Showing posts with label food spending. Show all posts
Showing posts with label food spending. Show all posts

Saturday, May 17, 2025

Food Spending.....the April Edition

Onward to April's Food Spending Report....


Here are my FOOD BUDGET spending totals for April 2025.

I have posted April's totals on the Total Grocery Savings Page located  and have updated the Totals there. 
I am listing subtotals for each store I purchased from in April.  If you aren't interested in that much detail, just skip to the bottom for the Totals Sum.  My spending includes Food, Toiletries/HBA, Cleaning Products, Paper Goods, Pet Food. We are a family of 2(and 2 dogs).
***************
KROGER
OOP  $48.86
Qs/Gift Cards  $42.64
Value $91.50
Savings  46.60%


WALMART
OOP  $45.74
Qs/Gift Cards $42.71
Value  $88.46
Savings  48.29%

********************
My best Store Savings Total was at Walmart  with a savings of 48.29% with a similar amount of the grocery dollars were spent at Kroger with a savings rate of 46.60%. Not a bad savings rate average overall though and we spent less than $100 for the month.

I shopped at 2 different stores in APRIL.  

TOTAL Spent in April....$95.60
TOTAL Coupons/Sales/Gift Cards....$84.33
TOTAL Value of Items Purchased.....$179.93
TOTAL Savings of........46.87%

This closes out the April food/toiletries/etc. spending.
pril
THOUGHTS & COMMENTS for this month....A
The Monthly food spending savings percentage went UP by 2.79% in April  to 46.87% compared to March's 49.66% savings average.  Still over 40% savings so I am good with that.

Since we have an adequate income and food should be a pleasure in life(no way am I going to eat unseasoned rice and beans for my remaining days like some people-because I don't have to). I will buy quality food and pay the price at the register.  I may not like the price but I will deal with it.

With 4 months accounted for, I have spent a Total of $1,156.03 on groceries/HBA/paper goods/etc. in 2025.

2025 Yearly Total Value of Items  $2,110.98
2025 Total Saved   $954.95
2025 Yearly Total Spent  $1,156.03
2025 Yearly Savings Total of  45.24%

The average per month amount spent is $289.01 in 2025 so far but that's before all the rebate monies are added in.

Remember that I withdraw all my cash rebate monies(Ibotta, Shopmium, TaDa, Checkout 51, Swag Bucks, My Points and other miscellaneous rebates-Aisle, Tremendous, Sampoll  etc. and have it sent to my Paypal)at the end of the year and add it back into my food budget, so at the end of the year my food spending will go down.  I don't add in all the cashed out savings until the end of the year,

The other savings apps like Fetch, Shop Kick, Kroger Cash Back that let us get free gift cards(or $ off your grocery total-Kroger Cash Back), those are added back in when I cash those points in along the way.  Alexa app gave me Amazon credit onto my account but I don't buy food on Amazon(sometimes I buy dog food there)so I really don't know how to count that and it's defunct now so I won't worry about that bit.

Because I don't like to let money sit in these rebate accounts and Paypal, I send $$ to my bank account throughout the year.  So far I have sent $652.30 from various rebating programs and through Paypal to my bank.  If you add in all that my food spending at the 4 month point in 2025 comes in at $503.73 or $125.94 per month.
Besides all I sent to my bank account I have more $ sitting in these various rebating programs as well as in Paypal.  This is not counting Alexa, ShopKick or Fetch, which all comes out in gift cards or Amazon credit.

LOOKING AHEAD TO MAY 2025....
As we are moving to a new area it will take me some time to get back into my frugal, money saving groove.  There are multiple grocery store and I need to find the best(lowest priced)one for our needs.


If you have other ideas or guidelines you follow please leave a comment and share your thoughts with us all.

*  How much did you spend on food/toiletries in April?

*  Do you track your yearly food spending?  It's really not that hard or time consuming; just keep your receipts and either track it in a notebook or on a spreadsheet.

*  What was your savings percentage buying on sale and/or with coupons versus buying at regular retail price last month, if you track that sort of thing?

*  What are your methods for keeping your food spending in check?

*  Is anyone out there up for tracking expenditures and trying to spend less but still eat well?

Sluggy


  

Sunday, March 2, 2025

Food Spending.....the February 2025 Edition

Onward to February's Food Spending Report.....




Here are my FOOD BUDGET spending totals for February 2025.

