Wednesday, February 10, 2021

I Love My Readers So Let's Have A Giveaway for February!

Time for the Second Sluggy's Boring Blog Giveaway for 2021!     

It's February and we are waist deep into Winter here so let's do another Giveaway to ward off the chill.  You only have a limited number of days to enter this Giveaway so don't delay!      

Let's take a look at what is in the Giveaway Box this month.........






1 x Yardley oatmeal soap
1 x Degree men's spray deodorant
1 x Suave shampoo
1 x Stop Pain topical pain relief
1 x Almay make-up remover pads
1 x Conair hair brush
1 x Oral-B toothbrush
1 x Crest toothpaste
2 x Venus women's razors(disposables)
1 x Neutrogena face mask
1 x Dove cream/lotion
1 x Tiger Balm topical pain relief(sample)
1 x Trident cinnamon chewing gum
1 x Orbit strawberry chewing gum
1 x Cover Girl mascara
12 x Lindt/Lindor chocolate Truffles

Close up shots of these goodies..........





Depending on where you shop, the winnings have a reg. retail value of between approximately $50-$60.

Here's how this is going to work........

* The giveaway is open to any reader who has never won a giveaway before.
* There is a limit of ONE ENTRY PER PERSON PER DAY.
* Only VALID entries will be posted.  A Valid entry is a limit of one per day and I MUST HAVE VALID CONTACT INFORMATION FOR YOU(either you are on the Giveaway Contact List which I maintain, your comment is connected to a Google/Blogger profile which links to your email address or you email me directly(my email is in the side bar on the Blog)your email address.
IF YOU ENTER THE GIVEAWAY AND DON'T SEE YOUR COMMENT AFTER A DAY OR SO(Give me time to post the entries each day)THAT MEANS YOUR ENTRY ISN'T VALID DUE TO ONE OF THE ABOVE REASONS AND IT IS UP TO YOU TO FIX YOUR ENTRY!
I will no longer spend time hunting down folks.  If you want to win, read ALL the rules and do the work.

From all the VALID entries I receive I'll pick a winner at random and the winner has 48 hours from when the post goes live to contact me with their full mailing address.

In your entries I'd like to hear about anything you want to say.  How you feel about any subject(no politics or religion please)?  What you like about my blog and/or what you don't like about it?  What kind of blogs do you read?  Ask me any question.  Stuff like that.

If you are on my Giveaway emails list just leave a comment and your name(with last name initial please)to enter. If you aren't on the Giveaway emails list make sure you leave your email in your comment OR email me your email privately after you leave a comment(my email is in the side bar area under "About Me").
I'll leave this giveaway open until January 17th Wednesday at 11:59 pm Eastern Time. On February 18th, Thursday, I'll draw the winning entry and post the Winner. 

*Please note these rules*
I'll post the name/ID of the winners on this blog on  and those persons have 48 hours from the time stamp on that post to contact me privately via email(my email addy is listed on my "About Me" page, as well as on my side bar).

Disclaimer--This giveaway is open to those with mailing addresses within the US only.  As the cost of postage to foreign countries has gotten too high I am sorry to say I can no longer afford to mail boxes outside the US.  These giveaways are not sponsored by any companies.  I pay for it all(the cost of items given away and the postage to mail it all)out of my own pocket.

***PLEASE NOTE***

Please make sure there is a way for me to contact you in your comment.

If you're not a registered Blogger User with YOUR CONTACT INFORMATION on your User page, please put your email addy in your comment or email me your email addy privately when you leave a comment so I can get a hold of you. If your Blogger associated user profile is a GOOGLE one make sure your email info is linked to your profile.

So let's get this Giveaway started. Good luck to everyone!!!


Sluggy



Tuesday, February 9, 2021

This Week on the Dining Table

 The "Time for Some Soup" Edition....


