Friday, December 30, 2022

How Not To Do Christmas Eve

We got back from the cruise on December 21st, back to Sissie's house.  We enjoyed a couple of low key days, Sissie did a ton of laundry for various cruisers, we had some good dinners and a few laughs.  I had planned to have Kim take me out in Sissie's car on Christmas Eve to fill in some presents I wasn't able to acquire on the cruise like I wanted to but then I pulled an "oopsie".

Sissie has a very tall bed which she had put Hubs and I into to sleep while at her house.  The first night back I begged off that bed as I was feeling sick still(I totally missed Mexico and never left the stateroom while in port thre)and sleep deprived after sleeping on the cruise ship with the 3 Snoring Caballeros. Our last night I slept not a wink so I was feeling under the weather and sleep deprived so I begged to sleep in the tiny bed in the "Sluggy Memorial Bedroom" by myself.  After 1 night of recovery in there I joined Hubs in the tall bed.

Sissie had generously purchased a small collapsing stool to help me ascend and descend her bed.  All was well until the morning of December 24th.  That's when I tried to use the stool to get out of the bed but my foot was not well placed on the stool and as I leaned forward my right foot slipped off the stool and I stumbled to the floor with my left foot/leg.  Luckily Sissie had a luggage rack near my side of the bed and my suitcase was open on on it.  As I fell I reached out and braced my arms/hands onto the open suitcase, otherwise I would have tumbled headfirst onto the floor and may have concussed my head into the wall or floor.

After regaining my balance I noticed a searing pain in my right lower leg(shin).  I looked down to see blood spurting from my shin and forming a lovely red puddle around my foot on Sissie's fairly new carpeting on her Master bedroom floor. ugh

Having a flash of brilliance I grabbed my phone off the dresser and quickly as I was able stumbled into the bathroom, leaving a trail of blood behind me on the carpet.  I figured if I bled out I'd do less damage on the bathroom's linoleum floor. 

I quickly called Hubs on my phone and it just rang and rang.  Then I called Sissie's phone and got her voicemail.  All the while I could hear everyone below me in the kitchen yakking up a storm.  As the blood continued to pour out of me I began screaming "Help!" at the top of my rather hoarse lungs.  
Damn Karaoke on the cruise made me hoarse!!

About the 4th "Help" someone heard me and Hubs ran up the stairs and saw me on the toilet and the growing pool of blood around my foot.  He rushed to the stairs and called out for Sissie's Hubs to come up to assist me.  Sissie's Hubs was a retired medical corpsman in the military so that was luckily for me.  He came up, assessed the situation, told Hubs to called down for someone to call an ambulance then got to work to staunch the bleeding.  My Hubs found a rolled up bandage wrap so they used a hand towel and wrapped it tightly into the bandage as the EMTs arrived.

**If you are queezy at the sight of blood you may want to skip the rest of this post.**

Since I was still holding my phone I had the presents of mind to snap this "money shot" as I calmly sat there as Sissie's Hubs put pressure on the wound.

If I hadn't braced myself on the open suitcase I could have hit my head and been knocked unconscious and laid up there bleeding for who knows how long, possibly passing out and then knows what would have happened. 8-((

The ambulance arrived in about 7 minutes and I was able to hobble downstairs onto the gurney and got whisked away to the ER.  There the injury was accessed, rewrapped and I was banished into the waiting room.  Once the bleeding was relatively controlled(or at least buried inside a bandage wrapping)Hubs and I waited in that waiting room for hours.

The waiting room was another ordeal.  Most of the folks waiting there seemed like flu victims except for one guy we called "ranty man".  He had been there since 1 am as he loudly told whomever was on the other end of his phone.  He proceeded to curse out the hospital staff, threaten to call his lawyer, etc. but no one threw his ass out.  He sounded like a drug seeker but how knows, I was in no condition to pay that much attention to him.  He was at the least annoying and ratcheting up the uncomfortable feeling among us waiting room folks.

