Sunday, October 3, 2010

More Rite-Aid from Last Week....Truly Boring for Non Rite-Aid-iac!

Due to forces beyond my control.....yah, I'm a Rite-Aid Zombie or something....I did 3 more transactions there last week.


4 x Kleenex Tissues on BOGO sale($2.49)=$4.98
2 x Dawn Dish Soap on sale .99¢=$1.98
1 x Crest big Mouth Rinse on sale=$4.99
1 x Crest smaller Mouth Rinse on sale=$3.49
1 x Oral-B Pulsar Toothbrush on sale=$4.99
1 x Crest Toothpaste on sale=$2.99
1 x Fisherman's Friend Throat Lozenges on sale $2.49=$2.39 w/Wellness 20% disc.
SubTotal...$25.81

Coupons Used
1 x $5 off $25 IPQ From newsletter subbed to earlier in the year=$5.00
1 x $1/3 Kleenex AdPerks/VV IPQ=$1.00
1 x $1/4 Kleenex ManuQ=$1.00
1 x $1/2 Dawn Hand Renewal Dish Soap ManuQ=$1.00
1 x $2/1 Crest big Mouth Rinse ManuQ=$2.00
1 x $1/1 Crest smaller Mouth Rinse ManuQ=$1.00
1 x $1/1 Oral-B Toothbrush ManuQ=$1.00
1 x $1/1 Crest Toothpaste ManuQ=$1.00
1 x $1/$10 any Oral Care purchase Wellness IPQ=$1.00
Coupon Total....$14.00

$25.81-$14.00=$11.81
Used +Ups....$10, $1=$11.00
$11.81-$11.00=$.81 OOP put on Rite-Aid gift card so ZERO Out of Pocket


Earned +Ups....2 x $3(Oral-B, big Crest Rinse), 1 x $2.50(smaller Crest Rinse), 1 x $1(Fisherman's Friend)=$9.50
The Fisherman's Friend was tagged on the shelf as being a $2 +Up but a $1 was received....ugh.
Also, the Crest Toothpaste didn't produce the $2 +Up it was suppose to, so I'll be calling R-A corporate to get my missing $3 in +Ups.



4 x Progresso Soups on sale $1.50-but one was on clearance for $.79=$5.29
4 x Old Spice Deo. Spray on sale $4.00=$16.00
1 x Ace Cold Compress w/Wellness disc.=$1.03
1 x EOS Lip Balm w/Wellness disc.=$2.79
SubTotal....$25.11

Coupons Used
1 x $5 off $25 AdPerks/VV IPQ=$5.00
1 x $1/4 Progresso Soup ManuQ=$1.00
2 x BOGO Old Spice Spray ManuQ=$8.00
1 x $1/2 Old Spice items ManuQ=$1.00
1 x $1/$10 Beauty/Skin Care Wellness IPQ=$1.00
1 x $1.50/1 Ace product IPQ=$1.50--they didn't adjust it down
Coupon Total....$17.50

$25.11-$17.50=$7.61
Used +Ups....2 x $2, $2.50, $1=$7.50
$7.61-$7.50=$.11 OOP put on Rite-Aid gift card so ZERO out of pocket

Earned +Ups....2 x $1(every 2 cans of soup produced a Mom's Cereal $1+Ups)=$2.00
I also have $2 carried over from my first P&G purchase, added to the $16 in P&G purchased in this transaction, so $18 toward a $30 total to received another $10 +Ups.


And I had to finish off the Buy $30 of P&G deal on Saturday by buying $12 of qualifying products....


4 x Pantene Shampoo on sale $3=$12.00
2 x Tampax Pearl BOGO50%=$7.93
3 x Dawn Dish Soap on sale .99=$2.97
1 x EOS Lip Balm on sale $2.99=$2.63 w/Wellness disc.
SubTotal....$25.53

Coupons Used

1 x $5 off $25 PDF filed Q online valid thru 10/31 IPQ=$5.00
2 x $1/2 Pantene products ManuQ=$2.00
1 x $1/$10 Hair Care Wellness IPQ=$1.00
2 x $2/1 Tampax Pearl ManuQ=$4.00
1 x $2/1 Tampax Pearl RA Flu Booklet Q=$2.00
1 x $1/2 Dawn Hand Renewal Soap ManuQ=$1.00

1 x $1/1 Dawn Hand Renewal Soap Manu.Home Mailer=$1.00
Coupon Total....$16.00

$25.53-$16.00=$9.53
Used +Ups....2 x $3, $2.50, $1=$9.50
$9.53-$9.50=$.03+$.06 tax=$.09 OOP put on Rite-Aid gift card so ZERO out of pocket


Earned +Ups....1 x $10 for purchasing $30 in P&G items. Gillette carryover from last Sunday($2),Old Spice on 9/30($16) and Pantene today($12)=$30.

