Tuesday, October 16, 2012

Eat Fresh! But Don't YOU DARE Save Money Doing It!


I want to get some other folks thoughts on an issue Hubs and I can't seem to see eye-to-eye on.


Subway is currently running a "special" this month.
A 6" Meatball or Combo Sub is $2.

When we get Subway, #2 Son always gets a Meatball Sub.
He will eat 1 12" or 2 6" subs worth.

So we went to Subway to get some subs to take home for dinner the other night.
I tell Hubs to get #2 Son 2 6" subs, so we pay $4.  If they make it as 1 12" sub, it's the regular price of $5.
We save $1 on his meal if we purchase it as 2 6" subs.

Hubs says that no, if he wants 12" of sub, he'll buy 1 footlong sub and not 2 6" subs.
He's spending an extra $1 on this when he doesn't have to......and he REFUSES to do it my way and save that $1.
It is driving me insane!

Why is he so bull headed?  It's not like I am asking him to use a coupon or do anything dodgy or illegal!

I know we won't starve for want of him spending that extra $1 on the sub(s) but why spend it when you don't have to?!

You do stuff like this....spend unnecessary money when you don't have to......and it adds up, right?
It just goes against every frugal fiber in my being.

I think he'd better off saving that $1 because the alternative is spending many more dollars than that when he has to pay for additional blood pressure medication for me because he is making it shoot into the stratosphere, he is!

I guess I could go start drinking heavily instead of getting annoyed to no end.

So how about you?
What side of this globally important issue do you come down on?

*Would you buy 2 smaller subs and save that buck?

*Or would you be so inflexible and stick to the way you always buy the sub, as a footlong and go ahead and waste money by staying with how you have always done it in the past?

As you can see from how I worded this question, I harbor no bias toward either side of this issue.....*snort*....

Sluggy

Monday, October 15, 2012

Food Spending OCTOBER Week 2, Meal Planning Week 3 & A Bit More


 Need I say more?

***********************************
And here is what passed for meals around here last week....

Sunday--Salmon, Asparagus, Coconut Milk Rice
Monday--Hot Dogs, Corn, Beans
Tuesday--Tuna Helper, Brussel Sprouts
Wednesday--Chicken Parmesan, Caesar Salad
Thursday--Chinese Take-Out
Friday--Subway Sammies
Saturday--Leftovers

Can you tell I ran out of steam at the end of the week? lol

Last week I was good.  One trip to the grocery was it for me.  I spent $45.57.  Reg. retail would have been $72.57.  I used no coupons but just bought loss leaders and sale items.  I did an Instant $5 Discount Deal(on Betty C/Gold Medal/Green Giant/etc. items) which made my spending total higher, but it was all things I would need in the weeks coming.....pie crust mix(cheaper and easier to store than the frozen crusts), bags of flour(holiday baking and we were almost out), OJ for $1.88(!), a couple of Healthy Choice TV dinners for $1.88(for when #2 son doesn't want what I cook), 100% Juice for $1.66(!), some sugared-up yogurt, apples, grapefruit, milk and chicken(thighs on sale) and ground beef(was all out of this/needed it for Sunday's dinner/good sale price).

I've spent $247.63 of my $400 monthly food budget so far this month.  That leaves me $152.37 for the second half of October....or to break it down, approx. $75 for each of the next 2 weeks.
It's very do-able I think....considering the sales ads here SUCK this week! ;-)
I am going into the new week with these leftovers......NOTHING!   I am cooking a tad less  in quantities overall, so we are having fewer leftovers.  What little leftovers we had this past week got used.  1 helping of Tuna Casserole, 1 helping of Salmon and Asparagus and 1 helping of Chicken Parm each gotten for lunches or on leftover night.  Hubs used some of the leftover rice with his leftover Chinese food for lunch yesterday and he's used more of it up for lunch today by throwing some chili over it. Mmmmmm

***********************

This week's menu.....moving 2 meals we didn't serve last week to here.