After a few hours they called me back to take a look under my bandage job.  The wound was still gushing when pressure was taken off so they rewrapped it with fresh bandaging material and sent me back to the waiting room.

Finally they took me back for good.  The rewrapping wasn't tight enough so as I dragged my leg/foot across the waiting room back into the ER I left a trail of blood on the floor, soaked the wrapping more and bled into my shoe.  Lovely.

It took hours to stitch the wound up.  I think I went back around 5 pm and was released around 8 pm, with 24 lovely stitches.  Then we had to find a pharmacy on Xmas eve that was still open to fill the antibiotic prescription as well as obtain gauze and rolled bandaging to change the dressing.

Here is the wound early Xmas morning..........

The nurse said I should get a sharpie pen and make two dots for a smiley face. 8-)

I was told to keep my leg elevated which I did on Christmas but we left Sissie's house the day after Xmas and that day was spent in airports, on a plane and walking to get a shuttle bus back to our car and then a 3 hour drive home.
Here's the wound the morning after we got home with a lovely hematoma.

And here it is from the 28th.

Still trying to keep it elevated and not walk.  I am suppose to get the stiches out on the 3rd of January.  Go me!

I'll be fine but please keep Kim in your prayers as well as reader Hilogene as I saw in the comments her husband also passed away on Christmas Day.


Tuesday, December 27, 2022

Very Sad News

After a marvelous trip to 6 Caribbean/Central American countries we all got the shock of our lives once we returned to Sissie's house.  

On Christmas morning, Kim's husband, Joel, very unexpectedly passed away from a massive heart attack.  Everyone is still in shock over this.  Kim requested me to say something on the blog but words fail me other than to say life can change in an instant so enjoy your loved ones while you can.

The love birds hanging in the lounge.
Sea day at the pool.
Kim talked Joel into playing a game.

He was so proud of the shirt he won!

Kim and Joel with their "Diet Coke Connection".

Our last dinner at the Summer Palace restaurant.

Kim obviously won't be online for awhile but please keep her and her family in your prayers at this time.  You can leave well wishes here which I will approve as I am able or leave messages on her blog Out My Window.


Saturday, December 24, 2022

Today's Activity, Not Recommended

 Well I felt we were all getting complacent and bored on Christmas eve so I decided to fall off the bed and bleed out.

So we'll be sitting in the ER waiting room for Christmas 🎄 Eve.

I hope your day is merrier and you're brighter than Sluggy.


Thursday, December 22, 2022

Sick at Christmas? Let's Hope Not


Enjoy this video. I'm on my phone and the file is too large so I can't put it up directly here

Cough cough 


Wednesday, December 21, 2022

We is back in Murica

 Back on dry land.  Kim wandered off in the airport cuz she saw a Dunkin Donuts. Through security and we board/bored in two hours.  Our bodies are 80% carrot cake and some variety of Diet Coke right now.  I have been awake since yesterday morning at 6 am.  Had some awesome times and one fiasco.  The phrase "Ramadama Ding Dong" has a special meaning now to us.  Details soon..maybe?

Some of us(3)are some sort of ill but like Gloria Gaynor said, we will survive.  Hope everyone is having a great Christmas 🎄 so far and Happy Channukah and Happy Solstice.


Wednesday, December 7, 2022

The To-Do List....November Edition

First here is a photo of my rosebush from Dec.4th........

Still blooming into Winter.  This is going to take getting use to. ;-)

Here is the list of everything that I needed to get done in November and how it all panned out.........

*  Pay Bills--DONE  Everything got paid.

*  Move Into House--DONE  We moved into the house, emptied the POD, emptied the U-Haul Truck mostly into the garage and we've been slowly going through all the boxes/tubs in the garage.  We are far from finished going through it all.

*  Clean and Organize stuff in House--Working on it.  This is going to take months.

