Frugal Friday....the September 22nd Edition

Welcome to Frugal Friday!   What a week it's been.....

There are very few Frugal wins this past week but here goes....

*  Grocery shopping this week was Zero(so far).  But we are going shopping this weekend so that will change. ;-)

*  I used a gift card Hubs gave me for Xmas to buy a BOGO Whopper Deal on Thursday so we each got a Whopper and spent nothing OOP.  This week BK is doing a different special deal item each day of the week.

*  I found money! 

Nope.  Skunked again.   

Total Found in last Week.... .00¢
Total Found this Year.......$3.05

That's all I got. 

 Just sitting home is frugal, right?

Any frugal wins in your neck of the woods?  Let's hear all about them since I don't seem to be able to find much!

Sluggy   

Frugal Friday....the September 15th Edition

Welcome to Frugal Friday!   What a week it's been.....

There are very few Frugal wins this past week but here goes....

*  My insurance processed the payment for my dermatology appointment on Aug. 28th.  The folks in charge at the front desk charged me a $50 co-pay even after I told them I had satisfied all my deductibles and co-pays for the year.  So I get the processed EOB this week and lo and behold insurance paid the bill and I didn't owe any co-pay or co-insurance.  Imagine that!  So I get to hound this pseudo -dermatology office for a $50 refund.  $50 isn't nothing so I'll be expecting that fee back...then I will cancel my appt. in Jan. with her as they have no clue about treating HS so going there is a waste of my time and resources.

*  Grocery shopping this week(yesterday)was quite low(so far), $45.33.  Take off the $11.25 back from Alexa, Ibotta and Kroger Cash Back and it's $34.08 spent(and $9+/- of that was for dog food).

*  I left feedback online Monday(which they requested)for that restaurant we had our Anniversary dinner at, back in late August. Obviously the feedback was not good(like the meal).  I didn't attack anyone personally but listed what was not up to my standards(a lot).  About an hour after posting feedback to their form, Hubs phone rings and it's the wife of the owner of the restaurant(well, co-owner, it's a family run business she owns with her hubby).  She was personally offended that I called their restaurant out and kept saying they have NEVER gotten a bad review.  Well maybe, since most people don't bother to give feedback and they've only been in business for 3 years, but they didn't know whom they were dealing with. lol  If for no other reason, I hoped to warn unsuspecting diners about this place.  She got semi-hysterical, then said they'd give us our money back but I am seriously doubtful that will happen(because I am a pessimist mostly).  I worked in the food industry and this woman really needs to grow aa thicker skin if they are going to survive in that cut throat business.  She kept saying they were a family run business and insinuated how dare! I give them a bad review.  Well, I am all for people starting businesses but I am not going to lie about my experience and if it's bad.

Anyway, about an hour later, Hubs gets an email from this woman's husband, Chef whatshisname.  He called us names(yes, I am a hillbilly rube who has never been  anywhere or eaten at a "fine dining" establishment before)and told us never to darken their door again.....believe me, we won't!  He told us to take our refund and spend it at Golden Corral. lol  I'll believe that refund when it's in my hands.  If it comes I'll take that $200 and spend it on groceries rather.

*  I had the bloodwork and EKG done Thursday for my upcoming surgery in Ohio next month.  These tests won't cost me anything out of pocket.

*  I found money! 

Nope.  Skunked again.  I only went to Walmart last Friday briefly and to Kroger yesterday, Thursday.  Maybe it's the horrible condition of the economy(inflation and jobs not paying a living wage)but nobody seems to be ditching pennies anymore at registers or in parking lots.  Drive-thrus might be an exception but I haven't been to one of those in ages. 8-)  

Total Found in last Week.... .00¢
Total Found this Year.......$3.05

That's all I got.  At least it's not triple digit temperatures here now(look for the positives in life).

 Just sitting home is frugal, right?

Any frugal wins in your neck of the woods?  Let's hear all about them since I don't seem to be able to find much!

Sluggy   

Frugal Friday.....the December 2nd Edition on Saturday

Welcome to Frugal Friday on Saturday! 

Not much for frugal wins lately.......

