Monday, July 16, 2012

Food Spending July Week 2 & Meal Planning July Week 3







My keyboard seems possessed today.  Things are inadvertently getting "highlighted" and erased by some unseen force.  I have gotten up with disgust from the computer a time or two today and gone off to take care of other things here just to keep my sanity.

If I get this finished while it's still Monday AND I still have my wits about me, it will be a feat extraordinaire!

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And here is the "meal plan" that actually happened last week.....


SUNDAY--Smoked Chicken, Cornbread, mixed Veggies in Chinese Sauce
MONDAY--using up the leftover steak....steak sandwiches, steak salad-not sure yet
TUESDAY--Ribs, Beans, Macaroni Salad(yet again!lol)
WEDNESDAY--Squash Casserole, Grilled Salmon
THURSDAY--Subway Sandwiches
FRIDAY--Dinner Out (Chinese)
SATURDAY--Fajitas with smoked Chicken

We used up all the leftovers again.....yay us!   Hubs and I have been eating alone again this week due to Daughter's work schedule.  She either goes out for pizza or wings after work or she eats something at the mall if she is working at dinner time.  "Dinner" being a $1 soft pretzel and a $1 lemonade.  We'll see how long she goes like that until she gets tired of spending her own money and/or she needs real food again.


The weekly food spending was $91.05.  After only spending $7.62 last week, we needed more than usual this past week.  Plus ground beef was $1.99lb(rock bottom price!)at Weis, so I bought 7ish lbs.  We also made our monthly trip to the bread outlet last week and since it's summer we added some snacks(chips)to the shopping list.
The regular retail value for all was $172.32 so I had a 47.16% savings rate.  And this isn't counting what I hauled home from Rite-Aid for free last week...figure in another $49.25 worth of stuff at reg. retail and my savings rate shoot up to 58.90%!  ;-)

As I reset my July Food Budget to $300, I now have $201.33 left to spend on food/toiletries this month.  16 shopping days left in July.  I think I can make it! 8-)

Going into the new week I have the following leftovers to use up......fajita fixings, 1 piece of cornbread and about half of the squash casserole.

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This week's menu.....

SUNDAY--Leftover Chinese(from our Dinner Out)
MONDAY--Marin Joe's Special
TUESDAY--Lemon Pepper Chicken w/Zucchini
WEDNESDAY--Hamburger Helper type casserole, leftover Squash casserole
THURSDAY--Kielbasa on Rolls, homemade Pickles, Green Beans
FRIDAY--homemade Quiche, Tossed Salad
SATURDAY--Leftovers
What I need to buy this week to serve this menu?.....
I bought most everything to make these dishes when I went to the store last week.  I will need to buy a pie crust for the quiche and salad greens.  Green beans might be purchased if our bean plants don't "give up the goods" by Thursday. lol  I see some milk and fruit being purchased as well.  As for stock-up opportunities this week?....I haven't even looked at the store ads yet.   I should be able to keep the food spending under $40 this week.

A note......it's been amazing to me to see how little we need to spend on food when it's just Hubs and I eating and we aren't feeding the ravenous offspring.  Unfortunately, while the amount of food prepared and bought goes down, the amount of time I have to spend on menu planning, shopping and preparing said food hasn't decreased.  If you are cooking 2 pork chops or 8 pork chops, you still spending the same amount of time doing all that stuff.  8-(


So what's on deck for your menu this week?

Sluggy

Sunday, July 15, 2012

The 150th Anniversary of The Perfect Powder Keg


Having come down with the "Genealogy Bug", I am enjoying not only discovering my own personal ancestry roots, but I'm also getting into delving deeper into the history of the US.

This week....July 13th-18th.....marks the 150th Anniversary of an important event in American history.
A shameful event that has been mostly ignored since it happened all those many years ago.

Many Americans look down on the racism evident in the pre-war Southern states of this country.  The economy that took root in those states, that required the implementing of the plantation system in the early dates of our country's founding, which ended up driving the slave trade to our shores.

Though Northerners have always been portrayed as morally superior to their Southern counterparts,  racism, as well as hate toward immigrants, existed and thrived in the North up through the end of the Civil War.

1863 marked the date when the 1st National Draft was instituted in the US.  All men were required to register for the draft at this point during the Civil War.  If you were between the ages of 20 and 35, no matter your marital status and if you were single between the ages of 36 and 45, you were part of the Class I list of draftees.
If you were outside of those parameters, you were put onto the Class II list or Reserves.
This Draft was only for whites, as even free Northern dwelling blacks were not considered full citizens of this country.

I have found 1 ancestor so far, on my paternal lines, that was called to register for the Draft in 1863.
His name was Robert Spencer Bowman.  He was born in 1826 in Ireland and self-reported coming to the US in 1852, as a married man, in the 1900 Census.

Here is a shot of a piece of the Class II Book from 1863, for the 11th Congressional District of NY, with his name in it.  His is the last name in the shot.  It lists his "color"(white), his age(36), where he was born(Ireland) and in the remarks section it says "Alien".


Thought the year he actually arrived is split between 1848 and 1855, we do know that he arrived aboard a ship from Liverpool that came into the Port of New York City.
So he came to American right around the time of the opening of the 1st of the 2 great immigration processing centers of the 19th century.

Everyone knows of Ellis Island but the first center was called Castle Garden.
It was located where Fort Clinton stood, a fort constructed for defense purposes during the Revolutionary times to protect the southern part of Manhattan island.  It is where a resort and park had been built in the 1820's.  By mid 1850's the resort was in disuse so it was selected to be the disembarkation/processing point for all immigrants into NY harbor.
Castle Garden saw the first large waves of immigrants, mostly from Ireland and from Germany.
My ancestor was part of this migration from Ireland due to the Great Potato Famine that plagued that isle from 1845-1852.

But I digress......
My ancestor arrived in New York City between 1848 and 1855.  After the arrival of his wife and children who had been born in Ireland in 1856, the family migrated from the city and by 1860 they are found in Montgomery, NY, 60 miles northwest of NY city, with 5 surviving children. 


Lucky for Robert Bowman & family that they weren't still in New York City at the time of the implementation of the War Draft in 1863.

Massive numbers of Irish immigrants flooded New York City, to the tune of 200,000 by 1855.  The problem was that a great many of these new Americans were the poorest of the poor from Ireland and had barely the resources to pay to get on a boat, let alone any monies to support themselves once on this shore.  They likewise, had no monies to transport themselves out of NY City and into the great expanses of the country outside of the harbor town to find a farmer to work for and in time, find their own piece of land to call their home.  The  majority of immigrants were trapped in NY City.  Imagine what it was like.....people everywhere, not enough shelter for everyone, no employment available so no way to earn a wage to feed yourself.  Overcrowding, poverty and an unchecked birth rate, which led to filthy and unsanitary conditions in the city streets that bred disease and death.

Gangs of desperate people sprung up and banded together to take care of their "own kind" and operate outside of the law since they couldn't feed themselves within it's parameters.  The Boss Tweed era of NY politics began during this time as well which added another layer of corruption onto the society.  New ships of immigrants were about as welcomed during this time and in this place as a case of dysentery.
Murder and mayhem were simmering just below the surface in the New York City of 1863.  The film, "The Gangs of New York" did a fairly good job of showing the violence that permeated Manhattan during the mid 1800's.