THESE TRIPS
Total Spent....$1.01(put on free Rite-Aid gift card)
Value of Items....$107.63
SCR qualified for...$2.00(Old Spice on BIL account), $4.00(Eos Lip Balm 1 for me, 1 for BIL)=$6.00
Gift Cards earned....$0.00
+Up Rewards earned...$24.50
+Up Rewards spent...$28.00
These trips were an $2.50 moneymaker(add the SCRs to the +Ups earned--$6+$24.50=$30.50, then subtract the +Ups spent--$30.50-$28=$2.50 earned).


GRAND TOTALS so far-October Rebate Period

Number of Transactions......5
Total Spent....$1.52 put on free Gift Cards/Certificates so ZERO OOP
Value of Items purchased....$192.25
SCR qualified for....$8.00
Other Cash....$0
Additional Non-Cash Rewards....$0

+UPS Totals for Oct. SCR Period
+Up Rewards carryover from last trip....$29.50
+Up Rewards spent....$28.00
+Up Rewards earned....$24.50
+Up Rewards left....$26.00

 Sluggy

Saturday, October 2, 2010

SEPTEMBER Budget Results....Food & Toiletries Spending TOTALS



Here are my FOOD BUDGET spending totals for SEPTEMBER 2010.
I have posted September's totals on the right side bar under Total Grocery Savings for 2010.

I am listing subtotals for each store I purchased from in September.  If you aren't interested in that much detail, just skip to the bottom information.

These Totals include Food, Toiletries/HBA, Pet Supplies, Cleaning Products, Paper Goods & tax where applicable.We are a family of 5(between 5 & 2 at home this month) & 3 dogs. No kids under 14.

BAKERY OUTLET
OOP $20.56
Value $70.81 
Savings  70.96%

CARONE'S(small local independent store)
OOP $18.50
Qs/Ads $6.96
Value $25.46
Savings  27.33%

FAMILY DOLLAR
OOP $8.06
Qs/Ads $6.51
Value $14.57
Savings 44.68%

GERRITY'S
OOP $76.37
Qs/Ads $114.82
Value $191.19
Savings 60.06%

RESTAURANT SUPPLY
OOP $16.15
Value $29.95
Savings 46.08%

RITE AID
OOP $12.78 (whole amount put on Rite-Aid Gift Cards)=$.00 actual OOP
Qs/Ads $687.93
Value $700.71
Savings 98.17% before gift cards/ 100% savings after gift cards

WALMART
OOP $.14
Value $38.14
Savings 99.63%

WEIS (local chain Grocery store that doesn't take IP Qs in my town)
OOP $127.39
Qs/Ads $247.01
Value $374.40
Savings  65.75%


I don't track CVS's ECBs & Walgreen's RRs. They will be included when used on purchases under "Coupons".   I'll keep track of what rebates are received monthly.  Rebate money/gift cards will be considered 'income' & will go into the Food/Toiletries budget, offsetting the Out of Pocket. Cash will go immediately into the Budget kitty, while Gift Cards will be calculated in when spent.

REBATE CHECKS RECV'D. IN SEPTEMBER
Finesse Shampoo...$2.50
Focus Group Payment....$75.00
Lypsyl Lip Balm....$2.39
Pinecone Research....$6.00
Rite-Aid SCR....$40.98
Sure TMF Rebate...$2.63
Subtotal........$129.50


GIFT CARDS and CERTIFICATES
$0.00
 
TOTAL Value of Cash/Store Checks/Gift Card Rebates Received..$129.50


My best 3 Store Savings Totals were from Rite-Aid at 100%, WalMart at 99.63% and the Bakery Outlet at 70.96%.

TOTAL Out of Pocket...............................$267.17
TOTAL Coupons & Store Sales Savings...$1178.06
TOTAL Value of Items Purchased.............$1445.23
TOTAL Savings of..........81.51%

TOTAL of CASH Rebates........................$129.50
TOTAL OOP After  Rebates....................$137.67
TOTAL Savings of..................................90.47%

This closes out the September spending.