*  Buy Stuff for House--Working on it.  So far we've bought shelving units, a bed, replacement parts for the ginormous fridge, curtain rods, a night stand,  2 chairs for the kitchen island, 

*  Close on PA House--DONE.  While the people who bought the house had aid they wanted to close before Thanksgiving, they left town for the holiday so that didn't happen.  The closing happened on Nov 29th and our check got overnighted the next day.  So glad to have that headache off our hands!

*  Clean out Inserts/Coupon Envie--DONE  I small chore I get done every month, sometimes twice in a month.

*  Editing More Photos--Working on it.  I haven't taken many photos since we got back from the beach so not much to edit.

*  Post about Old Trips--FAIL  Nope, didn't work on any of those posts.  Been busy moving and putting the house in order.

*  Work on Genealogy--FAIL  Haven't felt like working on this, see above.

*  Change All Addresses/Contact Info--DONE except for SwagBucks.  SB is being an asshat about changing my email addy so I can't cash any of my $$ out of that account.  I'll have to phone them after the trip.

*  Celebrate Thanksgiving--DONE  We actually had two Turkey Day celebrations.

*  Change Driver's Licenses--DONE  Went to a rural town North of here as they had appointments available sooner.

*  Register Cars in LA--DONE  After we got the driver's licenses changed, Hubs took the paperwork into the OMV and got the cars registered here and inspected too.

*  Get new Auto Insurance--DONE  We renewed our old insurance but in LA as we were in the midst of changing licenses and car registration.  After the new year we'll look into changing companies perhaps.

*  Set Up New Bank Acount in LA--DONE  This has been a royal pain to get done.  Seems none of the banks or credit unions down here would take our money until we had LA driver's licenses and at least 2 bills addressed to us at this address which meant we had to be here long enough to generate bills. lolz  None of the local banks have national or even widespread regional presence(mostly state banks).  Then we realized one of the banks I had money in that I dealt with only online has actual branches here(at least 4 in the area)so instead of setting up yet another bank account we'll get checks for the until-now online bank and use it as our primary bank.

*  Pack for Cruise--DONE  And we are outta here!  See y'all later! 8-)))


Tuesday, December 6, 2022

Income & Spending 2022...the November Edition

Now that we are living on an annuity, 401K$ withdrawals and social security payments, I am still going to keep track of our monthly spending and income, and hopefully we'll still be able to live BELOW our means and I'll have some leftover monies each month to tuck aside.

I am trying to be as transparent as I can with how much is coming in and how much is going out.  8-)

On to the November report---

I had 2 goals for November.......
The 1st is to actually finish the month in the black and not the red.
The 2nd is to try to have a little cash leftover at the end of the previous month to tuck back into a slush fund.  This slush fun may be to apply toward unforeseen bills that are coming due in subsequent months, to spend on "extras/wants" during the year or to just sit there and grow until the end of 2022.
This month I also had a goal to survive the move and have a little fun.  So far, so good.;-)

I can report that we finished up November in the red.
The amount we ended the month of November with?...-$8,816.68

Income or Funds We Can Access

The "income" in November---

*  Monthly annuity payment of $3,235.81(after tax withholding)
*  SS income of $3570.00
*  Interest earned on non-retirement accounts of $104.30
*  Storage deposit refund from PA $25.00
*  C/C credits on m/c statement of $76.04
Total "Income" for November....$6,986.15

Expenses in November---
* Irregular bills in November were $1,661.66
* Variable Expenses in November came to $11,915.04
* Health insurance premiums totaling $2,226.13
Total Expenses....$15,802.83


Slush into November of $70.334.97 in that Fund, subtract November's shortfall of $8,816.68 and we get $61,518.29 going into December's 2022's Slush Fund.
The Slush Fund on it's Page(tab at the top of the blog)shows a subtraction of $8,816.68.

As for the variable expenses this November here are the good and the bad side of things....


*  The cell phone, WAM,  as well as the Health Insurance premium were all the same as last month.
*  There was no water bill in November.  It will be due in December.
*  The gas cc bill was $90.48 lower than in October.
*  We got a small deposit refund from the storage in PA,

HERE are the BAD THINGS(so many bad things...)

