I was helping them with a plan to get them "out of the weeds", as they say in golf.....not that I play golf or anything....
I am so happy to hear that they got through September and have taken the budgeting info. and embraced it, tweeking it and making it their own.  Hopefully, they should be able to get through the next few years until their situation is scheduled to improve.


**One of the Deal Blogs(sorry, can't remember which one)had something posted Sunday about a 10-10-10 sale on 6pm, the dotcom shoe/clothing store.  Big clearance sale where everything was $10!
Luckily we have some oddball sized feet in this house, so I was able to find 9 pairs of shoes we could use...woohoo!
I am not a big fan of buying shoes online since you can't try them on, but I figured for $10 I'd take some calculated risks on styles/sizes and if some don't fit right, I can pass brand new shoes along for Christmas to friends, other family members, the local Christmas charity program or make a thrift store donation.

#2 son is a skateboarder.  He goes through shoes quickly.  He lusts after expensive skaterboarding branded shoes.  I found one of these brands in this clearance sale for $10 a pr.  Reg. retail of $65 a pr.  I bought 5 pairs(in 3 sizes) for less than what 1 pair would cost me at the mall store(not that I'd every buy them there for full retail). lolol

The downside.....now my bedroom closet looks like the storeroom in a shoe warehouse.


Anybody seen my shoe horn?

Sluggy

LAST CHANCE to Enter My Giveaway....HURRY ends Tonight!

Ok, the Title said it all actually.lol

The Boring Blog Box Giveaway ends this evening at Friday, Oct. 15th at 11:59pm Eastern time(10:59 for you Central time folks, etc.).
So if you haven't entered yet or used up all 3 of your Entry Options, go HERE now and enter!


There are only 39 valid entries so far so your chances are good.....

Sluggy

Thursday, October 14, 2010

Be Prepared for Unemployment.....Have a Plan to Reduce Spending


Do you see it?
Over there, in the corner.....that quite large pachyderm?
The elephant called Economic Recession.
Even when no one is talking about it, it's presence is always felt.  I see less people in the stores buying. More 'for sale' signs going up on people's houses and condos.   Fewer car lots still open.  Restaurants closing up.

In these uncertain economic times, it is wise to have a plan to reduce your expenses if income loss ever happens to you.
Unemployment percentages and lay-offs are at record highs for this generation.  While your job may be a sure thing today, no one knows what tomorrow may bring.  Don't be blindsided when and if a loss of employment and income happens to you!
This is especially important if your household runs on one income and not two.  If that one income leaves, you don't have the safety net of that second source of money.

Plan Ahead When Your Income is Good
Even before the thought of a job loss there are two things you should be working on well before you encounter an economic crisis--paying off/down debt and piling up cash.
If you have debt(anything except a mortgage)get serious on paying off that debt.  That's a good plan no matter the economy or your income!  The less bills you have sucking your limited income up in unemployment, the better.  And make sure you have a hefty Emergency Fund. This would be a pile of money in an account somewhere(heck, even in a coffee can buried in your backyard!)that you can use to cover expenses if you ever lose your source of income until you go back to work. 
When unemployment happens, the better shape your finances are in the better you can ride out the "laid-off storm". 

Have a Plan to Reduce Expenses
Beyond eliminating/reducing debt, make an emergency budget plan for your family.   When a job loss strikes, you need to take immediate steps to reduce your spending and preserve what money you have and make it last until the paychecks come rolling in again.

That point was brought home this week in my family.  Hubs came home with glum news that his company, which had let go a handful of employees last month, was about to announce a much larger round of lay-offs that would affect many areas of the business.

Hubs is fairly certain that he isn't at any risk of losing his job at this point.  But the facts are that A--many companies are "lay-off happy" lately,  and B--that he is nearing retirement age and C-- that he has a larger than some at his level salary due to his many years of service.
These 3 things may put him in the "firing squad's" crosshairs in the future.

So in my copious free time....lol....I sat down earlier this week and contemplated a "Lay-Off" Budget for my family...just in case it's ever needed.

While we are pretty frugal here already and have no debt currently and live on a budget, there are 'wants' we can cut and 'needs' we can reduce if we had to. 

Here is my list of what I'd change in my budget if a job loss happened tomorrow.

*Cable TV--Since we have a bundled service that includes high-speed internet too, we would shop around to either unbundle and drop cable altogether or reduce the cable component to bare bones.  We could realize a small savings doing this.  While not a 'need', Internet is the one thing that would go as a last resort, but for now it would stay.
Potential savings of $50 a month.

*Telephones--We don't pay for our kids cell phones and never have.  If they want one, they find the money through work or allowance to pay for it so we can't save anything there.  But we do have 2 pay-as-you-go cell phones between Hubs and myself, as well as a landline.  We would drop the landline as I have a long distance pay-per-month plan on my cell.  With #1 son away at school, some form of long distance service is a need.  Dropping the landline would save us approx. $30 a month.

*Eating Out--This would be stopped immediately....ALL OF IT!  While we would probably save $200 a month here(between the dinners out, the fast food for #2 son, and the hot school lunches) we would probably spend more on groceries to make up for it so I'm saying a savings of approx. $150 per month.

