Thursday, July 20, 2017

My Best Deals Last Week at Weis(PMITA)Markets


Last Friday during the Fantastic Friday Deals I bought two ready made pizzas at the Deli counter at Weis.  They make a pretty good cheese pizza and on Fridays they are reduced to $6 for a 16" pie.
I took Hubs with me so we each bought 1 pizza so I could use two $1 off Weis Booklet Qs so our pies were $5 each after sale and Q.
Nice.
When we got them home I defrosted some pepperoni and threw it onto the pies and warmed them in the oven quickly.
It was a LOT of pizza as we still had some left on Tuesday(even with various folks eating on it over the weekend).

Remember this Q I got in the mail a few weeks back?


For a free bottle of Nestea.
It was also good for $1.79 off a multi-pack of Nestea.
This is how I used it last Friday, on a multi-pack as my grocery store didn't have single bottles available for purchase.

I had gotten on one of my trips to Weis a Catalina for $1.25/1 multi-pack of this product.
Nestea packs were on sale this past week for $2 each so I bought two packs for $4, used my $1.79 and $1.25 Qs and paid .96¢ OOP for both packs or .48¢ per 6-pack.
We haven't tried this tea yet but will let y'all know what we think of it once we have.

That's about all the noteworthy buys lately.
Pretty pitiful......

Sluggy

Wednesday, July 19, 2017

The Index Card-9 Rules of Personal Finance



Back in 2013 Harold Pollack, a social scientist at the U of Chicago, while interviewing a UK personal finance writer, Helaine Olen, struck upon an idea that all the Personal Finance advise you ever need could be written down on an index card.
After blogging about this idea, and getting requests from readers, he actually set down his 9 rules for Personal Finance on a 4 x 6 inch card.

The article I read about this can be found HERE.

This has proved so popular that he and Olen have collaborated on a book called The Index Card: Why Personal Finance Doesn't Have to Be Complicated which came out earlier this year.  I guess personal finance wasn't as simple as listing 9 points on an index card after all, since they seemed to need to explain/elaborate a full book's worth of information.  ;-)

Here are the original tips Pollack wrote out--
1. Max your 401(k) or equivalent employee contribution.
2. Buy inexpensive, well-diversified mutual funds such as Vanguard Target 20xx funds.
3. Never buy or sell an individual security. The person on the other side of the table knows more than you do about this stuff.
4. Save 20% of your money.
5. Pay your credit card balance in full every month.
6. Maximize tax-advantaged savings vehicles like Roth, SEP and 529 accounts.
7. Pay attention to fees. Avoid actively managed funds.
8. Make financial advisers commit to the fiduciary standard.
9. Promote social insurance programs to help people when things go wrong.

So what do you think of these rules?

Sluggy

Tuesday, July 18, 2017

Another Pillage at Rite-Aid

For some reason(maybe because I returned some Pantene last week and rebought it?)I had $9.95 toward another $30 Spent/Get $15 Back in Plenti Points on my Daughter's card.
So only $20.05 needed to be "spent" to get $15 back in PPs(that monthly P&G Deal).

I had Hubs take me to Rite-Aid on Sunday to buy all this...........



2 x Tampax on sale $3.99=$7.98
3 x Pantene 'poo 20% Wellness discount $3.99=$11.97
1 x Puffs tissue 20% Wellness discount=$1.83
SubTotal........$21.78

Coupons Used
1 x $2/2 Tampax IPQ=$2.00
1 x $5/3 Pantene IPQ=$5.00
1 x $2/2 Pantene RAQ(CatalinaQ)=$2.00
1 x .50¢/1 Puffs ManuQ=.50¢
Coupon Total......$9.50

$21.78-$9.50=$12.28 + .42¢ tax=$12.70

I paid with $12.70 in Plenti Points and earned $15 in new Plenti Points.....


So I got "paid" $2.30 to bring all this stuff home.  8-)

Sluggy


Monday, July 17, 2017

This Week on the Dining Table

The  "Barbecue Pork 2.0" Edition--
You know those "Taco Bake Rings" folks make with crescent roll triangles and taco filling?  Well I had rolls of crescent roll dough and leftover pork barbecue so I made a BBQ Bake Ring last Sunday for dinner.  BBQ, add cheese and voila!
This baby disappeared very quickly!

Moving On....

Onward to the meal planning!