                                  


I got cheap chicken thighs at the grocery outlet last Thursday and with our bitter cold I made a pot of chicken and rice soup on Sunday.  I threw in some wild rice and cut up baby carrots(as those were getting long in the tooth)celery, onions and a small can of mushroom pieces as well.  I threw in the last of a bag of basmati rice to use it up and as you can see it was a bit "too much" rice. lol
It's a good hearty soup but it's a full Dutch Oven of soup which will take us forever to eat down.  I'll be putting some of the soup into the freezer for next month or so.  Now I need to learn to make soup for two from scratch if that's possible. lol

Onward to the meal planning!

Moving On....
1. Sunday--Chicken w/BBQ sauce, leftover Brussels Sprouts or Broccoli in cheese sauce
2. Monday--Leftovers-various
3. Tuesday--Corn Chowder, Cornbread
4. Wednesday--Ham slices and Veggies TBD
5. Thursday--Hubs cooks or Leftovers
6.  Friday--More Leftovers
7. Saturday--No Clue yet

And this is what really happened.......
1. Sunday--Chicken w/BBQ sauce, leftover Brussels Sprouts or Broccoli in cheese sauce
2. Monday--Take-out Pizza, Salad
3. Tuesday--?
4. Wednesday--?
5. Thursday--Hubs cooks
6.  Friday--More Leftovers
7. Saturday--?

Last week saw ? night of home cooked dinners, ?nights of leftovers/planned overs or no dinner, FFY, and 0 nights of Take-Out/Eating Out.
Other than Sunday and Monday I haven't a clue what we ate.  Seriously, no clue since I didn't keep track during the week last week.
Must have been some very memorable meals(not)! lolz

What got put into the freezer last week....
* 3 packs of Nathan's hot dogs

What got taken out of the freezer and used...
*  1 chicken breast
* 1 box of broccoli in cheese sauce
*  No clue what else

We spent $10.72 on food/toiletries/HBA/paper goods last week.  $2.30 at CVS and $8.42 at the Discount Grocery Outlet on mostly produce. This brings our food/toiletries/paper goods Grand Total to $10.72 for February.

There are 21 shopping days left in February.  More snow all this week so I don't know how much if any shopping I'll get done.

I've earned $2.20 on Ibotta in February.
I've earned $00 on Checkout51 in February.
I've earned $00 on Coupons dotcom/Paypal in February.
I've earned 88 points from shopping on Fetch in February.
I've earned 0 point from food shopping on Shop Kick in February.
I've earned 0 points from food shopping on Swagbucks in February.

My savings percentage for last week was 81.67%(without "regular" Rite-Aid trips)for Febuary and the monthly savings total for Febuary comes in at 81.67%.(w/out R-A). 

Leftovers going into this week--cole slaw, garlic bread, 3 manicotti.   No food waste again last week.  But few leftovers means lots of cooking this week(or lots of soup consuming). ;-)

Here is this week's "food plan".....
1. Sunday--Chicken w/Wild Rice Soup, Cheddar Drop Biscuits
2. Monday--Kielbasi, Baked Beans, Grilled Onions
3. Tuesday--Salmon, Potatoes au Gratin, Saute Cabbage
4. Wednesday--Ham slices, Asparagus, leftover au Gratin Taters
5. Thursday--Hubs cooks or Leftovers
6.  Friday--Leftover Soup w/Cornbread
7. Saturday--Chicken Tenders, Garlic Mashed Potatoes, Glazed Carrots

What needs buying for this menu?  Not a thing.  I'm defrosting a dinner ham then I'll slice/dice up what is left after we have a meal of it, and put it back in the freezer for another time.  Some of the Chicken Wild Rice soup will also go into the freezer after we eat on that 3 times or so.

What is getting fixed and served at your house this week?

Was last week's plan successful, did you go off plan or did you not even plan what was going to be eaten last week?

Any great deals on food at your stores this week?  Not such great deals here unless I go to the discount food outlet.

Sluggy




Monday, February 8, 2021

Happy 107th Birthday Granny Harper!