Sunday--Tacos(that we didn't have last week)
Monday--Crockpot Garlic Pork, Mashed Potatoes, Collards(from garden)
Tuesday--Beef Stroganoff, Rice(using leftover rice), Sugar Snap Beans
Wednesday--Rigatoni with Sauce, Garlic Bread, Caesar Salad
Thursday--Barbecue Chicken Thighs, Veggie I dig out of the freezer, Cornbread
Friday--Pizza
Saturday--Leftovers
 
What I need to buy this week to serve this menu?.....lettuce, mushrooms, sour cream and frozen pizzas.  I figure I'll be out of steam by Friday and there is a good deal on Freschetta pies this week(plus a $1.50 Q)so I'll just break the bank here and buy some pizzas.  I can dress them up once I get them home if I want them to taste almost homemade.  I want to pick up some fruit this week as well.  Add in the milk and we can do this for about $30.

So what are you cooking at your house this week?

Let me tack on a quick run to Rite-Aid this morning too because that's not enough for a post unto its self.  My store runs out of 12 packs quickly when they go on sale, especially the Dr. Pepper.  If I wanted any I had to jump on this or have to go all the way downtown to do the deal later in the week.  And why spend the gas going downtown if I don't have to, right?

3 x Coke Product(Dr. Pepper) on sale Have to buy 3=$12.00
1 x Coke Product(Dr. Pepper) w/Wellness Discount=$4.71
SubTotal.....$16.71

Coupons used were....
2 x $1/2 12 packs Dr. Pepper IPQ=$2.00
2 x $1/2 12 packs Dr. Pepper VV AdPerks Q=$2.00
$16.71-$4.00=$12.71 + .04¢tax(on the .71 I didn't use +Ups to pay)=$12.75
I used $12 in +Ups to pay and put the .75¢ on the trusty gift card.
I received $3 +Ups for buying 3 coke product 12 packs, so I spent down my +Ups by $9.
I had to get that extra pack so I could use the 2nd of the AdPerks and the IPQs.
After everything this deal worked out to $2.25 per 12 pack which is a good price for here.
I'll hide 2 of these away for the kids until Christmas time, because I figure now that I'm done buying soda for this year, they'll be out by then.
Having this unexpected surprise will help keep them in a good mood when they are home trapped all day with me.  It's my "eye rolling" insurance.  lol\
And can you believe what Rite-Aid is charging for 12 packs of soda now, their regular price which I NEVER buy it for?
$5.89.....$5.89!!
For colored sugar water. 
Are WE insane or are THEY for thinking anybody would buy this product for that price?

Grand Totals for October so far......

Out Of Pocket....$0.00  cash
Value of items bought.....$202.46
Savings Rate of  100%
Single Check Rebate due....$0.00
Other Rebates due......$0.00
After SCR applied, Out of Pocket.... $0.00
Savings Rate  100%

+Ups at beginning of month...$25.98+
+Ups used....$58.98+
+Ups received...$53.00+
+Ups currently...$20.00+

Sluggy

Sunday, October 14, 2012

The End of Rite-Aid Shopping for 10/7-10/13


Here's what I got an Rite-Aid late Saturday afternoon.
This was as soon as I could get around last week to getting back there!
I wanted to hit the larger Rite-Aid downtown because my town's store has less shelf space so lots of times by the time I hit them for a good sale, they are wiped out.
This other Rite-Aid also gets their truck in on Friday's so on Saturday, IF they got wiped out during the week, they get more goodies in for me to buy....woohoo!

So here is what I got.....



2 x Dove for Men Body Wash for $7.  They had them at this store so after $4 in Qs and the $2+Up I got back,, they cost me .50¢ for each bottle.

2 x Colgate Toothpaste at $5.98.  I used 2 x $1/1 ManuQs and after the 2 x $2+Up they generated, this deal was a .02¢ moneymaker.

4 x Trident Gum(16 ct) for $4.  After 2 x BOGO IPQ and the 2 x $1+Up every 2 packs  generated, this was 4 packs of FREE Gum.

2 x Zicam Spray on clearance for $6.48($3.24 ea.).  These clearance ones also generated the $4+Up like the ones on sale for $8.99 did, so after my 2 x $2/1 IPQs and the 2 x $4+Up generated, this deal was a $5.76 moneymaker!

