Thursday, January 16, 2014

Aggravated Cleaning

Do you know the best time to clean is?
When you are aggravated by the US insurance/medical complex.

Obamacare or not, it's no wonder we overpay for health care in this country?!?!
Too many freaking LAYERS of bureaucrats!
So ok....let's now let the government stick their grubby hands into the mess because we all know just how EFFICIENT with management they are!!!
Aaaaaaaargh

I am about to choke on my own tongue.......

So I channeled all that hostile energy and attacked my desk drawers a little while ago(I only have 3 small drawers)but I also attacked the lawyer's bookcase standing next to my desk, where I store stuff that won't fit into my desk.
It's all cleaned out now.

I also pitched a bunch of paperwork and took all my hand-scribbled bits of paper/figures and typed up documents in my computer and pitched the scraps of paper.
I've got a pile of papers to file upstairs and get outta the way so I can start digging out the tax stuff.....oh, the fun just NEVER ends around here, does it?!  ;-)

This cleaning jag is just a continuation from this past weekend.

Remember this.......my storage unit?
This is the shot as of a few weeks ago.......

 
 
As of Sunday it now looks like this......
 

 
Of course before you oooh and aaah at me, my garage now looks like this......


 
And that was after we transferred almost everything from a cardboard box into all the now empty plastic tubs I had after purging bunches of stuff in 2013.  The stack of cardboard boxes on the right in the photo are all empty....spares in case I need to ship something for sale on eBay or Etsy.  There are still about 10 tubs in the house(from what I had listed on eBay in December and things I need to still take pictures of to get them listed) but now my "life" fits into the garage.....ok, and the fabric in the spare bedroom upstairs too.  8-)

So this is most of what I had to deal with once I got everything hauled home and transferred into tubs on Sunday.....


 I would have waited for you Tanner to come over, but I needed these GONE so I did this without you......sorry.....but I feel cleansed......



Another Winter bonfire...woohoo!

Nasty boxes gone, storage empty, garage (sort of)organized.
I am Sluggy, here me roar......

I WILL say that I am going to miss my storage unit.
Why?
Because it was somewhere I could go, to be alone and get away from the kids and dogs and Hubs and just sit among my stuff.
Yah, I could SO easily become one of those crazy hoarder people....I like sitting alone surrounded by my things.
What I won't miss is that storage payment each month.

So you see, angry and aggravation CAN be productive.
Maybe if I keep myself stirred up long enough, I'll actually get this house sparkling clean!

On second thought......ain't gonna happen..... 8-))

Sluggy

Wednesday, January 15, 2014

Insurance....Better Than a 3 Ring Circus!

After last week's "OMG! The Prescription costs HOW much?!?!" Moment I sat down to take on the onerous chore of figuring out the who's and what's of our new medical coverage.

Since I am a "frequent flyer" maintenance medical coverage user with various doctors, tests, medications and appointments throughout the year, changing our medical coverage because of our children has given me the added pleasure of having to try to sort out what the new coverage actually covers as far as me.  Now we have an "in network/out of network" situation so I have to find out which of my doctors I can still keep, without having to pay an arm and a leg for the great pleasure. 

I also have to find out if the lab where I have my frequent coagulation tests done is in-network or not.
This was jolly good fun this morning attempting to get this settled.  Seems the new insurance has 2 national lab chains I can use that charge $2.85 per for this PROtime test I need done.  Of course both locations are in cities nearby but there is no facility local to me.
Great.
So after 30 min. on the phone with the insurance CS person, wherein she called the hospital who bills for the facility I use, and the actual lab/clinic as well, to see if this lab is in the network, and after 2 different calls it's as clear as MUD.....nobody would answer this question directly, they just danced around it, so we still don't know if I will have to pay 10% or 30% OOP.  And in addition I get to call the hospital's billing dept. to see what they actually charge for this test.  I predict I will end up in a phone tree hell for my trouble.

