Just an average Gal, older mom, trying to live a simple life & what happens along the way.
Thursday, December 31, 2009
Looking Back At My Favorites of 2009
So it's been quite the year in the Deal Hunting and Couponing World in 2009!
While I was sitting here doing my End of December and End of 2009 Financial Numbers, I got to thinking about all the deals and rebates that made up my year.
Here is a List of my 15 Favorite Deals, Rebates and Ideas for 2009, in no particular order.
1. KMart Super Double Coupons Event
From April until October of 2009, the KMart Corporation sporadically offered weekly Sales Events where they DOUBLED and in some cases TRIPLED the Value of Manufacturer's Coupons/Internet Printed Coupons that were redeemed in their stores. Combined with some weekly sales, KMart $X off a $X Purchase Coupons and Catalina Offers and there were many FREE or very Low Cost items to be had this year. As there are 5 KMarts within a 30 mile radius here which all participated in this Double Coupons Event each time it was offered by the chain, and these locals also reordered/restocked fairly rapidly, KMart was one of my favorite places to be in 2009.
TWO BIG THUMBS UP KMART!
2. Acme Grocery Catalina Deals
Though I don't have a SuperValu chain Grocery Store locally, this chain offered a Catalina Deal twice this year that was so awesome that it was worth it for me to drive an hour away to an Acme Store get in on these deals. I actually made two trips down for this one HERE.
3. Rite-Aid Single Check Rebates
The adage, "It Takes Money to Make Money", is central to to getting stuff for FREE at Rite-Aid. With their system, you buy items and submit for your rebates either online or through the mail, and you receive ONE combined Rebate Check. You can combine these rebates(some of which are for the full purchase price)with using store and manufacturer's coupons and buying the items when they are on sale as well to end up being PAID to buy SCR items.
4. Weis Gillette Catalina Deal
In June Weis offered the BEST Catalina Deal I ever saw them offer thus far. Between sale prices, Instant Savings at the Register and Coupons, you could get Gillette products(Body Wash, Shampoo, Razors, Shaving Cream) for FREE or almost free. Check it out HERE, the Double Dip HERE and my final haul HERE.
5. Price Chopper Unilever Deal + Ham Rebate
Buy $40 in regular shelf price of select Unilever items and receive a $20 OYNO Coupon. Keep your Out of Pocket to $20 using sales and coupons, and each subsequent transaction cost you ZERO out of pocket and generates another $20 OYNO Catalina. Unilever simultaneously offered a Mail-In Rebate when you bought $40 in their products AND a Ham or Turkey(up to $20 in price) and submitted your receipts and qualifier, you received a Rebate on the cost of the Meat. HERE
6. Staples Reams of Paper Deal
Back in late March/early April there was a great Rebate offer at Staples on Cases of Multipurpose Paper that was being discontinued. Between the sale price, the rebate offer and the Staples reward on paper purchases I posted about HERE, lots of folks got paper for around 72¢ a ream!
7. Free Purex 3-in-1 Detergent
Back in March, I was selected to be one of the 1st 100 people in the country to try this new product. It was all very hush-hush and we all got a package of the Detergent Sheets and a Free Item Coupon, as well as the ability to have the company send Free Item Coupons to our friends with email addys. With the new product release later in the year came alot of high value coupons and sales, making for very cheap or free Purex product. I enjoyed the great deals but I also had some misgivings about this product as you can see HERE. Later it turns out that the sheets are not only not eco-friendly but they can cause washing machine malfunctions and end up costing you money in repairs. That being said, they are GREAT to send with #1 son so he can do his laundry!lol
8. Free Chocolate Fridays
The Mars Company held a Candy Bar Giveaway every Friday over the summer months. You could 'win' a free candy bar up to 5 times over the course of the Giveaway. After the 1st Friday that turned out to be a disaster due to an overwhelming response, as my post Here demonstrated, this was quite the popular Giveaway and scored major points with most consumers. I suspect there are a lot of us here who had free chocolate thanks to the Mars Company. 8-)
9. Price Chopper Triple Coupons Event in March
Early March saw the local regional grocery chain, Price Chopper, offered 2 Coupon Tripler Coupons in the local Sunday paper. After buying 11 newspapers that week to get 22 Tripler Qs, I had 11 good shopping trips that week to Price Chopper Here. While it wasn't an epic scale shopping extravaganza, it was all good. The bad part is that this was the ONLY time in 2009 that the local Price Chopper offered these Triple Coupons on any product.