Here's what was planned last week--

1. Sunday--Leftovers(leftover Barbecue in Calzones)
2. Monday--Eggplant Parmesan
3. Tuesday--Hubs is cooking hahahaha
4. Wednesday--Ravioli or Pasta(using leftover sauce)
5. Thursday--Breakfast for Dinner
6. Friday--Daughter is cooking
7. Saturday--Marinated Beef Kabobs

And this is what actually happened--

1. Sunday--Leftovers BBQ in a Baked Dough Ring
2. Monday--Eggplant Parmesan
3. Tuesday--Ravioli w/Sauce, Green Bean, Garlic Bread(Hubs cooked)
4. Wednesday--Kielbasa on Rolls, Onions, Potato Salad
5. Thursday--Marinated London Broil Sandwiches
6. Friday--Pizza, Salad
7. Saturday--Roasted Chicken Thighs and Veggies(Daughter cooked)

Last week saw 6 nights of home cooked dinners, 0 nights of leftovers and 1 nights of Take-Out.  The menu changed as the week went on.  the Ka-bobs didn't happen but London Broil did.
Hubs DID cook one night but I have to plan it for him and he can't do anything "complicated" so in the end, it's better if I do the cooking. sigh.
Maybe as time goes on he'll feel my adventurous and want to try something outside his "wheelhouse"(aka pasta). lolz

I made 2 small trips to the Weis Markets and 1 trip to the ShurSave Market, plus Hubs and I spent a little at Walmart and the Bread Outlet.   All totaled all the food spending came to $108.30 OOP.  This brings my July food spending total to $224.42.  There are 14 days left in the month. 

My savings percentages last week was 46.59% which brings the month's percentage to 46%. 

Leftovers going into this week........spaghetti sauce, 1 piece of London Broil, pizza, 1 chicken thigh, rice and stir-fry veggies.  All the 4th of July food is finally gone.


Here is this week's "food plan"....
* Denotes "complicated" meals

1. Sunday--Breakfast for Dinner
2. Monday--Not Sure, something using up the leftovers
3. Tuesday--No clue
4. Wednesday--No clue
5. Thursday--No clue
6. Friday--No clue
7. Saturday--No clue
Anybody see a pattern here? lolz

This week will see ? new meals cooked, ? nights of leftovers and ? night of Take-Out/Eating-Out.

What I need to buy for this menu?  Daughter will be grocery shopping for the next few weeks so it's not in my hands until later.

What is getting fixed and served at your house this week?

Was last week's plan successful, did you go off plan or did you not even plan what was going to be eaten last week?

Any great deals on food at your stores this week?


Sluggy

Saturday, July 15, 2017

Frugal Friday....The July 14th Edition on Saturday

Here are things I did to be frugal this past week.........



*  My car needed an oil change so Hubs took it up to a local auto center that provides this service.
I remembered I had $50 in gift cards(won at the church auction last Fall)for this auto place so the oil change/etc. only cost $11 OOP.  My car takes expen$ive oil so it's never cheap anyway.

*  We stayed close to home and no mindless shopping.  We did get take-out for lunch one day(Whoppers!)but I used coupons and a gift card to pay.

*  Like the proper Viking descendant I am, I pillaged Rite-Aid this week......

Just some of my loot.  There were two more transactions but I've already blogged about all this.
Same with my Weis(PMITA)Deals.......


*  I submitted for a .50¢ cash rebate this past week from Checkout51 too.  Go me. lolz


*  We broke down and bought an EZ-Pass transponder this week too.  I detest the corruption that is PA politics and getting caught in their bureaucratic net even deeper than I already am, but having EZ-Pass will save us both on this road trip(a bit) and on down the line(a lot) on toll fees.  Many states in the country from IL and east of there accept it and your tolls are substantially less(to half price)what you are required to pay the old fashioned way with a paper ticket and cash.  While it won't help us once we get out West on this trip, it will save us loads of money in the future going to see my brother in VA, going down to Ocean City MD, going to ME and going to see cousin Sonya Ann in IL.
At least we'll have no more of Illinois Toll Hell. Ever. Again!

*  I got an email from Checkout51 this week.  Seems I won a prize in some sweepstakes they were holding......


I won $50!!!   I got entered just by submitting a receipt during a certain time frame and got randomly picked to win a prize.  This was so random and out of the blue but hey!, I'll take it!!! lolz

This goes to show those little money wins/rebates I submit for(.50¢ here/$1 there)actually pay off.....sometimes in ways you don't expect.  ;-)

I hope you had some frugal wins this week too.

Sluggy