THOUGHTS & COMMENTS for this month-
The garden was giving us an ample supply of goodies but I did stock up on some frozen veggies with a Catalina deal.  I resumed moderate use of coupons when shopping this month after not using many in August.
While I went over slightly on the budgeted $250 amount for the month, the rebates & focus group payment added to the food budget kitty went a long way to help keep my OOP under the set amount.

What's ahead for October 2010.....
Since we just got the new fridge I haven't stocked up on much fresh farm stand veggies for winter yet, but I'll be doing that in early October. 

I am setting the October 2010 Food/Toiletries Budget at $250. I am figuring $150 for regular monthly purchases and the other $100 for the stocking on farm buys and any good seasonal deals(sugar, flour, pumpkin, eggs, pork, apples, etc.)

As always, any rebates received this month will be added to the food budget spending.  I have 4 outstanding rebates due in but I have no rebates going out so these 4(plus any Rite-Aid SCRs)will probably be all the rebate money for the rest of the year.

With nine months of the year behind us, we have averaged $179.21 per MONTH after rebates on food/toiletries spending for 2010 for a family of 4-5 adults/teens + 2-3 pets.

How did you do in September with your Food Budget?  Leave a comment or link to your post and let us hear!  By sharing our struggles and efforts we can help each other stick to our budgets and learn to be better guardians of our resources.

Sluggy

Friday, October 1, 2010

Is it Just Me? and other Randomness

**Is it just me or is it strange that at Rite-Aid you can use your WELLNESS CARD to get a discount on Junk Food?  Every week in the sales flyer there is some candy or snack food on special sale when you use your Wellness Card.
Isn't that kind of like presenting a card to show your membership as a Quaker to buy bullets?

**Is it just me or is October 1st the start of the official Fall Season for you too?  And right on cue, the weather here went from rainy and warmish yesterday to windy and cool today....or as Hubs would call it, COLD!  I swear the man can't take a stiff breeze and temperatures in the 60's without breaking out a sweater or two.  I truly believe Hubs was a lizard in a previous life wanting nothing more than to sun himself on a hot rock.lol

**Is it just me or can you really believe that the year is 3 months away from being over??!  Here comes the triad of American Holidays....Halloween, Thanksgiving and Christmas(or Chanukah).  Of course, if you've been in one of the Temples devoted to American business(=a store) in the past month or 2, you already know that the Holidays are quickly pressing down on us.  I am so not ready for all the hype and the pressure to be too busy with activities and stuff.  Stop this merry-go-round and LET ME OFF!  Be careful this Holiday Season and don't take a nosedive off of your Financial Future into that deep hole called Debt!  Limit your Spending, Budget for the Holidays and STICK TO IT!!  You'll be so glad you did in April when you aren't getting Credit Card bills still from stuff you bought and the kids broke in December.

**Is it just me or is applying to FIVE colleges overkill?  I've always been told to apply to THREE--the school you want most to attend, a "stretch" school(one you probably wouldn't EVER get into with your grades/scores &/or that accepts a low percentage of freshmen each year), and a "safety" school(one with lower standards for grades/scores/etc. than you possess, that would consider you a great catch even on your worst day).
Unbeknownst to me, Hubs has allowed Daughter to submit applications to FIVE schools.  In retrospect, #1 son only wanted to apply to 2 schools...both of them on par with the other, nothing "stretchy" and we had to insist that he apply to a third.  (He got into all 3 by the way.)
This is not a case of "Daughter has to spread a wide net in hopes that SOMEBODY will want her".  The girl is gifted in many ways(not all of them evil either!lol), scored 1890 on her SATs, ranks around 24 in her class of 250 something, has a 4.2 cumulative average, was in the Carneige Mellon Talented Youth Program for PA in grade school(she outscored 8th graders in the state in math when she was in the 4th grade), etc. etc. etc.
I applied to 3 schools, though my criteria for applying was somewhat bizarre....but then again, my home life during my teen years were somewhat bizarre compared to most people's lives.lol

**Is it just me, or do teenagers do things out of left field sometimes?  This same child from above, also in the last 3 months, has decided she may not go to college directly.  Like her brother before her, she's been told she's receiving XX amount of dollars for school from us, so depending on where she decides to attend/where she gets in, she may need student loans if she doesn't save any money toward her own schooling while in high school.
This seems to be putting a crimp into her grand plans for life as she envisions herself going to medical school eventually and becoming a doctor.  That's great and all but the cost of getting a medical degree is way more than we can afford without liquidating our retirement funds and Daughter is somewhat of a miser-in-training and can't see herself going into that HUGE hole of debt for medical school.  Hey, let someone else take the financial hit is cool, but not her.

