This title means I sat down today and paid bills and it wasn't pretty. But at least it wasn't as ugly as it could have been. ;-)
The second paycheck of the month hit the
That would include the "monthlies"--electric bill, the credit card bill(which includes most of our gasoline purchases and some eating out). The "rest of the bills" also includes the non-montlies like a $1197.71 car repair(I can now state for the record that I hate catalytic converters!) and the yearly school taxes(ditto school taxes). I did receive a 5% discount for paying the taxes before Oct. 1st so it was a mere $1940.81. I got about $76 off....go me!
After writing out the checks that needed writing, I now have $1246.24 LESS in my account than I had BEFORE the paycheck hit the account.!
Or to put it another way, I just spent $1246.24 MORE THAN the paycheck brought in.
Yah, still wrapping my head around that one!lol
Oh, and that doesn't count the $480 IN CASH Hubs took out of the bank on Saturday. Ok, some of that was for me for my food budget, but most of it I will never get a single receipt back on what he blew it on. I am guessing coffee and crap he buys at the hardware store.....crap he HAS already in the garage but he can't find because he refuses to CLEAN HIS WORKBENCH!
End of rant.......
I'll just say here that I am so glad that I put money aside each month for that tax bill(plus the other tax bill that comes due April 1st), plus the car insurance bill which I pay semi-annually.
If I didn't and I had to basically pull money out of my ass for some of these bills, we'd be in a bad bad place financially....
A place called "Hello Credit Card!, let's put what we can't pay on YOU" and then only make minimum payments and stay in and increase our debt until we end up on Suze Orman's show as a warning to the world on how NOT to handle money, instead of downsizing out lifestyle and spending less on crap or "wants" so we can only be in debt for a short time while we turn our ship and get headed in the fiscally responsible direction.
But still......sometimes I hate being a Grown Up and doing the responsible thing instead of the easy thing or the thing I see other people doing that I know is only going to cause them pain at some point in the future.
But I have my eye on the prize.....the prize of a financially secure retirement.
Well, as secure as it can be considering the political atmosphere in this country. ;-)
When I retire, THIS is the view I want to have when I have to pay my bills.....but with cuter feet......