Is it Just Me? and other Randomness

**Is it just me or is it strange that at Rite-Aid you can use your WELLNESS CARD to get a discount on Junk Food?  Every week in the sales flyer there is some candy or snack food on special sale when you use your Wellness Card.
Isn't that kind of like presenting a card to show your membership as a Quaker to buy bullets?

**Is it just me or is October 1st the start of the official Fall Season for you too?  And right on cue, the weather here went from rainy and warmish yesterday to windy and cool today....or as Hubs would call it, COLD!  I swear the man can't take a stiff breeze and temperatures in the 60's without breaking out a sweater or two.  I truly believe Hubs was a lizard in a previous life wanting nothing more than to sun himself on a hot rock.lol

**Is it just me or can you really believe that the year is 3 months away from being over??!  Here comes the triad of American Holidays....Halloween, Thanksgiving and Christmas(or Chanukah).  Of course, if you've been in one of the Temples devoted to American business(=a store) in the past month or 2, you already know that the Holidays are quickly pressing down on us.  I am so not ready for all the hype and the pressure to be too busy with activities and stuff.  Stop this merry-go-round and LET ME OFF!  Be careful this Holiday Season and don't take a nosedive off of your Financial Future into that deep hole called Debt!  Limit your Spending, Budget for the Holidays and STICK TO IT!!  You'll be so glad you did in April when you aren't getting Credit Card bills still from stuff you bought and the kids broke in December.

**Is it just me or is applying to FIVE colleges overkill?  I've always been told to apply to THREE--the school you want most to attend, a "stretch" school(one you probably wouldn't EVER get into with your grades/scores &/or that accepts a low percentage of freshmen each year), and a "safety" school(one with lower standards for grades/scores/etc. than you possess, that would consider you a great catch even on your worst day).
Unbeknownst to me, Hubs has allowed Daughter to submit applications to FIVE schools.  In retrospect, #1 son only wanted to apply to 2 schools...both of them on par with the other, nothing "stretchy" and we had to insist that he apply to a third.  (He got into all 3 by the way.)
This is not a case of "Daughter has to spread a wide net in hopes that SOMEBODY will want her".  The girl is gifted in many ways(not all of them evil either!lol), scored 1890 on her SATs, ranks around 24 in her class of 250 something, has a 4.2 cumulative average, was in the Carneige Mellon Talented Youth Program for PA in grade school(she outscored 8th graders in the state in math when she was in the 4th grade), etc. etc. etc.
I applied to 3 schools, though my criteria for applying was somewhat bizarre....but then again, my home life during my teen years were somewhat bizarre compared to most people's lives.lol

**Is it just me, or do teenagers do things out of left field sometimes?  This same child from above, also in the last 3 months, has decided she may not go to college directly.  Like her brother before her, she's been told she's receiving XX amount of dollars for school from us, so depending on where she decides to attend/where she gets in, she may need student loans if she doesn't save any money toward her own schooling while in high school.
This seems to be putting a crimp into her grand plans for life as she envisions herself going to medical school eventually and becoming a doctor.  That's great and all but the cost of getting a medical degree is way more than we can afford without liquidating our retirement funds and Daughter is somewhat of a miser-in-training and can't see herself going into that HUGE hole of debt for medical school.  Hey, let someone else take the financial hit is cool, but not her.

That is when she came up with the bright idea to join the military because they'll send her to college for free.  Envisioning my Daughter in the military in my head sounds much like replays of Judy Benjamin in that old classic movie, PRIVATE BENJAMIN.
"See, I did join the army, but I joined a *different* army. I joined the one with the condos and the private rooms.
To be truthful with you, I can't sleep in a room with 20 strangers.
And I mean look at this place.
The army couldn't afford drapes? I'll be up at the crack of dawn here!"

So between what the recruiters are telling her and what her father & I have discovered, she is trying to wrap her head around the pseudo-reality of what enlisting & going to boot camp will REALLY be like.  She is not a morning person and she has a problem with living with 4 other people....oh, to be a fly in the barracks when/if she does join the service!