 The native-born Whites were not happy with these immigrants elbowing into their country.  The rich ran the government in a way to pit the native-born lower class against the newly immigrated, thus keeping the power and riches in their hands and keeping all the citizenry under their thumbs. 
The native-born Whites and the Immigrants took to forming gangs for protection. It was a lawless time and while the government couldn't be counted on, your gang was your last resort for protection.

Though free men, the Blacks in NY City were relegated to holding the jobs on the lower rungs of the economic ladder.  With the influx of this wave of foreign immigration, they saw massive competition for the few jobs available to them, as the Irish were kept out of all desirable employment.  The Irish competed with the native-born Blacks for life sustaining jobs and the labor force already here was none too pleased.  The newly arrived Irish were often not viewed as "white", but as a different race, along with the "blacks".  Both groups were looked down upon.



The immigrants as well weren't very happy once they stepped onto this shore.  Yes, they were glad to be out of Ireland and starvation there, but this new place was full of men ready to swindle you out of your last penny, to perpetrate violence and intimidation onto you at every turn to keep you from finding employment or shelter.  It was tough being a new immigrant in 1850-1860's NY.
Not only did you have to fight for your very life at the hands of your fellow citizen but you had the government making you sign up to fight and probably die in a civil war you had no hand in making!
What must they have thought in the face of all this hostility they stepped into?

For those new immigrants from Ireland it was a choice......a choice between an inevitable death by starvation in Ireland and a scratching to survive hand-to-mouth existence in America.  While not a great alternative, it was better than certain death back home.
My ancestor stepped off a ship from Ireland, after spending weeks in steerage, to be greeted by the sort of conditions I've described above.
Robert Spenser Bowman must have had a strong spirit to make it through all that to get past the New York City of circa 1852.

By the time 1863 rolled around the Civil War was in it's 3rd year of conflict.  Add in to the usual hostilities of one group toward another, the deprivations of goods available for sale to the public at large. Wartime means less food, cloth, lumber for the people.  Inadequate resources become even more limited and the scarcity drives prices out of the reach of all but the richest people.

1863 was also the year of the enactment of the Emancipation Proclamation.   The government had been warning the citizenry in the North for 2 years beforehand, that once the legislation for freeing all Southern slaves was law, that they should prepare for an influx of newly-freed blacks.  This meant more people streaming into the North, to compete for the few jobs, housing, food and goods of all kind in a city already busting at the seams with humanity.

And just when conditions couldn't possibly get any worse in NY, they did.
When Abraham Lincoln instituted the Compulsory Northern Draft in 1863, it included a clause that caused the violence to boil over.
The $300 Clause held that any man who was required to register for the Draft could, for the price of $300, pay his way out of having to serve.  Adjusting for inflation, $300 in 1863 is over $5,000 in today's money.

The common man saw this as the last straw, that anyone of the elite class could buy his way out of harm's way and and avoid fulfilling his patriotic duty.  So much for the creed of all men being equal!
Three now famous cowards who bought their way out of service to the North were a young John D. Rockefeller, Andrew Carneige and Junius Spencer Morgan(of JP Morgan fame).

This clause smacked of classism and even spawned many an outraged letter to the New York Times in the day before being stuck down in 1864, when it was replaced with a Bounty for Service Clause.

The Draft was physically begun on July 11th and by the morning of July 13th, the violence had begun.  The mobs of angry whites limited their attacks to military and government targets....police, government buildings, soldiers.  As the mobs grew they attacked anyone who was in their way.  Soon the anger turned toward Blacks unlucky enough to be in the streets and "black" businesses.  In the end an orphanage and school for black children was set afire and destroyed along with numerous other homes and businesses.
It is said that some of the fire departments in the city(many of which were formed by gangs of native-born whites), fueled the riots by setting fires themselves rather than putting them out.



When order was finally restored 5 days later, 11 Blacks had been  lynched and those others dead included a child from the destroyed Orphanage/School and areas of the city lay smoldering and destroyed.  Many Blacks were forced to flee or left the city by choice, never to return to Manhattan.

I am thankful my ancestor was clear of NY City and safely living his life in a small town Upstate by 1860 that didn't see this sort of violence take hold.
Looking around at the climate today, it is sad to see that in many ways, things in this country have not changed much 150 years later.

Sluggy










Saturday, July 14, 2012

Boring Blog Box Giveaway Winner!


There were 43 valid entries for the latest Boring Box Giveaway.
I fed that number into the random number generator and out popped the number 16.
I went down the list of entries and The Winning Entry is.....

Day 1 of my staycation. Well, we went a couple of towns over to a local farm to buy some produce.

FRANCES!

Congratulations Frances.
Please email me your mailing information so I can get this off to you.
And let me know if you want the kid's sunglasses are the reading "cheater" glasses.

Thanks to everyone for entering the Giveaway.  
I think I'm going to take some time off from doing anymore Giveaways for the rest of the summer.
I hope to resume once Fall gets here and I feel more energetic.

Sluggy

Friday, July 13, 2012

Triskaidekaphobia Friday at Rite-Aid



What makes Friday the 13th even better?
Why going to Rite-Aid and trying to cobble together a deal and laughing in the face of the bad luck gremlins, that's what!

And cobble is what I had to do since we didn't get any Revlon ManuQs lately and my store doesn't even carry the Zest Body Wash(which would have been free after +Ups and Q).  All the adults living here have an AdPerks account so I have access to 4 of each AdPerk Q.  This comes in handy at times and my store doesn't have a problem with me using multiples as long as each one is from a different account.


6 x Powerade drinks on sale .97¢=$5.82
2 x Reach dental floss on sale $3=$6.00
1 x U tampons on sale=$3.99
1 x Bic Big ass charcoal disc thing w/ 20% wellness disc.=$3.99
3 x Revlon scented nail polish 50% off($2.39)=$7.17
1 x Revlon clipper=$3.19
1 x Revlon tweezer 50% off($2.99)=$1.49
SubTotal.....$31.65

Coupons Used
3 x $1.50/2 Powerade/Dasani AdPerk Q=$4.50
2 x $2/1 Reach dental floss TearpadQ(from dentist office)=$4.00
1 x $1/1 U product ManuQ(Sunday inserts)=$1.00
1 x $1/1 U product AdPerkQ=$1.00
1 x $2/1 Bic disc Rite-Aid Q link sent to my email=$2.00
1 x $2/1 Bic disc Facebook ManuQ(its' a SS Q)=$2.00
3 x $2/1 Revlon nail polish AdPerk Q=$6.00
2 x $2/1 Revlon beauty tool AdPerk Q=$4.00
Coupon Total......$24.50

$31.65-$24.50=$7.15 + $.06 tax=$7.21

I had $7 in +Up Rewards to use up and I put the .21¢ left on my Rite-Aid gift card.
So ZERO out of pocket.

I received $7 in +Up Rewards back...($2 Reach, $1 U tampons, $4 for buying $10 or more in Revlon items).
And since the 2 beauty tools have a reg. retail price combined of $5 or more($5.18 to be exact), I can submit for a $4 SCRebate.

So I rolled my $7 in +Ups AND got paid $4 to buy this stuff.

The 'pons and floss are needs.
The beauty stuff is going into the Xmas stash for Daughter's stocking and the drinks are for the upcoming Bataan Death March Camp....er.....Marching Band Dehydration in the August Sun Camp.

