Friday, March 31, 2017

Weis Deal Last Week

Sale ads at Weis(PMITA)Markets start on Thursday so this is the only notable deal I picked up on Wednesday(last sales ad)after getting an old filing fixed at the dentist and heading to the grocery store.......


8 x Wishbone dressings on sale $1.47 each=$11.76
I had 4 x $1/2 Wishbone items TearPad Qs that were expiring 4/1/17 to use.
$11.76-$4=$7.76 OOP
That makes each bottle .97¢ which is a good price here for the 16 oz. size ones.

I already have a supply of dressing here but not these varieties.  We use 1000 island on taco salads as well as Reuben sammiches and College Boy likes to dip his pizza in the Ranch variety.
I like to make my own vinaigrette and Italian fresh but having a bottle of such on hand when I don't have time or inclination to make them is a plan.

We are coming up on Salad Season here shortly.  In the Winter I am the only one basically who eats salad greens but once the weather warms up we all eat it more often.

Today is the Fantastic Friday Sale at Weis.  I may go up and pick up some strip steaks that are $5.66 lb. today only.  Hubs birthday is Wednesday so I may splurging and we may have an early birthday meal.

They also have whole fryers for .86¢ lb. and  Fiora TP 1/2 price today and I have a $1/2 ManuQ so I'll pick those up too on April's food budget.

Sluggy

Wednesday, March 29, 2017

2017 Food & Toiletries Spending....March Update

* Posting my grocery totals a bit early as I am done food spending for March.  If for some reason I shop again this week, this amount will go onto April's spending.*

Onward to March's food spending report.......



Here are my FOOD BUDGET spending totals for MARCH 2017.

I have posted March's totals on the Total Grocery Savings Page located HERE and have updated the Totals there.
I am listing subtotals for each store I purchased from in March.  If you aren't interested in that much detail, just skip to the bottom for the Totals Sum.  My spending includes Food, Toiletries/HBA, Cleaning Products, Paper Goods & tax where applicable. We are a family of 3-4(3-4 at home this month). No kids under 21.

******************

BREAD OUTLET
OOP  $22.00
Value  $83.02
Savings  73.50%

DOLLAR TREE
OOP  $12.00
Value  $35.76
Savings   53.42%

MAINE SOURCE
OOP  $129.32
Value  $249.91
Savings   48.25%

RITE-AID
OOP  $0.00
Qs/Ads/PPs  $67.52
Value  $67.52
Savings  100%

WEIS MARKETS
OOP  $82.52
Qs/Ads/Gift Cards  $271.98
Value  $354.50
Savings  76.72%

*********************
My best 3 Store Savings Totals were Rite-Aid at 100%, Weis Markets at 76.72% and the Bread Outlet at 73.50%.  My WORST savings rate was Maine Source at 48.25%.
Ok, having a "worst" savings rate of almost 50% is not too shabby..... ;-)

I shopped at 5 different stores this past month.


TOTAL Out of Pocket..........$245.84
TOTAL Coupons & Store Sales Savings...$617.39
TOTAL Value of Items Purchased............$863.23
TOTAL Savings of ..................................71.52%
TOTAL Savings w/o Rite-Aid of ..............69.10%

This closes out the March food/toiletries spending.

THOUGHTS & COMMENTS for this month.....
I went into March wanting to stay under $300 spent OOP on food and toiletries.
Thanks to using some gift cards I stayed $54.16 under budget.

The monthly food spending savings percentage went UP by .33% in March to 69.10% compared to February's 68.77% savings average.

With 3 months accounted for, I have spent a Grand Total of $1,091.06 on food/toiletries in 2017 which averages out to $363.69 per month spent in 2017. 8-)


LOOKING AHEAD To April........
Though College Boy won't be home for Easter we will most probably host the Brother in-law and Nephew for that meal.  I already have a ham in the freezer I picked up for free at Weis at Christmas, I'll make my own rolls and deviled eggs(with eggs I already have here), so the only expense will most likely be fresh or frozen veggies I'll pick up in April.  Easter this year shouldn't break the bank.
Plus we'll  have a good bit of ham leftover for other meals in April(though I really don't eat ham anymore the Hubs and Daughter can eat it).

As for the rest of April,  I want to try for a $200 grocery spending month.  We've got lots in the pantry/freezer/stockpile heading into April.  If April turns into a good stock-uppurtunity month I have $477.89 in gift cards for places that sell food/toiletries(though I rarely pay money for toiletries) Ican put some of the food purchases on($205.01 in Weis cards, $60 on a Visa Debit Card from Kohl's purchases, $125.44 in Target gift cards, a $25 Giant Markets gift card, and $62.44 left on my Rite-Aid gift card).
I don't plan to stock-up on things in April but I have the means to pay for it if it happens.