She had decided on the Air Force IF she enlists since they have a base somewhere with an actual college on it.....and she 'assumes' that is where she'll be stationed.haha  She took the aptitude test last month that they use to see what jobs you qualify for(Daughter wants to be in the medical field).  She scored 93 on a scale of 99 and will find out some time this month what opportunities await her in the military with that number.

**Is it just me or do you think Daughter has some interesting ideas about how the whole higher education crazy train runs?  Daughter "thinks" she's going to get all the options first--her career track offerings from the military and her acceptance letters from the schools WITH how much in scholarships they will give her(even though I've told her that that actual financial award letters come much later AFTER she accepts and her parents have divulged all their financial matters & they don't offer money to those who don't accept first so she'd have to accept admission to all who offer it to get all the aid letters!lol)--BEFORE she decides whom she will grace with her presence.
Yah......not only does the child has NO ego problem here, but she has only a teeny tiny clue.  It's a good thing we love her or someone around here would have met an early grave years ago....;-)

Sluggy

Another 2010 BORING BLOG BOX of FUN GIVEAWAY is OPEN! Box #4 POST 3

This is the 4th Sluggy's BORING BLOG BOX GIVEAWAY for 2010!

It's time again for a Boring Giveaway.
I run a Boring Blog here so why not give away boring stuff, right?

Just to recap, I put things in the box(mostly what I have gotten for free or almost free)each week and when the box is filled we draw a winner from all the entries received.  The stuff can range from HBA, food, toys, collectibles, home decor or books.  Someday if enough people click on enough ads and this blog makes some cold hard cash, I may add a gift card, so get to clicking already!!lol

The box is starting to fill up now....maybe 1 more week of goodies after this!

Here is what went into the Box today.....

1. a Tigger Halloween Hand Towel
2. a Toblerone Chocolate Bar
3. a Nivea Lip Balm-unscented I think
4. a Ltd. Ed. Halloween M&M plush critter--you had to send away for this one a few yrs. ago

If this is your first time, please go read all the rules for these Giveaways on THIS POST.

Please NOTE--You MUST be a follower to enter the Giveaway.  If you aren't one, just click on the "Follow" button on the right hand side of my blog to become a follower---->


TIME TO ENTER.....

Just put a comment on this POST for your entry.  Easy Peasy!

When I post again about this BORING BLOG BOX GIVEAWAY, entries on this Post will be CLOSED and you can post on the New Giveaway Post and enter again.  I hope this isn't too confusing. ;-)

Here are the ways to get UP TO 2 EXTRA entries PER POST.....

1. Put my blog on your blog's Blogroll.  Leave an extra comment for this entry on THIS POST only with the URL of your blog. If I'm already on your Blogroll, say so in an extra comment.
2.  Blog about this Giveaway on your blog or on a Message Board.  Leave an extra comment for this entry on THIS POST only with a link to your blog post or the message on the board.

You can do each of these 2 things once per post, so that's a total of up to 3 entries per person per post.

Again, you can enter on this post until I put another Giveaway Post up and then you need to enter on the NEWER Post.
FYI if you are new here....it generally takes 4 weeks to fill the box, so there will be 4 posts(give or take)about this Giveaway where you can enter to win up to 3 times.

Any questions?  Just email me at slugmama@yahoo.com

Oh yah, I pay for all the stuff in this giveaway and nobody(business or person) gives me stuff or pays me to hold them or promote their products.  I even pay the shipping just because I loves ya'll and....and.....that's how I roll!  ;-)

Happy Entering!! 

Sluggy

Go SEE Frances for Some Biscuits! & Shopping....And It's NOT Rite-Aid!

I still have $15 in Catalinas to use by Saturday at Weis Markets from my Cat Deals of 2 weeks ago.
I also have a $25 Walmart Gift Card I won awhile ago over on Frances' Blog HERE.  She was joking about how much stuff using coupons I'd be able to get with that amount of cash so I promised I'd post about what I got with my winnings.

