Monday, March 30, 2009

$60K $AVING$ CHALLENGE-March Update

I have posted my March End of Month 60K $AVING$ CHALLENGE Totals already. I know it's not April yet(1.5 days to go) but I'm trying to be on top of things so cut me some slack, ok?
If I happen to spend any money between now and April, I'll shake down #1 son for some cash since he has a real job. All those months of puking up everything I ate and carrying his lardass fetus around should be good for a 20 spot, right?lolol

Down to business.....
After the disasterous February Total(negative gain), I am happy to report that we finished March in THE BLACK!
Yah!!!
We lowered our MasterCard bill(which is paid off each month-NO BALANCE EVER!) to under $1K(last month it was over $2.3K). Usually when the MC bill goes down, hubby's Cash Withdrawals go up. We did Not see an increase in Cash Withdrawals this time.
We had a bit of rolled coins as usual, but you will notice there is NO eBay income for March. I have been so preoccupied with getting a food/toiletries stockpile up and organized, along with other stuff related to the kids that I let my eBay store sit vacant for almost the entire month. I am kicking myself because of the waste of money paying a store fee to eBay & an auction managemnt/photo storage fee to InkFrog for the month for NOTHING. But I find it difficult to keep myself on task w/eBay lately, since the sales when I was keeping up with it this winter were so disappointing. The economic crunch is hitting even eBay shoppers and the sellers there are feeling it. It figures in a recession-like economy I would see a large falling off of sales, since I don't sell 'needs' type items.
Back on point....
A large part of the glorious NET GAIN for March you see is the Income Tax Refund we received last week. Without that added into our Income column, we still eeked out a Gain for March of about $1K.
This $AVING$ CHALLENGE is 'my thing'.
Only 1/2 the refund is mine technically.
Hubby needs to be consulted about any potential plans for his part of that money. For now, I'm leaving it all in the $aving$ Column. I'll update after a final decision on the refund.

I was happy to see that we could still $ave this month, even though we had approx. $1400 in unusual expenses-Municipal taxes, state taxes due & Dental bills out of the ordinary.

Next month I am looking for the electric bill to decrease(less heating costs)& I'm going to look into lowering the cable costs and consolidating phone services.
I'm still spending too much on the food/household budget. I'll be updating those costs for March in an upcoming post.

It's the End of the 1st Quarter of 2009. So far we have a Savings Total of $7409.53 for the year. If we keep this up, we'll be able to $ave ALMOST $30K this year! It's not $60K like I had planned, but I'll consider it a very good result.
March had a positive outcome & I'm planning some changes to give us a better gain in April.....unless MURPHY shows up on the doorstep while my back is turned!

Sluggy




Meal Plan Monday March 30th Edition



Last week's menu went as planned except for the CrabCakes. Those poor crabcakes....seems like they will NEVER get made! We ended up last week having leftovers 2 nights but #1 son worked alot and daughter had play rehearsal until 9 every night, so we still have some leftovers. I'll do my best to eat for lunch what I can, but the doggies will have to help me out this week so we can avoid the dreaded FOOD WASTE! Somehow I don't think the dogs will mind having to eat leftovers.lolol
Sunday is Hubby's birthday so I don't have to cook that day.
I've linked to the Crab Cake recipe I use. Being from Virginia Beach originally, I loves me some seafood. I like a light hand when making crab cake batter/filler. You don't want to spend all that money on crab and then not be able to taste it. This recipe is one of the best.

Again this week's menu is mostly Eating from the Pantry/Freezer. Last week, I only needed to buy 3 items to make that menu. This week I only need 4 items for the menu(salad greens, fresh mushrooms, cubed stuffing/breading & eggs).

Here's what is on the Menu at Sluggy's house this week.

MONDAY-Meatloaf, Potato Salad(leftover), Green & Wax Bean Melange
TUESDAY-Quiche & Garden Greens Salad
WEDNESDAY-Roasted Chicken w/Veggies, Stuffing, Cranberry Sauce
THURSDAY-Rigatoni w/Meat Sauce, Spinach Soufle
FRIDAY-Crab Cakes, Fries, Harvard Beets
SATURDAY-Quesadillas(using leftover roasted chicken), Rice, Corn
SUNDAY-Birthday Dinner Out
Desserts for the Week-Apple Pie, Brownies,

My Bargain Meal this week is the Rigatoni w/Sauce & Spinach Souffle.

