Thursday, December 1, 2011

November Budget Results.......Food and Toiletries Spending


Here are my FOOD BUDGET spending totals for NOVEMBER 2011.

I have posted November's totals on the right side bar under Total Grocery Savings for 2011 and updated the Yearly Totals.
I am listing subtotals for each store I purchased from in November.  If you aren't interested in that much detail, just skip to the bottom for the Totals Summary.

My spending includes Food, Toiletries/HBA, Pet Supplies, Cleaning Products, Paper Goods & tax where applicable.We are a family of 5(3-4 at home this month)& 2 dogs. No kids under 15.
******************

BAKERY OUTLET
OOP  $17.89
Value  $72.44
Savings  75.30%

LUCAS FARMS(local produce market)
OOP  $13.02 
Value  $27.33
Savings  52.36%

RESTAURANT SUPPLY STORE
OOP  $32.50
Value  $75.90
Savings 57.20%
SHURSAVE STORES(small local independent affiliated stores)
OOP  $104.43
Qs/Ads  $173.15
Value  $277.58
Savings  62.38%
WALMART 
OOP  $3.60
Qs/Ads  $0
Value  $3.60
Savings  0%

WEIS (local chain Grocery store in my town/doubles up to $1 total)
OOP  $99.66
Qs/Ads  $261.51
Value  $361.17
Savings  72.40% 

I don't track Rite-Aid's +Ups here, nor CVS's ECBs & Walgreen's RRs. They will be included when used on purchases under "Coupons".   I'll keep track of what rebates are received monthly.  Rebate money/gift cards will be considered 'income' & will go into the Food/Toiletries budget, offsetting the Out of Pocket. Cash will go immediately into the Budget kitty, while Gift Cards will be calculated in when spent.

REBATE CHECKS RECEIVED IN NOVEMBER
Pinecone...$3.00
Subtotal........$3.00

GIFT CARDS and CERTIFICATES
$0.00
TOTAL Value of Cash/Store Checks/Gift Card Rebates Received...$3.00 * a pathetic month*

COUPONS and FREEBIES
Zero  *more pathetic-ness*

*********************
My best 3 Store Savings Totals were the Bakery Outlet at 75.30%, Weis at 72.40% and the Shursave Stores at 62.38%.
I shopped at 6 different stores in November.....well really it was 8 but 3 of them were Shursaves so I counted them as the same store. ;-)


TOTAL Out of Pocket........$271.10  soooo close!lol
TOTAL Coupons & Store Sales Savings...$546.92
TOTAL Value of Items Purchased............$818.02
TOTAL Savings of...................................66.86%


TOTAL of CASH Rebates........................$3.00
TOTAL Out of Pocket After Rebates........$268.10
TOTAL Savings including Rebates...........$549.92
TOTAL Value of Items Purchased............$818.02
TOTAL Savings After Rebates...................67.22%

This closes out the November spending.

THOUGHTS & COMMENTS for this month-I came very close to staying on my $250 food budget in November.  I cashed in a grocery store gift card and did a couple of different Catalina Deals(can you say GRAVY?lol)this month.  I also bought a second turkey in November and did a wee bit of stocking up on dairy/baking supplies.
Oh! Wait a minute.....actually if you look at my October food budget post I set a $300 budget for November so I came in UNDER!
Go me!!lol

Now I'm sure that if I had remembered I gave myself a $300 food kitty last month, wanna bet I would have spent $320?  8-)


What's ahead for December.....
As always I'll keep an eye out for Catalina deals I can use.  I am going to try to use up some meats/proteins in the freezer this month before we get to Christmas.  The freezer needs a good defrosting and clean out.  Using up will help keep the food spending in check since I foresee a big Ham purchase in 3 weeks or so for a big Christmas Dinner and that hunk o' meat will cost mucho coinage!

With 1 month left in the year, we have spent a total of $2,772.85 of our income on food/HBA in 2011.
That comes out to $252.08 per month.
We brought home items with a reg. retail value of $13,287.59 so far this year.
That's a savings of $10,514.74 or 79.07%.

How did you do in November with your Food Budget?  Did the Turkey Holiday dinner bust your budget(not to mention your belt!lol)

What are your challenges for December?  Any family coming to stay....Holiday Celebrations?..  Do you throw parties and how do you budget for that?...or is your/the childs'/the spouse's school/work/Holiday extracurricular activities schedule too busy to shop/cook/eat as a family?

Please leave a comment or link to your post and let us hear about your progress!  By sharing our struggles and efforts we can help each other stick to our budgets and learn to be better guardians of our resources.

Sluggy

Wednesday, November 30, 2011

One More Day....

....Until December!
I see all of you out there, you KNOW who you are!, talking about having your Christmas buying all wrapped up or nearly wrapped up.
And it's not even freaking December yet!
Come on......

