The "Old People Party Too" Edition....
Just an average Gal, older mom, trying to live a simple life & what happens along the way.
Monday, July 25, 2022
This Week on the Dining Table
Sunday, July 24, 2022
My Only Rite-Aid Buys for Week of July 17-23
I only bought this on Saturday. This is the entirety of my Rite-Aid shopping for last week.
1 x Colgate toothbrush on sale=$4.99
1 x Acidil stomach pills 25% off=$6.74
SubTotal......$11.73
Coupons Used
1 x $2/WYSpend $10 Receipt Q=$2.00
1 x $2/1 Colgate toothbrush in-adQ=$2.00
1 x $3//1Acidil peelieQ=$3.00
Coupon Total......$7.00
$11.73-$7.00=$4.73 paid for with Bonus Cash
I earned back $3 in new BC(Acidil)and I submitted to Ibotta for $2.10 in rebates so spent $4.73 and earned back $5.10 in BC/Ibotta.
I also have a Colgate Bonus Challenge and this toothbrush put me over the lowest threshold to earn BC for that challenge.
Not very exciting but it's something. 8-P
Sluggy
Saturday, July 23, 2022
Prices Never Go Down So Get Use To It
Having lived 63 years on this Earth and in this country, I've seen a lot. As an adult I've lived through a handful of inflationary times. The only certainty I know is that prices will continue to rise as we age. No prices have NOT increased or gone down since the 1980's when I became aware. That's when I got out of school and was supporting myself so when I became aware of prices and increases as it impacted my wallet.
I am too young to have mostly been financially impacted by the recession and stagflation of the 1970's(except for the gas crisis as I was responsible for buying gas for my car that got me to school and my part time job)but the early 1980's recession hit right as Hubs and I got married and were starting out. Low paying jobs and rising prices for housing, gas and food were evident and we struggled.
The 1987 Black Monday stock market crash had little effect on us(though the inflation rate wasn't affected by that)as we had so little money. if any of it was even in the stock market. 1990 saw another recession which was short lived. The Feds lowered interest rates and have held them at an artificially low rate until the last couple of years. This was bad timing for Hubs' and mine life as the 1990's were the years we saved heavily and saw little if any return on that behavior. Credit usage was high and easily found which hurt anyone who was all about saving money instead of spending money.
The 2007-2008 banking crisis and housing crash affected most people in one way or another and was considered the "Great Recession", the worst financial scenario since the Great Depression. But then again, the Federal Inflation Rate doesn't include the cost of gas or food, the main 2 items that affect every consumers' bottom line. Did you know that the Feds have a target of a 2% inflation rate per year? Anytime the rate goes above that they monkey around with the economy to bring it back down artificially.
Overall, costs are continually going up as a general rule. Some years they don't rise as much or may overall go down slightly but they will rise again as inflation is cyclical and manipulated by the Federal Government. Maybe not at the current exorbitant rate we are experiences now but life just gets more and more expensive as time goes on and the years roll by.
So how do we adjust to inflating costs of goods? Here's what I see....
1-Not buying certain items if the price is too dear. You can always switch out your protein and veg choices to keep your food budget in check. No more steak and asparagus every night. Instead it's Swiss steak and green beans. Expensive foods are now an occasional treat not an every day occurrence.
2-growing foods yourself if you have the space and talent for it. Gardening isn't without cost but certain crops(veggies you pay dearly for at the grocery store)are worth giving it a go if you want to bring the cost of these veggies down. (Or find a nearby farmer you can buy directly from if you are located in the appropriate area near farming communities.)
3-utilizing price books skills or couponing. Keep a price book so you know when what you want to buy gets to it's lowest point in the sales cycle and the best time to buy it. Use coupons if it's for something you use and get on any rebating apps that give you cash back for buying those items you want/need.
4-switching up where you shop. Price compare and if you find what you buy overall is less at store B then switch your loyalties from store A. Stores bet on us consumers not wanting to change were we shop. But be careful with this one....store B may be lower for your needs than store A but if you are having to travel too far to store B, the costs in gas and wear and tear on your car may negate any savings you see on your grocery bill.