The alternative is to go to one of the labs the insurance wants me to use.....except that to do this and have this test(which I need next Tuesday), I first would have to make an appointment with my primary physician, see him and get an order for this test, then call the insurance endorsed lab and make an appointment and take the new order to the lab whenever the appt. it made for and pay them $2.85.
That doesn't count the $128 dr. visit fee I would incur to get the order for the test, so it would probably more expensive than just going to the lab I do now.
At least for this one time.
I have a standing dr. office visit in Feb. so I'll get any orders and such I need then.  No point paying $128 now and then another $128(or more)next month, right?

And then we got to go through all this again concerning the Durable Medical Goods company I get my BiPAP machine from.  The new insurance has a "Sleep Management" Team and I have to be preauthorized in order for them to pay for any of the DMGs I use.  So now I get to go collect the original  Dr's orders and the sleep study and dump it off for them to go over and see if they will cover me.  Meanwhile I will have to pay OOP for DMGs beginning Jan.1st to the supplier I was using/am using now since they can't bill my old insurance carrier after Dec. 31st.
Good times.

I will also be transferring ALL of my prescriptions to Walmart, as all of them, except for that one "gold level" $291 drug are $4 per fill there.  And I'll talk to the dr. next month about how I am not made of money and can I go back on the old medication that was $4 a fill instead of this "make the pharmaceutical bosses rich" drug he put me on.  That $4 med has the same effect/used to treat the same illness as the fancy pants drug anyway.
Sorry Rite-Aid......I just can't stomach paying through the nose for these drugs if I don't have to!

I need to go take something for a headache now and stop thinking about this crap before my blood pressure shoots up again.

Dealing with the insurance and medical systems long enough is likely to kill a person!
Or at least drive you crazy.....but wait!, you'll need a preauthorization for that!!

Sluggy




 

Tuesday, January 14, 2014

Visiting DA BURGH--PART 1

Since our eldest child's job didn't allow for him to come home for Christmas, Hubs & I went out to visit him in Pittsburgh the weekend after the Holiday.
It is at times like this, having to drive from here to Pittsburgh that I am reminded just how damned WIDE Pennsylvania is!

So off we went on Saturday morning, heading west.


The weather was beautiful and sunny, albeit cold.
The scenery was mountainous and stark.


Winter time around these parts is not very lush and green, like where I grew up.  We had vast numbers of evergreens in coastal Southern Virginia so even in winter, the scenery had some green in it.
Not here.


You would think I went to an aquarium by this shot, right?
Actually it was the graphics on the side of an 18 wheeler trailer that we passed on the Interstate.
A Weis(PMITA)Markets truck to be specific.

Dang, I wish they sold lobsters THAT BIG! lolz

Oh goody here's our exit.......


Only 3 more hours to go!


A gratuitous shot of a farm.....


A car we passed......

Here's a close up of the license plate......


Hmmm.....that bug didn't have much "get up and go" actually.....

Did you know that Pennsylvania has some very strange town/place names?
Here's a sign for one....


I wonder if penguins would enjoy living in Waddle?  Being Pennsylvania, I should have asked if turkeys would enjoy living in Waddle. ;-)


And that sign is for blogger buddy RON.  I wonder if any of his Tiptons lived/settled here?

Then we stopped for lunch in Altoona.
I had never been to Altoona before.
It ain't much to write home about that's for sure.

But they did have a "Five Guys" which is more than I can say for where I live(though they do have one up in Scranton near where Hubs works).....


Mmmm, hot fresh French fries!  Thank goodness I remembered to bring my low salt ketchup!!


The secret to going to Five Guys, if you order French fries is this......
ALWAYS order a small.  A small comes in a good sized paper cup, filled with fries.
But then after they put your burger(s)and small fries in the paper bag they put your order in, they fill the bag with more fries.
We learned this the hard way, the first time we went to Five Guys down in West Ocean City MD.  Hubs ordered a large fries and we walked out of there with 10lbs. of sizzling hot fried potatoes, enough to feed a platoon. lolz

This time we split 1 small order of fries and there was more than enough!

This place even tells you who grew your fries.....well, before they were fries and just plain old tubers.....not very local so what's the point of this really?
Ok, it's a novelty.  Perhaps I'll ring up M&M Farms and let them know I enjoyed their spuds.....


I love the bathrooms at Five Guys.
These shots are for JUDY because I know she would love a bathroom in these colors.
The things I do for my friends......