10. Kellogg's Fuel 4 School Rebate
Late Summer to Early Fall Kellogg's ran a MIR called "Fuel for School". You had to purchase 10 qualifying Kellogg's/Keebler items in ONE RECEIPT, then send in one of the numerous forms available for this rebate with the receipt and the UPCs from the products and Kellogg's sent you back a check for $10. With sales and coupons, this Rebate turned out to cost less than $10 out of pocket so a nice Moneymaker! Even better, though the rebate was a limit of 1 per name/address, there were Four DIFFERENT PO BOX ADDRESSES to send the rebate to(depending on which rebate forms you had), meaning you could send up to FOUR Times for this Rebate per name/address. I only mentioned this rebate a few times, HERE I mentioned it briefly in conjunction with a Kmart Double Coupon Event Week haul.
11. SC Johnson Rebates + Glade Deals + Free Holiday MP3s
SC Johnson offered a $5 MIRebate(WYB 3 SC Johnson products)this fall that I blogged about HERE.
Target and KMart along with other stores offered great sales deals on the Glade line of SC Johnson products so you could have ended up paying out LESS $ than you got back in the end. Add in that you could do this MIR up to THREE TIMES per name/address and there were 36 FREE Holiday Music downloads available if you had the UPC from the products you had purchased I posted about HERE.
12. Hickory Farms Clearance Deals
January brought us After Christmas Clearances. You can see what I bought Here. Looking back, I do think I overdid it a bit. I did end up having to throw out a couple of items that didn't get eaten before it's expiration date. Again, it's NOT a deal if you have to throw it out.lol
13. FREE Reese's Whipps Candy Bars
Again, another new item in the market, so Hershey's releases good coupons for this item. Pair those Qs with a lot of sales and you get a lot of free candy bars! We were eating free Candy Bars until we just couldn't stand looking at one of THESE another moment.
14. Deal Trifectas--Any Company that offered one
A Deal Trifecta is a product that is on sale, has a high value coupon available for it and also offers a rebate of some kind(either Catalina/Mail-In/Free Product Offer). In the best of all possible worlds you not only get the item for free in the end, but you also MAKE MONEY for buying it. This is often the case at Rite-Aid if you buy prudently.
15. Me + Meal Planning=Less Waste/Less Spending
Since I began a weekly menu/meal plan in 2009, I find I am better at not letting food go to waste but I am also making better purchasing choices and my family is eating a better diet. It has led to my being more organized in the kitchen, which has led to being more organized in other areas of my life.
I HEART Meal Planning!
This is not to say that there is NOT a time and a place to be spontaneous in the Kitchen. Both have their place in my life.
So what were Your favorite Couponing Related Deals & Happenings in 2009?
Leave a comment and let us know!
Sluggy
End of December Spending at Rite-Aid
I finally got out on Wednesday to do my weekly Rite-Aid run. Since I was so late this week hitting Rite-Aid I missed out on one of the SCR items I wanted to get, the Oral B Power Brush Toothbrush.
All sold out here......bleh.
Here is what I did get. Remember, I can use the Wellness Card and corresponding Qs. Make sure you apply for your Wellness Card in 2010 when the program opens up nationwide. You will have access to IP Qs and have Qs print on your CRT, like the ones I used in this transaction.