If you have other ideas or guidelines you follow please leave a comment and share yours with us all.

*  How much did you spend on food/toiletries in March?
*  Do you track your yearly food spending?
*  What was your savings percentage buying on sale and/or with coupons vs. buying at regular retail price last month, if you track that sort of thing?
*  What are your methods for keeping your food spending in check?

Is anyone out there up for tracking expenditures and trying to spend less but still eat well?


Sluggy

Tuesday, March 28, 2017

Gift Card Organizing


Someone asked in the comments last week after I talked about buying discounted gift cards at Dollar General.........
"Cold you do a post about your gift card system?  We're starting to get a lot and I need a good way to organize them!"

So here you go.
I don't know how much of a "system" I have but over on the bookshelf by my desk lives this box.....


It's an old baby wipes box. I keep all my gift cards inside.


First thing is, if it's one of those variable amount cards(which you can pick the value you want put onto it)I write the value I got onto the cardboard display backing card it's attached to.  If that backing is not there(usually means I partially used it but there is $ still left on the card)I write the value of the card on a slip of paper and wrap that around the card with a rubber band(or paper clip).  You can see the "Chili's" card on the right in the photo also has a second card rubber banded to it with a slip of paper around it....that's a partially used card.

If I have multiple of the same brands of cards I also rubber band those together to keep them together.


All the food gift cards are then stacked and rubber banded together.  I also have retail store gift cards(department stores, home improvement stores, grocery stores, etc.)  Each category of stores is banded together and all are tucked into the wipes box.

I also keep a paper inventory of the gift cards--the list on the right in the above photo.  Each brand of card with a tally mark for how many cards I have and then the amount of value on all of each brand of card.

I try to update that list every time I used up a card, well, I update the amount of value for each brand.
Sometimes I forget and will redo the inventory list quarterly or at least semi-annually.
When a new gift card is bought though it is added to the inventory as soon as possible for that the list is somewhat accurate.


I also keep all receipts for each cards purchase.  If for some reason when I go to use a card at a future date and it doesn't work at the business I have proof of purchase when I go back to where it was bought to complain and get it replaced.
Knock on wood, I have never had a problem with a valid gift card not working(well, except for that McDonald's gift card my brother in-law gave College Boy for Xmas when he was little and it wouldn't scan and I had to PAY to have it mailed to corporate and replaced.....we NEVER buy McDonald's cards EVER since then, not that anyone here wants those anymore anyway).

The inventory list and the wad of receipts are also tucked into the gift card box.
I also keep all those store loyalty cards I don't regularly use in that box.
So if I need a gift card I just take out the card I want and tuck it into my purse before leaving the house.

Nothing earth shattering but it works for me.  ;-)

Sluggy

Monday, March 27, 2017

This Week on the Dining Table

The "Feeling Rich" Edition--



This is one of the rings I inherited from my mother.  She had a thing for bling, didn't she?
What do you think?.....Should I wear this out to Rite-Aid and Weis(PMITA)Markets the next time I am running errands?
What about my tiara?  Or would both be too much? ;-)

Moving On....

Onward to the meal planning!

Here's what was planned last week--

1. Sunday--Leftovers/Fend for Yourself
2. Monday--Breakfast for Dinner
3. Tuesday--Leftovers
4. Wednesday--Spaghetti and Meatballs, Salad
5. Thursday--Leftovers
6. Friday--Chicken and Mushrooms in Wine, Asparagus, Rice*
7. Saturday--Leftovers

And this is what actually happened--

1. Sunday--Leftovers/Fend for Yourself
2. Monday--Breakfast for Dinner
3. Tuesday--Coq au Vin(sort of), Asparagus, Leftover Taters*
4. Wednesday--Leftovers
5. Thursday--Leftovers
6. Friday--Pizza
7. Saturday--Leftovers

6 meals cooked at home, 4 of them a night of leftovers or Fend For Yourself, and 1 night of eating-out/take-out.
The spaghetti and meatballs didn't happen as we had so much in leftovers.

As for the grocery spending.....1 small trip to Weis, a trip to the Bread Outlet and a stop for just milk brought the food spending last week to $12.70. I used $22 in gift cards so it would have been $34.70 without the gift cards. This brought my March food spending total to $245.84.(Food spending would be $370.84 for the month so far, w/out that gift card).  There are 4 days left in the month.

