
Just an average Gal, older mom, trying to live a simple life & what happens along the way.
Saturday, May 2, 2009
A Surprise in the Mail from DOVE

60K SAVING$ CHALLENGE-APRIL Update

I am once again able to say that we finished up April in THE BLACK!
Yesssss!
The MasterCard bill(which is paid off each month-NO BALANCE EVER!)was just over the $1K mark(Feb. it was over $2.3K) in April, under $100 more than the previous month.
We had a bit of rolled coins as usual, but you will notice there is NO eBay income again for April. I have just been so busy with the kids and other things in April PLUS the selling prices on eBay have been abyssmal so I just didn't bother trying to sell there. I did close my eBay store for now, so at least I wasn't spending money on that. I do have to continue to pay the auction management fee however, or lose all my photo & listing storage. It is worth the $10/mo. NOT to have to reload all that data back into my file storage and then reload it onto the management site when I do go back to selling. Trust me....it's alot of work and would waste too much of my time. I'd rather pay the $10 for it to sit there.
Out of the ordinary expenses for April were low....A small State Income Tax bill due & a deposit for #1 son's upcoming College enrollment. I pay the private Garbage collection bill quarterly so it was paid this month as well.
We saw a reduction in the cost of the electric bill, while the water bill held steady. In May, we'll be able to turn off the heat totally, so that will help bring the electric bill down some more. The gasoline/fuel bills are lower thanks to a small reduction in cost at the pump and I've been consolidating trips out to save gas.
On the other hand, I anticipate a large VET BILL in May as the doggies are due for their yearly check-up/tests. Not only are kids expensive, but pets are also!
I'm still spending too much on the food/household budget. Well, we do have the money for it, but I had hoped to lower how much I spend in this category. I'll be updating the Food Budget costs for April in another post-which is located Here.
Four Months into this Challenge, & so far we have a Savings Total of $9150.44 for the year.
Hubby's car is starting to show it's age, so this money will come in handy next year, as we'll probably need to replace his vehicle then.
It's so nice to be able to sleep at night, not worrying about not having Money in the Bank to cover the costs of things we want or need to do/buy.
Now is the PERFECT time to start saving money if you aren't already. Get started today!
If you don't know where or how to start, email me. I'd be happy to give some advice or pointers on how to start putting money away.
Check out Money Saving Mom's Blog April Financial Update Post to see how others are saving money and living more frugally Here.
Sluggy
It's all about the Walgreens, Baby!

Dang!
Friday, May 1, 2009
Watch me Build a SCR for May at Rite Aid
My 1st Transaction is this....

1 Skintimate Shaving Cream-on sale this week for $2.99 Used a $1/1 Q from last Sunday's paper
2 Listerine Mouthwash-on sale this week for $4.00 ea. Used the $4 off Rite-Aid Q from the sales flyer AND 2 $1/1 Qs from last Sunday's paper
1 Salt-Aire Nasal Wash-on sale this week for $6.99
1 Mini Drops eye drops-on sale this week for $6.49
1 Cup O Noodles for $.69
Used 3 $1/1 Qs(1 for Shave Cream, 2 for Listerine), $4 off Rite Aid Q and 1 $5/$25 purchase Q from Rite Aid website.
Subtotal of merchandise-$25.16
Coupons used-$12.00
Tax-$.24
Total Out of Pocket-$13.40
Do you see why I bought that Cup O Noodles? To get my total over $25, so I could use the $5 off coupon! It's called 'filler'(a cheap item to raise your total spent so you can use a coupon).
These are the following items I bought in this transaction that I can now file for Rite-Aid Rebates at the end of May.....
Skintimate $2.24 Offer #96
Salt-Aire $6.99(full price I paid) Offer #33
Mini Drops $6.49(full price I paid) Offer #30
Listerine Whitening $2.00 Offer #121
So I spent $13.40 and I'll get back at this point, $17.72.
Both Bottles of Listerine are also part of a Johnson&Johnson Rebate running the month of May at Rite Aid-Offer #50. Depending on how much you spend, you'll be from $5 to $10 back on your SCR. So I have $8 toward that rebate deal now too.
Here's the 2nd Transaction.....

2 Johnson's Baby Shampoo-on sale this week for $3.00 =$6.00 Used 2x $2/1 Johnson's Qs from a couple of Sunday's ago
2 Excellence-to-Go Hair Coloring-on sale this week for $7.50=$15.00 Used 2 $3/1 Qs from last month's newspaper AND a $5 off 2 Rite-Aid sales flyer Q
Used 2 $2/1=$4 Qs, $1.50/1 Q, 2 $3/1=$6 Qs, $5 off Rite Aid Q and 1 $5/$25 purchase Q from Rite Aid website.
Subtotal of merchandise-$26.99
Coupons used-$21.50
Tax-$.36
Total Out of Pocket-$5.85
I didn't need a filler this time, as the items brought my total over $25 so I could use the $5/25 Q.
The Johnson's Baby Shampoo & the Benadryl Allergy are also part of a Johnson&Johnson Rebate running the month of May at Rite Aid(Offer #50), like the Listerine I bought last time was. **I now have $19.99 toward this rebate deal. I am .01¢ away from qualifying for the $8 level, having achieved the $5 level already.
The Benadryl Allergy ALSO qualifies for another Rebate at Rite-Aid this month, for a Rite-Aid Gift Card. You much purchase between $20 & $50 worth of products to receive between a $5 and $25 Gift Card. It's offer #500 in the monthly booklet. I now have $5.99 toward Offer #500.
Onward to Transaction #3....