I have posted February's totals on the Total Grocery Savings Page located  and have updated the Totals there. 
I am listing subtotals for each store I purchased from in February.  If you aren't interested in that much detail, just skip to the bottom for the Totals Sum.  My spending includes Food, Toiletries/HBA, Cleaning Products, Paper Goods, Pet Food. We are a family of 2(and 2 dogs).
****************
ALDI
OOP  $16.30
Sales  $7.75
Value  $24.05
Savings  32.20%

BROOKSHIRE'S
OOP  $2.79
Sales  $1.71
Value  $4.50
Savings  38.00%

KROGER
OOP  $234.63
Qs/Gift Cards  $223.28
Value $457.91
Savings  48.76%

SHOPPER'S VALU
OOP  $41.77
Value  $58.89
Savings  29.17%

WALMART
OOP  $63.13
Qs/Gift Cards $25.24
Value  $88.37
Savings  28.56%

********************
My best Store Savings Total was at Kroger with a savings of 48.76% and most of the grocery dollars were spent at that store.  My worse rate was at Walmart with 28.56%, unfortunately Walmart was where I spent the second most of my grocery dollars.  Not a bad savings rate average overall though.

I shopped at 5 different stores in FEBRUARY.  

TOTAL Spent in February.....$358.62
TOTAL Coupons/Sales/Gift Cards....$278.10
TOTAL Value of Items Purchased.....$633.72
TOTAL Savings of........43.41%

This closes out the February food/toiletries/etc. spending.

THOUGHTS & COMMENTS for this month....Nice job this month.  Didn't spend a lot, for us, in our situation, but got some good deals and lots of savings.

The Monthly food spending savings percentage went DOWN by .73% in February to 43.41% compared to January's 42.68% savings average.  When savings percentage goes down it's a good thing.

Since we have an adequate income and food should be a pleasure in life(no way am I going to eat unseasoned rice and beans for my remaining days like some people-because I don't have to). I will buy quality food and pay the price at the register.  I may not like the price but I will deal with it.

With 2 months accounted for, I have spent a Total of $759.05 on groceries/HBA/paper goods/etc. in 2025.  Food prices have gotten to the ridiculous level, haven't they?  And it will be awhile until they come down as we recover from Bidenomics.

2025 Yearly Total Value of Items  $1,332.43
2025 Total Saved   $573.38
2025 Yearly Total Spent  $759.05
2025 Yearly Savings Total of  43.03%

The average per month amount spent is $379.25 in 2025 so far but that's before all the rebate monies are added in.

Remember that I withdraw all my cash rebate monies(Ibotta, Shopmium, TaDa, Checkout 51, Swag Bucks, My Points and other miscellaneous rebates-Aisle, Tremendous, Sampoll  etc. and have it sent to my Paypal)at the end of the year and add it back into my food budget, so at the end of the year my food spending will go down.  I don't add in all the cashed out savings until the end of the year,

The other savings apps like Fetch, Shop Kick, Kroger Cash Back that let us get free gift cards(or $ off your grocery total-Kroger Cash Back), those are added back in when I cash those points in along the way.  Alexa app gave me Amazon credit onto my account but I don't buy food on Amazon(sometimes I buy dog food there)so I really don't know how to count that and it's defunct now so I won't worry about that bit.

Because I don't like to let money sit in these rebate accounts and Paypal, I send $$ to my bank account throughout the year.  So far I have sent $489.82 from various rebating programs and through Paypal to my bank.  If you add in all that my food spending at the 2 month point in 2025 comes in at $269.23 or $134.62 per month.
Besides all I sent to my bank account I have more $ sitting in these various rebating programs as well as in Paypal.  This is not counting Alexa, ShopKick or Fetch, which all comes out in gift cards or Amazon credit.

LOOKING AHEAD TO MARCH 2025....
I will continue to be using up what is here.  We have 2+ months to get all this food gone(not counting what I donate to the local church's food bank).  Mostly for personal use, we'll be buying fresh vegetables and fruits.  But that's just us as we continue to empty the freezer and pantry ahead of the move.  Other than fresh foods this will mean a lower grocery bill until we get out of Dodge.

If you have other ideas or guidelines you follow please leave a comment and share your thoughts with us all.

*  How much did you spend on food/toiletries in February?

*  Do you track your yearly food spending?  It's really not that hard or time consuming; just keep your receipts and either track it in a notebook or on a spreadsheet.

*  What was your savings percentage buying on sale and/or with coupons versus buying at regular retail price last month, if you track that sort of thing?

*  What are your methods for keeping your food spending in check?

*  Is anyone out there up for tracking expenditures and trying to spend less but still eat well?

Sluggy


  

Monday, January 6, 2025

This Week + on The Dining Table....Dec. 15th to Dec. 29th

 The "Christmas Ornament" Edition........

Here is one of the splurge purchased I made during the After Christmas sales.  It's a Cheetos bag ornament.  When I was a kid I loved Cheetos.  Recently, Flavorwiki had me taste test Flamin' Hot Cheetos.  I have never been one for "hot" food so I don't know why they picked me to do that survey.  Do you want to guess whether I gave them the thumbs up or down? lol

Onward to the meal planning!
Here is what was planned for the last week I did a meal plan.....
1. Sunday--Cod, Squash and Onions
2. Monday--Cheeseburgers(bun optional), Leftover Green Beans
3. Tuesday--Whatever needs using up(soup, squash, green beans, etc.)
4. Wednesday--Whatever else needs using up
5. Thursday--?
6. Friday--?
7. Saturday--?
8. Sunday--?
9. Monday--?
10. Tuesday--Fajita Bar at friend's house
11. Wednesday--Turkey
12. Thursday--?
13. Friday--Cracker Barrel
14. Saturday--Chili's
15. Sunday--?