* My Menu post will be up on Tuesday this week instead of Monday as I have a special post for today.


Another Grandma Post!  Yes, both my grandmothers were both born in February, 5 years and 6 days apart.

This post is about my maternal Grandmother.  If she were alive she'd have been 107 years old today.

Since it's my mother's mother I've got a few more photos of her since moms are more likely to be keepers of family history and photos than dads. ;-)

Lillian Grace Vassar was born 8 February 1914 in Charlotte County, Virginia, which is in South Central Virginia.  She was the 5th born of 12 children to my maternal Great Grandparents, John and Lucy Baker Vassar.  She was the 4th of 6 girls born to them.

Here's a photo of her taken on the dock of a lake in 1930 when she was 16 years old.


She married my grandfather between 1932 and 1933.  Their marriage record has eluded me for years but Lillian graduated high school in 1932 and my mother was born in 1934 and Grandma Lil being the proper Southern Baptist raised gal raised by strict parents she wouldn't have slept with Grandpa before marriage.  In all likelihood they drove down to North Carolina to get hitched as did many in that area of Virginia who wanted to wed.

Lil, as my grandfather Harper called her, was a strong woman like my Granny Paul.  She was one of 12 kids raised in the country by farming parents.  Lillian did well in high school and had a lead role in a school production before graduating.


Lillian played "Bettie Page", Phil, the football hero's sweetheart.  Maybe I got my acting chops from Granny Lil? ;-)


Here's a high school photo of Lillian, year unknown.

Once she and my grandfather married Lillian's parents gave them a few acres of land off the old home place to set up housekeeping.  It was a piece of undeveloped wooded land.  Granddad, who had worked in a sawmill and was a pretty good carpenter built them a log cabin to live in.  In 1934 my mother was born and they took her back to their humble home with the well pump in the yard.  As it was the depths of the depression, jobs were hard to come by in that rural area.  Granddad worked off and on in a sawmill and grandma was a homemaker and they scrapped by until mom was 5 years old.  

My grandmother found my mom out in front of the cabin playing with a snake and that's when she made up her mind that they were leaving the country.  In the back of grandma's mind was the lure of jobs in the big city of Norfolk, VA for her husband as it was 1939 and the world was gearing up for war.  Norfolk was the home of many shipbuilding yards and factories as well.

So Grandma wrote to a relative begging for a loan of $10 or so in order to be able to move her little family to Norfolk for a better life.  I'm sure that took a lot of courage to ask for money during the Depression and to move to a place where they had no family and knew no one.

They rented a tiny house and granddad ended up getting a job in the shipyard making decent money.  After the war granddad bought a lot and singlehandedly built them a house in the Portlock section of South Norfolk(now Chesapeake).  The shipyard job went away after the war ended but granddad was creative and went to work for himself.  He ran a barbecue shack at one point and another of his businesses was as a locksmith.  When my mom was in high school he had the locksmith business I believe.  But his health wasn't great by then.  We now know that he got asbestos poisoning in the shipyard and drug the particles home to unknowingly expose his wife and daughter too.

Granddad had to quit working fulltime sometime in the early 1950's and Lillian had to take on the breadwinner position for the family.  Being the no nonsense woman she was she got a job with Sears and Roebuck on 21st St. in downtown Norfolk, VA.  She worked as a saleswoman in the carpet department all through the 1950's into the 1960's.  She was a star at sales, winning awards and a nice paycheck while granddad held down the home front.

In 1951 my mother "had" to get married at the age of 16 and dropped out of school.  I think my grandparents were a bit shocked but they understood as my mother was deeply in love with my father.  His family lived in the house behind theirs so they grew up together.  My mother was friends and in the same grade with my dad's younger sister, Marilyn, who was the same age as mom, so that is how mom and dad got to know each other.  It was a neighborhood romance.

My Grandparents knew because they had been and still were deeply in love.


