Here's a SNL skit from years ago. It is pertinent this time of year....
I am reminded of this skit because there is a credit union here that is pushing a product--a Holiday Loan. It's a personal loan of $1,000 to buy holiday joy. The terms are 12 monthly payments to repay this with a 12% interest rate. Wow, not a good deal!
If you have kids and don't have money for Santa gifts then find a local organization like Toys for Tots or a Salvation Giving Tree to get them a gift for Christmas. Then find a local food bank to get the fixings for a Christmas meal. Nobody needs to know you got things from charities if you need to use them and you can have a good Christmas without going into debt!!
You don't need to go into debt for Christmas. Gifts can be handmade, if you have a crafting or baking skill, you don't have to buy buy, buy! Our economy will survive without you spending money you don't have on things you don't need. 8-)
Here's another campy Holiday song I have to listen to every Christmas. Especially living down here in the swamp, it's timely.
Sluggy