I bought that Bic disc thing well, because with discount and Qs it was free!lol  No, really....we have a table top charcoal grill and if we ever go somewhere we can use it, now we don't have to lug a big bag of briquets with us.  If anyone has used this thing yet, give a shout out and tell us if it works, ok?


As of now, my Monthly Rite-Aid Stats for JULY are....

Out Of Pocket....$0.00 cash
Value of items bought....$65.52+$49.25=$114.77
Single Check Rebate due....$4.00

+Ups at beginning of month...$33+
+Ups used....$37+
+Ups received...$11+
+Ups currently...$7+ 


You've got one more day to work these deals at Rite-Aid.  New sales week coming up on Sunday.

Sluggy 

Channel Your Inner Hillbilly


Just a quickie for now.
Today's been busy and the humidity is kicking up again.....ack!

Here's a tune for your Friday to kick off the weekend.
I know it's no Stephen Colbert but....
I love this duo and I LOVE this song they do.
Their harmonies are off the wall....




And here's them doing this tune live for those who prefer the electricity of live performance over a glossy, over-produced music video.....



They only just started working together a couple of years ago. She was a Southern CA/LA-pop/rock gal and he was Southern bluegrass/old time country guy. But when they got together to write and perform their songs, it veered off into something more.

You may know them from working with Taylor Swift last year.  They were featured on that Hunger Games song she did.

Now crank your speakers up and channel your inner Hillbilly.....

Sluggy

Thursday, July 12, 2012

I'm The Mother of A Bonafide Adult Today!

As of today, at 4:37 pm I have become the mother of a 21 year old adult.
Yes, my oldest child turns 21 today.

Here he is on New Years Eve when he was 18,  pretending his sparkling cider was 30 proof.  He's a real jokster, he is.  I wonder where he gets his most excellent sense of humor from?.....


I can only hope that the worst thing he'll do tonight is wear a lamp shade....lol
Actually, he has to wait until Saturday, his day off from his camp job, to tie one on, legally for the 1st time.

I don't have any funny/exciting birthing stories for this kid.   He came nine days early after 4.5 hours of actual "real" pushing labor(Ugh!) and he weighed the 7.5 lb. average amount for a boy baby.   He had a full head of hair and his head wasn't misshaped from the journey, which had all the L&M nurses ooing and ahing over him that he was so beautiful.  Luckily, he was too young to understand all that attention because if he had, he would have been impossible to live with the next 18 years. Yes, he has always had a high opinion of himself. lol

The only funny story I have is that my OB doctor kept telling me from 7 months onward at appointments that I should resign myself to having a C-section.
The doc would measure my belly at each appointment and at the rate it was growing, along with my weight gain, he said my baby was going to be ginormous.
Ok, maybe he didn't say ginormous....

The doctor, who was about 70 at the time... so you know he had birthed him a bucket load of babies.....he "knew" that this baby, if he went full term, was going to top out at OVER 10 lbs.   
10 lbs. easy he kept telling me!  So don't even go to Childbirth Class because you won't need it, he said.
With me being a person of small stature, there was no way in hell this behemoth baby was coming out the natural way was his esteemed opinion.

Well, turns out that the vast real estate that was my belly and uterus was NOT all baby!  I had an extremely large amount of amniotic fluid in there.  While most fetuses have a "kiddie pool" to swim around in, my son had himself an Olympic sized competition pool.  I know he did, because for 5 months I could feel him doing laps of the butterfly stroke.lol

My water broke at 2am on the 12th.  A pretty good sized gush it was, no dribbling and no confusion about it just being a prego lady pee leak.  It continued to break for 2 hours.  Every time I moved between my bed, the bathroom, the car,  the hospital wheelchair, hospital bed and again when they did an internal check, another "pocket" of water would be released and I left puddles of fluid.
I am an Aquarian so I guess it's only natural. ;-)

So the ginormous baby was not.  He was just the right size and fit nicely exiting the theater.


But how did he get from this......


To this.....making Christmas cookies this past Holiday for his steady Girlfriend.....


I tried to get him to learn to cook for YEARS but it took a girl he likes to get him motivated to finally try!


In less than 1 year he'll have graduated college and be officially on his own.
And in spite of having survived the trials of his parents, learning to parent on him first, he survived and thrived.

Another few years and I can kick it into Grandma Mode.......!

Happy 21st Birthday Matt!

Sluggy

Show Me Yours & I'll Show You Mine!


Sometimes I wonder about myself.
I think I am aware and "with it" but then things happen and I just shake my head at myself.

Like the other day when I was on someone's blog who is on my blogroll.....and I clicked on a link for someone on their blogroll and went to read a new-to-me blog.....and then I saw that this person had my blog on their blogroll.  And I was like, What?!?  How did I not know that?.....or who are they, do I know them?....it was a verbal head scratching of sorts.

And then I looked and this person evidently had become a follower at some point on my blog and put me in their blogroll but they never said anything about doing that to me nor had they ever left a comment on a post.
Because if they had I sure would have gone to their blog sooner and probably put them on my blogroll too.

I try to operate with some degree of neighborly etiquette out here in cyberspace.  I love to exchange links with other bloggers if I feel they are a good fit.  A "good fit" could be interpreted many ways......they are frugal, they are retired, they have teens, they talk about finances, they are funny, they practice the domestic skills, they live an interesting life, they are a woman of "a certain age", they are fun to read about, and so much more.

If you look at my blogroll, you'll see many voices.  All of them unique in their own way.

Likewise, I don't expect, but I feel it's neighborly for other bloggers that I have honored with inclusion in my blogroll to include me on their blogroll.  That's not to say that I won't put them on mine if they don't put me on theirs.  Some people are just more particular then I am as in "I have a XXX blog and I only link to other strickly XXX blogs", some people don't even HAVE blogrolls, some people are narcissistic and don't even consider/care that there are other writers out there,  and then there are the some people who are assholes.  Nobody who I read is an asshole.   ;-)

I have removed a few blogs over the years too.  I try not to do this but if  a blog is abandoned and not updated after half a year or so or if the blog changes drastically and goes in a direction I don't find palatable I will remove them.  IE-I removed a blog awhile back because they changed from personally written posts to writing advertising posts full of marketing hyperlinks to get them a higher score of some sort in advertising rankings.  Yah, they would start out talking about a subject and then veer off and become an advertisement for a law firm halfway across the country from where they are located.  Not cool.  There are ways of making a little cash off of your blog without turning the whole thing into a commercial.

All I am trying to say here is that if you have a blog, and you would like to exchange links with me and possibly grow your readership, EMAIL ME!  Also, if you have put me on your blogroll please let me know so I can reciprocate.

Sluggy

Tuesday, July 10, 2012

Are You Smart Enough To Become An American?




As I started working on the genealogy stuff for my father's side of the family, I got to thinking about being an immigrant.

This half of my family tree is full of relatively new comers to the shores of America.  I am hard pressed to find an ancestor on this side that arrived before 1850. 
This is a very different story from my mother's side, where most all of the branches have deeper roots in America....deeper by 200+ years and such.