*  The Mastercard was $3,550.74 higher in November.
*  My Amazon c/c was $210.30 higher last month(mostly groceries).
*  Hubs Amazon c/c bill was $1,528.44 higher in November than in October.

*  We had many irregular bills due in November too--
  *  2 Vet bills for the dogs(1 for well check and shots, then Dixie got sick so another visit and meds.)
  *  Had to pay for an HVAC guy to put a dryer vent in.
  *  6 months of car insurance.  I think we'll change companies in the new year as the rate seems high.
  *  We paid the garbage service in advance for a full year and this is higher here than in PA.
  *  I had a small balance on a c/c I don't use much and don't remember what I bought. lol
  *  Car inspections once we registered the vehicles them in LA.
  *  New LA driver's licenses were bought and paid for as well.

The Food Budget costs for November are in another post HERE.  Food costs are included in the credit card payment(mainly but sometimes our WAM cash too).

FINAL THOUGHTS on November 2022---
November was another very expensive month.  Lots of bills from the move came due and were paid as well as having to purchase needed stuff like a bed, chairs, storage units, etc.  While our PA house sold on November 29th we have some residual utilities to pay there and theses will carry over into December bills.  I think November saw the last of the "move" bills.  After the house sale check arrives we can set up a bank account nearby which will make paying bills easier than it's been so far and we can close the PA account down and have those funds transferred here.  It will be nice to have our money settled down and consolidated again.  8-)))

THOUGHTS going forward into December 2022--Won't be around to spend much here but we'll be spending elsewhere in December.  There will continue to be small charges here and there as we fix things, remove and improve things, replace things that didn't come or make it to LA.  There will be an irregular bill as Long Term Care comes due in December and we'll be making the third house insurance payment(this is so weird here--you pay it over the first 5 months of your policy and then you are done for the year?).

So how was your November financially? 
Did you spend less than the income you had in September?
Did you stay within your budget or not?
What did you do with any money leftover at the end of the month?
Did you pay off any debts or put extra toward your mortgage principle or into savings, in an emergency fund or a retirement account?
Or did you blow it on a want?

If you posted your financial progress on your own blog, leave a link in the comments so we can go check out your progress too and celebrate or commiserate with you!


Monday, December 5, 2022

This Week on the Dining Table

The "LA-where you wear it with pride" Edition.....

Louisiana is the sort of place I am finding out where they wear the common man label with pride.  Found this bottle of wine in the local liquor store this past weekend from a local to LA vineyard of a muscadine wine labeled "Redneck Red".  lol

Onward to the meal planning!
This is what was planned.......
1. Sunday--Fend For Yourself (I had a can of soup)
2. Monday--Bake Potato Soup, Rolls, Leftover Turkey Day sides
3. Tuesday--Chicken Strips, Mac and Cheese, Cabbage
4. Wednesday--Shrimp Scampi w/Linguine, more Turkey Day sides
5. Thursday--Beef Pie w/Veggies and Cornbread
6.  Friday--Baked Potato Bar(I've got a lot of taters to use up)
7. Saturday--No Clue yet but I have lots of options in the freezer and some fresh produce to use up.

And here's what actually happened........
1. Sunday--Fend For Yourself (I had a can of soup)
2. Monday--Bake Potato Soup, Rolls, Leftover Turkey Day sides
3. Tuesday--Chicken Strips, Cabbage
4. Wednesday--3/4 of a Zaxby's Zalad
5. Thursday--FFY I had Egg Drop Soup
6.  Friday--FFY  I had some Chicken w/Cashews Chinese
7. Saturday--Sloppy  Joes

With being sick the meal plan veered way off course.  Lots more Fend for Yourself later in the week but I was up to cook on Saturday because I had a bag of cooked ground beef in the freezer.  It was what is was.