After lunch we hit the Giant Eagle grocery store in Altoona before scooting back onto the Interstate.

Let me explain why we went to a grocery store.
Yah see, PA has some very strange and archaic liquor laws.
You can only buy hard liquor(vodka, gin, rum, etc.)and wines at a state controlled/run store.  The state gives out permits(much like bars that need a liquor license to sell alcohol)to people to operate a "State" store.  These people are usually cronies and family of well placed politicians or people who have made large campaign contributions to some local official.  It's a big racket.
You can also only buy beers and ciders and other "malt" beverages at places with liquor licenses(restaurants and bars)to consume on premise.  If you want to buy beers, etc. to drink at home you have to go to a beverage distributor and buy your beer by the CASE.  In PA, they don't sell beers, et all by the single bottle or 6 pack or 12 packs, just by the case.  It's another racket.

So some establishments have gotten around that "have to buy a full case" deal by getting themselves declared a café or deli.  They sell limited food items(like sandwiches or pizzas)and then are allowed to also sell beer, et al. by single bottles up to 128 fluid oz. total of beverages(that's about 2 6-packs or 12 standard sized bottles of beer)to be consumed off premise.
We have a "beer deli" locally that can sell less than cases because they also sell sandwiches(though I have NEVER seen anyone buy/eat a sandwich in the place).  Plus that Beer Deli also has highway robbery prices since they can, due to high demand and little to no competition.

Two local grocery stores here(Wegman's and Price Chopper)have opened up a café type restaurant in their establishments as well, so they are also allowed to sell up to 12 bottles of beer, et al. for off premises consumption.  Their prices are a bit better but the selection is not all it could be.

So our son had let us know that the grocery chain out by him, Giant Eagle, also has café/beer selling locations(but not all of them have this), so we stopped at the one in Altoona to see if they had the "good stuff".
And good stuff a plenty was to be had, yessiree!


Too bad I couldn't buy the whole case of this! lol

 The delicious view from my chair in the café......the mix and match your own 6 pack section.


And they had 3 bottles of this delicious elixir on the shelves, so guess who scarfed those up?
Yours truly!
The beer distributors in our part of PA don't carry this stuff yet so I need to stock up when I find it!!

Then it was back on the road south and westward......

One of my favorite weird PA place names......

 I always start hearing the song "Morning Glow" from PIPPIN in my head when I see that name.....



We finally arrived on the outskirts of  Da 'Burgh to our hotel an hour before dark.
Of course our Mapquest-ed directions told us to drive PAST the light where we should have turned onto the road to our hotel, but hey! what do you want from free directions, right? 8-(

This motel was up a windy ass road(you didn't think you'd EVER get to the top)and overlooked the interstate, so convenient for getting about town.
The motel though was 3 stories tall, built into the side of the hill.
We had asked for the "handicapped accessible" room and according to the confirmation I got, that's the room we were suppose to get.
So our room was on the 2nd floor, which meant we had to go down 2 flights of stairs from the lobby(which was on the 3rd floor technical)or 1 flight from the outside side entrance door and there were NO ramps.  Thank goodness I wasn't still in a wheelchair or anything!

Here is me bitching about the supposed motel handicapped accessible feature on our way out to dinner......




We called son when we got in to the motel(before going out to dinner)and Hubs wanted to make a dry run to find his apartment before it got dark, since we both HATE trying to find a place we've never been to in the dark.
We were suppose to go to the apartment when he got off work at 11pm and do the Christmas gift exchanging that night with son and his girlfriend.

So we took off for son's neighborhood which was a few exits further down the Interstate.
Found the apartment building and then decided to find somewhere for dinner nearby.
There was a Giant Eagle grocery store just off the Interstate where his neighborhood was located so we popped in to see if they had the café set-up and carried any alcohol.
They did so I got another 2 4-packs of that Hard Root Beer I like so much.
Then we hit the beverage distributor store in the same shopping center and hit the jackpot.....


A case of my Precious..........

Time for dinner now so we ate at this unassuming little joint......

 

Now you know this sounded like a piece of home to me......Southern Hospitality.......