*Entertainment--This item could also be eliminated from our budget.  We can find free things to do to amuse ourselves if there is a personal financial crisis. Savings of approx. $25 a month.  Yes, we are TOTAL Party Animals anyway, huh?! lolol

*Groceries & Toiletries--While I spend basically zero on toiletries now anyway, I could cut some fat from the food budget.  I'd plan more meatless meals and try to reduce grocery expenses by using cheaper ingredients, much to the chagrin of Hubs.  Daughter gets free food at her current job so those nights would help because I don't have to feed her. If the cost cutting had to be extended for a long period of time, I'd expand the size of the garden next Spring, in order to grow more of our own produce, which would bring down grocery costs over the course of the year.  Short term, we could cut to a $150 a month food budget for a reduction of $50 to $100 a month as I spend $250 now.

*Laundry--Once I run out of almost free detergent, I'd make my own to save money. I'd wash only in cold water(I do use warm water some loads now).  I'd figure out a way to string clotheslines somewhere in the house or garage to dry clothes in the winter so no using the dryer at all.  Not sure how much that would save but it would be something.
Potential savings of  $15 a month.

*Water Usage--I'd set a stricter limit of the teens shower lengths.  Maybe a timer with a loud bell to get them out of the shower faster.  If this period stretched into next year, we'd not open the pool, as it is a water hog.
We would also utilize rain barrels(if we could source them for cheap)to water the garden next year.
 Potential savings of $10 a month.

*Electricity--We would eat down the freezer and then unplug it and make due without stockpiling the bulk of our frozen foods.  We would still have the small freezer compartment over the fridge and the makeshift root cellar in the garage(during cold weather).  Light bulbs would be replaced with lower wattage models.  Some bulbs would be removed if the area only needs 'mood' lighting and not task lighting.  I'd get all up in the teens faces more when they leave on lights and the tv when they leave a room......the teens would add that I couldn't possibly get more up in their faces about this. ;-)
Potential savings of $8 a month.

*Heating/Cooling--By far the largest component of our Electric bill.  Turning down the thermostats another degree or two in the cold weather and make everyone bundle up more.  I'd also add insulation by jerry-rigging heavy drapes or quilts over the back windows in the house.  The back of the house gets the evening sun only so they are pretty useless for passive solar efforts, so I'd cover them with padded fabric to retain heat.  Any of those rooms that I need sunlight in during the day for illumination, I'd made the drape removable.  In terms of cooling/air conditioning, we only have window a/c units now and I don't find we need the a/c very often.  I attempt now to keep the units off and utilize the ceiling fans as much as possible in the hot weather.  The a/c would be used for emergencies only.
Summer months savings of $15 a month, Winter months savings of $50 a month.

*Home/Car Insurance--We would revisit our policies and see if there was a way to cut the premiums down without putting anything at risk with this coverage.  The car insurance on the car for the teens use would either be discontinued(and they would drive my car when needed)or they would be asked to help pay for that part of the insurance from their part time jobs.
Potential savings of $80 a month.

Miscellaneous Expenses--Mostly this includes things Hubs spends on with the cash he withdraws every month(except what he spends on eating out and gasoline)...food at work(which he would no longer need to spend), dry cleaning(which he would no longer need to spend), coffee on the way to work(ditto), other incidentals and WAM(walking around money).  It's hard to know for sure but I think this could be a $100 a month savings if he didn't need to spend for these items.

With just these items, we could potentially reduce our expenses between an additional $528 to $613 per month!

With the small amount of money we spend compared to many people I know, I am floored at how much I could still pull out of the budget if I had to!  Yes, doing some of it would inconvenience us and would impact the lifestyle we are used to, but I feel all of this is still highly do-able and wouldn't cause undue strain on anyone in our family.
The teens would probably disagree vehemently with me though.... ;-)

So this Emergency Budget would be my first step if Hubs ever comes home with 'the bad news'.   I feel a sense of relief just having something written up.  I know what to do now instead of panicking!

Have you thought about making an Emergency Spending Plan with your partner?
I highly recommend having some idea of how to proceed, in writing, if the unemployment blues land on your doorstep.  Having a plan beforehand is key to surviving periods of economic distress.

Sluggy

Wednesday, October 13, 2010

Winding Down the Gardening.....Still Picking Though!

Monday I finally picked the squash in the front garden bed.
Let me rephrase that....I picked the squash on the lawn in front of the front garden bed.
The squash that had been swallowed up by the TALL GRASS under the squash vines that stretched out onto the lawn in front of the front garden bed.
The tall grass that was so dense you couldn't see the squash.
The tall grass that grew so dense since we couldn't move the squash nor mow under it for the last 6 weeks or so.
I'm so glad I don't live next door to ANNIE JONES or I'd have gotten a notice from the city for my patches of grass forest dotting my front lawn. j/k  ;-)

Anyway, here's what I hacked off the vines before I ripped them up and let #2 son have at it with the front lawn....