And here's what actually happened....
1. Sunday--Cod, Squash and Onions
2. Monday--Cheeseburger(no bun), Leftover 
Green Beans
3. Tuesday--Don't Remember
4. Wednesday--Used by what was left
5. Thursday--Cracker Barrel
6. Friday--Cracker Barrel
7. Saturday--Golden Corral
8. Sunday--Chick fil-A
9. Monday--Don't remember
10. Tuesday--Fajita Bar at friend's house
11. Wednesday--Turkey and lots of sides
12. Thursday--Standing Prime 
Rib, Salad
13. Friday--Cracker Barrel
14. Saturday--Chili's
15. Sunday--McDonald's

What got taken out of the freezer last week....
*  2 pieces of Cod
*  Hamburger Meat
*  2 Chicken Biscuits(breakfast)

What got put into the freezer last week....
*  Nothing  
                   
Last week we spent $227.37 grocery shopping.
There are 0 shopping days left in December.

Rebate monies earned in December.....
I've earned $201.96 on Ibotta in December.
I've earned $9.50 on Checkout51 in December.
I've earned $190.72 on Aisle, TaDa, SwagBucks, Flavorwiki, etc. in December. 
I've earned 7,760 points on Fetch from food shopping in December.
I've earned 17,925 points from food shopping on Shop Kick in December.($71.70)
I've earned 865 points on My Points in December.(not sure what the conversion rate is here)

That is $402.18 in rebates(not counting Shop Kick/Fetch/MyPoints where I earn gift cards or send $$ to my Paypal account and count it at the end of the year)on $432.66 of grocery spending so in reality it's $40.38 in food spending after the rebate apps I count. I now separate out the Food Bank donations and don't count those in the grocery spending(but I do count any rebates on those items) so it's a win/win--the food bank gets a large donation of goods and I get a lower grocery bill.

My savings percentage for the last week was 42.48% and the monthly savings total for 50.49%.

Leftovers going into next week.....nothing

Here is this week's food plan.....
1. Sunday--Zalads from Zaxby's(using gift card)
2. Monday--Cheeseburgers, saute Cabbage
3. Tuesday--Shrimp, Baked Sweet Potato Fries
4. Wednesday--TV dinners
5. Thursday--Pasta, Salad
6. Friday--Chicken Tenders, Veg TBD
7. Saturday--Pork Tenderloin Sandwich, Saute Yellow Squash

Nothing inspiring here.  Just trying to eat what is here,

What is getting fixed and served at your house this week?

Was last week's plan successful, did you go off plan or did you not even plan what was going to be eaten last week? 

Sluggy 

Tuesday, December 10, 2024

Food Spending....the November 2024 Edition

Onward to November's Food Spending Report.....




Here are my FOOD BUDGET spending totals for November 2024.

I have posted November's totals on the Total Grocery Savings Page located  and have updated the Totals there. 
I am listing subtotals for each store I purchased from in Octohyhhber.  If you aren't interested in that much detail, just skip to the bottom for the Totals Sum.  My spending includes Food, Toiletries/HBA, Cleaning Products, Paper Goods, Pet Food. We are a family of 2(and 2 dogs).
****************
BROOKSHIRE'S 
OOP  $1.47
Sales  $2.02
Value  $3.49
Savings  57.88%

BROOKSHIRE'S
OOP  $21.40
Sales  $12.23
Value  $33.63
Savings  36.37%

KROGER
OOP  $174.24
Qs/Gift Cards  $207.90
Value $382.14
Savings  54.40%

SUPER 1 FOOD
OOP  $15.86
Value  $19.00
Savings  16.53%

WALMART
OOP  $189.02
Qs/Gift Cards $88.54
Value  $277.56
Savings  31.90%

********************
My best Store Savings Total was at Brookshire's with a savings of 57.88%.  My worse rate was at Super 1 Food with 16.53%.  Not a bad savings rate average overall though.

I shopped at 5 different stores in NOVEMBER.  

TOTAL Spent in November......$401.99
TOTAL Coupons/Sales/Gift Cards....$301.58
TOTAL Value of Items Purchased.....$703.57
TOTAL Savings of........41.19%

This closes out the November food/toiletries/etc. spending.

THOUGHTS & COMMENTS for this month....Nice job this month.  Spent a lot but got some good deals and lots of savings.

The Monthly food spending savings percentage went DOWN by 3.14% in November to 41.19% compared to October's 44.33% savings average.  

Since we have an adequate income and food should be a pleasure in life(no way am I going to eat unseasoned rice and beans for my remaining days like some people-because I don't have to). I will buy quality food and pay the price at the register.  I may not like the price but I will deal with it.