I love the "Sunday After Church Special"....say "Hallelujiah" to your waiter and get 10% off your meal.  lolz


 
A piece of fried chicken, 2 catfish filets, coleslaw, a corn muffin(bread) and a big cup of fresh collards!
slurp slurp....
The corn bread/muffin thing was too sweet but otherwise it hit. the. spot.
Funny thing was that the place didn't have single PORK product.....no bbq, no pork ribs, no fried pork chops, no country ham.
How can it be Southern Hospitality without PIG?!?!
Southern Muslims maybe......lol

After being stuffed to the gills we headed back to the motel(oy! the stairs!)to relax and wait for 11pm to arrive.
Drove back to son's apartment to get the evening's festivities started.

 The son inspecting a gift.....


His girlfriend opening her gift from us, a new Vera Bradley purse....I think she likes it! 8-)


A friend of Hubs who is a beer connoisseur gave him a bottle of Dogfish Head 120 Minute IPA to gift to #1 Son.  I had a taste....that's mighty strong stuff!!


Another gift....a book about beer.  I'm shocked! lol

Son also got about a case of assorted microbrews we had picked up on our travels in August.
Remember Matt, the bottles of Southern Tier Crème Brulee are for your girlfriend, not you.....lol

And to top off the evening, I got to meet my new grandbaby......

Her name is Lilly.

I now have TWO grandbabies.....a cat and a dog.
I feel so fulfilled. 8-))

We slinked back to the motel around 2am and fell into bed, dog tired....or should that be cat tired?
Do cats even sleep....does anyone know? ;-)
What a long day it was......and such a long update too!

Day Two coming up soon.

Sluggy


 

Monday, January 13, 2014

Why I Bought The Groceries I Did Last Week

I know this post will seem very tedious to some so feel free to move on along to a more thrilling blog.
I want to talk about my meal planning and grocery spending today if you don't mind.


I spent $98.58 on groceries last week. 
When I grocery shop I always go with a list.  The list will include----

1--items needed this week to prepare the meals I have planned.
2--any loss leaders or specials I want from the store's flyer to use this week or to put back for later.
3--special requests from family member for certain items.

What I also pick up during my trips, besides what I am planning on....

1--Unadvertised deals and specials that we like/will eat and I can put back for later use.
2--Instant markdown goods-either products that are going out of "sell by date" soon or items they just have too many of on the shelves, so the store reduces them.
3--Whim items.  You know.....those things you didn't know you wanted until you saw them. lol  I very rarely do this, but it happens.

Most of my groceries are a mix of  what we need this week, loss leaders/specials, unadvertised deals, instant markdowns and family requests.
I will often buy loss leaders/specials this week and then incorporate them into my meal plan for the following week(if I don't use them the week I bought them and change up my menu plan instead).

I try to have things we use frequently in stock at the house.  I buy those at rock bottom prices in the sales cycle so some weeks I buy 2 loaves of bread when we don't need it, because it's on BOGO sale that week and since the bread keeps, it helps me not to buy it the week I actually need it for full price.



Here is the long boring list of the specifics I bought last week....

Local Grocer
2 loaves Bread(bogo-$4.29)
2 pkg. pot pie noodles(bogo-$2.23)
2 bottles dressing(bogo-$2.39)
2.09 lb. ground beef(2.49 lb)
1 pt. grape tomatoes($2)
1 head iceberg lettuce($1.29)
1 1/2 gal. milk($1.96)
4 1lb. bags shredded cheese(bogo-$5.69)

Weis Markets
1/2 gal. wh. grape juice($2.19)-Hubs request
1 case H20($2.50)-son's request
2 pkg. 1 lb. deli meat($6)
2 pkg. 1lb. ground chicken($6)
1 pkg. breaded chicken cutlets($3)
1 pkg. turkey breast lunchmeat($2.99)
1 pkg. 1.5 lbs. hot Italian sausage($2.71)
3.03 lbs. ground beef($2.99 lb)
1 lb. Jack Cheese block($4.99)`
2 pkg. tortillas($3)
6 onion rolls(50%off bakery $1.69)
4 bakery buns($1.49 50%off)
1 lb. fruitcake($2.99)
2 pkg. collard greens(50%off $2.69)
1 head cauliflower($2.50)
1 pkg. portabella mushrooms($5.99)
1 head red cabbage($2.22)
1 pkg. spinach/arugula salad mix(50%off $1.74)
1 premade salad w/chicken(50%off $1.99)

Rite-Aid
2 Finish dishwasher tabs
1 12 rolls pkg. toilet tissue
2 pkg. choc. covered cherries
2 pkg. gum tins w/gum(presents for next year)
$1.02 spent OOP

What was used last week for meals/snacks......