Note the lone pepper too.
There is one more Butternut Squash to pick out in the barrel planter....well, the plant is in the barrel, the squash is in the back garden bed next to it.

Things are winding down in the garden quickly now.  Not much left to harvest.
Though I still have collards, more peppers and tomatoes to pick.  The jalapeno peppers keep on coming....

And there is this.....
A baby eggplant.....finally!
We put these plants in the beginning of June and they sat and did nothing.....and the baby bunny rabbit ravaged their leaves and we thought the sticks he left would die in July......and they didn't and grew new foliage later in July and continued to do no growing in Aug. and most of Sept.....and then they grew flowers and bloomed in late Sept. and one bloom grew a teeny tiny 1.5 inch eggplant.
So I have a mission now.
To construct a teeny tiny hoop house/transparent plastic covering to try and coax this plant to live long enough past the frost to get this eggplant to grow big enough to eat.
Stay tuned.......

This Harvest----
Peppers--2.9oz.
Squash--10 lbs. 5.4 oz.

TOTAL....10 lbs.  8.3oz.
Garden Harvest Weight Total to date....87 lbs.  11.02 oz.

Sluggy

Rite-Aid on Sunday...turning +Ups into SCRs

Speaking of Rite-Aid, I just realized that they haven't done a Fall Gift of Savings Deal this year.  Hmmm....I wonder if they will be a Holiday Gift of Savings Promotion either during the Winter Holidays?
I will miss them. 8-(

Here's what I brought home on Sunday from Rite-Aid.....


4 x Sunday papers $.99=$3.96 *Not pictured*
2 x Airwick Freshmatic Air Fresheners 50% off($4.99)=$9.98
1 x Comtrex on sale=$3.99
1 x Nasogel on sale=$5.99
1 x Udderly Smooth Cream w/wellness 20% disc.=$1.83
SubTotal....$25.75

Coupons Used
1 x $5 off $25 IPQ=$5.00
2 x $4/1 Airwick Freshmatic ManuQ=$8.00
1 x $2/1 Nasogel IPQ=$2.00
1 x $1/$10 Household Cleaners=$1.00  The cashier/MOD said ok.lol
Coupon Total....$16.00

$25.75-$16.00=$9.75
Used $8.99 in +Ups...$9.75-$8.99=$.74 OOP put on Rite-Aid gift card

Earned $2 in +Up Rewards(2 x $1 for the Airwick Fresheners)=$2 +Ups
Earned $9.98 in SCRebates for Nasogel($5.99), Comtrex($3.99)
The Udderly Lotion was the wrong size/price that printed $1 +Ups....rats.  They didn't have any of the correct size/price in the store.

I sat in my car and clipped my Gain coupons from the papers I bought and went back in and got this stuff....


2 x Airwick Freshmatic Air Fresheners 50% off($4.99)=$9.98
1 x Comtrex on sale=$3.99
1 x Nasogel on sale=$5.99
4 x Gain Dish Soap on sale $.89=$3.56
2 x Hall's Cough Drops on sale $.99=$1.98
SubTotal....$25.50

Coupons Used
1 x $5 off $25 IPQ=$5.00
2 x $4/1 Airwick Freshmatic ManuQ=$8.00
1 x $1/1 Airwick AdPerks/VV IPQ=$1.00
1 x $2/1 Nasogel IPQ=$2.00
4 x $1/1 Gain Dish Soap ManuQ=$4.00*
1 x $1/2 Hall's Drops ManuQ=$1.00
1 x $.50/1 Halls Drops AdPerks/VV IPQ=$.50
1 x $1/$10 Household Cleaners=$1.00  The cashier/MOD said ok.lol
1 x $1/$10 Cold, Cough Meds=$1.00  The cashier/MOD said ok and I forgot to use one on the first transaction.
Coupon Total....$23.50

$25.50-$23.50=$2.00
Used $1.99 in +Ups...$2.00=$1.99=$.01 OOP put on Rite-Aid gift card

Earned $2 in +Up Rewards(2 x $1 for the Airwick Fresheners)=$2 +Ups
Earned $9.98 in SCRebates for Nasogel($5.99), Comtrex($3.99)

*These Gain coupons do NOT beep even though they are $1/1 and over the $.89 sale price of the product.


THESE TRIPS Total Spent....$.75(put on free Rite-Aid gift card)
Value of Items....$86.15
SCR qualified for...$19.96
Gift Cards earned....$0.00
+Up Rewards earned...$4.00
+Up Rewards spent...$10.98
This trip was a net loss of $6.98 in +Ups & profit of $19.96in SCRS, so a profit of $12.96 in the end.

GRAND TOTALS so far-October Rebate Period

Number of Transactions......8
Total Spent....$2.70 put on free Gift Cards/Certificates so ZERO OOP
Value of Items purchased....$309.01
SCR qualified for....$29.96
Other Cash....$0
Additional Non-Cash Rewards....$0

+UPS Totals for Oct. SCR Period
+Up Rewards carryover from last trip....$22.48
+Up Rewards spent....$10.98
+Up Rewards earned....$4.00
+Up Rewards left....$15.50

Sluggy