That is when she came up with the bright idea to join the military because they'll send her to college for free.  Envisioning my Daughter in the military in my head sounds much like replays of Judy Benjamin in that old classic movie, PRIVATE BENJAMIN.
"See, I did join the army, but I joined a *different* army. I joined the one with the condos and the private rooms.
To be truthful with you, I can't sleep in a room with 20 strangers.
And I mean look at this place.
The army couldn't afford drapes? I'll be up at the crack of dawn here!"

So between what the recruiters are telling her and what her father & I have discovered, she is trying to wrap her head around the pseudo-reality of what enlisting & going to boot camp will REALLY be like.  She is not a morning person and she has a problem with living with 4 other people....oh, to be a fly in the barracks when/if she does join the service!

She had decided on the Air Force IF she enlists since they have a base somewhere with an actual college on it.....and she 'assumes' that is where she'll be stationed.haha  She took the aptitude test last month that they use to see what jobs you qualify for(Daughter wants to be in the medical field).  She scored 93 on a scale of 99 and will find out some time this month what opportunities await her in the military with that number.

**Is it just me or do you think Daughter has some interesting ideas about how the whole higher education crazy train runs?  Daughter "thinks" she's going to get all the options first--her career track offerings from the military and her acceptance letters from the schools WITH how much in scholarships they will give her(even though I've told her that that actual financial award letters come much later AFTER she accepts and her parents have divulged all their financial matters & they don't offer money to those who don't accept first so she'd have to accept admission to all who offer it to get all the aid letters!lol)--BEFORE she decides whom she will grace with her presence.
Yah......not only does the child has NO ego problem here, but she has only a teeny tiny clue.  It's a good thing we love her or someone around here would have met an early grave years ago....;-)

Sluggy

Thursday, September 30, 2010

Another 2010 BORING BLOG BOX of FUN GIVEAWAY is OPEN! Box #4 POST 3

This is the 4th Sluggy's BORING BLOG BOX GIVEAWAY for 2010!

It's time again for a Boring Giveaway.
I run a Boring Blog here so why not give away boring stuff, right?

Just to recap, I put things in the box(mostly what I have gotten for free or almost free)each week and when the box is filled we draw a winner from all the entries received.  The stuff can range from HBA, food, toys, collectibles, home decor or books.  Someday if enough people click on enough ads and this blog makes some cold hard cash, I may add a gift card, so get to clicking already!!lol

The box is starting to fill up now....maybe 1 more week of goodies after this!

Here is what went into the Box today.....


1. a Tigger Halloween Hand Towel
2. a Toblerone Chocolate Bar
3. a Nivea Lip Balm-unscented I think
4. a Ltd. Ed. Halloween M&M plush critter--you had to send away for this one a few yrs. ago

If this is your first time, please go read all the rules for these Giveaways on THIS POST.

Please NOTE--You MUST be a follower to enter the Giveaway.  If you aren't one, just click on the "Follow" button on the right hand side of my blog to become a follower---->


TIME TO ENTER.....

Just put a comment on this POST for your entry.  Easy Peasy!

When I post again about this BORING BLOG BOX GIVEAWAY, entries on this Post will be CLOSED and you can post on the New Giveaway Post and enter again.  I hope this isn't too confusing. ;-)

Here are the ways to get UP TO 2 EXTRA entries PER POST.....

1. Put my blog on your blog's Blogroll.  Leave an extra comment for this entry on THIS POST only with the URL of your blog. If I'm already on your Blogroll, say so in an extra comment.
2.  Blog about this Giveaway on your blog or on a Message Board.  Leave an extra comment for this entry on THIS POST only with a link to your blog post or the message on the board.

You can do each of these 2 things once per post, so that's a total of up to 3 entries per person per post.

Again, you can enter on this post until I put another Giveaway Post up and then you need to enter on the NEWER Post.
FYI if you are new here....it generally takes 4 weeks to fill the box, so there will be 4 posts(give or take)about this Giveaway where you can enter to win up to 3 times.