About 1.5 lbs. of the 5+lbs. of ground beef
1/2 pkg. of grape tomatoes
1/4 of head of iceberg lettuce
1/2 1 pkg. of shred mozzarella cheese*
1/2 1 pkg. of shred cheddar cheese*
1 bottle white grape juice
1 pkg. turkey breast lunchmeat
1/2 lb. Jack cheese block*
1 pkg. tortillas(5 of the 8 in pkg.)*
3 of 6 onion rolls
4 bakery buns
1/2 of the fruitcake
1 pkg. portabella mushrooms*
3/4 pkg. spinach/arugula salad mix
1 premade salad w/chicken

*Though these items were used, we have leftover of those entrees to eat this week.  Some of these "leftovers" were planned so purposefully made to use next week.


And here is what I bought at good/sale price last week, but to use this coming week......

3 lbs. of ground beef and ground chicken(1/2 of each)
1/2 pkg. grape tomatoes
1/2 head iceberg lettuce
1 qt. of the milk
1 pkg. deli meat
2 pkg. collard greens
1 head cauliflower
1 head red cabbage

And here is what was bought to use in the coming weeks(plus I will base the following week's meal plan on these items and leftovers from this week's meal plan, and what is on special THIS week that I can get for a reduced price).....

2 loaves Bread
2 pkg. pot pie noodles
2 bottles dressing
the rest of the ground beef(it's been made into a meatloaf + 3 burger patties and frozen)
1 pkg. ground chicken(chicken was mixed with ground beef to make meatloaf/patties)
1 qt. milk
3 pkg. shredded cheese
1 pkg. 1lb. deli meat
1 pkg. breaded chicken cutlets
1.5 lbs. hot Italian sausage
1/2 block Jack cheese
1 pkg. tortillas
3 onion rolls
2 Finish dishwasher tabs
1 12 rolls pkg. toilet tissue
2 pkg. choc. covered cherries
2 pkg. gum tins w/gum(presents for next year)



So you see, though I spent $98+ last week, which might seem high for just 1 week's worth of food, I am always planning/buying for 3 time frames; this week, the next week and a future week.
If I were to only buy items to consume the week I am buying them in, we wouldn't have as many choices for meals(if I was strictly only shopping the loss leaders/sale items), or I'd have to be buying foods that were not on sale/rock bottom price, so I'd be spending a lot more to pay for these same items.

Shopping the sales, combined with what you have on hand(from previous week's deal shopping)plus being flexible with your menu can save you money at the store.

As for how couponing works into winning this grocery store game you play each week.....

You will notice that I used very few coupons these trips.
5 coupons(and 3 of those were at Rite-Aid)....tortillas, juice, TP, 2 x dishwasher tabs
I did avail myself of 9 Instant Savings and/or 50% Markdown Discount coupons stuck to products at Weis Markets however.....2 x bakery items, 4 x fresh produce, 1 x deli meat, 1 x sausage, 1 x fruitcake.

Since I have stopped buying many processed foods over the last few years, I find I use very few coupons as a result.  Practically the only items I use coupons on anymore are toiletries/HBA/paper goods/cleaning products.  Though I will use a coupon on food if it is something I need and there is a coupon out for it.  I don't buy foods just because a coupon makes it free or almost free.

Buying in bulk at restaurant supply stores, buying at discount or grocery surplus stores or buying markdown/instant savings sticker items and/or buying at rock bottom price at the grocery stores, as well as eating locally and seasonally(when that means paying less for items)are the ways I save in the food category anymore without having to give up flavor and variety and buy cheaper "not as nutritious" foods.

