Here's a tip to file away to use next Holiday Season.
It's something I do that stretches the money we will spend anyway.
One of our splurges is going out to eat.
Nothing better for a worn out "cooking machine", a.k.a. MOM, like me, than sitting down at a table and not having to jump up to finish cooking something AND having someone else serve MOI!
We don't go out nearly as much as we use to but when we go out I still want to get a good deal.
Lots of eating establishments offer deals on Gift Cards around the Holidays. They want you to spend all those gift-buying dollars with them!
Deals like "Buy $X worth of our Gift Cards and get an extra $X worth of Gift Cards to keep and use on yourself."
These silly businesses "assume" I'm buying gift cards to give as gifts.
I wait all year long until they offer these deals on their gift cards and then I buy a stack of 'em......to keep and use through out the year when we want to go out!
I figure it this way....
I'm going to eat at their restaurant during the coming year.
And I have some spare money not tied up in other venues besides a checking account.
So I might as well take that spare cash and tie it up into gift cards if they are also going to give me more than my money's worth.
So I bought $100 worth of Gift Cards and got an extra $40's worth for free!
Now the dark side of doing this....
*Make sure you don't buy more than you will use and only buy them for places you KNOW you will go and you like their food.
*Don't lose your gift cards. While cold hard cash stays safe and snug in your wallet, gift cards tend to wander off and get misplaced. If you lose it, you are screwed.
*Make sure you are aware of any terms or conditions the company places on their gift cards. Are there expiration dates or fees if you don't use them within a certain time frame? Get the straight poop before you hand over your cash. My $40 in free cards have conditions but I knew it from the start and I can deal with those terms.
*Do NOT do this and pay for the Gift Cards with a credit card(unless you are one of those rare individuals that pays off your statement completely each month). If you don't and you are paying interest on a gift card purchase, you are negating any savings you sought.
And of course, not only am I eating cheaper each time I go to the restaurant, I also take a coupon with me to make my meal even more frugal!
Now if ONLY our local Asian Restaurant would offer a deal like this!!lol