I Promise This is the Last Car Post--Ramblings On Spending Money

Well it's sort of a car post anyway.

Still no decision here on the new vehicle(or new to me vehicle depending on which one I go with).

I did contact my cc company this week and requested that they raise my credit limit $5K.
I am planning, no matter which car I buy, to put it on my credit card.

Ok, before you all have heart failure out there, remember that I pay my card off every month in FULL.
I never put more on it than I can pay off before each billing cycle ends.

Putting it on the card is more a convenience measure for me.

Plus do you realize how many freaking reward points I'll get for putting a $15K+ car on it?
All I can say is free Christmas gift cards for everyone! lolz

So in prep for the car purchase I raised the limit and I also already paid off the current balance, most of which was put on there from our vacation trip last month, Hub's commuting gas purchases and some clothes I got real cheap at K-Mart for #2 Son.
A $3400+ balance.
Thank goodness for a 3 paycheck month, which will go a long way to cover all that.

I've been kind of freaking out quietly all this week.

Not only do I have to drop a load of cash on a car, but we got word from various members of Hub's family that 2 of his siblings WILL be attending #2 Son's graduation after all.  This means not only do I have to find room to house & feed at least 1 of them but also my brother and his wife(who we knew for months were coming).  I don't like short notice on stuff like this.
Now it means more people in my house and it is NOT ready for this invasion of family.

For starters, I still have no living or dining room furniture.
I have a rug and a folding camping table and a coffee table my Hubs refuses to part with for some unknown reason.  He seems very attached to it and frankly, it is butt ugly.   But then again, so am I and he seems very attached to me too.  lolz

I just feel all this pressure now to buy furniture too and while not as expensive as a car, you all know that ain't cheap either.

So I've got a time crunch and I just can't seem to find exactly what I want at the price I want to pay that I can get delivered in time for the graduation.

Sure, it would be easy to just go in Raymour and Flannigan, pick out a matchy matchy set of something or other and hand over the credit card and have it in 3 days.

We did go in there last Sunday and they had a beautiful sofa for $900.  I just can't seem to pull the trigger on it because I don't think I should have to pay $900 for the sofa I want.
Of course as soon as I buy something, the thing will go on sale and I'll be banging my head against a wall.... ;-)
That's the way it always goes in my world.

I just don't like making snap decisions no matter how much it means forking over.
And having this kind of deadline just makes me want to dig in my heels and not make a decision even more.

I am sort of passive aggressive that way.

I guess the stress of my daughter's house purchase is also feeding into my anxiety.  The bank keeps pushing back the closing and the daughter is none too pleased and we are all on tenterhooks. 
While this gives her time to save up a little more cash before closing it also means they will have to move into the house almost immediately, before some necessary work can get done.  Ugh.  Stupid bank......

I just need to suck it up, take a Xanax or five(and a nap!)and get through the next couple of weeks.

Sluggy
 

Sluggy's Mid December Holiday Week Ramble

It's been very cold here, like in many other parts of the country.
I tell you, I use to be impervious to cold, but not so much this year.
Maybe it's the weight loss and maybe I just stepped over into old age recently, but I feel every drop in degree lately and just can't warm up.
bleh.

Hubs and I went out to a local pub/restaurant.  I had a gift certificate that needed to be used by the end of December.  This place is always hopping on weekends, so we went during the week as I didn't relish eating in a noisy bar with inebriated customers surrounding me.
By the time we were finished with our meal and ready to leave the place was filling up fast even on a Wednesday, so we got that visit done in the nick of time.

I had a rare drink out with my meal.  They called this a GRAPE SKITTLES....you would like it Sonya Ann....lol

 It tasted like Grape Kool-Aid.
And Hubs had a Mad Elf ale......

As we were leaving the dining room area of the pub, I noticed that the 8 tables of diners/drinkers who were seated after us.....all but 1 table of people......every single person had a smartphone placed on the table in front of them, ready to pounce on it I suppose when it came to life signaling a text.
The one couple who was there before we came in, the guy was on his phone the entire time they were eating, ignoring his dining companion.
All I can do is shake my head at what in-person social interaction has become in this day and age.


We dropped the broken vehicle off last night to get it looked at and I just found out it is not good news.
#2 Son is costing us $2,300 as he let the oil run low(out?) and it needs a new engine now.
Lovely.  Another reason not to buy a new driver a new car. 
I am calling my Savings Challenge for 2013 officially over with and done, since this expense means there will be no money leftover at the end of December.  Heck, I may have to dig into last year's Savings Challenge funds, IF there are any left after what we spent on home renovations this year.

But enough of crappy news.  I refuse to dwell on it during the Holidays.

Hubs took #2 Son to school so I could have my car back today.  We are getting nasty weather tomorrow so I am off to run errands today......another trip to Rite-Aid to use +Ups expiring Saturday(since I won't be able to get there tomorrow) and a trip to the grocery store for those loss leaders I haven't picked up yet. 
Since we are going to be snowed in tomorrow(the forecast just got upped to 8 inches + sleet after the snow)I may pick up a discounted pizza today for dinner and we'll work on the leftovers for lunch and dinner on Saturday.

I got ALL my Christmas packages & cards mailed out yesterday so other than the errant eBay sale, I am done with dealing with the insanity that is the post office until 2014.

All the shopping was finished days ago(with the arrival in the mail of the last online purchase)so all that is left to do here is to deck the halls some more and divvy up the Xmas loot for the stockings and wrap/bag gifts up using rolls of paper I've had for years and the used gift bags/cloths that make their appearance every December.

I still haven't done any Holiday Baking this year.  I always send one Brother in-law oatmeal cookies but he's got stomach issues so I won't be doing that this year.  The only folks around this Christmas to eat any baking I do are me, Hubs and #2 Son.  I certainly don't NEED all these sweets and Hubs isn't a big sweets eater.  That leaves #2 Son and being so involved in music both at school and as an extracurricular activity plus his part time job, he is just never home to graze in the kitchen.  And working in a restaurant, he often eats there so I never know how much to cook anymore.  I am looking to downsize the food bill in 2014.  Between #2 Son not eating here much and me not eating as much the last 2 months I'm hoping to knock down the grocery bill about $50 in the new year.
But more on that later.....

Yesterday I spent some time going through my tubs of stuff in the garage and den and gleaned out 2 more boxes of Salvation Army donations. 
Then I spent some time organizing the garage some so I can get more tubs from storage to throw in there in preparation for going through them.  It is looking like getting the storage totally emptied and shutting down my account there is NOT going to happen by the end of December.  My absolute deadline for getting rid of the storage unit is Jan. 31st 2014.  Unless we get many snowstorms between now and then, I WILL get that accomplished!

This is what one side of the unit looked like back in mid July......still a significant amount of stuff in there......

And this is what it looks like as of this morning......

 

 

 

A wider shot so you can see how empty the unit is....

It's 12 tubs/boxes of stuffed animals still to go through.

And this poor little fellow lost his head......sort of looks like I feel like lately......lol

 

 

Today at 1:25pm my only daughter turned 21.  So apropos that today is FRIDAY the 13th.....lol

I "shared" this photo of her as a newborn on her Facebook timeline this morning.

I suspect she will be angry with me, as all her cool friends will see this.
At least I didn't post one of the MANY home movies I have and REALLY embarrass the crap out of her.  ;-)
Happy Birthday to my baby girl!
Mom loves you then and now.....

Off to Rite-Aid & the Grocery Store now before the snow flies........

Sluggy