2 x Right guard Soap 6 packs for $3.98($1.99 ea.).  Remember this was on sale a week or so ago?  I got a raincheck because my store didn't have any on the shelf when the sale started even!  I found 2 packs at the downtown store, using my raincheck.  I used a $2/2 IPQ which brought the price down to $1.98.  Then the cashier used a $1/1 PEELIE Q on one of the packages, which means after Qs I paid .98¢ for BOTH 6 packs(or .49 cents for ea.).  Unfortunately I didn't see that the other pack of soap have a $1 PEELIE on it too, or this could have been a .02¢ moneymaker instead.
I do have 2 more packs left on my raincheck so I'll be sure to take the Peelie and stick in on any more packs I buy.....if they don't already have a Peelie on them.  ;-)

1 x Chapstick Overnight on clearance for $1.24.  No Qs or anything....I just wanted to try this.  The clearance price made it tempting enough. lol

SubTotal......$28.68
Coupons Used....$15.00
Total....$13.68 + .55(taxes applied are after +Ups are applied to bill)=$14.23

I used $14 in +Ups from last week and earlier in the week to pay, and put the .23¢ on my gift card.
I received $16 in +Ups back($2 Dove, 2 x $2 Colgate, 2 x $1 Trident, 2 x $4 Zicam).

I got all pictured above for free plus I grew my +Ups by $2.

I plan to give the Zicam spray to #1 son and #2 son.  The gum is for Hubs.  The body wash and soap are also for the menfolk here.  Look for the Colgate to come to a giveaway on the blog in the near future. ;-)

Now I'm off to study the new weekly ads.
I'm in no hurry to roll +Ups this week but if I see something good I will go in.


Grand Totals for October so far......

Out Of Pocket....$0.00  cash
Value of items bought.....$178.90
Savings Rate of  100%
Single Check Rebate due....$0.00
Other Rebates due......$0.00
After SCR applied, Out of Pocket.... $0.00
Savings Rate  100%

+Ups at beginning of month...$25.98+
+Ups used....$46.98+
+Ups received...$50.00+
+Ups currently...$29.00+

Sluggy

Saturday, October 13, 2012

What and How I Spent My Week

Well I can tell you what I didn't do this week......I didn't spend much money on anything other than food/paper goods! lol

I went to Rite-Aid early in the week, but that doesn't count because I don't actually spend money there, do I?
Hubs and I went to Big Lots last Sunday, as they had their 20% off Everything in the Store Day.
We stocked up on some food/paper goods, as they were cheaper there than even when they go on sale at the grocery stores around here.
That came out to $67.12.


Napkins(because we always need those), brown sugar(holiday baking ahead), and some canned goods.
I make no secret that I am not a big fan of canned foods, at least not canned veggies outside of corn and water chestnuts.  But tomato products, olives and green chilies are another story!  I like to keep these 3 types of products stockpiled.
Especially in the tomato arena, I love to keep paste on hand.  It's so handy...duh...on hand, handy...lol  I find tomato paste is the jack-of-all-trades in the kitchen.  It can be used in so many ways in so many dishes.  Why pay more for pizza sauce.....you've got a can of paste, garlic and spices and access to water?....you've got pizza sauce.  You need an easy sauce thickener?...tomato paste.  Need to extent a sauce to feed more?.....tomato paste.  Need to help or fix a meatloaf and out of tomato sauce?.....dilute some tomato paste and cover that ugly meatloaf.
If tomato paste was a person, I'd marry it. 8-)
I also love green chiles when I do Mexican style dishes(and even beyond Mexican).  But access to fresh chiles here in PA?  Not happening.  And those tiny cans in the grocery store?....You'd think they were filled with gold instead with what they charge.  So any time I can find them cheaply, I buy them.
I also picked up some cornbread mix and pancake mix cheap.  I know I can make my own mix just as cheaply, if not cheaper.  I buy these for my family to use or for when I am rushed to get something on the table.  I try to encourage the kids to cook things for themselves and if I have a box with directions on it that's already to pour out and use, they are more likely to cook it if they are hungry.  I should make up batches of my own pancake mix and such but as soon as I do it, the kids will never eat another pancake.
Seriously.....they would do that!  They drive me crazy that way.