Sure I could spend less and buy a cheaper mix of foods(or a healthier mix for that matter too)but we don't need to scrimp more than we do on food and we want to enjoy eating so I tweek and make the versions a bit better in the health category and everybody is happy.....the Hubs and son and my wallet.  ;-)

So what is your food shopping strategy?

Sluggy






 

Sunday, January 12, 2014

This Week on the Dining Table

The "We Have Heat Again & We Survived the COLDpocalyse!" Edition.....

 
The new compressor arrived courtesy of Our Installer Guy last Monday, just in time for the Polar Vortex CoLdpocalypse Event of last week.
First we got hot weather(well, HOT for January)and all the snow melted, then the winds picked up and the temps dropped to 0 degrees or more(or would that be less?), not accounting for the wind chill and then we got 50 degrees on Saturday.
Can we just go back to our regularly scheduled average of 20 degrees cold and 5 feet of snow for the year total Winter now?!?
 
 
On to the Meal Planning.
Here is what was planned last week--

 Sunday--Lamb Chops(have), leftover Roasted Cauliflower, leftover Corn Casserole
Monday--Leftover Pulled Pork Sammies, Coleslaw
Tuesday--Leftover Beef Stew, Biscuits
Wednesday--Mushroom(have) Parmesan, Green Salad, Pasta(have)
Thursday--Clam(have) Chowder, Cod(have), Sugar Snap Peas(have)
Friday--Pork Enchiladas(using leftover pulled pork), Green Beans(have)
Saturday--Pork Chops(have), Red Apple Kraut, Stuffing(have)

 And here is what actually happened--
 
Sunday--Lamb Chops(have), leftover Roasted Cauliflower, leftover Corn Casserole
Monday--Leftover Pulled Pork Sammies, Coleslaw
Tuesday--Leftover Beef Stew, Biscuits
Wednesday--Pork Enchiladas(using leftover pulled pork), Green Beans(have)
Thursday--Hamburger, Salad
Friday--Fend For Yourself Night
Saturday--Mushroom(have) Parmesan, Green Salad, Pasta(have)

Moved some meals around during the week, Hubs didn't eat one night so Fish got bumped to next week and I just had a fresh burger and salad and we finished some leftovers but not all.
I also made a big pan of Bread Pudding for desserts.
  
As for the food spending last week....
There was 2 trips to the grocery store & 1 trip to Rite-Aid and I spent a grand total of $98.58(including my Rite-Aid trip of $1.02 OOP)on $203.55 worth of groceries/toiletries at 3 different stores.  I am going to strive for another $300 or less grocery month for January and I have $127.89 left in the food budget for this month(or $64 for each of the net 2 weeks).

Leftovers going into this week--Pulled Pork(1 portion), Beef Stew(3-4 helpings), 1.5 Enchiladas(1-2 helpings), 4 Mushroom Parms(2-4 helpings), 2 portions of Spaghetti w/Sauce, Bread Pudding(2-3 helpings).

Here is this week's meal plan---

Sunday--Pork Chops(have), Red Apple Kraut(have, Stuffing(have)
Monday--Meatloaf(have), Garlic Mashed Taters(have), Collard Greens(have)
Tuesday--Leftover Pork, Enchiladas, Beef Stew(diner's choice)
Wednesday--local Italian food meal out *
Thursday--Clam/Corn Chowder(have), Cod(have), Roasted Cauliflower(have)
Friday--Leftovers Night
Saturday--?  More Leftovers if we have them

* Hubs & I are going out to local Italian place.  I have a free entrée for your birthday card and a gift certificate for a free pizza we won at the Church auction, so I'll get my b-day meal and Hubs will get a pizza and the leftovers will come home with us.  Cost out of pocket.....a tip and drinks on the Eating out Budget.

What I need to purchase for this menu?.......nothing at all.  I bought everything I need for these meals last week or I have it at the house already.
I will go to 1 local grocer later this week to pick up--OJ, strawberries, Ramen noodles(at #2 Son's request) and a Turkey Breast on sale for .99¢ lb.
The turkey will be cooked/served either on Saturday(depending on whether the leftovers are gone or not)or Sunday of next week.  Leftover turkey will be used for lunch sandwiches for me the following week. 8-)


 What is getting fixed and served at your house this week?

Sluggy