5 x Soy Joy Bars on sale $.60=$3.00
1 x NyQuil on sale=$4.99
1 x Metamucil on sale=$9.49
1 x Crest Toothpaste on sale=$2.49
2 x Xmas Gift Tags on clearance $1.24=$2.48
1 x Xmas Dish on clearance=$1.00
SubTotal....$23.45
Coupons Used
1 x $5 off $20 R-A AdPerks Coupon=$5.00
1 x BOGO Soy Joy bar ManuQ=$.60
1 x $1.50/1 NyQuil ManuQ Nov. P&G insert=$1.50
1 x RA Wellness/CRT $2 off OTC Cough Cold Meds=$2.00
1 x $3/1 Metamucil ManuQ Dec. P&G insert=$3.00
1 x $1/1 Crest Toothpaste ManuQ Nov. P&G insert=$1.00
3 x RA Wellness/CRT $1 off Seasonal item=$3.00
Coupon Total.....$16.10
$23.45-$16.10=$7.35 OOP
$6.79 put on a RA Gift Card=$.56 balance OOP in Cash
Single Check Rebates qualified for....
$3 Soy Joy
$2 NyQuil
$5 Metamucil
$1 Crest
$11 in SCRs.
$.56 OOP-$11 Rebates=$10.44 Moneymaker!
Sluggy
All sold out here......bleh.
Here is what I did get. Remember, I can use the Wellness Card and corresponding Qs. Make sure you apply for your Wellness Card in 2010 when the program opens up nationwide. You will have access to IP Qs and have Qs print on your CRT, like the ones I used in this transaction.
5 x Soy Joy Bars on sale $.60=$3.00
1 x NyQuil on sale=$4.99
1 x Metamucil on sale=$9.49
1 x Crest Toothpaste on sale=$2.49
2 x Xmas Gift Tags on clearance $1.24=$2.48
1 x Xmas Dish on clearance=$1.00
SubTotal....$23.45
Coupons Used
1 x $5 off $20 R-A AdPerks Coupon=$5.00
1 x BOGO Soy Joy bar ManuQ=$.60
1 x $1.50/1 NyQuil ManuQ Nov. P&G insert=$1.50
1 x RA Wellness/CRT $2 off OTC Cough Cold Meds=$2.00
1 x $3/1 Metamucil ManuQ Dec. P&G insert=$3.00
1 x $1/1 Crest Toothpaste ManuQ Nov. P&G insert=$1.00
3 x RA Wellness/CRT $1 off Seasonal item=$3.00
Coupon Total.....$16.10
$23.45-$16.10=$7.35 OOP
$6.79 put on a RA Gift Card=$.56 balance OOP in Cash
Single Check Rebates qualified for....
$3 Soy Joy
$2 NyQuil
$5 Metamucil
$1 Crest
$11 in SCRs.
$.56 OOP-$11 Rebates=$10.44 Moneymaker!
Sluggy
Wednesday, December 30, 2009
Saving for Christmas the Easy Way
Now that Christmas Day and the gift-giving melee is behind us I want to ask you a few questions....
1. Did you have a gift-giving budget?
2. Did you stick to that budget?
3. Did you pay cash for all the gifts you gave or did you put them on a credit card and spend money you do not have yet?
If you answered YES to All of those questions, Congratulations!! You are winning financially.
If you answered NO to Any of those questions, you really need to make some changes for your financial well-being, and you have some work to do before Christmas rolls around next year.
I know that it's way early but here is something you can do NOW to make sure that you avoid the Financial Hangover next January.
The Financial Hangover...you know....the sick feeling you get when the credit card bill with all those Christmas purchases on it arrives after the 1st of the year.
So as not to end up buying presents on credit next year, put money aside starting in January for next Christmas.
Sit down and figure a rough budget for gifts.
Say $500 would be a good amount to spend in relation to your income.
Divide that figure by 11.