This photo is of them in their 30's(Lil about 30, Wirt about 35), still acting like kids.  My granddad Wirt adored Lillian.

This photo was taken in front of their tiny house in Portlock(undated but probably mid 1940's).  Notice how Lil is looking at her husband.


Fancy duds for Easter sometime after the war, late 1940's.


I like this photo of Grandma Lil with my brother from Christmas of 1955.  The love and pride in her eyes is palpable.

When I was born in 1959 both my Grandmothers were waiting at the hospital.  My mom use to tell me that when the nurse came out and told them I was a girl(after my parents had had 2 boys), my Grandma Lillian got so excited and ran to the payphone to call all her relatives about the joyous news.  She had rolls of dimes and had unrolled one of them and dropped all those dimes and they scattered all down the hallway making a big racket!  I can imagine my almost 45 year old grandmother laughing and scooping up change off the floor. lol


Here's both of my Grandmothers with me and my two brothers at Easter in 1963 in front of Grandma Lillian's house.  Lil is behind my oldest brother on the right.

I do remember Grandma Lillian use to have to make sales calls at peoples homes in the evening.  Sometimes she would bring me with her on these visits.  We'd lug(well mostly Grandma would)the handled carpet books with samples into people's living rooms.  Grandma may have had to take me with her(babysitting me)but she used me as her secret weapon to get folks to buy carpeting.  I was just an adorable child who enjoyed singing and preforming so I am sure I helped her get some of those orders.
This was the beginning of when wall-to-wall carpeting became the new thing instead of rugs.  It was not cheap but Lillian proved to be a star saleswoman with Sears, earning awards from the company and was the top performer in her store.

I remember those carpet samples fondly too.  When a style/color was discontinued the sample was thrown away.  Grandma took them home to use for some little job(a doormat, etc.).  My mother bought double sided tape and my childhood bedroom was carpeted in those samples when I was about 7 years old.  I had Joseph's Coat of Many Colors on my floor! lolz

We spent lots of weekends at Grandma and Granddad's house they had built in Chesapeake in the early 1960's.  Here I am at Christmas in 1966 in my new cowgirl costume watching the "Jackie Gleason Show" on their color TV.


I'd sit on Grandma's lap in their den watching tv and she'd rub my back for hours.  Maybe that's why I still like my back rubbed so much because it reminds me of her.

My Grandma had to retire from her job when I was 7.  She had been at work at Sears one day and a roll of carpeting started falling over and she twisted to catch it and felt a sharp pain in her back.  After going to the doctor and x-rays and such it turned out she had cancer.  It had already metastasized around her body and was in her breasts.  

Back then there were no treatments, especially for a metastasizing cancer so she we sent home to get her house in order.
She knew her husband would be lost without her so she took some savings and bought a trailer home and set it up on a piece of land back where they were born and raised in rural Virginia.  Being back "home" she knew extended family would be around to help him out as he was at this point quite sick with COPD and ravaged by Alcoholism.  

Here is the last photo I have of Lillian and Wirt.......

It was taken the month before Grandma died, in August 1967.  I remember being there because grandma's oldest sister, Louise, had come to visit from Delaware where she lived, and to say her goodbyes.  Lillian is still looking at Wirt in that special way with love while he stares at the camera with a sad expression on his face because he knows the love of his life will soon be gone.

A month later Lillian went "home" to the country to her mother's house(my Great Grandmother Lucy)and died in a hospital bed in the downstairs bedroom of that house.  Lil was the first child my Great Grandmother lost while she was still alive(LLucy outlived Lillian by 6 years).  I remember being in the next room(the den)with some relatives and being brought in to kiss and see her for the last time when I was 8 years old.  My Great Grandmother Lucy and Lillian had a special bond.  Lucy was so distraught the doctor had to sedate her a couple of times.  My mother likewise had to be sedated.