Rigatoni.... .50¢ box
Sauce....leftover from last week's Lasagna meal $1.50
Meat in Sauce....used 1/3lb. from ground beef chunk for Monday's Meatloaf .56¢
Salad Greens.....$1.99
Dressing.....$1.00
Croutons.... .25¢
Spinach Souffle.... $4.00
$9.80 OR $1.64 a serving(6 Generous Servings)

The largest expenses are the Salad Greens and the Spinach Souffles(2 boxes of Stouffer's side dish). I can't wait until I can plant my own salad greens and not have to pay through the nose for those until next winter! I also have a dilemna on the Spinah Souffles. I was down to ONE STORE locally that carries this particular Stouffer's item. We like this item and it's sooo convenient to buy already made up....but now that 1 store has stopped carrying it. I have made spinach souffle before from scratch(it isn't that difficult) so I'll have to start making it again. I hate not having the option to buy it instead but at the price it had risen too, every frugal bone in my body has been screaming at me to MAKE IT and NOT SPEND THAT MONEY ON CONVENIENCE! Now I have to listen to my frugal bones....lol

Organizing Junkie is the home to Menu Plan Monday. Go see what's on her and many other Home Cooks' Menus for the week at Organizing Junkie's website.

Sluggy

Saturday, March 28, 2009

Absolute Power Corrupts...

I tend to not talk about politics and such on my blog.
But today, I am veering off from that course.
You see, the County that my Teeny Tiny Town is located in garnered some unwanted National attention last night.
A bigtime corruption scandal was a subject on the ABC Prime Time show "20/20".

If you haven't heard, here is the basic gist of the story.
My county, Luzerne County in Pennsylvania, is well known within the state for being one of the most corrupt places to live....outside of some major league corruption places out-of-state, like Chicago & Boston. We aren't quite up in that league...yet. But Luzerne County politics has taken a page from those Gangsters of the 1920's.

Backdoor & shady deals have always been the way around here, is what people who have lived here their entire lives tell me. You have to be related to someone who's connected to get a government job, get a permit or license, etc. for anything around here. Nepotism is the name of the game in the public schools too. Outsiders need not apply. Having moved here 8 years ago, we are outsiders.

It turns out that 2 of our county judges took this shadiness just one step too far with a little scheme they hatched about 10 yrs. ago.
Micheal Conahan was the President Judge of Luzerne County back then. Mark Ciavarella was a judge under him, and eventually when Conahan retired, Ciavarella was chosen to take over as the President Judge. Ciavarella was also the judge who ruled over the Juvenile Court cases in the County Courthouse, 5 miles from my home.

C&C had the local state's juvenile facility closed down and then threw govt. contracts to their croonies in the construction business, awarding them millions to build a privately run new juvenile detention center. Then Ciavarella ran roughshod over Justice when kids in trouble were brought before him in court. He handed down stiff sentences to EVERY SINGLE KID brought up on charges, no matter how minor the charge or the fact that for many it was a 1st offense.

Every child who went before him ended up in the new juvenile jail, for months or even years.
1 kid hit his father with a piece of meat during a family argument.
1 kid was in a fight at school(the other kid started it). No one was hurt.
1 kid made a myspace page mocking a school administrator.
All of these were 1st offenses.
All these kids, ranging from 12-16 yr. old, went to jail.

Often times these kids were taken directly from their schools into custody, without their parents being contacted first or given the opportunity to speak with their child before being carted off to juvenile detention. Allowing law enforcement into the schools without legal notice or representation for the parents, made the Schools and their Administrators duplicit in the aggregious offenses that befell these kids!
These Adminstrators also should be held accountable for their part in wreeking havoc in these families lives.

Ciavarella took all of 4 minutes with each case before sentencing kids to jail. Often the kids weren't allowed to state their case or say anything.
These kids & their parents were not informed of their right to have a lawyer. They were told by court personnel that they didn't need a lawyer.
If they brought a lawyer to court, they were told by Ciavarella that they would not be allowed to represent the kid/parents.
Ciavarella IGNORED recommendations from the Parole Dept. personnel when they advised kids should NOT be incarcerated and be remanded to their parents and put on probation & community service.

Ciavarella was God and took NO recommendations under advisement from the mere mortals who worked with him.

Conahan & Ciavarella were getting kickbacks....kickbacks from their cronies the builders and kickbacks from the people running the Detention Center for filling the beds by sending all those kids there.
$300 a day per kid for months.....years......
They admitted to taking 2.6 MILLION.
I have a feeling it was MUCH higher.

It's thoroughly disgusting that this happened. What's worse is that it was ALLOWED to happen and CONTINUE for 5 YEARS!

Why did it continue for so long?
Because everyone in that CourtHouse.....all the employees and other judges were either on the take with them or indebted to them, or pressured into staying silent or face losing their jobs. No one stood up to these two, except one judge-Ann Lokuta. She was a no-nonsense, brusk woman judge(the ONLY woman judge in Luzerne County) and not part of the Old Boy's Club down at the courthouse.

A couple of years ago, Lokuta started making noises about the goings on at the Courthouse. Last year Ciavarella brought her up on dereliction of duty charges. He got other Courthouse employees to testify against Lokuta and she was disbarred, stripped of her Judicial seat and any pension she had earned.