*  I felt sick so I headed to the Urgent Care and picked up drugs so I can get well.  Since I've hit my OOP this year on medical co-pays the doc and the drugs cost us nothing OOP.

*  On Black Friday the cruise line was having a BOGO cruiser sale so we called our consultant and booked a cruise for 2023 and one for 2024 for half the rates(if rates do up in the next year or two as they surely will it's an even better savings).  Means spending $$$ but for something we were going to do anyway so why not get all the savings we can on it?  We had bought the Cruise Next credits on our Dec. 2022 cruise so the deposits are covered and we don't have to pay anything else on them until at least mid January 2023.

*  I found NO money this past week!  I didn't go anywhere this past week.  Didn't spend any $$ so that's a win, right? ;-)

Total Found in last Week.... .00¢
Total Found This Year....$23.80

That's about all I've got for this past week.  

Any frugal wins in your neck of the woods?  Let's hear all about them!

Sluggy  

Frugal Friday......The July 10th Edition on Saturday

Not a lot that was noteworthy in the Frugal department happened this past week.................

* I escaped and hit up Rite-Aid last week.....

I got slightly moneymaker toothpaste and toothbrushes after coupons and Bonus Cash back.

The Listerines were part of a Spend $12/Get $3 BC Deal.  They were $5.19 + tax each and I bought them on 3 separate transactions/receipts so I could submit them for 3 x $5 Fandango Virtual Prepaid Card Rewards(limit of 3 and I think the Fandango thing does another week? but not the R-A Bonus Cash Deal).  I've already gotten the 3 x $5 Virtual Cards but the $3 BC never showed up on my R-A card so I had to call Corporate Again! It's now Sunday and the BC is still not on the card.....guess who is getting another call on Monday?!?

* No Money was Found!
Well it's pretty hard to find change laying on the ground when you don't leave the house much. lol

* I had Hubs take me out on Wednesday(or was it Thursday?....I am losing track of the days)and we
hit P and R Discounters and we did our grocery shopping.  I got scads of deals--BSCB for $1.79 lb., Strip Steaks for $4.99 lb., Tropicana OJ for.79¢, 3 lbs. of butter for $1.79 each(so exciting!), yellow squash for .59¢ lb., 5 lbs. Russet Taters for .99¢, organic brown eggs for .99¢ doz.,  2 tubes of Pillsbury whack biscuits for .39¢ each, head of lettuce for .39¢, a 6 pack of Sargento Snacks for $2.99(these are $$2.99 to $3.50 + at the grocery store for a single pack), a 12 pack of seltzer drinks for $3.99 and that's all I can remember w/out my receipt in front of me.  We spent about $40.
This is the place that sometimes gives out freebies too and they were putting out pallets of two kinds of snack chips and told us to take a case of each.

a 12 pack case of "Food Should Taste Good" Sweet Potato Tortilla chips..........

And a 12 pack case of "Sieste" Grain Free Tortilla Chips.

These things go from anywhere from $4.99 to $5.99 per bag in the stores when sold singly and $40+ per case on Amazon(or whereever).

The stuff this store carries has evolved over time and now they carry overstocks, many high end specialty foods(at a discount)and a lot of gluten-free and vegan items as well as dairy, meat and veggies and a cheap deli counter.
Need Bacon flavored Seitan?  They got it! lolz

* While over that way Hubs let me pop in CVS too....uh oh......

I joined the Caremark thing and got a free $10 ECB.
I only had the $2/3 Patene CVS machine Q, a digital $2/1 Oral-B toothbrush Q and the inserts Qs for the Herbal Essence, Pantene, Head and Shoulders and Poise liners.
After Qs and $10 ECB I paid $16 and change(again I don't have my receipt in front of me)and got back $15 in new ECB.

I was all set to go back to CVS shopping but then their app wouldn't install on my new Samsung Galaxy phone so I can't get app Qs or all those daily freebies this week and next either! so this CVS venture will not last beyond this new $15 in ECBs and I'll be cancelling that Caremark thing. ugh.

That's about all other than the usual boring stuff of cooking from scratch and eating at home, not throwing out leftovers, reading and free tv watching for entertainment, playing with puppies, watching the garden grow and resting my leg.

What frugal stuff happened in your world this past week?

Sluggy