My Grandmother Lillian died relatively young at age 53.  She has now been dead longer than how long she lived.  I have outlived her by 9 years so far.  I wish I had had her in my life a bit longer.  I can tell you it's hard to loose a Grandparent who was such an integral part of your life when you were so young.

Happy Birthday in Heaven Granny Lil!  You left a lot of love down here when you went and I'll remember you forever.

Sluggy








Sunday, February 7, 2021

Income & Spending 2021....The January Report

Now that we are living on an annuity and 401K$ withdrawals(some months), I am still going to keep track of our monthly spending and income, and hopefully we'll still be able to live BELOW our means and I'll have some leftover monies each month to tuck aside.


  I am trying to be as transparent as I can with how much is coming in and how much is going out.  8-)


On to the January report---

I had 2 goals for January.......
The 1st is to actually finish the month in the black and not the red.
The 2nd is to try to have a little cash leftover at the end of the previous month to tuck back into a slush fund.  This slush fun may be to apply toward unforeseen bills that are coming due in subsequent months, to spend on "extras/wants" during the year or to just sit there and grow until the end of 2021.

I can report that we finished up January in the black.
The amount we ended the month of January with?.....$337.34

Income or Funds We Can Access

The "income" in January---

* Monthly annuity payment of $3,222.24(after tax withholding)
* RMSA(Healthcare account)reimbursement of $1,971.99
* Interest earned on non-retirement accounts of $450.45
Total "Income" for January.....$5644.68

Expenses in January---

* Healthcare Premium for January was $1,971.99(paid for with RMSA reimbursement)
* Irregular bills in January were $406.00
* Variable Expenses in January came to $2929.35
Total Expenses....$5,307.34

$5,644.68-$5,307.34=$337.34
Slush into January of $34,308.14 in that Fund, add the $337.34 January overage and this brings the Slush to $34,645.48 going into February 2021.
The Slush Fund on it's Page(tab at the top of the blog)shows an addition of $337.34 for January.

Outgo
As for the variable expenses this January, here are the good and the bad side of things....

HERE are the GOOD THINGS

*  Internet and cell phone were the same as in December.
*  The WAM was the same amount taken as last month.
*  The Mastercard bill was $542.98 lower than in December


HERE are the BAD THINGS

* The water bill was $4.18 higher than December's bill.
* The electric bill was $93.78 higher than last month's bill. This one will continue to rise as Winter deepens.
* The gas bill was $31.54 higher than in December.
*  My Amazon card was $917.51 higher than last month.  Our Mastercard was compromised so I had to put food shopping on the Amazon c/c as well as some Xmas spending.
*  Hubs got his own Amazon c/c what with our Mastercard info being stolen.  He used it to the tune of $326.07 in January.
*  We had 2 irregular bills due-the yearly garbage bill and my eye exam and glasses paid for.

The Food Budget costs for January are in another post, which is located HERE.  Food costs are included in the credit card payment(mainly but sometimes our WAM cash too).

FINAL THOUGHTS on January---
It was a good month overall financially.  Not much leftover once every bills was paid but there was some income not spent.  I'll take this as a win since the monthly health insurance premium went up in 2021 by $88.23.


THOUGHTS going forward into February 2021----Hubs and I have yet to sit down and talk finances and the game plan for 2021.  We just haven't taken the time to do it in January so February it will be.  We are still working on satisfying our yearly insurance premium deductible(even with 3 dr. visits for  me and 1 for Hubs in January and an expensive specialty drug refill)so the HSA is taking a big hit right now.  There are no irregular bills in February but three in March(and one of those in big-property taxes)so we'll try to keep the February spending low.  Even so we may take a 401K withdraw in March after we sit down and go over the numbers.
Hubs has started the agony of doing the taxes too so we'll see who owes whom soon(we'll probably owe the state and the Feds will probably owe us as usual).

So how was your January financially?
  
Did you spend less than the income you had in January?
Did you stay within your budget or not?
What did you do with any money leftover at the end of the month?
Did you pay off any debts or put extra toward your mortgage principle or into savings, in an emergency fund or a retirement account?
Or did you blow it on a want?