After her hearing, Lokuta was contacted by the FBI. Seems someone at the behest of some of the parents of those kids wrongly jailed contacted an outsider, the Philadelphia Juvenile Justice Center, and they filed papers that got the FBI investigating what was going on in Luzerne County.

Feb. 12th of this year, the FBI swept into Luzerne County to announce charges against Judges C&C. Ciavarella resigned from the bench immediately and both Conahan & Ciavarella arranged for plea agreements for a reduced sentence of 7.5 yrs. each.

Yesterday it was announced that all the records of the kids tried by Ciavaralla from 2003-2008 would be expunged and all sentences adjudicated. A large group of the parents & kids he tried are filing a massive civil lawsuit as well.
I hope the kid's families leave Conahan & Ciavarella and their families penniless.
Money won't make it better but at least these people can get therapy and put their lives back together.

There is still more corruption in Luzerne County at the Courthouse. The Court Adminstrator has pleaded guilty to stealing money from illegal slot machines seized for evidence in cases....$70,000. Turns out this guy, William Sharkey, is the nephew of ex Judge Conahan. Our County's Prothonotary, Jill Moran, has stepped down from that position and is cooperating with authorities in exchange for leniency on her part in this scandal. She is a local lawyer & the business partner also of Bob Powell. Bob Powell is one of the people involved with the building & running of the Juvenile Detention Center. Jill Moran is also accused of falsifying documents for Powell in regard to some real estate tax issues. Sandra Brulo, of the Probation Dept., was fired and is facing charges of obstruction of justice. She tampered with files for Ciavarella.

Every week a new festering sore is exposed as the Putrid Stinking Corruption here is unearthed and a new player faces criminal charges.

On the bright side, Ann Lokuta may get her Judgeship back. The ruling against her was overturned and her seat on the bench was taken off the ballot for the upcoming election of judges in May.

If you want to see the piece 20/20 did, go Here. Under WATCH VIDEO, on the right side of the page, click on the clip entitled, "KIDS JAILED FOR CASH?"

I was going through some files from 2008 this morning and found this letter I received last Feb. thanking me for my service on Jury Duty in Luzerne County. I don't know if you can see it but it's signed by Mark Ciavarella.
I don't know whether to put this letter on eBay or have it exorcized and drive the 2.5 miles over to Ciavarella's house and return it to him.
Yes, it seems this Monster Ciavarella lives here in Teeny Tiny Town with me.
Just another reason to not want to live here in the Armpit of Pennsylvania.

Evil & corruption will spread if given half a chance. When you notice corruption, keep speaking out against it until someone hears you.

Sluggy

Friday, March 27, 2009

Hounding Ends, March Money Totaling Beings

Here's a pic of our 2 beagles:Peanut & Cherry. The one in the back in the photo(Peanut) often uses the other beagle as a pillow, like he's doing now. They love them some napping in the sunny spot in the living room. Oh, to be an actual hound and not just a human shopping hound.

Speaking of hounds....I think this last post(the WAGS Clearance one)gets me up-to-date on Hounding trips. I know those of you who aren't 'into' this are not-so-silently saying, "FINALLY! THANK HEAVENS!!....I NEVER Thought She's FINISH!!!", right about now.

You all are just soooo amusing. ;-)

Yah, I am kinda burnt out on the Deal Seeking for awhile. I seriously need to take some time this weekend and straighten the storage of the stockpile. My freezer is also so full STILL, that I am continuing my moratorium on buying any food product that needs refridgeration, outside of milk. The freezer in the garage needs a BIGTIME defrosting so we are going to eat down what's in there until I can transfer it all into the lil' freezer on the fridge and defrost the entire unit.


And it's almost the end of the Month, which means it's almost time for
my 60K $AVING$ CHALLENGE Update for March.

I can't wait to get out the ol' abacus and start crunching those numbers and see where we stand at the quarterly mark with our savings.

Offhand, I KNOW I went way over my $250 LIMIT on grocery & stocking-up Budget.

*sigh*

The most I can hope for is that it's nowhere near Feb.'s total.

It's shaping up to be a pretty nice weekend here. We are suppose to get rain so it will be messy but the temperatures are suppose to be mild(not freezing). And the ground has already thawed out, so I'm hoping I can get the clan outside at some point to do some marking, digging, compost moving, etc. prep work for the garden.

Adding to my good mood this Friday is also......

The Direct Deposit of our TAX REFUND into our bank account!

Yay!!!!!!!

I know, it was our money to start with anyway, but I still feel like a kid in a candy shop when our beloved government pries it out of their ever-reaching long, sharp-clawed talons and gives it back to us to use however WE see fit.
Stimulus this baby!