My paternal immigrants came over, mostly from Ireland, in the latter part of the 19th century, the earliest that I can find so far, having arrived in 1850. 
From those immigrants came my paternal families' 1st American born ancestors.  On my father's paternal side, my 2 x Great Grandmother was born in 1854, her future husband in 1861 and a Great Grandmother  on the other branch in 1885.  On my father's maternal side, my paternal grandmother was her family's first member born on American soil in 1909.  That's barely 100 years ago!

But I digress.....
I noticed while going through the census information that not all my paternal ancestors elected to become full fledged citizens.  Or rather, there is no evidence in the census rolls of them becoming naturalized.  Granted many of them were older and may have died before getting around to it.  Just staying alive and earning a living wage was a much more pressing need in those earlier times.
And my ancestors didn't have the added obstacle of learning a new language once they arrived too.
 
This got me thinking about what an immigrant coming to our shores 100 or 150 years ago had to do to become a citizen.  It has turned out to be very interesting reading how the laws have changed(or not changed)over time.
If you arrived before 1790(the date of the first legislation dealing with immigration), there was little required of you. 

Part of the process of becoming a naturalized citizen of the USA now, involves passing a written test about our country and government.  Anyone who's passed a high school Civics course should be able to pass this test.
It's been 35 years since I left high school so I was curious to see how difficult the test was and how much I had retained from my time in my Government course in 11th grade.

Except for misreading 1 question and getting it wrong(it is something I do know...honest!lol), I passed with flying colors.


I must say that taking this test orally before an Immigration Officer and NOT having it be multiple choices based would actually be a bit harder.

If you are brave enough, you can try the same test below.  Just imput your name and hit
START.

 Good Luck!




Sluggy Smartypants

We Had To Part With Some Cash!

The last few weeks, since returning from Ohio, we've been on a mission.
A mission to find a replacement car for the car that was totaled by a 16 year old drive a year ago last May.

Daughter is home working full time now.  In August she will be commuting to college and working part time and will need a car.  #2 Son will have his license by October and will need a car to get to Marching Band rehearsals and performances.  One of them can borrow my car but if both need wheels at the same time?.....it won't work.
So we really do need a 3rd car now.

Of course we got very little for our wrecked car since it was 1 year younger than my son.....the son that turns 21 this week!lol

So we took that small check and put it with another small check(Hubs inheritance money from his mother), which gave us a grand total of $3,676.58 with which to buy a car.
This price point gave us a very limited range of inventory locally, but it was enough to give us choices.

After whittling the list of possibilities down to 6 or so, we decided on this one.....


A 1999 Buick Century.
An old person's car. ;-)
Hubs got them down to $4,100 and with the tags, taxes, inspection, etc. it cost us $4,600 Out of Pocket.
So I took $923.42 from the 2011 Savings Challenge monies I saved last year to cover that last bit over $3676.58.

Why we chose this car?
2 of the final contenders were cheaper but had no a/c and way more miles on them.
The mileage on this car was a mere 58 thousand miles.....on a 13 year old car!
While the MPG for this car wasn't the lowest of the contenders, it wasn't bad.  It's a nicer, read more substantial, car which is important, when it's your kids in there on the road amongst crazy drivers.
If they are going to get hit, I want something more than fiberglass between them and that impact.

And did I mention it only had 58 thousand miles on it?  I can picture the previous owner....an old lady who bought it new in 1999 and drove it to the grocery store, church, bingo and maybe to see the grand kids twice a year.  With that low odometer reading, that's about all the traveling she did in that car.lol

I know it's an old car.  The insurance will be lower because of it's age and the fact that it's safer because it's NOT a tiny compact car.
We don't buy cars to trade in later so we don't care about it keeping it's 'value'.
This car will be run into the ground.  After us, it will be junkyard fodder.  ;-)

It needs to last 2 years.  2 years and the younger will be done with high school and on to college or who know?, and the middle child will be done with college and on her own.
At that point if it's still on the road?, all the better.  Having to figure out what to do with it will be a happy consequence.

Now if we can just get the daughter out of the car when she isn't working!lol



Sluggy

Monday, July 9, 2012

Food Spending July Week 1 & Meal Planning July Week 2

Now is a great time to be eating seasonally in the Northern Hemisphere!  The fresh veggies and fruits are beginning to come in to your local market and/or farm stand.  And while they are fresh and found locally, deals on those lovely veggies can be found!  It shouldn't cost you a fortune in the coming month or two to eat well for a reasonable amount of cash.
So be sure to get out there and find some deals on fresh produce.

***********************
And here is the "meal plan" that actually happened last week.....

SUNDAY--Steak, Garlic Mashed Potatoes, Salad
MONDAY--Baked Potatoes and toppings
TUESDAY--Salad, Grilled Cheese, Watermelon
WEDNESDAY--BBQ Ribs, Macaroni Salad, Baked Beans, Watermelon
THURSDAY--Chinese Take-Out
FRIDAY--Smoked Chicken, leftover sides
SATURDAY--Ribs, Mac Salad, Raw veggies and dip
Since the daughter was working nights at the store, she wasn't home to eat much, so after the big smoker/grill-out on Wednesday we basically just ate leftovers, except for Thursday when we took a break and had Chinese take-out.  It's Monday and we are STILL working on leftovers!lol

You may notice that my planned LOBSTER DINNER didn't happen.  Hubs stopped at Price Chopper on his way home Tuesday and they had no $5.88lb. sized lobsters.....didn't seem like they ever got them either!  The fishmonger was trying to upsell to the $7.99lb sized ones they did have.  You KNOW I don't play that....so we cobbled together some foods to eat instead.  I have grilled cheese and a salad, Hubs opted for burritos I believe.  Maybe next time I'll actually get my lobster.

Last week was wickedly hot!  Running the oven was NOT an option!!  We got around that by using the grill(steak), the smoker(ribs,chicken), the crockpot(crockpot, beans) and the microwave.  And I used the stovetop to make a grilled cheese sammie.

The weekly food spending was $7.62 for mostly produce and milk.  We made 2 trips to the ShurSave affiliated market.  I sent Hubs or daughter and I didn't even go to the store last week.  It was too hot to go for me!
The regular retail value was $18.83 so I had a 59.53% savings rate.  Well, if you count the $65.53 worth of stuff I got at Rite-Aid last week for no $ OOP, the rate goes way higher!lol

As I reset my July Food Budget to $300, I now have $292.38 left to spend on food/toiletries this month.

Going into the new week I have the following leftovers to use up......some steak, 2 servings of ribs, 2 servings of baked beans, a LOT of macaroni salad, half a smoked chicken.

***********************

This week's menu.....
SUNDAY--Smoked Chicken, Cornbread, mixed Veggies in Chinese Sauce
MONDAY--using up the leftover steak....steak sandwiches, steak salad-not sure yet
TUESDAY--Ribs, Beans, Macaroni Salad(yet again!lol)
WEDNESDAY--Fajitas with smoked Chicken
THURSDAY--Stuffed Shells, Salad
FRIDAY--Squash Casserole, Grilled Salmon
SATURDAY--Marin Joe's Special, Glass of wine
 
What I need to buy this week to serve this menu?.....

Well, I have everything through Tuesday to make those dishes, since it's mostly leftovers anyway.lol
After that I need.....mushrooms, peppers, onions(maybe), salad greens, yellow squash, frozen spinach.
Add in some seasonal fruit and we are all good.  There will be more spending though for Daughter's needs, which will be mostly breakfast type items(bagels), milk(for her protein drinks)and other things she hadn't told me about yet.
 
