Here's a SNL skit from years ago. It is pertinent this time of year....
I am reminded of this skit because there is a credit union here that is pushing a product--a Holiday Loan. It's a personal loan of $1,000 to buy holiday joy. The terms are 12 monthly payments to repay this with a 12% interest rate. Wow, not a good deal!
If you have kids and don't have money for Santa gifts then find a local organization like Toys for Tots or a Salvation Giving Tree to get them a gift for Christmas. Then find a local food bank to get the fixings for a Christmas meal. Nobody needs to know you got things from charities if you need to use them and you can have a good Christmas without going into debt!!
You don't need to go into debt for Christmas. Gifts can be handmade, if you have a crafting or baking skill, you don't have to buy buy, buy! Our economy will survive without you spending money you don't have on things you don't need. 8-)
Here's another campy Holiday song I have to listen to every Christmas. Especially living down here in the swamp, it's timely.
Sluggy
Excellent advice!!!!
ReplyDeleteLOL - just listened. That is hilarious!!!!!
ReplyDeleteWe donated a lot of toys to toys for tots.
ReplyDeleteWe had the best time shopping for the kids.
It's what I love to do at Christmas.
It warms my heart to know
A little girl is going to get the
Barbie doctor play set.
A little boy is getting a drum set or dinosaurs that growl!
So definitely go get toys for your children if you need them.
That's why people take the time to shop
and deliver the toys.
Your giving sound advice.
Don't spend what you don't have.
It just makes things harder after the holidays when the bills come in.
There's many people who will help
your family for Christmas.
Merry Christmas!