I also picked up a few Christmas presents at Big Lots.  Now I need to spend some time going through what I have picked up through the year and start calculating where we stand with the Christmas budget for 2012.  That should keep me busy and out of the stores wandering around, being tempted to buy crap I don't need NEXT week.

I took #2 Son driving a bit this week, since he still needs hours of practice before he can take his driver's test for his license.  Of course we hit some cemeteries while we were out and I got some Find A Grave photo requests fulfilled and took some extra shots of headstones to pass along to other memorials on that site.
The only spending(other than on gas)was $3.39 for fast food for a starving 16 year old.  We justified it by calling it Drive-Thru Window practice.......

We got Chinese take-out on Thursday night for dinner.  There was $34 out of our Eating Out part of the budget.

Besides the Usual daily stuff I do, there was some working on stockpile organizing and some changing out the wardrobe to the Fall/Winter clothing.  Still have some items to go through with that.

We finished pulling up the garden this morning.  We had a severe frost last night so many of my Collards didn't survive but I was able to harvest a shopping bag full of the smaller leaves.

 I gleaned some Morning Glory seed pods that had dried out already, off those flower vines before Hubs yanked it from the deck railing too.
If I can get these seeds to germinate next Spring, that's a money savings.  Yay!



We'll be attending a local Church auction this afternoon.  I talked about that last year HERE.  I'm hoping to get some more goodies this year.  Wish us luck bidding! 8-)

Other than a quart of milk I had Hubs bring home, I've spent $0 at the grocery stores this week.  And we've eaten at home 6 out of 7 days.  Tonight is a frugal pasta and sauce dinner plus leftover veggies in the fridge.  The Collards are on the menu for Sunday dinner but I'm still undecided on what to fix with them.....maybe a pork chop or two?

Oh, I almost forgot to add that I bought gas this week.  I drive so few miles that I can usually fill my minivan tank once a month(unless Hubs or the Daughter uses my car for work that month).  I had 80 gas points from Weis PMITA Markets that had to be used this week.  The timing was right so I filled up on Sunday.  I saved $12.42 on my gas fill-up.  Go me!

I'm off to get ready for the auction now.

Sluggy

Friday, October 12, 2012

Why I Like Gary Johnson

If you've been listening only to the national US Media outlets you have probably not heard that Gov. Gary Johnson is running for President this election cycle along with Mitt Romney and Barack Obama.  Jill Stein of the Green Party is also a national candidate for President, as is Virgil Goode of the Conservative Party. 

Gary Johnson will possibly be on all 50 state's ballots as a choice(as well as the District of Columbia) and at LEAST 48 state's ballots, if the litigation to keep him off the ballot by the Republican Party in 2 states is successful.  He is being challenged in Michigan and Oklahoma by those state's Republican Parties because the Republican Party is scared of losing too many votes to him.  Isn't it nice how the Reps and Dems use the very deep pockets of their national committees to pay lawyers to challenge and exclude viable candidates of other parties off state ballots?


The Democrat National Committee and the Republican National Committee have succeeded so far in keeping Gov. Johnson out of the Presidential Debates, which are controlled by a private corporation founded and staffed by ex-DNC and ex-RNC executives.
The last thing THEY want is an opposing voice in the debates and competition for votes at the polls on November 6th.
We live in a Political Duopoly folks.  The RNC and DNC control the process and limit your choice of who you can vote for in ALL elections in any way they can.  One way is by controlling the media and keeping it from informing the public about having a choice OTHER than Romney or Obama.

Anyway, I digress.....