I have premade shells and shredded cheese in the freezer as well as raw salmon and ground beef for Friday's and Saturday's meal. 
 
I'm figuring about $30 for this week, besides any stocking up opportunities I may find.


So what's on deck for your menu this week?

Sluggy

Sunday, July 8, 2012

How We Celebrated the 4th

Here are some photos from our 4th of July. I spent a good piece of the day looking out from the front porch.....

It was beastly hot but a clear sunny day with a slight breeze.  As long as you were in the shade you could deal with the day.

We didn't have anyone over, nor did anyone invite us to their cook out.  We had a quite(except for the pyromaniacs in the neighborhood) day, just the two of us and the dogs.

And here is why I spent so much time on the front porch....
Just me and my little smoker.
This is the first time I've used it this Summer.
The problem is, in order to make it worth the effort/time, you need to load it up with meats.
And that's great if you have a lot of people around to eat what you smoke.

But this Summer, it is basically just Hubs and I here.  The sons are off working at summer camp and while the daughter is home, she is either working when I serve meals or off with her friends on her day off.  And she doesn't seem interested in eating leftovers, even awesome leftovers.lol

And here is what I cooked in the smoker......
About 8 lbs. of pork ribs.  What do you think of that bark?  This is apres sauce.

On the rack underneath is a whole large roasting chicken.  I figured I would cook it all up and we could eat on this goodness for most of the rest of the week.  No running the oven this week, just reheating in the microwave or on the grill outside.  Cook once and eat 5 times?  I'll take it!

And here is another thing I made from scratch in the crockpot.....

Boston Baked Beans made with Yellow Eye Beans from my last trip to Maine.
I made these on Tuesday and we just reheated them on Wednesday.

While the ribs and chicken smoked I made a big batch of macaroni salad.
I put the sauce on the ribs and then it all came together.....


A truly home cooked and awesome meal for the 4th.

After licking my plate clean(ok, maybe not "clean"), it was a long swim in the pool and then a nap next to the a/c window unit.

After cleaning the smoker out that evening, my day ended as it began, sitting on the front porch, watching the town's fireworks over the tree tops from my hillside home.
No pics of the pyrotechnics though, due to my camera's delay feature and my lack of timing.lol  I do have about 8 totally black/dark photos I could share.....

The good thing about smoking a lot of meat at once and only 2 people eating?
We are still working on that chicken and those ribs from Wednesday and there is plenty left to go!

Sluggy

Friday, July 6, 2012

Now That's HOT!

And you thought it was HOT where YOU live?!
Check out the forecast for next week where I grew up.

I am sure glad Hubs and I don't live in Charlottesville anymore....lol



Sluggy

Just for Laughs

I couldn't think of anything more FUN to share on a Friday after the July 4th holiday.
Enjoy! ;-)



Patriot Sluggy

Thursday, July 5, 2012

$20K Savings Challenge Report for JUNE 2012


Ok, here is my JUNE Savings Challenge Update post for 2012.
This post is NOT about bragging or showing off.  It's just what we are able to save given our income and being able to hang tough against "unconscious" spending.

Just to update, My Savings Goal for the Year in 2012 is $20,000.  It's well below what I've saved in previous years I know.  But we also have a goal of paying for 4 home improvement projects at Chez Sluggy this year.  We plan on cash-flowing these projects with the additional money we save and/or our income tax refund.

On to the June report.....

I have posted my JUNE End of Month $20K $AVING$ CHALLENGE Totals.
Check out the side bar to your right for the specific numbers.

I have 2 goals each month.....
The 1st is to actually finish each month in the black and not the red.
The 2nd is to hit the targeted savings amount of $1,666.67.

I have to report that we finished up June in the black!
The extra cash amount we ended the month of June with?.......$4548.57!

Income
We had $4534.74 left over from our income after our monthly expenses were deducted.
Add in $11.97 in Dividend revenue & $1.86 in interest(HAHAHAHAHA!) and  you get a total of $4548.57.

Outgo
Traditionally June has been a fairly normal month as far as spending goes.  No big tax bills or lump payments.  Just a higher water bill(due to opening the pool)and some costs associated with getting the kids off to summer camp.

As for the expenses this June......

HERE are the GOOD THINGS
* A third paycheck this month!
* The electric stayed about the same as May's bill.  It's still too high for me....
*  No car maintenance/repairs bills TO PAY this month.....we've got a whopper coming up in July however. 8-(

HERE are the BAD THINGS

*  The quarterly garbage bill was due....due but not expected.
*  Credit card bill was fairly high at $1300+.
*  The beagle needed surgery to remove a toe with a tumor.  It was not cancer(thankfully)but was cutting off blood flow to part of the foot, so had to be removed.  $400 of unexpected spending.
*  Cash spending(my food money and Hub's WAM money)was WAY HIGH again this month.  We need to sit down and talk about why this continues to be a problem.

The Food Budget costs for JUNE are in another post, which is located HERE.
I know I said in May that the 3rd paycheck would NOT go into the Savings Challenge pot, but would instead go toward the home improvement projects this year.  But we have an unexpected $1500+ car repair bill(which will be due in July) and our mini-vacation expenses(which was suppose to go onto the credit card-to be paid off in July) were paid for in cash instead in June, so we will put the extra check into the savings and then pull out of last year's Savings Challenge amount, the actual costs of the mini-vacation.  We also kept our income tax refund separate from the savings challenge monies, so we still have that to tap into for the home improvement projects.
Basically, it's all from the same big pile of money in the end so not a big deal.  This way, we put more into savings than we use from the old savings.  I know this makes no sense but trust me.....lol

YEAR-TO-DATE GRAND TOTAL.....
With 6 month behind us, our Savings Grand Total for 2012 is $13,971.40.
We hit our monthly goal in June and then some.  After falling behind what our monthly amount needed to be during the first 5 months of the year, now we are ahead of where we need to be.
With 6 months done, we should be at $10,000  saved for the year, so $3,971.40 ahead for the year!


I am so glad that June was a 3 paycheck month and we could put extra into the Savings Challenge and get a little ahead of my goal.  This extra paycheck in the cycle is the ONLY REASON we were able to put that much aside in June.....well "that" and we didn't go out and splurge on crap when we saw how much we had leftover at the end of June. ;-)

It's good because in the next 3 months we have largish irregular expenses coming due.
July is a car repair and homeowner's insurance.
August is semi-annual car insurance.
September is school taxes.

They are irregular because they don't come every month....like the water or electric bill.  But two things about irregular bills--
1.They are usually for large amounts(due to the fact that they don't come round every month).
2. You KNOW THEY ARE COMING!  Yep, every year....so don't stick your head in the sand and ignore them.  Plan for them.

Here is my plan for handling these 3 bills in the next few months.....

While the car repair bills in July, combined with the homeowner's insurance will top $2K, I will be able to pay them out of the reg. paycheck income.  The 2 variables in our budget, the food spending and the credit card bill will be less than anticipated/planned for in July, which will allow me to pay these irregular bills and the regular bills AND still have money to put into the Savings Challenge.

We get another extra paycheck month in August, so I'll split that check between paying the car insurance in August and the school taxes in September, leaving the regular paychecks those two months to pay regular bills and enough left over to put toward the Savings Challenge.