With 11 months accounted for, I have spent a Total of $5,984.68 on groceries/HBA/paper goods/etc. in 2024.  Food prices have gotten to the ridiculous level, haven't they?

2024 Yearly Total Value of Items  $12,533.45
2024 Total Saved   $6,146.78
2024 Yearly Total Spent  $6,146.78
2024 Yearly Savings Total of  49.04%

The average per month amount spent is $558.80 in 2024 so far but that's before all the rebate monies are added in.

Remember that I withdraw all my cash rebate monies(Ibotta, Shopmium, TaDa, Checkout 51, Swag Bucks, My Points and other miscellaneous rebates-Aisle, Tremendous, Sampoll  etc. and have it sent to my Paypal)at the end of the year and add it back into my food budget, so at the end of the year my food spending will go down.  I don't add in all the cashed out savings until the end of the year,

The other savings apps like Fetch, Shop Kick, Kroger Cash Back that let us get free gift cards(or $ off your grocery total-Kroger Cash Back), those are added back in when I cash those points in along the way.  Alexa app gave me Amazon credit onto my account but I don't buy food on Amazon(sometimes I buy dog food there)so I really don't know how to count that and it's defunct now so I won't worry about that bit.

Because I don't like to let money sit in these rebate accounts and Paypal, I send $$ to my bank account throughout the year.  So far I have sent $4,202.65 from various rebating programs and through Paypal to my bank.  If you add in all that my food spending at the 11 month point in 2024 comes in at $1,944.13 or $176.74 per month.
Besides all I sent to my bank account I have more $ sitting in these various rebating programs as well as in Paypal.  This is not counting Alexa, ShopKick or Fetch, which all comes out in gift cards or Amazon credit.

LOOKING AHEAD TO DECEMBER 2024.....
After we went through and organized the freezer, I am trying to eat down freezer/pantry in December  Inflation is still crazy high so spending is more than I'd like it to be.
Gone are the days of a $350 grocery budget.

If you have other ideas or guidelines you follow please leave a comment and share your thoughts with us all.

*  How much did you spend on food/toiletries in November?

*  Do you track your yearly food spending?  It's really not that hard or time consuming; just keep your receipts and either track it in a notebook or on a spreadsheet.

*  What was your savings percentage buying on sale and/or with coupons versus buying at regular retail price last month, if you track that sort of thing?

*  What are your methods for keeping your food spending in check?

*  Is anyone out there up for tracking expenditures and trying to spend less but still eat well?

Sluggy


 

Thursday, November 7, 2024

Food Spending.....the October 2024 Edition

Onward to October's Food Spending Report.....




Here are my FOOD BUDGET spending totals for October 2024.

I have posted October's totals on the Total Grocery Savings Page located HERE and have updated the Totals there. 
I am listing subtotals for each store I purchased from in Octohyhhber.  If you aren't interested in that much detail, just skip to the bottom for the Totals Sum.  My spending includes Food, Toiletries/HBA, Cleaning Products, Paper Goods, Pet Food. We are a family of 2(and 2 dogs).
****************
BROOKSHIRE'S 
OOP  $30.16
Sales  $18.85
Value  $49.01
Savings  38.46%

DOLLAR GENERAL
OOP  $12.23
Sales  $20.47
Value  $32.70
Savings  62.60%

KROGER
OOP  $431.31
Qs/Gift Cards  $318.05
Value $749.36
Savings  42.44%

LOWE'S
OOP $19.52
Value  $26.00
Savings  24.92%

WALMART
OOP  $156.75
Qs/Gift Cards $83.76
Value  $240.51
Savings  34.83%

********************
My best Store Savings Total was at Dollar General with a savings of 62.60%.  My worse rate was at Lowe's with 24.92%.  Not a bad savings rate average overall though.

I shopped at 5 different stores in OCTOBER.  

TOTAL Spent in October......$649.97
TOTAL Coupons/Sales/Gift Cards....$517.67
TOTAL Value of Items Purchased.....$1,167.64
TOTAL Savings of........44.33%

This closes out the October food/toiletries/etc. spending.

THOUGHTS & COMMENTS for this month....
On the surface our spending was a little high but that doesn't figure in all the rebating cash I got back.  Even so, we had a goodly savings percentage over regular retail anyway.

The Monthly food spending savings percentage went Up by 4.14% in October to 44.33% compared to September's 40.19% savings average.  

Since we have an adequate income and food should be a pleasure in life(no way am I going to eat unseasoned rice and beans for my remaining days like some people-because I don't have to). I will buy quality food and pay the price at the register.  I may not like the price but I will deal with it.

With 10 months accounted for, I have spent a Total of $5,984.68 on groceries/HBA/paper goods/etc. in 2024.  Food prices have gotten to the ridiculous level, haven't they?