****Oh, and Frances is having another Giveaway for Grands! Mini Biscuits now so Go Enter it on this Post HERE.****

So now, on to the Savings!
I wanted to use 2 of those $5/5 Kraft items Coupons because mine were expiring in the next couple of days so I decided to try Walmart as they have the cheese on rollback for $2 a bag.  I hadn't tried using them here yet, just at the local chain grocer that takes internet printed coupons.  I don't shop at Target but was considering trying there if I HAD to, but there are reports that Target isn't being very friendly about taking these Qs.
I had an ace-in-the-hole if Walmart had tried to deny the Qs though!
Look at the bag of MEXICAN cheese in the photo.  Quite a few of the bags had this peelie on it....the peelie that tells you to go to the Kraft "Huddle To Fight Hunger" website & print off a $5 off 5 Kraft products coupons(the same one I am trying to use here!)  I was all set to rip that peelie off the bag and ask why they are selling products that tell me to go print and use this coupon on these products if the store won't take the coupon??  And then if they still wouldn't relent I'd be giving Kraft an earful about this!

10 x Kraft shredded Cheese on rollback $2=$20.00
3 x Ocean Spray Grapefruit Juice on rollback $2=$6.00
3 x French's Dipping Mustard $1.94=$5.82
2 x Ground Turkey w/Taco seasoning $1.18=$2.36
1 x GV Sour Cream=$1.14
1 x 2.02lb. Grapes on sale $1lb.=$2.02
1 x 2.06lb. Bananas on sale $.39lb.=$.80
SubTotal....$38.14

Coupons Used
2 x $5/5 Kraft items IPQ=$10.00
3 x $1/1 French's Dipping Mustard ManQ=$3.00
Coupon Total...$13.00

$38.14-$13.00=$25.14
Used $25 WalMart Gift Card=$.14 Out of Pocket

Ka-ching!  
The Grapefruit Juice was an excellent buy as well for the 100% Juice stuff at $2 a bottle.
I finished using my French's Qs too so #2 son is set for dipping mustard for some time to come.

If I had bought this load of stuff at one of the two grocery stores in my town at reg. retail prices, it would have been something like $62.76, or $59.76 after French's coupons because they won't take the internet printed ones.


Then I hit Weis Market with my $15 of Cats in hand....

2 x Fresh Express Salad Mix on sale BOGO=$3.69
2 x 3lb.approx. each Ground Beef=$18.39
2 x Breyer's Ice Cream on sale $3=$6.00
SubTotal....$28.08

Coupons Used
2 x $3/1 Instant Meat Dept. Discount Peelie on package=$6.00
1 x FREE FE Salad Mix(won in a giveaway)=$3.69
4 x $3 OYN meat or chicken Order Catalina=$12.00
1 x $3 OYN Order Catalina=$3.00
Coupon Total....$24.69

$28.08-$24.69=$3.39 Out of Pocket

Ok, I screwed this one up a bit!  The ice cream was suppose to be $1.99 each, not $3 each.....if you bought THREE containers.  And obviously math was not my strong suit in school as I only bought TWO.  So I have to go back with my receipt and return the 2 and rebuy them with ANOTHER one to get the $1.99 price.  So stupid....if you buy 3 it's 3 cents cheaper than if you buy 2 at $3.  They should just tell you(me) as you(me) are checking out with only 2 containers, "Look moron!...Go back and get another ice cream so I can give you 3 cents change!"lolol
Gawd.....sometimes I just outwit myself.....

Anyway, the Ground Beef ending up costing me .39¢ after the Cats and Instant Peelies, both bags of salad were free with the BOGO sale and the Free Item Q and the last $3 OYNO Cat made my ice cream half price($3).

All totaled, I am out $3.53 for both orders.
Mucho Savings!

Sluggy

What a Bunch of Monsters!