At this point, I only need to come up with $6028.60 for the rest of the year to make my $20K goal.  This breaks down to $1004.77 per month for the next 6 months.  I am confident I can find $1005 per month to set aside for savings.....barring some untoward event.


As for a look ahead at JULY.....
* Big car repair due.
* House insurance due.
* No trips planned other than maybe going to get #2 Son from camp this month.
* No celebrations here, no parties, just Boring McBorington at Chez Sluggy.


So how was your June financially?
Did you spend less than you made?
Did you stay within your budget or not?
How much did you save in June? 
 Even if it doesn't look like a lot of money, figure out what percentage of your income you saved.  You might feel that it's a more substantial amount in those terms!
We saved 47% of our take home income in June.  My goal is to shoot for 50% each month.  Even with that extra paycheck last month however, I couldn't make 50%, as our expenses were just too high.

Leave a comment and share with us what you did with your money, both the good and not-so good.
Did you have debt you were able to pay on?
Did you pay off a car, a house or a credit card?
Did something financial blow up on you last month?
What are you doing financially to change your life?

If you posted your financial progress on your own blog, leave a link in the comments so we can go check you out too!

Sluggy

Wednesday, July 4, 2012

The Birth of a New Republic

While you indulge in grilled foods and summer fruits among good company, remember what this day is really about.

Courageous people....some ordinary men, some who risked everything to come to a new land to make a life for themselves that was better than anything they could hope for in their old world.   People who stood up to a tyrannt despite the real threat of being arrested and hanged for their disobedience.  People who put their lives on the line to fight for their new nation.

Here's one who did just that....
Robert Foster.
A 4th Generation born American. His Great Grandfather came here in 1635, at the age of 16.
He is my 6 x Great Grandfather.
One of my own Revolutionary War Ancestors.
The VA 15th Regiment he was part of saw action at the Battle of Brandywine, the Battle of Germantown, the Battle of Monmouth and the Siege of Charleston. After the Germantown engagement in October 1777, they spent the winter with Commander Geo. Washington in Valley Forge.
Robert Foster died in Spartanburg County SC, at the age of 64, and is buried in Robebuck SC.
I hope to visit his resting place some day.

Go back in your mind and try to see and feel what it might have been like to be alive in 1776 and to be standing on your town square hearing what many call one of the Greatest Documents ever written, being read aloud.....




Happy 4th!

Sluggy

Tuesday, July 3, 2012

Time to Enter The Boring Blog Box Giveaway Again!

Time for another......

Sluggy's BORING BLOG BOX GIVEAWAY!
Here's how it works.....
I put things in the box(mostly what I have gotten for free or almost free)each week and when the box is filled we draw a winner from all the entries received.

I am behind on the giveaway schedule so I am changing it up this week.
I am putting 3 weeks worth of stuff in the box today....which fills it up!!!

Here is what went into the Box today.....




1.  a pack of fun Pencils(it will be back-to-school before you know it!)
2.  2 pair of reading glasses OR 2 pair of kid's sunglasses
3.  4 sample tubes of Cetaphil lotion
4.  2 tubes of Freeman foot cream(get your pedi on)
5.  1 bag of Werther's sugar-free caramel candies
6.  1 pack of Gas-X strips
7.   a Postage Stamp comm. Teddy Bear Greeting Card with teddy bear necklace
8.  1 Dry Idea stick deodorant
9.  3 pack tin of Blow Pop scented Lip Balm
10. 1 bottle of Olay In-Shower Body Lotion
11.  1 pack of Winnie the Pooh Notecards


If this is your first time, please go read all the rules for these Giveaways HERE.

***Time to enter.....You can enter on this Giveaway post until I close this giveaway on JULY 12th at 11:59pm.  My oldest kid turns 21 that day so a good day to end the Giveaway and pick a winner!

1 entry per person per day on THIS POST.
Leave your name/email addy and a COMMENT on this post.  

This week I want to hear about the worse vacation you ever took.  I want to hear about the best vacation you ever took.  I also want some frugal vacation tips.  Are there any foods you like to eat on vacation?

You can come directly to this blog post or find it through the link on the right side bar to leave 1 comment per day.  The current Giveaway Post will be linked right at the top of the side bar.

Please NOTE--You MUST be a follower to enter the Giveaway.  If you aren't one, just click on the "Follow" button on the right hand side of my blog to become a follower.

There are 2 ways to get 2 EXTRA entries on this and each new Giveaway Post.......

1. Put my blog on your blog's Blogroll.  Leave an extra comment for this entry on THIS POST with the URL of your blog so I can go check it out. **If I'm already on your Blogroll, say so in an extra entry comment once on each new Giveaway post.
2.  Blog about this Giveaway on your blog or on your Facebook page with a link to this post.  Leave an extra comment for this entry on THIS POST with a link to your blog post or your Facebook ID so I can go view it.  You can do this extra entry once on each new Giveaway post.

Any questions?  Just email me.

Happy Entering!! 

Sluggy

236 Years Later....It's Still Too Hot!


Starting the July 4th party here a bit early.  Working on some cooking and cleaning today so except for the smoker duty tomorrow I can relax.

A drink or two will help speed along the work today....

It's always a good time of year to go watch "1776" or the HBO series "John Adams".

From the 1972 film....



If you prefer "live action" theater, here's the scene from the Broadway revival done in 1997 instead....



And this clip just proves nothing has changed in 236 years.......not in Congress or Philadelphia.....lol




Sluggy

JUNE 2012 Budget Results.......Food and Toiletries Spending




Here are my FOOD BUDGET spending totals for JUNE 2012.

I have posted June's totals on the right side bar under Total Grocery Savings for 2012 and updated the Yearly Totals.
I am listing subtotals for each store I purchased from in June.  If you aren't interested in that much detail, just skip to the bottom for the Totals Summary.

My spending includes Food, Toiletries/HBA, Pet Supplies, Cleaning Products, Paper Goods & tax where applicable.We are a family of 5(2-4 at home this month)& 2 dogs. No kids under 16.
******************

HOUSE OF NUTRITION(health food store)
OOP   $27.77
Value   $78.86
Savings 64.79 %

MAINE SOURCE(restaurant supply store)
OOP  $48.04
Value  $82.31
Savings  41.63%

RITE-AID
OOP  $1.97
Qs/Ads  $139.39
Value  $141.36
Savings   98.06%

SHURSAVE STORES(small local independent affiliated stores)
OOP  $10.95
Qs/Ads  $10.49
Value  $21.44
Savings  49%

WEIS MARKETS
OOP  $270.12
Qs/Ads  $526.96
Value  $797.08
Savings  66.11%

I don't track Rite-Aid's +Ups here, nor CVS's ECBs & Walgreen's RRs. They will be included when used on purchases under "Coupons".   I'll keep track of what rebates are received monthly.  Rebate money/gift cards will be considered 'income' & will go into the Food/Toiletries budget, offsetting the Out of Pocket. Cash will go immediately into the Budget kitty, while Gift Cards will be calculated in when spent.