2024 Yearly Total Value of Items  $11,829.88
2024 Total Saved   $5,845.20
2024 Yearly Total Spent  $5,984.68
2024 Yearly Savings Total of  49.41%

The average per month amount spent is $598.47 in 2024 so far but that's before all the rebate monies are added in.

Remember that I withdraw all my cash rebate monies(Ibotta, Shopmium, TaDa, Checkout 51, Swag Bucks, My Points and other miscellaneous rebates-Aisle, Tremendous, Sampoll  etc. and have it sent to my Paypal)at the end of the year and add it back into my food budget, so at the end of the year my food spending will go down.  I don't add in all the cashed out savings until the end of the year,

The other savings apps like Fetch, Shop Kick, Kroger Cash Back that let us get free gift cards(or $ off your grocery total-Kroger Cash Back), those are added back in when I cash those points in along the way.  Alexa app gave me Amazon credit onto my account but I don't buy food on Amazon(sometimes I buy dog food there)so I really don't know how to count that and it's defunct now so I won't worry about that bit.

Because I don't like to let money sit in these rebate accounts and Paypal, I send $$ to my bank account throughout the year.  So far I have sent $2,717.68 from various rebating programs and through Paypal to my bank.  If you add in all that my food spending at the 10 month point in 2024 comes in at $3,267.00 or $326.70 per month.
Besides all I sent to my bank account I have more $ sitting in these various rebating programs as well as in Paypal.  This is not counting Alexa, ShopKick or Fetch, which all comes out in gift cards or Amazon credit.

LOOKING AHEAD TO NOVEMBER 2024.....
After we went through and organized the freezer, I am trying to eat down freezer/pantry in November and it seems like most of my grocery spending lately has been for Food Bank donations.  I hope to spend less in November than in October but time will tell.  Inflation is still crazy high so spending is more than I'd like it to be.
Gone are the days of a $350 grocery budget.

If you have other ideas or guidelines you follow please leave a comment and share your thoughts with us all.

*  How much did you spend on food/toiletries in October?

*  Do you track your yearly food spending?  It's really not that hard or time consuming; just keep your receipts and either track it in a notebook or on a spreadsheet.

*  What was your savings percentage buying on sale and/or with coupons versus buying at regular retail price last month, if you track that sort of thing?

*  What are your methods for keeping your food spending in check?

*  Is anyone out there up for tracking expenditures and trying to spend less but still eat well?

Sluggy


Thursday, October 17, 2024

Food Spending....September 2024

Onward to September's Food Spending Report.....




Here are my FOOD BUDGET spending totals for September 2024.

I have posted September's totals on the Total Grocery Savings Page located HERE and have updated the Totals there. 
I am listing subtotals for each store I purchased from in September.  If you aren't interested in that much detail, just skip to the bottom for the Totals Sum.  My spending includes Food, Toiletries/HBA, Cleaning Products, Paper Goods, Pet Food. We are a family of 2(and 2 dogs).
****************
ALDI  
OOP  $6.46
Sales  $1.52
Value  $7.98
Savings  19.05%

KROGER
OOP  $351.35
Qs/Gift Cards  $282.94
Value $634.29
Savings  44.61%

WALMART
OOP  $176.17
Qs/Gift Cards $74.34
Value  $250.52
Savings  29.68%


********************
My best Store Savings Total was at Kroger with a savings of 44.61%.  My worse rate was at Aldi with 19.05%.  Not a bad savings rate average overall though.

I shopped at 3 different stores in SEPTEMBER.  Luckily I did most of my grocery shopping at Kroger in September. ;-)

TOTAL Spent in September......$533.98
TOTAL Coupons/Sales/Gift Cards....$358.81
TOTAL Value of Items Purchased.....$892.79
TOTAL Savings of........40.19%

This closes out the September food/toiletries/etc. spending.

THOUGHTS & COMMENTS for this month....
On the surface our spending was a little high but that doesn't figure in all the rebating cash I got back.  Even so, we had a goodly savings percentage over regular retail anyway.

The Monthly food spending savings percentage went Down by 17.23% in September to 40.19% compared to August's 57.42% savings average.  A lot lower in September but still over 40%.  That's ok by me.

Since we have an adequate income and food should be a pleasure in life(no way am I going to eat unseasoned rice and beans for my remaining days like some people-because I don't have to). I will buy quality food and pay the price at the register.  I may not like the price but I will deal with it.

With 9 months accounted for, I have spent a Total of $4,381.76 on groceries/HBA/paper goods/etc. in 2024.  Food prices have gotten to the ridiculous level, haven't they?

2024 Yearly Total Value of Items  $10,665.24
2024 Total Saved   $5,330.53
2024 Yearly Total Spent  $5,334.71
2024 Yearly Savings Total of  49.98%

The average per month amount spent is $592.75 in 2024 so far but that's before all the rebate monies are added in.

Remember that I withdraw all my cash rebate monies(Ibotta, Shopmium, TaDa, Checkout 51, Swag Bucks, My Points and other miscellaneous rebates-Aisle, Tremendous, etc. and have it sent to my Paypal)at the end of the year and add it back into my food budget, so at the end of the year my food spending will go down.  