This post is about Why I Like Gary Johnson and Why I'd Prefer to See Him as President of the U.S. over either "Obamney" candidate. ;-)

1--Gary Johnson is NOT a career politician.  He is an "Outsider".
I agree with the Founding Fathers, in that they did NOT feel our government should be staffed by men who spent their working lives employed as politicians in Washington DC.  No, look back, waaaay back into our history.  Our government use to be staffed with regular men who took time off from their lives and occupation to serve and then left and went back to their 'regular lives'.  Granted, many of those men were LAWYERS in regular life(and none of them were FEMALE), but that's a rant for another time. ;-)
Now we only have career politicians.....career politicians who are rich, because you can't get elected to office in this country anymore unless you have a millionaire's volume of money to run a campaign.  It's VERY easy to exclude anyone without vast financial resources out of politics nowadays.  No wonder the only people who seek/attain high government office are among the 1% in this country!  This is NOT representative of the bulk of our citizens.

Did you know every face on Mt. Rushmore was a political outsider when they ran for President?  So don't think someone who isn't part of the "current" establishment CAN'T run this country.....they have run, they have won and they have done a good job!

Gary was a small business owner.  He served 2 terms as Governor of New Mexico, then he left and went back to his life.  He is running for President because he feels he is called to do so and there is a need for our country to go in a new direction.
Every time the media runs a poll about limiting political terms,  the majority of the public thinks it's a very good idea.  So why do these same polled people keep voting in the same old politicians and parties every election?  You tell me because it boggles my mind!

I know Ross Perot ran as an outsider, non-politician in 1992.....because I voted for him too......so go ahead and blame Clinton on me. lol   Ross Perot has some good ideas but he wasn't "Presidential" material in my book.  He was a genius business man but he lacked political depth.   Plus his running mate, Gen. Stockdale, was akin to Joe Biden.....someone who was clueless about politics and someone NOBODY wanted to see ascending to the Presidency in a crisis!

2--Gary Johnson has climbed Mt. Everest.   Actually I don't care that he's climbed a mountain.//except that it's a metaphor for living your life and not backing down from challenges.
 He's also run Iron Man marathons and other athletic pursuits.  It just shows that there are other sides to him, like you and me.  He's not "just" a politician and it's not the only thing in his life.  Plus he's pretty hot for a man of his age...have you seen him in a pair of bike shorts yet?  ;-)


3--Gary Johnson is fiscally conservative and wants to keep the Government out of your wallet.  He is for smaller government.  Less bureaucracy....less LAYERS of bureaucracy that adds to your tax bill but doesn't make any programs you pay for operate any better.  Plus he believes the government(your tax money)shouldn't be funding certain programs.
Neither Dem or Rep Candidate wants smaller government.  Both are all about big government spending....they just want to spend YOUR money on different things or in different ways, but they still want as much of your money as they can possibly get their hands on.



4--Gary Johnson is socially accepting and wants to keep the Government our of your bedroom.  He is far and away more tolerant and socially accepting than the Dems and their candidate.  Don't agree, go check out the Dems record on civil liberties.  Johnson wants LGBT citizens to enjoy the same rights as Hetero citizens.  He wants to end the War on Drugs, end the current debacle of Immigration Policy, repeal of the Patriot Act and end the Police State that our Government has created.  Those drones being used in Afghanistan?  Wanna bet they'll be coming to YOUR neighborhood in the near future to spy on you as part of the excuse that it's part of the Government's War on Terror/Homeland Security?

5--Gary Johnson is going to work to force the Government to balance the budget.  We are on our way to an economic collapse if things keep going as they are now.  Gary Johnson vetoed more Government spending bills in 2 terms than every other Governor in this country combined did!  750 line item vetoes.  He's serious about cutting the waste in government....it's not just lip service.

6--Gary Johnson advocates for the elimination of the IRS and the Federal Tax System.  He plans to replace it with the Fair Tax System.  Think about having your ENTIRE paycheck instead of what you get after the Government gets it's hands on your wages!  Think about a tax system without all the loopholes for special interest groups both private and corporate.  Think about a tax system that will essentially hand a pink slip to the Washington DC lobbyists culture. Think about a tax system that can fully fund necessary social programs and cost the working man and woman less and doesn't take from both the front end of your wages AND the back end.
I'm going to do a post on the FAIR TAX soon but until then, if you want to read up on it, go HERE.

