2020 4th Quarter Small Economies Grand Total

 

2020 4th Quarter Review..........Small Finances Year End Totals

The fourth quarter of 2020 is in the books now.
Let's see where some of my small pots of savings look like for the Year End.
These stats are all effective as of December 31st, 2020.

*  Rolled coins--$3.50.  1 roll of nickels and 3 rolls of pennies.  This is my personal change from my WAM after cleaning out my change from my wallet.

* Found Change--$54.55  Finding money is the best!

This photo is only the coins I found, not the bills.  I did something different with that, which you'll see. ;-)

*  Refunds & "Post Coupons"--$126.98 Mostly Weis(PMITA)Markets and Rite-Aid.

*  Cash Rebates--
   * Ibotta--$1,255.49
   * SavingStar--$52.75 

   * Coupons app--$23.50        

   * Shop at Home--$23.27

Grand Total......$1,540.04 in small economies monies.

(I also had about $11 in the Checkout51 app but not enough to cash out so I am rolling that amount over into 2021.)

But this year I am not using it ALL to put toward the food/toiletries spending.

I am only putting the found change($14.55 of the $54.55 found)toward the food spending.  (I used the $40 in bills I found to buy food to give to the food bank.)

I am still putting the Refund/Post Coupon cash, and all online rebates except the Shop at Home one toward food spending.(Not using the Shop at Home monies as I didn't buy any food/HBA/Toiletries/paper goods for that rebate.)

My OOP spending on groceries came to $4,714.40 for 2020.
Add in the $1,473.27(what is left without the rolled coins, $40 of found $ and Shop at Home rebate)toward the grocery spending and the food/toiletries spending drops to a Grand Total Spent of $3,241.13 for 2020.

Do you stash non-income money aside to put toward a goal?
Tell us about it and what strategies work for you in savings money!


Sluggy

2020 Third Quarter.....Small Economies Report

** I just noticed I forgot to publish this post from back in October. ugh.  Not that it's relevant now but here it is. **  --slug

The third quarter of 2020 is in the books now.
Let's see where some of my small pots of savings look like so far 3/4 though the year.
These stats are all effective as of September 30, 2020.

*  Rolled coins--$3.50

I rolled a whole .50¢ in pennies since March. lolz

*  Found Change--$49.44  Finding money is the best!  Nobody can argue with that, right? 8-))

*  Refunds & "Post Coupons"--$80.76 Mostly Weis(PMITA)Markets and Rite-Aid.

*  Cash Rebates--
   * Ibotta--$777.58
   * SavingStar--$47.75
   * Checkout51--$13.75
   * ShopAtHome--$23.27

Total.........$996.05 so far in 2020 to put toward the grocery spending in December. I can only withdraw $982.30 of this so far(as I haven't reached the Checkout51 threshold).
At this 3/4 of the way point in 2020 that means our OOP on food spending is $2,523.46 with that $982.30 in small economies deducted.
Nice.

Plus I have $20 in Visa prepaid gift cards, $10 in Walmart gift cards(and another $15 in prepaid Visa cards if my P and G rebate card comes before the end of the year)I can apply to the food spending for 2020.

Do you stash non-income money aside to put toward a goal?
Tell us about it and what strategies work for you in savings small amounts of money!


Sluggy

2020 Second Quarter......Small Economies Report

The second quarter of 2020 is in the books now.
Let's see where some of my small pots of savings look like so far halfway though the year.
These stats are all effective as of June 30, 2020.

*  Rolled coins--$3.00(still)

I haven't gotten enough spare change to roll any more coins.

*  Found Change--$46.50  Finding money is the best!  Nobody can argue with that, right? 8-))

*  Refunds & "Post Coupons"--$44.35 Mostly Weis(PMITA)Markets and Rite-Aid.

*  Cash Rebates--
   * Ibotta--$278.40
   * SavingStar--$25.00
   * Checkout51--$0.00
   * ShopAtHome--$23.27

Total.........$420.52 so far in 2020 to put toward the grocery spending in December.
At this halfway point in 2020 that means our OOP on food spending is $1755.55 with that $420.52 in small economies deducted.
Nice.

Do you stash non-income money aside to put toward a goal?
Tell us about it and what strategies work for you in savings small amounts of money!


Sluggy

2020 First Quarter.....Small Economies Report

The first quarter of 2020 is in the books now.
Let's see where some of my small pots of savings look like so far.
These stats are all effective as of March 31, 2020.

*  Rolled coins--$3.00

*  Found Change--$44.69  Finding money is the best!  Nobody can argue with that, right? 8-))

*  Refunds & "Post Coupons"--$37.20 Mostly Weis(PMITA)Markets and Rite-Aid.

*  Cash Rebates--
   * Ibotta--$139.99
   * SavingStar--$9.00
   * Checkout51--$0.00
   * ShopAtHome--$15.95(I think I need $20 to cash out of this.)

Total.........$233.88 (not counting ShopAtHome-With SAH it's $249.83) to put toward the grocery spending in December.


Do you stash non-income money aside to put toward a goal?
Tell us about it and what strategies work for you in savings money!


Sluggy

1st Quarter Review.....Small Finances

The first quarter of 2019 is in the books now.
Let's see where some of my small pots of savings look like 3 months into this year.


*  Rolled coins--$5 in dimes.  That's it.  Rolled coins have taken a big hit since Hubs stopped working for a living. lolz

*  Found Change--$22.78   So $20 of that was a Twenty dollar bill I found on the floor at Rite-Aid and haven't done anything with it yet.  ;-)

*  Refunds & Post Coupons--$75.58  Mostly Weis(PMITA)Markets and Rite-Aid.

*  Cash Rebates--
   * Ibotta--$94.03
   * SavingStar--$23.50
   * Checkout51--$31.25

Total.........$252.14 to put toward the grocery spending come December.
Not a lot, but better than a poke in the eye, right?  ;-)

Next update on the Small Financescoming at the beginning of July.


Sluggy

3rd Quarter Review...Small Finances

So we are three quarters of the way through 2018.
How did that happen so fast?? lolz

I went through the various small pots of monies and here is where it all stands as of September 30th.
I save up all my rebates/spare change/refunds to apply toward the food bill in December.
(I don't put monies from things I sell during the year into this kitty.)

*  The spare change was rolled and counted September 27th......

$39.00 to put toward the food budget come December.  Now that Hubs isn't working and doesn't have as much WAM we don't get as much change accumulating at Chez Sluggy.  I rolled $15.50 from Hubs' change cup but he wanted the bills($15)and let me have the .50¢ roll of pennies so I only had .50¢ to add to my spare change stash this quarter. 8-(  I guess since 95% of the spare change in the cup is from his WAM it IS his to keep.

*  Here are the current cash rebate app totals for 2018 thru the end of September.......
   Ibotta  $170.33
   Checkout 51  $6.75
   Savingstar  $57.15
A total of $234.23 in cash rebates to put toward food spending in December.

*   My Weis Refund envelope has $25.75 in it.

*   My Rite-Aid Post Q/Refund envelope has $146.48 in it.

Altogether I have $445.46 at the 3/4 point in the year to apply toward food spending in December.  Since my normal monthly food budget is $400 per month I can cover all the December food shopping!!  Even is I go over a bit I'm good.  8-)))

*   Not part of the grocery monies but my leftover WAM from the first 9 months of the year came to $586.00.
That was until Kim showed up and we hit the road.  I fear my WAM accumulation will change significantly once this trip is over.......

Do you keep track of small streams of cash you receive?
Do you ear mark any of it for something special?

Sluggy