If you are under 25, when I say 'monster',  you KNOW what I am talking 'bout.
Can an imitation be better than the original?
You tell me.....





Enjoy!

Sluggy

Frugality...the New Merchandising Ploy OR Step Away From that Cardboard Dresser!

Ok, since I was able to piss off quite a few people last week HERE....let's see how many readers and retailers I can annoy this week. ;-)

A couple of weeks ago, as I dug through the Sunday paper for the coupon inserts(why else does anybody even buy a newspaper anymore, right?lol), I happened to grab a Sales Flyer for a national chain store, that will remain nameless, by the name of Target.
I'm smooth, aren't I? ;-)

Anyway, I paged through the flyer, as I leisurely sipped my morning beverage, until I got to this page.
I chuckled......
Do you see what it says there, in lime green, right in the center of the page?

I chuckled but then I got mad.

It seems retailers are taking the basic fundamentals of the Frugality Movement and are twisting it to fit their Consumerist Culture.
Or another way of putting it is....retailers are using Frugality to Sell more Stuff by equating FRUGAL with CHEAP....which it is NOT!
Big diff...
 

If you look up the definition of frugal you'll find something like this explanation from Merriam Webster Online...
"characterized by or reflecting economy in the use of resources".

Furnishings your home with inexpensive NEW furniture is NOT frugal.    While buying a cheap piece of new furniture is initially using your monetary resources economically(not spending much money), in the long run it isn't frugal.

Spending money on new, poorly built furniture that used up natural resources in the making of this badly constructed stuff & used up your personal monetary resources that could have been saved and used more wisely to buy quality built items or items you can find used or free is cheap.

Buying new cheap furniture is not good for your bottom line since it will not last and will break sooner and need to be replaced, thus you will end up spending twice as much on the cheap furniture you buy.

It isn't frugal for YOUR wallet, nor is it frugal for the planet!

Furnishing your home with USED New-To-You furniture, IS frugal.  Even more frugal would be to look around your home at what you already own and see if "repurposing" some other item you already own or asking friends or family if they have something for FREE that they no longer need/want will work before you start looking to barter or buy used.
By not requiring more natural resources on this planet to be consumed by having them turned into a poorly made piece of furniture you have economized or saved those resources.  You have also saved your monetary resources because you won't have to buy more furniture to replace the new inexpensive ones as they fall apart....and as an added bonus, since you didn't buy a new thing from the store, they don't have to order another one just like it to replace it, saving even more natural resources.

So, which would you rather do?

A--Spend $20 on a new press board chest of drawers(made in Bangladesh or some other 3rd world country no doubt)and have it fall apart within 2 years, necessitating that you have to buy yet another new press board chest, that has now gone up to $22.50 in price....rinse and repeat, rinse and repeat through the years?
OR
B--Spend $25 at a garage sale/thrift store/craigslist/etc. for a used piece of quality-made, real wood with mitered corners and dovetailed this & thats, etc. chest of drawers that may or may not have blemishes/need refinishing/painting/cleaning, that has been in use for 20 years or more and will last for many years to come?

Remember this....you get what you pay for.  Cheaply made products don't last and by needing to be replaced frequently they suck even more money out of your wallet.
Why feed your precious, hard earned dollars to the Corporate Machine when you have a choice?

In this same vein, I found this interesting article HERE.  Seems as people try to conserve their income, they have made many Dollar Stores boom.  This phenomenon hasn't gone unnoticed by retailers, as they have begun to court these 'low-end consumers' more vigorously by adding 'low-end' merchandise.
Walmart has even lost business to the Dollar Stores and is taking steps to reclaim that lost revenue.  I found some of the comments left after this article thought provoking as well.
Go ahead and discuss amongst yourselves.....

Be looking for much much more of this kind of marketing geared toward the frugal set to show up in the print and electronic media near you!
Just because they call something Frugal doesn't make it so.
As always, when it comes to business trying to separate you from your money it's Caveat Emptor.

Sluggy