Just an average Gal, older mom, trying to live a simple life & what happens along the way.
Thursday, February 11, 2021
Rite-Aid This Week
Wednesday, February 10, 2021
I Love My Readers So Let's Have A Giveaway for February!
Time for the Second Sluggy's Boring Blog Giveaway for 2021!
It's February and we are waist deep into Winter here so let's do another Giveaway to ward off the chill. You only have a limited number of days to enter this Giveaway so don't delay!
Let's take a look at what is in the Giveaway Box this month.........Close up shots of these goodies..........
From all the VALID entries I receive I'll pick a winner at random and the winner has 48 hours from when the post goes live to contact me with their full mailing address.
In your entries I'd like to hear about anything you want to say. How you feel about any subject(no politics or religion please)? What you like about my blog and/or what you don't like about it? What kind of blogs do you read? Ask me any question. Stuff like that.
If you are on my Giveaway emails list just leave a comment and your name(with last name initial please)to enter. If you aren't on the Giveaway emails list make sure you leave your email in your comment OR email me your email privately after you leave a comment(my email is in the side bar area under "About Me").
I'll leave this giveaway open until January 17th Wednesday at 11:59 pm Eastern Time. On February 18th, Thursday, I'll draw the winning entry and post the Winner.
*Please note these rules*
I'll post the name/ID of the winners on this blog on and those persons have 48 hours from the time stamp on that post to contact me privately via email(my email addy is listed on my "About Me" page, as well as on my side bar).
Disclaimer--This giveaway is open to those with mailing addresses within the US only. As the cost of postage to foreign countries has gotten too high I am sorry to say I can no longer afford to mail boxes outside the US. These giveaways are not sponsored by any companies. I pay for it all(the cost of items given away and the postage to mail it all)out of my own pocket.
Please make sure there is a way for me to contact you in your comment.
If you're not a registered Blogger User with YOUR CONTACT INFORMATION on your User page, please put your email addy in your comment or email me your email addy privately when you leave a comment so I can get a hold of you. If your Blogger associated user profile is a GOOGLE one make sure your email info is linked to your profile.
So let's get this Giveaway started. Good luck to everyone!!!
Tuesday, February 9, 2021
This Week on the Dining Table
The "Time for Some Soup" Edition....

5. Thursday--Hubs cooks or Leftovers
5. Thursday--Hubs cooks
5. Thursday--Hubs cooks or Leftovers
Monday, February 8, 2021
Happy 107th Birthday Granny Harper!
* My Menu post will be up on Tuesday this week instead of Monday as I have a special post for today.
Another Grandma Post! Yes, both my grandmothers were both born in February, 5 years and 6 days apart.
This post is about my maternal Grandmother. If she were alive she'd have been 107 years old today.
Since it's my mother's mother I've got a few more photos of her since moms are more likely to be keepers of family history and photos than dads. ;-)
Lillian Grace Vassar was born 8 February 1914 in Charlotte County, Virginia, which is in South Central Virginia. She was the 5th born of 12 children to my maternal Great Grandparents, John and Lucy Baker Vassar. She was the 4th of 6 girls born to them.
Here's a photo of her taken on the dock of a lake in 1930 when she was 16 years old.
She married my grandfather between 1932 and 1933. Their marriage record has eluded me for years but Lillian graduated high school in 1932 and my mother was born in 1934 and Grandma Lil being the proper Southern Baptist raised gal raised by strict parents she wouldn't have slept with Grandpa before marriage. In all likelihood they drove down to North Carolina to get hitched as did many in that area of Virginia who wanted to wed.
Lil, as my grandfather Harper called her, was a strong woman like my Granny Paul. She was one of 12 kids raised in the country by farming parents. Lillian did well in high school and had a lead role in a school production before graduating.
Lillian played "Bettie Page", Phil, the football hero's sweetheart. Maybe I got my acting chops from Granny Lil? ;-)
Here's a high school photo of Lillian, year unknown.
Once she and my grandfather married Lillian's parents gave them a few acres of land off the old home place to set up housekeeping. It was a piece of undeveloped wooded land. Granddad, who had worked in a sawmill and was a pretty good carpenter built them a log cabin to live in. In 1934 my mother was born and they took her back to their humble home with the well pump in the yard. As it was the depths of the depression, jobs were hard to come by in that rural area. Granddad worked off and on in a sawmill and grandma was a homemaker and they scrapped by until mom was 5 years old.