The other savings apps like Fetch, Shop Kick, Kroger Cash Back that let us get free gift cards(or $ off your grocery total-Kroger Cash Back), those are added back in when I cash those points in along the way.  Alexa app gives me Amazon credit onto my account but I don't buy food on Amazon(sometimes I buy dog food there)so I really don't know how to count that.

Because I don't like to let money sit in these rebate accounts and Paypal, I send $$ to my bank account throughout the year.  So far I have sent $2,182.71 from various rebating programs and through Paypal to my bank.  If you add in all that my food spending at the 9 month point in 2024 comes in at $3,152 or $350.22 per month.
Besides all I sent to my bank account I have more $ sitting in these various rebating programs as well as in Paypal.  This is not counting Alexa, ShopKick or Fetch, which all comes out in gift cards or Amazon credit.

LOOKING AHEAD TO OCTOBER 2024.....
I am trying to eat down freezer/pantry in October and it seems like most of my grocery spending has been for the Food Bank.  I hope to spend less in October than in September but time will tell.  Inflation is still crazy high so spending is more than I'd like it to be.
Gone are the days of a $350 grocery budget.


If you have other ideas or guidelines you follow please leave a comment and share your thoughts with us all.

*  How much did you spend on food/toiletries in September?

*  Do you track your yearly food spending?  It's really not that hard or time consuming; just keep your receipts and either track it in a notebook or on a spreadsheet.

*  What was your savings percentage buying on sale and/or with coupons versus buying at regular retail price last month, if you track that sort of thing?

*  What are your methods for keeping your food spending in check?

*  Is anyone out there up for tracking expenditures and trying to spend less but still eat well?

Sluggy


Tuesday, July 2, 2024

Food Spending.....June 2024

Onward to June's Food Spending Report.....




Here are my FOOD BUDGET spending totals for June 2024.

I have posted June's totals on the Total Grocery Savings Page located HERE and have updated the Totals there. 
I am listing subtotals for each store I purchased from in June.  If you aren't interested in that much detail, just skip to the bottom for the Totals Sum.  My spending includes Food, Toiletries/HBA, Cleaning Products, Paper Goods, Pet Food. We are a family of 2(and 2 dogs).
****************

CVS
OOP  $.63
Sales/Free CVS Script  $19.51
Value  $20.14
Savings  96.87%

DOLLAR GENERAL
OOP  $9.94
Sales/Coupons  $9.96
Value  $19.90
Savings  50.05%

KROGER
OOP  $459.08
Qs/Gift Cards $431.07
Value $890.15
Savings  48.43%

OLLIE'S
OOP  $16.77
Qs/Sales  $11.96
Value  $28.73
Savings  41.63%

WALMART
OOP  $168.81
Qs/Gift Cards $298.14
Value  $466.95
Savings  63.85%


********************
My best Store Savings Total was at CVS with a savings of 96.87%.  My worse rate was at Ollie's with 41.63%.  Not a bad savings rate average overall if my worst rate was 41.63%, right?

I shopped at 5 different stores in JUNE.

TOTAL Spent in June......$687.67
TOTAL Coupons/Sales/Gift Cards....$738.20
TOTAL Value of Items Purchased.....$1,425.87
TOTAL Savings of........51.88%

This closes out the June food/toiletries/etc. spending.

THOUGHTS & COMMENTS for this month....
On the surface our spending was high but that doesn't figure in all the rebating cash I got back.  Even so, we had a high savings percentage over regular retail anyway.

The Monthly food spending savings percentage went Down by 8.45% in June to 51.88% compared to May's 60.33% savings average.  A lower savings rate but still well over 40% which is what I like to see. 8-)
Since we have an adequate income and food should be a pleasure in life(no way am I going to eat unseasoned rice and beans for my remaining days like some people-because I don't have to). I will buy quality food and pay the price at the register.  I may not like the price but I will deal with it.

With 6 months accounted for, I have spent a Total of $3,970.05 on groceries/HBA/paper goods/etc. in 2024.  Food prices have gotten to the ridiculous level, haven't they?

2024 Yearly Grand Total Spent....................$3,970.05
2024 Yearly Grand Total Value of Items.....$8,084.12
2024 Grand Total Saved...............................$4,114.07
2024 Yearly Savings Total..............................50.89%

The average per month amount spent is $661.68 in 2024 so far but that's before all the rebate monies are added in.

Remember that I withdraw all my cash rebate monies(Ibotta, Shopmium, TaDa, Checkout 51, Swag Bucks, My Points and other miscellaneous rebates-Aisle, Tremendous, etc. and have it sent to my Paypal)at the end of the year and add it back into my food budget, so at the end of the year my food spending will go down.  