Any questions?  Just email me at slugmama@yahoo.com

Oh yah, I pay for all the stuff in this giveaway and nobody(business or person) gives me stuff or pays me to hold them or promote their products.  I even pay the shipping just because I loves ya'll and....and.....that's how I roll!  ;-)

Happy Entering!! 

Sluggy

Wednesday, September 29, 2010

Go SEE Frances for Some Biscuits! & Shopping....And It's NOT Rite-Aid!

I still have $15 in Catalinas to use by Saturday at Weis Markets from my Cat Deals of 2 weeks ago.
I also have a $25 Walmart Gift Card I won awhile ago over on Frances' Blog HERE.  She was joking about how much stuff using coupons I'd be able to get with that amount of cash so I promised I'd post about what I got with my winnings.

****Oh, and Frances is having another Giveaway for Grands! Mini Biscuits now so Go Enter it on this Post HERE.****

So now, on to the Savings!
I wanted to use 2 of those $5/5 Kraft items Coupons because mine were expiring in the next couple of days so I decided to try Walmart as they have the cheese on rollback for $2 a bag.  I hadn't tried using them here yet, just at the local chain grocer that takes internet printed coupons.  I don't shop at Target but was considering trying there if I HAD to, but there are reports that Target isn't being very friendly about taking these Qs.
I had an ace-in-the-hole if Walmart had tried to deny the Qs though!
Look at the bag of MEXICAN cheese in the photo.  Quite a few of the bags had this peelie on it....the peelie that tells you to go to the Kraft "Huddle To Fight Hunger" website & print off a $5 off 5 Kraft products coupons(the same one I am trying to use here!)  I was all set to rip that peelie off the bag and ask why they are selling products that tell me to go print and use this coupon on these products if the store won't take the coupon??  And then if they still wouldn't relent I'd be giving Kraft an earful about this!



10 x Kraft shredded Cheese on rollback $2=$20.00
3 x Ocean Spray Grapefruit Juice on rollback $2=$6.00
3 x French's Dipping Mustard $1.94=$5.82
2 x Ground Turkey w/Taco seasoning $1.18=$2.36
1 x GV Sour Cream=$1.14
1 x 2.02lb. Grapes on sale $1lb.=$2.02
1 x 2.06lb. Bananas on sale $.39lb.=$.80
SubTotal....$38.14

Coupons Used
2 x $5/5 Kraft items IPQ=$10.00
3 x $1/1 French's Dipping Mustard ManQ=$3.00
Coupon Total...$13.00

$38.14-$13.00=$25.14
Used $25 WalMart Gift Card=$.14 Out of Pocket

Ka-ching!  
The Grapefruit Juice was an excellent buy as well for the 100% Juice stuff at $2 a bottle.
I finished using my French's Qs too so #2 son is set for dipping mustard for some time to come.

If I had bought this load of stuff at one of the two grocery stores in my town at reg. retail prices, it would have been something like $62.76, or $59.76 after French's coupons because they won't take the internet printed ones.


Then I hit Weis Market with my $15 of Cats in hand....



2 x Fresh Express Salad Mix on sale BOGO=$3.69
2 x 3lb.approx. each Ground Beef=$18.39
2 x Breyer's Ice Cream on sale $3=$6.00
SubTotal....$28.08

Coupons Used
2 x $3/1 Instant Meat Dept. Discount Peelie on package=$6.00
1 x FREE FE Salad Mix(won in a giveaway)=$3.69
4 x $3 OYN meat or chicken Order Catalina=$12.00
1 x $3 OYN Order Catalina=$3.00
Coupon Total....$24.69

$28.08-$24.69=$3.39 Out of Pocket

Ok, I screwed this one up a bit!  The ice cream was suppose to be $1.99 each, not $3 each.....if you bought THREE containers.  And obviously math was not my strong suit in school as I only bought TWO.  So I have to go back with my receipt and return the 2 and rebuy them with ANOTHER one to get the $1.99 price.  So stupid....if you buy 3 it's 3 cents cheaper than if you buy 2 at $3.  They should just tell you(me) as you(me) are checking out with only 2 containers, "Look moron!...Go back and get another ice cream so I can give you 3 cents change!"lolol
Gawd.....sometimes I just outwit myself.....

Anyway, the Ground Beef ending up costing me .39¢ after the Cats and Instant Peelies, both bags of salad were free with the BOGO sale and the Free Item Q and the last $3 OYNO Cat made my ice cream half price($3).

All totaled, I am out $3.53 for both orders.
Mucho Savings!

Sluggy