My grandmother found my mom out in front of the cabin playing with a snake and that's when she made up her mind that they were leaving the country. In the back of grandma's mind was the lure of jobs in the big city of Norfolk, VA for her husband as it was 1939 and the world was gearing up for war. Norfolk was the home of many shipbuilding yards and factories as well.
So Grandma wrote to a relative begging for a loan of $10 or so in order to be able to move her little family to Norfolk for a better life. I'm sure that took a lot of courage to ask for money during the Depression and to move to a place where they had no family and knew no one.
They rented a tiny house and granddad ended up getting a job in the shipyard making decent money. After the war granddad bought a lot and singlehandedly built them a house in the Portlock section of South Norfolk(now Chesapeake). The shipyard job went away after the war ended but granddad was creative and went to work for himself. He ran a barbecue shack at one point and another of his businesses was as a locksmith. When my mom was in high school he had the locksmith business I believe. But his health wasn't great by then. We now know that he got asbestos poisoning in the shipyard and drug the particles home to unknowingly expose his wife and daughter too.
Granddad had to quit working fulltime sometime in the early 1950's and Lillian had to take on the breadwinner position for the family. Being the no nonsense woman she was she got a job with Sears and Roebuck on 21st St. in downtown Norfolk, VA. She worked as a saleswoman in the carpet department all through the 1950's into the 1960's. She was a star at sales, winning awards and a nice paycheck while granddad held down the home front.
In 1951 my mother "had" to get married at the age of 16 and dropped out of school. I think my grandparents were a bit shocked but they understood as my mother was deeply in love with my father. His family lived in the house behind theirs so they grew up together. My mother was friends and in the same grade with my dad's younger sister, Marilyn, who was the same age as mom, so that is how mom and dad got to know each other. It was a neighborhood romance.
My Grandparents knew because they had been and still were deeply in love.
Sunday, February 7, 2021
Income & Spending 2021....The January Report
Now that we are living on an annuity and 401K$ withdrawals(some months), I am still going to keep track of our monthly spending and income, and hopefully we'll still be able to live BELOW our means and I'll have some leftover monies each month to tuck aside.
I am trying to be as transparent as I can with how much is coming in and how much is going out. 8-)
On to the January report---
I had 2 goals for January.......
The 1st is to actually finish the month in the black and not the red.
The 2nd is to try to have a little cash leftover at the end of the previous month to tuck back into a slush fund. This slush fun may be to apply toward unforeseen bills that are coming due in subsequent months, to spend on "extras/wants" during the year or to just sit there and grow until the end of 2021.
I can report that we finished up January in the black.
The amount we ended the month of January with?.....$337.34
Income or Funds We Can Access
The "income" in January---
* Monthly annuity payment of $3,222.24(after tax withholding)
* RMSA(Healthcare account)reimbursement of $1,971.99
* Interest earned on non-retirement accounts of $450.45
Expenses in January---
* Healthcare Premium for January was $1,971.99(paid for with RMSA reimbursement)
* Irregular bills in January were $406.00
* Variable Expenses in January came to $2929.35
Total Expenses....$5,307.34
$5,644.68-$5,307.34=$337.34
Slush into January of $34,308.14 in that Fund, add the $337.34 January overage and this brings the Slush to $34,645.48 going into February 2021.
The Slush Fund on it's Page(tab at the top of the blog)shows an addition of $337.34 for January.
HERE are the GOOD THINGS
FINAL THOUGHTS on January---
It was a good month overall financially. Not much leftover once every bills was paid but there was some income not spent. I'll take this as a win since the monthly health insurance premium went up in 2021 by $88.23.
THOUGHTS going forward into February 2021----Hubs and I have yet to sit down and talk finances and the game plan for 2021. We just haven't taken the time to do it in January so February it will be. We are still working on satisfying our yearly insurance premium deductible(even with 3 dr. visits for me and 1 for Hubs in January and an expensive specialty drug refill)so the HSA is taking a big hit right now. There are no irregular bills in February but three in March(and one of those in big-property taxes)so we'll try to keep the February spending low. Even so we may take a 401K withdraw in March after we sit down and go over the numbers.
Did you stay within your budget or not?
What did you do with any money leftover at the end of the month?
Did you pay off any debts or put extra toward your mortgage principle or into savings, in an emergency fund or a retirement account?
Or did you blow it on a want?
Sluggy