Every month, for the next 11 months, put aside $45.45 into a Christmas fund.
You can set up an account at your local credit union or bank.
Or have the money automatically deposited from your paycheck into an online account like at ING.(This options is good if you don't trust yourself to save the money or you are forgetful.)
Or even just put the cash aside in a cookie jar in your house.
Even better, go set up a Christmas Club Account at your local bank. These type of accounts are making a comeback lately! If you are like most people, you will hardly notice the little amount missing from your monthly income.
Do this one thing, put aside a set amount of cash each month and don't touch it!, and come the beginning of December, you will have enough saved up to pay CASH for Christmas!
I find that if I am trying to save money for a goal, I am more motivated if I keep that lump of cash separate from my other money. If I am saving and mingle that money into an account with other money(just dumping it into my checking or general savings account for example), I am less motivated to keep going toward my goal. So I end up with lots of little piles of money in different accounts. Being able to visualize the money works for me.
So I am setting my Christmas budget now at $800. On the 1st of each month, starting on January 1st, I will move $72.72 into my Christmas Fund.
Come join me in this Savings Goal.
Figure out what your Christmas Budget should be. A general rule of thumb is that your Christmas spending should NOT exceed 1.5% of your total income. I just mention this as something to get you started on thinking about what your budget should be.
After you decide on a do-able Budget, post it in the comments section.
If there is enough interest, I can do up a chart of participants and post it on the sidebar.
Each month I'll post a reminder for everyone to Fund their Christmas Account.
Let's keep track of how we save for Christmas together.
The Sluggy Christmas Club! ;-)
Sluggy
Get Your Packages Mailed before Sunday....Rate Increase!
I had forgotten about this latest increase in prices. I had to mail a rebate this week that required extra postage so I had to go to the PO. Usually, the week AFTER Christmas you could land aircraft in the place, it's that deserted!
Imagine my surprise at having to stand in a loooong line.....for about 20 minutes to get some extra stamps stuck on my envelope Tuesday! Why the heck is everyone mailing packages on December 29th?
Oh yah....rate increase....
Duh!
Sluggy
Monday, December 28, 2009
Meal Plan Monday.....December 28th Edition....More Room in the Freezer Now!
Last Week's Menu Postmortem...
Well I don't have one this week because I never got around to doing a Meal Plan last week. Just too crazy at the holidays ya know.lol
#1 son came home from college so we are back to 5 willing eaters.lol Though I didn't do a meal plan on paper last week, I did have a loose one in my head. I made quiche, clam chowder w/biscuits, lamb, baked chicken and hamburgers.
Here's what I will be serving our family of 5 this Week.....
MONDAY--Beef Stroganoff(freezer/fridge), Tossed Salad
TUESDAY--Spaghetti and Meatballs(stockpile), Swiss Chard(freezer)
WEDNESDAY--Chicken Alfredo(stockpile/freezer), Green Beans(freezer)
THURSDAY--Homemade Pizza(stockpile/freezer), NYE snacks(whatever I can find here to make)
FRIDAY--Bacon Wrapped Meatloaf for #1 son(freezer), Mashed Potatoes(stockpile), Cauliflower/Carrots/Broccoli(freezer)
SATURDAY--BBQ Chicken(freezer), homemade Mac & Cheese(stockpile/freezer), Peas(freezer)
SUNDAY--Date Night w/Hubby-the teens will fend for themselves
SNACKS/DESSERTS--Cantaloupe, Pineapple, Brownies, Cookies, Bread Pudding, Cake Balls
Last week I spent $70.48 on food/toiletries. $40.20 was at Weis, $4.99 on sliced cheese at Carone's, $6.05 at a local grocer where I had a $20.00 gift certificate to use($26.05 total before gc), $6.35 yesterday at Target(after xmas food) & $12.89 at the Bread Outlet. That's not to say that I didn't go to Rite-Aid, I DID!, but the OOP was put on a Gift Card so Zero spending there last week. It didn't seem like I spent $70.48 but it does add up to that. I feel a bit better about that amount though when I calculated that for that $70.48 I got a load of food/toiletries valued at $233.34 regular retail, for a savings of 69.80%! 8-)
Food Waste Report....no waste this week, beyond the usual veggies parings into the compost. I had leftover quiche egg/cream mixture and leftover stale bread and used both to make bread pudding today.