1 Claritin-on sale this week for $18.99 Used a $5/1 Q
1 Viactiv Glides-on clearance for $4.49 Used a $2/1 Q
Used 2 $2/1 Qs, $5/1 Q and 1 $5/$25 purchase Q from Rite Aid website.
Subtotal of merchandise-$26.48
Coupons used-$14.00
Tax-$.06
Total Out of Pocket-$12.54
Add the Johnson's purchase to the Johnson & Johnson Offer, so I am up to $22.99 spent on that deal. $2.01 more and I qualify for $10 back-the highest amount you can get back.
Add the Claritin to Offer #500 and I've spent $24.98 toward that deal, which qualifies me for the $5 level.
The Claritin also qualifies for it's own Offer-#48. I'll get $3 back for the Claritin purchase alone.
So to recap so far......
I've qualified for--$2.24 Skintimate, $6.99 Salt-Aire, $6.49 Mini Drops, $2 Listerine Whitening, $3 Claritin, $8 on Offer #50, $5 on Offer #500=$33.72 in Rebates.
And I've spent $31.79.
All this stuff I bought so far-all $78.63 of it(not including tax)-basically has cost me NEGATIVE $1.93. I get all this and the store will pay me back ALL my out of pocket PLUS another $1.93.
Kind of messes with your head, doesn't it?
So Transaction #4.....
3 ProFoot Insoles-on sale this week for $5 each=$15
1 Sudafed PE-on sale this week for $5.99 Used $1.50/1Q
1 Tylenol Sinus-on sale this week for $4.99 Used $1/1 Q
Used $1/1 Q, $1.50/1 Q & Rite Aid $5/25 Q
Subtotal-$25.98
Coupons Used-$7.50
Tax-$.00
Spent Out of Pocket-$18.48
My OOP is high for this one but I'll get back $10 on Offer #20 for the Insoles, the SudafedPE goes toward Offer #50(Johnson&Johnson) and the Tylenol Allergy goes toward Offer #500.
And remember those Mini Drops Eye Drops I bought back in my 1st transaction? Not only will I get all my purchase price back for those but that item purchase qualifies for Offer #500 too!
So at the end of Day 1 here is where I stand.....
Rebates qualified for-
Skintimate $2.24
Salt-Aire $6.99
Mini Drops $6.49
Listerine Whitening $2.00
ProFoot $10.00
Claritin $3.00
Offer #50 $10-Highest level
Offer #500 $10-Need $12.54 more to get $25.00 Gift Card
Total of $50.72 in Rebates
Total Out of Pocket $50.27
If you subtract what I've spent from what I'll get back, when all is said and done, I'll be Out Of Pocket NOTHING and the store owes me .45¢
And I have Merchandise valued at $104.61 too.
Now you won't get rich playing the drugstore games, but you can end up with lots of neat & necessary things for very little money.
I bought things I like, use or need. Things that I would buy anyway mostly. A few items,things I've never tried, IF I get my entire purchase price back I'll buy them. The stores want you to try new items they carry. This is why they offer you a full price rebate on some items.
As the month goes on, there will be a few more things I'll buy at Rite-Aid as they go on sale or during the time frame their purchase will qualify me for a rebate for those items. So my total Single Check Rebate will slowly grow as the month progresses.
It will be harder now to keep my Out of Pocket low since the $5 off $25 purchase Coupon for Rite-Aid expired on thursday night. I am hoping they release a new similar Coupon. If they don't I won't be saving up purchases to get to a total of $25 before I buy. I'll just purchase items singly and with manu. coupons of course.
I'll post an update later in the month in this Series to show you what else I purchase to qualify for a larger check.
In the meantime, go grab a Rite-Aid SCR Booklet and the current Sales Flyer and start figuring out what you can get for free or close to it! ;-)
Sluggy
I Won, I Won! Coupons pay off in a Nice Way
Basically, you send them a grocery receipt showing how much you saved using coupons from the Sunday inserts. They pick the highest 4 coupon receipt totals each week that folks submit.
The winners get to go to the newspaper offices and pick an envelope off a board. Inside each envelope is a Gift Card to an area grocery store. The amounts range from $25, $50, $100 to the grand prize of $500.
This is the last week the Contest is running. I had sent in 2 different receipts over the course of the month.
They called ME on the phone the other day....I finally won!
I ran right downtown to the office to claim my prize. I did pretty well & got a $50 Gift Card. No one so far has found the $500 GC, unless one of the 3 other winners this week got it.
I really didn't think I had a chance of winning. You see, I don't do "big shops". I don't use my coupons all in 1 receipt. Instead of buying everything in one trip at one store, I do smaller transactions at lots of stores each week. So, in TOTAL, I DO save tons with coupons, but you don't see it by just looking at ONE receipt.
Remember all those bags of Iams Dog Food I got at Walmart w/the $5 Qs last month? Add in the Wheat Thins I also bought on that receipt with $2/2 Qs and I had a $48 Coupon Savings, which was good enough to be a Winner....yippee!
I'll post the article from the newspaper after it comes out on Sunday. The bad part is we all have to have our photos published in the paper.
I just hope mine doesn't come out looking anything like this.....not that there's anything wrong with being a bag lady.....
Sluggy