Without revealing the exact amount, I'll just say it's a substantial enough wad to buy something like a used car....or keep Paris Hilton in chewing gum for 3 days.

I'm not sure yet how much(if any)of this wad of cash will end up being part of the 60K Savings Challenge, as my better half has not taken up this Savings Challenge with me. This is my Savings idea, but the money in this household isn't mine alone. I'll be conversing with Hubby this weekend about how this wad of cash will be allocated. He's not one to take it and go out and buy some Boy Toy(ie-read blow the money)but he did mention the word 'VACATION' in the same sentence with Tax Refund Cash.

Will update when this situation unfolds.


Gotta go make some more newspaper seedling pots and ruminate over what Vacation entails this year in Hubby's mind.


Sluggy

Tuesday WAGS Trip...Clearance Heaven

I found myself out in a different town Tuesday evening, so I ventured into the local Walgreen's there to see what I could find.

The WAGS closest to my house is right smack dab in the middle of a big city.....well, big for our part of the state. It's also open 24/7 and right near 2 large Universities. No matter the time you go in there, the joint is hopping. There is ALOT of traffic through that store and I can never find anything in the Clearance Section that is worth bringing home(unless I go in right after they put stuff on clearance and that hardly ever happens.)


This WAGS out in the boonies was a Clearance DREAM! I'm so glad I brought all my Qs in the store.
Here is what I got.....first the clearance items.



Transaction #1


2 x Natural Dentist Toothpaste @ $1.29 ea. Used 1 $2 Q
2 x Viactive Chews @ $3.49 ea. Used 2 $2 Qs
2 x Mocha Mints @ $.50 ea.
Tom's of Maine Mouth Rinse @ $1.69
4 x Crest Pro-Health Toothpaste @ $.95 ea. Used 3 $1 Qs
Oral B Toothbrush Double Pk. @ $1.89 Used 1 $2 Q
Oral B Toothbrush Double Pk. @ $2.49 Used 1 $2 Q
3 x Oral B Single Toothbrush @ $1.29 ea. Used 3 $1 Qs
2 x Reach Toothbrush @ $.75 ea. Used 2 $1 Qs

Now the regular stuff.....
2 x Sambucol Tabs @ $12.99 ea. Used 2 $10 WQ & 2 $3 Q
Soleil Disposable Razors @ $5.99 Used $2 WQ & $2 Q
2 x SC johnson Cleaners @ $3.00 ea. Used 2 $1 Qs
Excedrin Menstrual @ $5.99 Used $4 WQ & $1 Q
Colgate Toothpaste @ $3.49 Used $2.50 WQ & $1 Q
5 x Hunt's Sauce @ $4/5 Used $2.05 WQ
2 x Butterbal Broth @ $.79 ea.


SUBTOTAL $78.83+$.35 tax=$79.18 Coupons Used $60.55


OOP $18.63

Transaction #2

6 x Hunt's Sauce @ $4/5 & $.80/1 Used $2.46 WQ
Colgate Toothpaste @ $3.49 Used $2.50 WQ & $1 Q
2 x Sambucol Tabs @ $12.99 Used 2 $10 WQ & 2 $3 Q


SUBTOTAL $34.27 Coupons Used $31.96


OOP $2.31

Combined SUBTOTALS....

$113.45-$92.51Coupons=$20.94 OOP


Total RRs Used....$13.50


GRAND TOTAL $7.44 OOP


And I will get $7.70 back for the Conagra Foods($5)& the SC Johnson Cleaners($2) in ESR($7 + 10% bonus for taking a Gift Card rebate rather than a check).



I was able to use 1 $2 Q on the 2 Natural Dentist on clearance for $1.29, so I paid $.58 for both tubes.

I was able to use 3 $1 Qs on the 4 boxes of Crest for $.95, so I paid $.80 for 4 tubes of that.

All 5 of the Oral B Toothbrushes came to $8.25 on clearance so I was able to use $7 in Qs(I could have used an 8th $1 Q if I had one) and get all 5 brushes for $1.25 total.

Both Reach Toothbrushes for 75¢ ea. let me use $1 Qs on them without beeping at the register, even though it took off more than they were priced. But a 2nd Natural Dentist AND a 4th $1 off Crest Q did beep, so the cashier wouldn't let me use them.


Oh well.

If you are looking to buy Soleil Disposable Razors at WAGS, look for the packages with the 2 BONUS Razors free. You might as well get the 6 pack for what you'd spend on the 4 pack, right?

Be sure and look for the Raspberry flavoured Viactiv on Clearance. It was NOT in the Clearance section but still on the shelf where the Viactiv is located with an orange shelf tag. This stuff is usually in the $7 range but marked down to $3.49 and with the current $2 Viactiv Q out there, this is a very nice $1.49 price!


Sluggy