$30K Savings Challenge FEBRUARY 2010 Totals....a Great Month!

I have posted my FEBRUARY End of Month 30K $AVING$ CHALLENGE Totals.
Check out the side bar to your right for the specific numbers.

I have to report that we finished up February in the Black.

The amount we ended the month of February with was.......$4,094.60

Income
Besides Hubby salary we had a hefty amount in Rebates and some rolled Coins under the Income Heading. Hubby also got a Bonus check from work...yay!
Not sure where the Bonus $ will end up but I'm putting it into the Savings Challenge for now. Without it, we are at $966.20 in savings for Feb.

Outgo
As for the expenses in February.....

The electric bill was $399.10, just a few dollars more than January's bill. Since Feb. is the most expensive month here for heating, I am good with that number.

 The credit card bill seemed also a bit high(over $1K) but was paid off(like every month)so no interest charges at least.  On second thought, the cc bill wasn't too bad, since hubby didn't make as many Cash Withdrawals this month.  He used the cc more for gas and such instead of cash.  When you combine the cash withdrawals and the cc charges this month against those charges combined in previous months, they average about the same per month.

We had some large out-of-the-ordinary expenses in Feb. 
The car insurance is due then, so that was almost $1300.
The other BIG expense was our part of #2 son's dental extractions, $475.00, after the insurance paid their part.

All other regular bills...Cable, Internet, Phone, etc. are the same each month. 

The Food Budget costs for February are in another post, which is located HERE.  Food/Toiletries spending in February was under the budgeted $250(due to the rebate money that came in last month)and our Savings percentage was a whopping 91.12%!

Looking Ahead to March....
The cc bill is on track to being under $500 this month, which is always good. ;-)
There are three non-monthly charges this month--the quarterly sewage bill(not very much), the County/Municipal Tax Bill and our State Tax Bill.
One tax bill is over $1K, one is under $100, so that's approx. $1200 in extra expenses for March.

YTD Standings....
We have a Year To Date Total of $4,850.25 in Savings.  To save $30K for the year, we need to put away $2,500 per month average.  We are almost on target after 2 months....Jan. was dismal but Feb. was great due to the bonus.  I'm looking to only put away $1400 in March due to the Tax bills since it's a high bill month.

So how was your February financially?  Leave a comment and share with us what you did with your money, both the good and not-so good.   Do you have any tricks or tips that help you to end your month before the money runs out?  Let us know!


Sluggy