What got put into the freezer last week....
*  5 bags of frozen veggies
*  4 TV dinners
*  3 whole Chickens
*  2.86 lbs. of Ground Beef
*  3 small Eye of round Steaks
*  2 Ginormous 1/2 Chicken Breasts(seriously HUGE!)
*  6 Chicken Thighs

What got taken out of the freezer and used...
*  some Bacon
*  some Chicken Strips     
*  a bag of Cooked Ground Beef                                   

I hit Super 1 Foods for meats and frozen veggies as they had good sale(whole chickens for .87¢ lb.) Walmart for some stuff/deals with rebates to the tune of $133.01 last week.
This brings our food/toiletries/paper goods Total to $133.01 for December.  

There are 26 shopping days left in December.

I've earned $34.90 on Ibotta in December.
I've earned $1.00 on Checkout51 in December.
I've earned $12.50 on Coupons dotcom in December.
I've earned 9,360 points from shopping on Fetch in December.
I earned 2,390 points from food shopping on Shop Kick in December.
I've earned 514 SB from food shopping on Swag Bucks in December.

That's $48.40 in rebates(not counting the Shop Kick/Swag Bucks/Fetch)on $133.01 in grocery spending so in reality it's $84.61 spent after the 3 rebate apps I count.

My savings percentage for the last week was 37.71% and the monthly savings total for December comes in at 37.71% so far.  

Leftovers going into this week.....Sloppy Joe filling, 1 helping of Baked Potato Soup, Cole Slaw.

Here is this week's "food plan".....
1. Sunday--Fish, Cole Slaw, Baked Sweet Potato
2. Monday--Leftovers or ?
3. Tuesday--TV dinners
4. Wednesday--Out to Eat in Texas
5. Thursday--Sissie's house or out to eat
6.  Friday--Sissie's house or out to eat
7. Saturday--Cruise ship food!

Using up anything open that might go bad or take it to my daughter's house Mode.

What do I need to buy to fix everything on this menu?  Nothing at all.

What is getting fixed and served at your house this week?

Was last week's plan successful, did you go off plan or did you not even plan what was going to be eaten last week?

Any deals on food at your stores this week?  


Saturday, December 3, 2022

Frugal Friday.....the December 2nd Edition on Saturday

Welcome to Frugal Friday on Saturday! 

Not much for frugal wins lately.......

*  I felt sick so I headed to the Urgent Care and picked up drugs so I can get well.  Since I've hit my OOP this year on medical co-pays the doc and the drugs cost us nothing OOP.

*  On Black Friday the cruise line was having a BOGO cruiser sale so we called our consultant and booked a cruise for 2023 and one for 2024 for half the rates(if rates do up in the next year or two as they surely will it's an even better savings).  Means spending $$$ but for something we were going to do anyway so why not get all the savings we can on it?  We had bought the Cruise Next credits on our Dec. 2022 cruise so the deposits are covered and we don't have to pay anything else on them until at least mid January 2023.

*  I found NO money this past week!  I didn't go anywhere this past week.  Didn't spend any $$ so that's a win, right? ;-)

Total Found in last Week.... .00¢
Total Found This Year....$23.80

That's about all I've got for this past week.  

Any frugal wins in your neck of the woods?  Let's hear all about them!


Thursday, December 1, 2022

Christmas Time!

So some of y'all keep asking about seeing pictures of the new house.  Basically the house isn't photo ready yet....between boxes stacked everywhere(now mostly in the Bubba garage)and the work the house needs, I am not ready to show it.
But in the meantime here is our Christmas tree up for 2022........

The Charlie Brown Xmas Tree is the extent of our Holiday decorating for 2022.  Trust me!, it was an effort just to dig this thing out and assemble it. lolz
You'll notice Sluggy's gifts from Santa the Pharmacist around this magnificent evergreen.
Yep, your girl is sick with a sinus and ear infections right now.  Hopefully these drugs will knock it all out before we fly out of Dallas next week on our way to Sissie's house.  I don't want to spend the whole cruise in a cabin with Kim while our husbands are left unsupervised on the boat. ;-)

So enjoy your holiday and know that photos will be forthcoming in the new year.

Your  Bayou Slug