REBATE CHECKS RECEIVED IN June
Total...$0.00

GIFT CARDS and CERTIFICATES
Rite-Aid $10 Gift Card for +Ups that didn't print
TOTAL Value of Cash/Store Checks/Gift Card Rebates Received...$10.00

COUPONS and FREEBIES
1 Free Box of Cereal--giveaway winning

*********************
My best 3 Store Savings Totals were the Rite-Aid at 98.06%,  Weis at 66.11% and  House of Nutrition at 64.79%.  l shopped at 5 different stores this past month.


TOTAL Out of Pocket........$358.85
TOTAL Coupons & Store Sales Savings...$762.20
TOTAL Value of Items Purchased............$1,121.05
TOTAL Savings of...................................68%

This closes out the June spending.

THOUGHTS & COMMENTS for this month.....

I went into June with $400 budgeted for food/toiletries for the month.  I was able to stay substantially below that amount.
Though I didn't actively coupon in June, by hitting up the Grand Opening deals at Weis and doing those Catalinas there and at Rite-Aid that gave me Free Money Coupons, I was still able to get close to my dream goal of a 75% savings rate.

This is much better than the 40% rate I've been tracking at for most of this year.

LOOKING AHEAD TO JULY.....

I will be setting my food budget at $300 for July.  #2 Son will be gone for at least another 2 weeks, maybe as long as the entire month.  This really cuts down on how much food gets consumed around here.
With the hot weather now, I plan to eat lighter and eat more fresh veggies as they come into season.  A new farmer's market has opened up here, one that is easier to get to and find parking near, so I'll be checking that out soon for prices.
I'll be on the look-out for meat deals but otherwise I plan to eat down the supplies in the freezer.


How did you do in June with your Food Budget?
Did you stick to it?
Did you find any good rock bottom prices to stock up on groceries?

Please leave a comment or link to your post and let us hear about your progress!  By sharing our struggles and efforts we can help each other stick to our budgets and learn to be better guardians of our resources.

Sluggy

Finished Spending the +Ups at Rite-Aid

Here's what I bought Sunday with the $30 in +Ups that were expiring on July 1......


1 x Whey Protein Powder 50% clearance=$17.99 (for daughter)
1 x Tampax on sale=$3.99 (for daughter)
1 x Reach toothbrush on sale=$2.99  (it was free after +Ups)
2 x Planter's NUTrition on sale=$8.00 (for me!)
3 x Zero candy bars 75% clearance=$.72  (for Xmas)
SubTotal.....$33.69

Coupons Used
1 x $1/1 Tampax ManuQ=$1.00
1 x $1/1 Reach toothbrush tearpad Q(from dentist's office)=$1.00
1 x $1.50/2 NUTrition IPQ(from HERE-but this Q no longer available)=$1.50
Coupon Total.....$3.50

$33.69-$3.50=$30.19

I used my $30 in +Ups and put the .19¢ on my Rite-Aid gift card.
I also earned $4 in +Ups back($2 Reach, $1 Tampax, $1 WYB2 Planters)

As of now, my Monthly Rite-Aid Stats for JULY are....

Out Of Pocket....$0.00 cash
Value of items bought....$65.52

+Ups at beginning of month...$33+
+Ups used....$30+
+Ups received...$4+
+Ups currently...$7+ 

Sluggy

Monday, July 2, 2012

Food Spending June Week 4 & Meal Planning July Week 1


Some days I look at the my kitchen and see the above.  My kitchen just feels so old and out of date,  but not in a good way like this cute, vintage 1920's kitchen!
In a bad, dark way.
And I just don't want to have to go work in there.

This is just my way of saying having to do a Menu this week is a real chore and something I am not feeling.  But I am doing one anyway!
Why?
Because I am a big girl and I "should" do one, and we should eat at home(most of the time).
It's better for us and better for our bottom line too.

So let's suck it up and get on with this, shall we?

***********************
And here is the "meal plan" that actually happened last week.....

SUNDAY--Kielbasa on rolls, grilled Squash
MONDAY--Salmon w/maple bourbon glaze, crudite plate(radishes,celery,carrots)with dressing dip
TUESDAY--Spaghetti with Meatballs, Salad
WEDNESDAY--Leftovers
THURSDAY--BLT sandwiches
FRIDAY--Homemade Pizza, Salad
SATURDAY--Burger King, raw veggies in dip

After eating out a lot on the mini-vacation to OH, we ate at home except for Whoppers on Saturday.
I kept true to the plan until Wednesday.  We had adequate leftovers so I substituted them for the meal that evening.  And Thursday was too hot to cook so it was BLTs instead.

The weekly food spending was $25.33.  It was 3 trips(5 transactions) to Weis. You can see what I bought HERE. 
I have a couple of trips to Rite-Aid to spend expiring +Ups but I spent nothing out of pocket.

Reg. retail was $152.02 for all so we saved 83.33% for the week.  And I kept within my $400 monthly food budget for June.
Go me.....

We have a brand new month for food spending starting this week.

************************

This week's menu.....
SUNDAY--Steak, Garlic Mashed Potatoes, Salad
MONDAY--Baked Potato Bar, Brussel Sprouts, Watermelon
TUESDAY--Lobster, Boston Baked Beans, Coleslaw
WEDNESDAY--BBQ Ribs, Macaroni Salad, COC, Pie
THURSDAY--Smoked Chicken, leftover sides from previous days
FRIDAY--Leftover BBBeans, Cornbread, Yellow Squash Casserole
SATURDAY--Chicken Parmesan, Salad

What I need to purchase for this menu?
Steak, Watermelon, Lobster, Cabbage, Red Bell Pepper, Corn, Squash

I know this menu is fairly decadent....steak, lobster and ribs.  The steak was on sale(bought it on Sunday).
The ribs were bought for $1 a lb. during the Weis Grand Opening a few weeks ago.  The lobster is a Price Chopper special this week($5.88 lb.).  We treat ourselves to cheap lobster at least once a year because we can....and the kids aren't home so we don't have to buy enough for them too.  ;-)

I'm dragging the smoker out to do the ribs, so I'll throw a whole chicken in there to smoke too and that will be the following night's dinner.
Since I have to run the oven for Cornbread, I am also doing a veg. casserole that evening.  If I run the oven in the heat, I want to pack as much food into it as I can.
The baked taters and beans will be done in the crockpot. 
The steak was done on the grill.
I have a method for doing the chicken parm on the stovetop, and the lobsters are done on the stovetop as well.
This means only 1 night of running the oven.


So what's on deck for your menu this week?
Do you have anything special cooking for the 4th?
And how was your food spending last month?

Sluggy

Yeah, I'm Going There.....


Some common sense talk from Dave Ramsey HERE.