7--Gary Johnson will demand that the FEDERAL RESERVE be audited.  Did you know that our money is NOT printed by our government, that instead it is printed by a privately held bank?  The Fed is NOT a governmental agency, it is a private bank doing business with the Federal government.  Did you know no one is allowed to see the books of the Fed outside of the board of directors?  So our country is beholdened to a private, secretive company but has little control over it?
It's all more complicated than this but basically Money is created in a Closed Loop system and is loaned to the Government which has to pay interest on this money to the privately held banks.  The interest is paid by us taxpayers in more taxes.   Between the Government debt and our debt, the bankers are raking in the wealth and we all get poorer and poorer and our government goes further into debt.  Go check on one of the many Youtube videos explaining our banking system and try NOT to panic!


8--Gary Johnson has serious experience running things.  Not only did he grow and run a successful contractor business, but he successfully ran the state of New Mexico for 8 years and left office more popular then he was when he began.  He also left the state with better better bottom line, a greatly improved infrustructure and more efficient state programs and bureaucracy.  And he did this all without raising taxes OR laying off state workers.
Governors historically have made some of the best Presidents in this country.  The skill set a governor needs is similar to that of what a president needs. We need to start looking closer at state Governors as potential Presidential candidates!  A good Governor possesses the leadership to be a Statesman and the business acumen to oversee and run our country like a successful business.

9--Gary Johnson believes in a smaller presence outside of our borders.  No more occupying foreign lands indefinitely and jumping into wars outside of our shores.  Get out of Iraq and Afghanistan and bring the troops home NOW!  Stop perpetuating the US Military Complex and spending enough on war and rebuilding countries we destroy, when we could take that same amount of money and feed every single person in American, every day.  Why do we have enemies all over the world?  Because we have become the world's bully in the guise of friendship and help.  We always know what's best for everyone....just like our European forefathers knew what was best for the native peoples in America.  And you all know how it turned out for the Native Americas in that contest!


10--Gary Johnson wants to end the War on Drugs.  It's been a disaster and a failure.  All that money wasted on nonsense.  Didn't we learn anything from Prohibition in the 1920's?  Look at what making alcohol illegal did for us......caused a rise in the Mafia in this country and untold deaths from unsafe bootlegged booze.  Legalize marijuana and control it like those other drugs, alcohol and tobacco.  This would make it safer for the general public and get it out of the hands of organized crime elements.  Not to mention being able to grow hemp in this country.  This cash crop with many applications has been banned in this country for decades due to the DEA's zero tolerance for any product related to Cannabis(and the Wood Pulp lobby which is scared of some competition).  We are missing an opportunity to grow our hemp economy both at home and on the world stage due to this crazy policy stance by our government.

11--Gary Johnson believes in truly Free Markets.  Before you tell me we live in a society/country with Free Markets I will tell you that what you think is a Free Market is not.  We live in a country of Crony Capitalism.  There is no real open market of goods and services.  We are led to believe it is, but we are spoon fed only what the "Powers That Be" want us to have....limited choices.  Especially when it comes to political choices in elected leaders, like Presidents and Congress persons.
A truly Free Market will give rise to true price competition which will drive prices down.  Imagine having medical service's costs advertised and being able to comparison shop for medical services.  Did you know that 150 yrs or so ago we DID have this kind of competition and free market?!  Back before we had a third party(insurance companies) involved in the exchange of services between provider(doctor) and customer(patient) which led to prices charged skyrocketing. 

                                This photo and caption is for SonyaAnn......lolz

12--Gary Johnson makes common sense.  Go ahead.....go listen to Johnson.  Google his name or search on it on YouTube.  Go HERE.  Then go listen to Romney and Obama.  Then tell me which one makes more sense.....which one actually SAYS something you understand and believe in and isn't just "talking the talk" to get elected.

Feel free to agree with me or not.  I'm just trying to get people to wake up and THINK about the choices they make next month when they vote.  Do some research and look at the candidates' track records.
An informed decision is the best decision.

Sluggy

"Live Free!"