If you posted your financial progress on your own blog, leave a link in the comments so we can go check out your progress too and celebrate or commiserate with you!


Sluggy

Friday, February 5, 2021

Frugal Friday 2021......the February 5th Edition

 Here's our frugal wins this past week.......

*  I already posted my Rite-Aid trip......


I spent down my Bonus Cash by $7.51 on this transaction and paid nothing OOP.

*  I spent ALL my Extra Care Bucks at CVS on Thursday and purposely didn't earn any more ECBs!  With Winter heavy upon us I just can't have ECBs hanging over my head(as the CVSs are not in my town and too far to travel in bad weather)so I am now out of the CVS game. (Plus CRTs have been nonexistent on my account too.)


I got a big pack of paper towels for Hubs, a pack of CVS wipes for me, Cheez-It's for Hubs and Ex-College Boy and a Maybelline Baby Lips to put in a giveaway(or keep for myself).  I used all my ECBs plus a $10 CVS gift card I earned some time last year and paid $2.30 OOP(used some of my WAM).  Of course there was a hitch, there was a sign on the shelf that the Cheez-Its were on sale 2/$4 but they rang up $3.19 each, reg. price.  Annoying if this was old signage that wasn't taken down from a previous week and I didn't notice it on my receipt until I got home so I filled out their survey to complain about being "overcharged for the item".  My total should have been Zero OOP after Qs and ECBs so we'll see if I get a reply from them about this issue. 
At any rate, I am now done with CVS for the foreseeable future. 8-)))

*  I hit the discount grocery outlet yesterday since the weather was nice and I was over near there to hit CVS and get my glasses.  No picture of the groceries since they are already put away but here is my receipt..


2.01 lbs. of chicken thighs at .79¢ lb.
3 x Nathan's hot dogs for .39¢ each (1 for Ex-CB)
1 x Shredded Carrots for .79¢
1.84 lbs. cabbage head for .49 lb.
1 bundle of fresh asparagus for $1.29
3 lb. bag of onions for .79¢
1 quart of chocolate milk for $1.89
Total of $8.42

I also got 3 cans of cold brew cappuccino coffee drinks as a freebie there(also for Ex-CB).

*  Speaking of new glasses..........

I picked them up as they are near the CVS I went to.  Pardon my slovenly morning hair.  The exam, frames and lenses cost me $98 total and that is without vision insurance so I am happy with the price.  And the frames are purple of course! lol

Two plus days of a Nor'Easter early in the week meant we stayed home half the week.......


The "big storm" dropped just over 18 inches on us and we woke up to an additional 2 inches Friday morning so we are over 20 inches now.  ugh  Talk about adding insult to injury! ;-)  
The forecast keeps changing for the next few days(snow, no snow, lotsa snow)so who knows how much more we'll get here?  But it's suppose to rise above freezing today so we may get some melt-off.  That would be nice.
Being homebound meant less spending or using gas this week so I'll take that as a win. 8-))

*  I found money!

It was a thin week for finds(well duh! I didn't go out much).......


This penny was found at Rite-Aid last Saturday.



And this sad penny was found at P and R Outlet on Thursday while waiting in line at the checkout.  I saw the guy in front of me step on this penny so when we moved up I scooped it up. lol

Found Money This Week... .02¢
Found Money This Year So Far... .40¢

* I almost forgot these two--I had a free birthday burger from Red Robin which expired on Jan. 31st so we went there on Saturday to redeem that.
While we were nearby we also went to Kohl's as I had a $5 Birthday chit to use before the end of January.  I can't show you what I used it on because it's a Christmas gift for a family member but that $5 chit brought the cost down to $1.33 OOP.  It was a $12.50 item that was on clearance(of course). ;-)

That's about it from me this week.


What frugal wins did y'all have for this past week?
Let us know!

Sluggy