Sluggy

Sunday, July 1, 2012

What I Bought in June.....Very Boring, Don't Look

This list is what I purchased in June.
It's food and toiletries.
I do this to keep an eye on what types of food I am buying and to see the quantity of bad things(processed foods)I still purchase.

steak  9lb.
italian sausage  3lb.
breakfast sausage  2lb.
pork loin  8lb.
shrimp  2lb.
ground beef  8lb.
salmon  4lb.
lunchmeat-sort of bad  1.5lb.

corn  10
celery  1
asparagus  3lb.
bagged salad  4
lettuce head  1
red peppers  2
mushrooms  2lb.
tomato  2
zucchini  3lb.
potatoes  10lb.
yellow squash  3lb.
onions  4lb.

cantaloupe  1
pears  2
grapefuit   3
bananas   2lb.
strawberries  1qt.

eggs  3.5 dz
milk  1 gal.
cheese  25 blocks/bags
sour cream  2
margarine  2
greek yogurt  2 qt.

honey  6 lbs.
juice  5
flax seed  1lb.
quinoa  1lb.
cold cereal   1
bagels  2 bags
bread and rolls  11 bags
coffee  18 bags
mayo  3
seltzer  8
tea bags  3 boxes
chili   2 cans
dog food   2 bags

laundry detergent  1
stain treater  2
bleach  3
toilet cleaner  3
spray cleaner  4
napkins   5

corn dogs(for kids)  1
diet coke(for SIL)  3
ice cream   4
muffins(store bakery)   4
frozen breakfast sammies  1
potato chips  8
soda(for kids)  12  12-packs
vitamin water(was free)  4  6-packs
oreos  6
potstickers  1 bag
cake(store bakery)  1
pizza rolls(were free-for kids)  1 box
yogurt(sugared up)  5 cups
iced tea bottle(sugared up)  1 bottle
tootsie pops  6 bags
candy bars  14




What food did you buy in June?


Sluggy

Saturday, June 30, 2012

Saturday Rite-Aid....Spending Expiring +Ups

I realized I only had $13 in +Ups expiring today, June 30th.
The other $37 were expiring on Sunday, July 1st.

So I headed up to Rite-Aid today to spend the $13 worth.....

3 x Lipton tea bags on sale $2.99=$8.97
2 x Hormel chili on sale $1.50=$3.00
1 x Tide pods w/20% discount=$4.79
2 x tide stain release treater 50% off clearance=$4.78
8 x Zero candy bars 75% off=$1.92
SubTotal....$23.46

Coupons Used....
1 x $1/2 Hormel chili ManuQ(AllYou)=$1.00
1 x $2/1 Tide liquid(Facebook ManuQ)=$2.00
Coupon Total....$3.00

$23.46-$3.00=$20.46

I used the $13 in +Ups expiring today and $7 in +Ups expiring tomorrow.

$20.46-$20=$.46 OOP, which was put on the gift card.

I received a $3 +Up Reward back for buying at least $10 in Lipton/Hormel items.
Which means I spent down $17 in +Ups and rolled $3 of them.

I now have $30 in +Ups to use up tomorrow and $3 that expire 2 weeks from now.

Total retail value this trip is $43.94.
OOP this trip is $0.00(.46¢ on gift card)

Analysis--
I bought the Tide pods because I had a $2 Q from Facebook that was set to expire today.  I had forgotten about it and the pods were the lowest price Tide product the Q would work on.
The other 2 Tide products were on 50% clearance.  I have a $1/2 Q at home, so tomorrow I'll take it all up with the Q and do a "post sale" and get my $1 for the Q back.  So with that, these 2 items cost $1.89.
We go through a lot of tea bags here, as brewed iced tea is consumed here in large quantities rather than soda.  When #2 Son is home, we also go through chili quickly.  This is why I bought the food items I did....the sale prices were ok, I had at least 1 Q AND by buying $10 worth I got a $3 +Up Reward.  I used +Up Rewards to pay making my "spending" $4 less(the $1 Q + the $3 +Ups I got back).  Does this make sense outside of my own head? lol
The candy bars were dirt cheap and we can always find a use for candy bars......


As of now, my Monthly Rite-Aid Stats for JUNE are....

Out Of Pocket....$1.97 cash
Value of items bought....$141.36

+Ups at beginning of month...$30+
+Ups used....$48+
+Ups received...$51+
+Ups currently...$33+ 

 Sluggy

The Spending O' The Cats....At Weis Markets


I had $59 left in Weis Catalinas to spend by June 30th.
5 of them were for $10 and you could only use 1 of these in a transaction.
The smaller denomination Cats have no limit on how many could be redeemed in a transaction.
This just means I had to make lots of little trips to the store.

Here is what I got on Monday.....


4 x Ocean Spray 100% Juice on sale $2=$8.00
3 x Salmon steaks on sale $3.99lb.=$7.66
SubTotal=$15.66

I used...
1 x $10 OYNO Cat
1 x $5 OYNO Cat

$15.66-$15.00=$.66 OOP

The daughter got this....


3 x Grapefruit on sale $1.00=$3.00
.94lb. x Pears on sale=$1.49
1.41lb. x Yellow Squash on sale=$1.82
1 x Salmon Fillet on sale $5.99lb=$6.47

SubTotal....$12.78

I used....
1 x $10 OYNO Cat

$12.78-$10.00=$2.78 OOP

Grand Total OOP for the day....$3.44

Reg. retail of all items....$44.43
Savings of 92.25%


Then on Wednesday, I did this....


2 x Kibbles n' Bits big bag on sale $11.49=$22.98

Used Coupons.....
2 x $1/1 IPQ(we didn't get the ManuQ on Sunday)=$2.00
1 x Instant $5 Discount WYB $20 worth=$5.00
Total off...$7.00

$22.98-$7.00=$15.98
I used Cats....
1x $10 OYNO
1 x $4 OYNO
Total Cats=$14

$15.98-$14.00=$1.98 + $1.08 tax=$3.06 OOP

And Daughter bought this....

2 x Hellmans' Mayo on sale $1.99=$3.98
1 x 2.14lb. Sirloin Roast $3.89lb=$8.32
SubTotal....$12.30

Coupons Used....
1 x $2/2 Hellman's ManuQ=$2.00

$12.30-$2.00=$10.30

Cats used...
1 x $10 OYNO=$10.00

$10.30-$10.00=$.30 OOP

Grand Total OOP for the day....$3.36

Reg. retail of all items....$50.18
Savings of 93.30%

Saturday, Hubs and I went and bought this.....


5 x Bounty napkins(turned in my raincheck for $2.50ea.)=$12.50
2 x Salad BOGO=$3.79
1 x Hellman's Mayo=$1.99
1 x Gold Peak Tea on sale=$1.00
1lb. Cooper Cheese(actual more than 1lb.)=$7.27
2lbs. Salmon fillets on sale=$12.04
SubTotal....$38.59

Couons Used....
2 x $1/2 Bounty napkins ManuQ(expiring today)=$2.00
1 x $1/1 Hellman's Olive Oil Mayo ManuQ(AllYou)=$1.00
1 x $.50/1 Gold Peak Tea IPQ(doubled)=$1.00
1 x $1/1lb. Cooper Cheese(when bought at the deli counter)ManuQ=$1.00
1 x $10 OYNO Catalina Q(last one, expiring today)=$10.00
Coupon Total....$15.00

$38.59-$15.00=$23.59

I used the $5 Weis gift card I got when the Bounty was out and I could do the Cat Deal, so the manager gave me a $5 for the $5 Cat I should have gotten.

$23.59-$5.00=$18.59 OOP
AND I got another $2.00 off OYNO Catalina for this transaction.
Woohoo!

Reg. retail was $57.41
My savings rate was 67.62%.

In all, I got groceries with a retail value of $152.02.
I spent out of pocket $25.39 after sales, coupons, catalinas and free gift card.
I received a $2 Catalina for more free food.
And my savings rate was 83.30%.

Not bad for starting with $59 in free money to spend. ;-)

What great deals did you find at the stores this week?

Sluggy