5-wait on stock up prices on items to purchase them. Generally you can use your price book to predict when items will drop in price. But there are other situations that will occur when a store will have surplus of X or Y. Find a deal on chicken in your store's meat case and you have room to freeze or you are able to can it(and you have money to spare in your budget to buy it)then pick as much of it up as you need. Brands relabel goods and stores clearance the old packaging of goods out. Nothing is wrong with the items so snatch up as much as you can store in your house.
As I see it there is not much more we can do(unless you rob a bank or win the lottery-even those solutions will only get you so far. ;-)
Sluggy
Friday, July 22, 2022
What's Going On at Chez Sluggy This Week? Frugal Friday....the July 22nd Edition
Lots of cleaning and clearing out this past week at Chez Sluggy. Not much as far as frugality other than not going anywhere and/or spending money.
* I made no food shopping trips or even a Rite-Aid trip since last Friday. Hubs bought a watermelon and some rice side dish packets but that was it. Not leaving the house is frugal, right?
* I had Hubs take 2 boxes of books and 21 bags of fabric to Salvation Army this past week. 4 more bags of fabric are waiting to go and I'll continue to dig through my fabric stash to fill more bags to donate.
* We used a gift card to buy Subway subs for dinner on Thursday as Hubs didn't want to deal with cooking.
* I met up with the lady who runs the auction at a local church on Monday to hands off 7 bags of new items for them to sell this coming Fall.
* Ex-College boy came over last weekend to help me move tubs of items I am keeping into the garage, along with a coffee table Hubs refuses to get rid of(that we have never used). I also loaded Ex-CB up with toiletries and some food items. He's coming back next weekend to help power wash the outside of the house and I'll give him more stuff.
* I got in touch with a local ceramic studio and they are interested in taking all my ceramic molds. Giving them away is better than having to pay for a construction container and throwing them away.
* I've filled two large bags for the Food Bank but they won't leave until next Friday. That will give me more time to fill another bag too! ;-)
* I got the closet doors by the front door painted.
Hubs just needs to realign them now. I've got to sand down and repaint the posts on the front porch but that's my last painting assignment to go.* I found NO money this past week! Well, if you don't go anywhere you don't get a chance to find money. 8-((
Total Found This Year.....$13.65
Sluggy
Tuesday, July 19, 2022
Another July Giveaway!
Who's ready for the Another Sluggy's Boring Blog Box Giveaway for 2022?!?
July is here so let's have another July Giveaway! This box is full of sample sized toiletries good for traveling.
Let's take a look at what is in this Giveaway Box this month........
From all the VALID entries I receive I'll pick a winner at random and the winner has 48 hours from when the post goes live to contact me with their full mailing address.
In your entries I'd like to hear about what's been going on in your world...or what is not going on that you wish WAS going on. ;-)
If you are on my Giveaway emails list just leave a comment and your name(with last name initial please)to enter. If you aren't on the Giveaway emails list make sure you leave your email in your comment OR email me your email privately after you leave a comment(my email is in the side bar area under "About Me").
I'll leave this giveaway open until July 26th, Tuesday at 11:59 pm Eastern Daylight Savings Time(EDST). I'll pick and post the winner on July 27th Wednesday.
*Please note these rules*
I'll post the name/ID of the winners on this blog on and those persons have 48 hours from the time stamp on that post to contact me privately via email(my email addy is listed on my "About Me" page, as well as on my side bar).
Disclaimer--This giveaway is open to those with mailing addresses within the US only. As the cost of postage to foreign countries has gotten too high I am sorry to say I can no longer afford to mail boxes outside the US. These giveaways are not sponsored by any companies. I pay for it all(the cost of items given away and the postage to mail it all)out of my own pocket.
Please make sure there is a way for me to contact you in your comment.
If you're not a registered Blogger User with YOUR CONTACT INFORMATION on your User page, please put your email addy in your comment or email me your email addy privately when you leave a comment so I can get a hold of you. If your Blogger associated user profile is a GOOGLE one make sure your email info is linked to your profile.
So let's get this Giveaway started. Good luck to everyone!!!