WTF?!?!lol

I can't compete with this so I won't try.
I have bought throughout the year in years past, but with teens and older who don't want 'stuff' anymore I just don't buy much anymore.

I do give gift cards or money, which I can do late in the game and it's so much less stressful.
I ordered some gift cards with our c/c points over the weekend.
Now I have to get something for Hubs and my family 'Secret Santa' person.  The immediate family draws names and we each give 1 nice present to our SS person.
And I'll wait until this weekend to start freaking out over getting this done and getting the house in shape to decorate a bit.

I did buy 1 item for the Nephew for Xmas that was discounted 40% so reasonably priced on Black Friday.  And that was it for BF, except for the Gift Cards(that aren't gifts)I got at Rite-Aid.

Since I was online working on listings all day on Cyber Monday I did a little window shopping though.
I also wrestled with myself most of the day over the Deal of the Day on Amazon......

A $499 600 Pro Series Kitchen-Aid Mixer.
After sale price, rebate AND additional discount if you opted out of the Free Year of some magazine, the price was $183 and change.
I debated over buying this all day....never did hit that order button though.
I'd love to have it but with the kids leaving home, I find I make less and less baked goods.  It would end up being a very pretty and expensive counter tchotchke I'd have to dust.


With reopening the eBay Store, I haven't had time for much else the last week except for throwing food on the table or clothes in the washer.lol

Here's something shipping out today......

3 3-pack gift sets of CARS cars.
I sold them for $69.99.
I paid $5 each on clearance at Target 3 years ago.
My "geiger counter hands" strike again!lol

On the other hand, my 2 local Tag Sale Doll/Toy buyers crapped out on me.  There will be no $153 for me and less crap here to unload.
I'll repost all the Tag Sale stuff tomorrow....Pay Day!lol

There is major consternation in the local online Help Site. I'll post separately about that brew ha-ha when I have more time.

After a week of 60 degrees the temp has dropped and I swear it looks like it's going to snow at any minute.
My poor confused plants.....lol



I got an invite yesterday to go to Scranton and protest Barry Obama.
He's in town politicking and yammering on about something or other.....and causing major clusterfuckness on the 2 Interstates around here.  Thanks so much Washington and don't wait dinner for anyone who has to commute around here today.
Screw your Presidential convoy!  Why don't YOU sit your ass in traffic like the 99% do.....

I decided to stay home and stay pepper spray-free.
Of course, I do have a nice camping tent and I could probably drum up some people and start our own local OWS group.
Maybe if it was still 62 degrees and I didn't have work to do...you know, to make some money so I can support myself and not have to rely on the Government for handouts.

I'm more concerned about this protest right now....



 Sluggy


Tuesday, November 29, 2011

November Food Spending Week 4, Meal Plan Week 4+/December Week 1

Last week's meal plan is in the books.  Here is what actually happened....

SUNDAY--Pot Roast, Carrots, Potatoes, Onions w/Gravy
MONDAY--Tilapia, Mixed Veg, Sweet Potato Fries
TUESDAY--Tacos, Corn
WEDNESDAY--Leftovers
THURSDAY--Turkey Thanksgiving Dinner
FRIDAY--Leftovers
SATURDAY--Chinese Take-Out

 No Squash casserole night again, because though I actually got to the Product market last week I forgot the yellow squash.  I am claiming I was so overcome by the beauty of the Rutabagas....yah, that's my story. ;-)  Lots of leftovers.  We are almost at the end of Thanksgiving leftovers(except for the stuffing)and we still have taco beef.
 
Total for all the food shopping last week came to $56.02.  I had to use half of my ShurSave Reward money and I still spent $17.46 OOP.  I spent $13.02 at the Produce market(and I got some extra sweet potatoes for later). 2 trips for milk last week and I was at $249.47 for the month.
 
Then Daughter came home and decided she needed yogurt(which she didn't eat all of before she left to go back to school), and frozen pizzas(1 of which she didn't eat).  I asked her to pick me up a few more apples for a pie.....so she bought beautiful eating apples NOT on sale instead of  "I don't care what it looks like as long as it's cheap" apples to put in a pie.  5 apples that cost over $6...EEK!  We had some words about buying apples afterwards.....lol
So I will blame Daughter for tipping me over my $250 food budget for November.

My savings percentage was 50.03% last week, as the reg. retail was $112.10 on the groceries I brought home. 
My running total spent for the month is now at $269.54.  I have to food shop tomorrow as I have a $10 ShurSave markets reward left that expires on that day.  I will try to keep it as close to $10 as possible.


This week's menu.....

