Onward to September's Food Spending Report.....
Here are my FOOD BUDGET spending totals for September 2023.
I have posted September's totals on the Total Grocery Savings Page located HERE and have updated the Totals there.
I am listing subtotals for each store I purchased from in September. If you aren't interested in that much detail, just skip to the bottom for the Totals Sum. My spending includes Food, Toiletries/HBA, Cleaning Products, Paper Goods. We are a family of 2(and 2 dogs).
Qs/Gift Cards $200.96
SUPER 1 FOODS
Qs/Gift Cards $29.85
My best Store Savings Total was at Kroger with a savings of 44.71%. My worse rate was at Walmart with 17.06%.
I shopped at 4 different stores in SEPTEMBER.
TOTAL Spent in September......$508.12
TOTAL Coupons/Sales/Gift Cards....$293.52
TOTAL Value of Items Purchased.....$801.64
TOTAL Savings of........36.61%
This closes out the SEPTEMBER food/toiletries/etc. spending.
THOUGHTS & COMMENTS for this month....Well I didn't keep spending at $350 or less as I had liked to. Blame Ibotta, store deals(I'm looking at you Kroger!), inflation and being hungry when I shop(well, nowadays it doesn't matter when I shop, I am ALWAYS hungry!lol). I can't believe what things cost so I tend to want to stockpile when I see something we use on special(because in this economy you know the price is only going to increase with time). I also can't believe with how little I eat since June that it costs so much to buy food(see comment above about inflation). Plus I think Hubs is taking up the slack in the eating department. ;-) I am just glad I don't have three ravenous children at home to feed anymore!
The Monthly food spending savings percentage went DOWN by 3.85% in September to 36.61% compared to August's 40.46% savings average. Between all factors(and no Rite-Aid where I use to get "paid" to bring things home from there)it's nearly impossible to have a savings rate of more than 30%....and achieving that 30% is with trying very hard! Since we have an adequate income and food should be a pleasure in life(no way am I going to eat unseasoned rice and beans for my remaining days like some people)I will buy quality food and pay the price at the register. I may not like the price but I will deal with it.
With 9 months accounted for, I have spent a Total of $3,774.20 on groceries/HBA/paper goods/etc. in 2023.
2023 Yearly Grand Total Spent....................$3,774.20
2023 Yearly Grand Total Value of Items.....$6,286.93
2023 Grand Total Saved...............................$2,512.73
2023 Yearly Savings Total..............................39.97%
The average per month amount spent is $419.36 in 2023 at this point.
LOOKING AHEAD TO OCTOBER......
Not predicting what I will spend but I'll be keeping tabs on the grocery bills in October. We'll be gone for a week this month and I won't be up to cooking much the week we get back(and maybe the following week). Not sure if Hubs is up to filling in as cook or if we'll be getting takeout instead. We'll see how much is spent on food this month. I hope to have a low spending month, even with the crazy inflation these days.
Remember that I withdraw all my cash rebate monies(Ibotta, Coupons dotcom, Shopmium, Checkout 51 and other miscellaneous rebates sent to my Paypal)at the end of the year and add it back into my food budget, so at the end of the year my food spending will go down. The other savings apps like Fetch, Shop Kick, Kroger Cash Back that let us get free gift cards(or $ off your grocery total-Kroger), those are added back in when I cash those points in along the way. Alexa app gives me Amazon credit onto my account but I don't buy food on Amazon(sometimes I buy dog food there)so I really don't know how to count that.
At the end of the third quarter of the year, I've accumulated--$962.99 in Ibotta(most in my bank account as I don't like to leave Ibotta monies on the platform), $309.40 in Paypal from Shopmium ,Coupons dotcom as well as an odd rebate or two from another source, $43.35 in Kroger Cash Back I haven't spent, $36.78 in Shop Kick, $62.20 in Swag Bucks to redeem, $16.75 on Alexa for Amazon gift cards and some points on Fetch that aren't even worth considering at this point. Without counting the Fetch that's $1,431.47 in cash or scrip total to put toward the grocery spending in 2023 which lowers my OOP on food spending to $2,342.73 give or take at this point in time.
If you have other ideas or guidelines you follow please leave a comment and share your thoughts with us all.
* How much did you spend on food/toiletries in September?
* Do you track your yearly food spending? It's really not that hard or time consuming; just have your receipts and either track it in a notebook or on a spreadsheet.
* What was your savings percentage buying on sale and/or with coupons versus buying at regular retail price last month, if you track that sort of thing?
* What are your methods for keeping your food spending in check?
* Is anyone out there up for tracking expenditures and trying to spend less but still eat well?