The other savings apps like Fetch, Shop Kick, Kroger Cash Back that let us get free gift cards(or $ off your grocery total-Kroger), those are added back in when I cash those points in along the way.  Alexa app gives me Amazon credit onto my account but I don't buy food on Amazon(sometimes I buy dog food there)so I really don't know how to count that.

Because I don't like to let money sit in these rebate accounts and Paypal, I send $$ to my bank account throughout the year.  So far I have sent $1,876.87 from various rebating programs and through Paypal to my bank.  If you add in all that my food spending at the halfway point in 2024 comes in at $2,093.18 or $348.86 per month.
Besides all I sent to my bank account I have another $677.78 sitting in these various rebating programs as well as in Paypal.  This is not counting Alexa, ShopKick or Fetch, which all comes out in gift cards or Amazon credit.

LOOKING AHEAD TO JULY 2024.....
July will be different as I won't be here for half of the month and don't know what my food shopping will be up in Virginia at my brother's house.  I haven't a clue.

If you have other ideas or guidelines you follow please leave a comment and share your thoughts with us all.

*  How much did you spend on food/toiletries in June?

*  Do you track your yearly food spending?  It's really not that hard or time consuming; just keep your receipts and either track it in a notebook or on a spreadsheet.

*  What was your savings percentage buying on sale and/or with coupons versus buying at regular retail price last month, if you track that sort of thing?

*  What are your methods for keeping your food spending in check?

*  Is anyone out there up for tracking expenditures and trying to spend less but still eat well?

Sluggy


Sunday, March 3, 2024

February Food Spending....2024

Onward to February's Food Spending Report.....




Here are my FOOD BUDGET spending totals for February 2024.

I have posted February's totals on the Total Grocery Savings Page located HERE and have updated the Totals there. 
I am listing subtotals for each store I purchased from in February.  If you aren't interested in that much detail, just skip to the bottom for the Totals Sum.  My spending includes Food, Toiletries/HBA, Cleaning Products, Paper Goods, Pet Food. We are a family of 2(and 2 dogs).
****************
ALDI
OOP  $47.59
Sales  $27.74
Value  $75.33
Savings  36.82%

CVS
OOP  $1.29
Saving $14.67
Value  $15.96
Savings   91.92%

KROGER
OOP  $267.42
Qs/Gift Cards $245.26
Value $512.68
Savings  47.84%

OLLIE'S
OOP $32.78
Sales  $30.59
Value $63.37
Savings  48.37%

WALMART
OOP  $310.50
Qs/Gift Cards $147.73
Value  $458.23
Savings  32.24%


********************
My best Store Savings Total was at CVS with a savings of 91.92%.  My worse rate was at Walmart with 32.24%.  

I shopped at 5 different stores in FEBRUARY.

TOTAL Spent in February......$659.58
TOTAL Coupons/Sales/Gift Cards....$647.16
TOTAL Value of Items Purchased.....$1,306.74
TOTAL Savings of........49.41%

This closes out the FEBRUARY food/toiletries/etc. spending.

THOUGHTS & COMMENTS for this month....Well so much for closing the purse strings in February. lol  Inflation is real folks and hits everyone at the grocery store(as well as in utility bills and at the gas pump).  Our government just ignores all these high prices and doesn't even include them in the Consumer Price Index.  Well what the hell DO they include because last time I looked most folks need to eat, pay for heat and/or ac and need cars to get to work!  *Getting off my soap box now.*

The Monthly food spending savings percentage went DOWN by 3.39% in February to 49.41% compared to January's 52.80% savings average.  Since we have an adequate income and food should be a pleasure in life(no way am I going to eat unseasoned rice and beans for my remaining days like some people-because I don't have to). I will buy quality food and pay the price at the register.  I may not like the price but I will deal with it.

With 2 months accounted for, I have spent a Total of $1,312.52 on groceries/HBA/paper goods/etc. in 2024.

2024 Yearly Grand Total Spent....................$1,312.52
2024 Yearly Grand Total Value of Items.....$2,690.09
2024 Grand Total Saved...............................$1,377.57
2024 Yearly Savings Total..............................51.21%

The average per month amount spent is $656.26 in 2024 so far but that's before all the rebate monies are added in.

Remember that I withdraw all my cash rebate monies(Ibotta, Shopmium, TaDa, Checkout 51 and other miscellaneous rebates sent to my Paypal)at the end of the year and add it back into my food budget, so at the end of the year my food spending will go down.  The other savings apps like Fetch, Shop Kick, Kroger Cash Back that let us get free gift cards(or $ off your grocery total-Kroger), those are added back in when I cash those points in along the way.  Alexa app gives me Amazon credit onto my account but I don't buy food on Amazon(sometimes I buy dog food there)so I really don't know how to count that.

LOOKING AHEAD TO MARCH 2024.....
Who the hell knows where prices will be in a month!  I have no crystal ball and the government just keeps printing money willy-nilly which makes our dollars stretch even less further.
I'll keep an eye on what we spend, rebate and coupon like a mad woman when I have to step foot in a grocery store and shop from my pantry when I can.