SUNDAY--Leftovers(Pot Roast)
MONDAY--Taco Bell
TUESDAY--Leftovers(Turkey)
WEDNESDAY--Leftover Tacos or Taco Salad
THURSDAY--Chicken Parmesan, Spaghetti, Salad
FRIDAY--Subway or Chinese Take-Out or Pizza
SATURDAY--Chicken Casserole(uses up leftover stuffing), Veggie TBD

Items needed for this menu.....nothing really, I have everything I need to make it all....except for the Subway and the Taco Bell of course.
I don't plan on any food shopping this week except to use that $10 in Rewards on Wednesday.  Basically this week's ads suck, as they always do the week after the Thanksgiving Holiday.

I'll be posting my Monthly Food Spending Post in the next day or two as time permits between dealing with Real Life and eBay stuff.

And of course my posting about food shopping this month isn't complete without a mention of.....
 


Sluggy

In The Weeds....

Literally and figuratively in the weeds here!

That's why I haven't posted lately.
#2 son home from school still....it's deer hunting season in PA so they had off on Monday and today is Parent/Teacher conferences.
But he's had pitt orchestra rehearsals and orthodontist appointment.
Plus I am dealing with Daughter's medical issues and medical insurance provider long distance from college which makes me want to spit nails!
And the phone rang 23 times yesterday.....have I mentioned how much I detest talking on the phone lately?
And the eBay screwball buyers have come out of the woodwork and I am behind on getting things listed because I have been packing and shipping like a wild woman and have no time left for listing.
I haven't even done a menu for this week...ack!
And I am so tired I actually drank a cup of coffee at the Orthodontist's office....it was free so what the hell, right?lol

And the weather.....can I just say that the weather is crazy lately?
It's 60 degrees outside...it was 62 yesterday.
This is northern PA.....this is late November....WTF?!?!
It should be 25 degrees and snowing.
It's like in 2007 when it was 70 degrees and we had a tornado on Dec. 1st.
Wacky weather.......

My shrubbery is so confused.
Here is what my forsythia bush is doing.....

It's BLOOMING!
Likewise my Magnolia tree and the massive Rhododendron bush have budded out because they think Spring is here!
Sigh........

If this keeps up we'll need to mow the lawn again this weekend......in December. lolol

I'll be back later after I get something accomplished.

Sluggy

Sunday, November 27, 2011

In eBay Purgatory & My Paycheck to Paycheck Guilt



*  First let me say that I have sold/bought stuff on eBay off and on for more than 13 years now.
I am so OVER eBay already it's not funny.
I am so glad my eBaying days are coming to a close.

In the past, I would dabble in eBay enough to get fed up with dealing with the stuff that happens there(sort of like Vegas but without the booze)and then I'd quit. 

But I wouldn't get fed up enough not to go back....either that or my memory is now so bad that I'd forget the stress and aggravation and just mosey on back during the HIGH SELLING DAYS at the Holidays....sort of like swearing off having another baby but after a few years the memory of those horrible labor pains dissipate and you find yourself back in the delivery room with your legs up in the air and your HooHa smiling out at the room.

In the last week I got 27 new listings up.
I wanted to have 70 new listings up in that time frame, or 10 per day.
Didn't quite happen, did it?lol

This was crunch time for listings since CyberMonday is tomorrow.
You are well aware that Online retailers get slammed tomorrow with orders but eBay also gets slammed on CyberMonday and I sure hope I am one of the lucky Slammees! 8-)

I did sell 5 items so far this weekend so I've got lots of packing/shipping to do today.
Then it's back to trying to get more listings up.

Later this week, I start discounting prices a bit since everyone loves a sale!lol 

I didn't get any atrocious buyers this week.  I did get a MAKE AN OFFER on something but it was a reasonable price so I took it.  And I have 1 potential Deadbeat right now.....and still lots of French folks wanting shipping quotes.....and I fielded a quote question from a new place-someone in Mauritius.  I bet you have no clue where that is either and you have to go mapquest it like I did. ;-)

*  I also relisted all my local Tag Sale site items again on Saturday, hoping some folks would look there for Holiday gifts when they weren't out cruising the mall.
And I have $138 in promised sales and I might have another $15 in possible sales for my efforts.  8-)

I did finally figure out that I need to run the Tag Sale items on either payday or the day before payday.
It appears everyone who uses that board to buy stuff lives paycheck to paycheck.
When I run the ad on weeks/days that aren't pay days I get people wanting to buy stuff but they want to wait to pay me on the 1st of the month or on fridays or whenever they get paid.

It shouldn't surprise me really and you would think I would have figured this out long before now.lol

It sort of makes me feel bad selling stuff to people who are living this way with their money.  I feel guilty that they are spending money they really can't afford on this crap and then when their car breaks or some emergency happens, they won't have the funds to take care of it, because they spent it on toys and dolls and stuff!
I am enabling and not helping them and I feel like a bad fiscal neighbor leading them astray.

But then again, if they weren't spending the money on my crap, they'd buy crap from somebody else, right?lol

So what are you up to today?

 Sluggy