Pretty proud of myself for doing that! ;-)
This week's menu doesn't require any grocery purchases. We do need some fresh produce and milk and #1 son is eating a path through the deli meats so those will need replenishing. I have to go through and see if there are any deals/coupons that need using up this week as well. I am trying hard though not to buy stuff beyond immediate grocery needs still. I spent 2 hours this morning in the stockpile reorganizing and rearranging things so I can get to stuff easier. I really can see a lot of empty space now in the freezer too! By next week I'll be able to rearrange in there and take an inventory without having to pull out a ton of icy cold food and freeze my hands.lolol
Check out ORGANIZING JUNKIE to see what other Home Cooks are serving this week.
Sluggy
Well I don't have one this week because I never got around to doing a Meal Plan last week. Just too crazy at the holidays ya know.lol
#1 son came home from college so we are back to 5 willing eaters.lol Though I didn't do a meal plan on paper last week, I did have a loose one in my head. I made quiche, clam chowder w/biscuits, lamb, baked chicken and hamburgers.
Here's what I will be serving our family of 5 this Week.....
MONDAY--Beef Stroganoff(freezer/fridge), Tossed Salad
TUESDAY--Spaghetti and Meatballs(stockpile), Swiss Chard(freezer)
WEDNESDAY--Chicken Alfredo(stockpile/freezer), Green Beans(freezer)
THURSDAY--Homemade Pizza(stockpile/freezer), NYE snacks(whatever I can find here to make)
FRIDAY--Bacon Wrapped Meatloaf for #1 son(freezer), Mashed Potatoes(stockpile), Cauliflower/Carrots/Broccoli(freezer)
SATURDAY--BBQ Chicken(freezer), homemade Mac & Cheese(stockpile/freezer), Peas(freezer)
SUNDAY--Date Night w/Hubby-the teens will fend for themselves
SNACKS/DESSERTS--Cantaloupe, Pineapple, Brownies, Cookies, Bread Pudding, Cake Balls
Last week I spent $70.48 on food/toiletries. $40.20 was at Weis, $4.99 on sliced cheese at Carone's, $6.05 at a local grocer where I had a $20.00 gift certificate to use($26.05 total before gc), $6.35 yesterday at Target(after xmas food) & $12.89 at the Bread Outlet. That's not to say that I didn't go to Rite-Aid, I DID!, but the OOP was put on a Gift Card so Zero spending there last week. It didn't seem like I spent $70.48 but it does add up to that. I feel a bit better about that amount though when I calculated that for that $70.48 I got a load of food/toiletries valued at $233.34 regular retail, for a savings of 69.80%! 8-)
Food Waste Report....no waste this week, beyond the usual veggies parings into the compost. I had leftover quiche egg/cream mixture and leftover stale bread and used both to make bread pudding today.
Pretty proud of myself for doing that! ;-)
This week's menu doesn't require any grocery purchases. We do need some fresh produce and milk and #1 son is eating a path through the deli meats so those will need replenishing. I have to go through and see if there are any deals/coupons that need using up this week as well. I am trying hard though not to buy stuff beyond immediate grocery needs still. I spent 2 hours this morning in the stockpile reorganizing and rearranging things so I can get to stuff easier. I really can see a lot of empty space now in the freezer too! By next week I'll be able to rearrange in there and take an inventory without having to pull out a ton of icy cold food and freeze my hands.lolol
Check out ORGANIZING JUNKIE to see what other Home Cooks are serving this week.
Sluggy
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