If you have other ideas or guidelines you follow please leave a comment and share your thoughts with us all.

*  How much did you spend on food/toiletries in February?

*  Do you track your yearly food spending?  It's really not that hard or time consuming; just have your receipts and either track it in a notebook or on a spreadsheet.

*  What was your savings percentage buying on sale and/or with coupons versus buying at regular retail price last month, if you track that sort of thing?

*  What are your methods for keeping your food spending in check?

*  Is anyone out there up for tracking expenditures and trying to spend less but still eat well?

Sluggy


Saturday, December 2, 2023

The November Food Spending of 2023

Onward to November's Food Spending Report.....




Here are my FOOD BUDGET spending totals for November 2023.

I have posted November's totals on the Total Grocery Savings Page located HERE and have updated the Totals there.
I am listing subtotals for each store I purchased from in November.  If you aren't interested in that much detail, just skip to the bottom for the Totals Sum.  My spending includes Food, Toiletries/HBA, Cleaning Products, Paper Goods. We are a family of 2(and 2 dogs).
****************

KROGER
OOP  $84.31
Qs/Gift Cards $336.92
Value $421.23
Savings  79.98%

OLLIE'S
OOP $9.76
Value $15.98
Savings  38.92%

SUPER 1 FOODS
OOP  $4.88
Value  $7.77
Savings  37.00%

WALMART
OOP  $207.13
Qs/Gift Cards $207.86
Value  $414.99
Savings  50.09%

********************
My best Store Savings Total was at Walmart with a savings of 50.09%.  My worse rate was at Super 1 Foods with 37.00%.  

I shopped at 4 different stores in NOVEMBER.

TOTAL Spent in November......$306.08
TOTAL Coupons/Sales/Gift Cards....$553.89
TOTAL Value of Items Purchased.....$859.97
TOTAL Savings of........64.41%

This closes out the NOVEMBER food/toiletries/etc. spending.

THOUGHTS & COMMENTS for this month....The leftover travel stipend  monies helped pay for some food after we got home.  I also made strategic purchases with rebates as is my want.

The Monthly food spending savings percentage went UP by 26.62% in November to 64.41% compared to October's 37.79% savings average.  The big factor is such a great difference in the savings rate came from that leftover stipend money from the trip to Ohio and catching some good deals.  Since we have an adequate income and food should be a pleasure in life(no way am I going to eat unseasoned rice and beans for my remaining days like some people)I will buy quality food and pay the price at the register.  I may not like the price but I will deal with it.

With 11 months accounted for, I have spent a Total of $4,460.35 on groceries/HBA/paper goods/etc. in 2023.

2023 Yearly Grand Total Spent....................$4,460.35
2023 Yearly Grand Total Value of Items.....$7,757.88
2023 Grand Total Saved...............................$3,297.53
2023 Yearly Savings Total..............................42.51%

The average per month amount spent is $405.49 in 2023 at this point.

LOOKING AHEAD TO DECEMBER......December will be a crapshoot.  We have plans to travel to see family for part of the month so there should be less food spending than usual.

Remember that I withdraw all my cash rebate monies(Ibotta, Coupons dotcom, Shopmium, Checkout 51 and other miscellaneous rebates sent to my Paypal)at the end of the year and add it back into my food budget, so at the end of the year my food spending will go down.  The other savings apps like Fetch, Shop Kick, Kroger Cash Back that let us get free gift cards(or $ off your grocery total-Kroger), those are added back in when I cash those points in along the way.  Alexa app gives me Amazon credit onto my account but I don't buy food on Amazon(sometimes I buy dog food there)so I really don't know how to count that.

At the end of the third quarter of the year, I'd accumulated--$962.99 in Ibotta(most in my bank account as I don't like to leave Ibotta monies on the platform), $309.40 in Paypal from Shopmium ,Coupons dotcom as well as an odd rebate or two from another source, $43.35 in Kroger Cash Back I haven't spent, $36.78 in Shop Kick, $62.20 in Swag Bucks to redeem, $16.75 on Alexa for Amazon gift cards and some points on Fetch that aren't even worth considering at this point.  Without counting the Fetch that's $1,431.47 in cash or scrip total to put toward the grocery spending in 2023 which lowers my OOP on food spending to $2,342.73 give or take at that point.  I'll add in what rebates where earned in the fourth quarter too once 2023 is in the books. 8-)

If you have other ideas or guidelines you follow please leave a comment and share your thoughts with us all.

*  How much did you spend on food/toiletries in November?

*  Do you track your yearly food spending?  It's really not that hard or time consuming; just have your receipts and either track it in a notebook or on a spreadsheet.

*  What was your savings percentage buying on sale and/or with coupons versus buying at regular retail price last month, if you track that sort of thing?

*  What are your methods for keeping your food spending in check?

*  Is anyone out there up for tracking expenditures and trying to spend less but still eat well?

Sluggy