My savings percentages last week was 84.83%. (Would have been 59.75% without using free gift cards.)

Leftovers going into this week.......1 slice Meatloaf, Corned Beef, Cabbage and Carrots, Irish Stew, 1 helping of Cole Slaw, Brussels Sprouts, Shrimp and Chili.
And a serving bowl of Broccoli Cheddar Soup.
We don't seem to have made much of a dent in the leftovers last week though I swear we ate leftovers! lolz

Here is this week's "food plan"....
* Denotes "complicated" meals

1. Sunday--Spaghetti and Meatballs, Salad *
2. Monday--Reuben Sandwiches(should finish up the corned beef)
3. Tuesday--Haddock, Cole Slaw, Asparagus
4. Wednesday--Leftovers
5. Thursday--Chicken Parm, leftover cooked Carrots and Cabbage
6. Friday--Leftovers or Pizza in Freezer
7. Saturday--Leftovers

This week will see 3 new meals cooked(4 if you count the sandwiches using leftover corned beef), 0 nights of Take-Out/Eating-Out and 3 nights of Leftovers.

What I need to buy for this menu?  More Rye bread unless I can talk the family into having their Reubens on pumpernickel which I bought last week.  I got chicken cutlets last week, meatballs are in the freezer, I have spaghetti and sauce ingredients here already, as well as salad fixings, asparagus, haddock(also bought last week)and part of a head of cabbage and a raw carrot to make cole slaw.
After this week's menu we should be out of fresh produce and will restock on April's dime.

What is getting fixed and served at your house this week?

Was last week's plan successful, did you go off plan or did you not even plan what was going to be eaten last week?

Any great deals on food at your stores this week?


Sluggy

Sunday, March 26, 2017

The Weekend...Good, Bad & Ugly

I went out on Thursday looking for those Wendy's gift cards other Dollar Generals in my area.  Found them at one, took a handful up to the register and the cashier couldn't get them to activate. ???
I hit the Bread Outlet while I was out and then grabbed a burger at BK on a gift card and headed home.

On Saturday it was a cold but sunny day so Hubs and I decided to head South of here to use a gift card I won at the Church auction last Fall for a local diner.
Diners in PA are most usually owned/run by Greek descent folks.  The menus are vast, the prices are good and the food in plentiful.
This is one we like Walnut Bottom Diner in Carlisle PA and this one, The American Star Diner in North Wales PA.  Both Greek American run.
Diners offer great deals and food except if you go to a diner it seems in the town we refer here to "Little Havana".  This isn't a negative reference,  It's just that after 9/11 Hispanic NYC dwellers moved here in record numbers to this little PA town.  It's now populated 50% at least by those folks.  You are more likely to see store signs in Spanish than English there or bilingual signage.

Anyway, this diner, both clientele and staff are Hispanic from what I could tell.  The menu was vast, the food plentiful but the prices were a bit higher(probably because being NYC refugees they are use to paying/charging higher prices anyway).
But the food.....sigh.....the food was not what we were expecting.  Not as good and some menu Greek staples which we tried were NOT authentically Greek.  Instead of real Greek olives on Hubs Greek Salad they were canned black olives, like you'd get on a pizza.
Ack!

So at least we didn't pay full price for the meal as the gift card cost me at the auction less than face value and we paid an additional $9 and change for the check.
Oh well.....you live and learn and remember not to go back there again.

On the way down to this diner we stopped at a Dollar General along the way to check for Wendy's gift cards and they had them.
Another attempt to purchase a stack and this cashier also could not get them to validate. ???  This store I had also tried to buy different discounted gift cards at back last Fall before Christmas and at that time the cashier also couldn't get those gift cards to scan.

So we stopped at another Dollar General right near our diner destination and I tired again to purchase the Wendy's gift cards.


Success!!!!!!
Why on earth do they scan correctly at one Dollar General out of the three I tired to buy these gift cards at?
I think it has something to do with the cashiers not knowing how to ring them up or not.
I now know where to avoid getting gift cards from.
This would have been so much easier if my town's DG carried the Wendy's one.

We've gotten a couple of warm days this past week.  Yesterday it hit the mid 60'sF here.
Here is what is left of our snow pack........


 Mostly the backyard is clear but the deck is still covered.


The front yard gets full sun most of the day so we just have some mid-sized piles left.

I cleared my bookshelf area, filed papers away, reorganized my gift card box and list yesterday.
Hubs finished and filed the taxes electronically yesterday.
We had to do FOUR tax filings for 2016....Federal, PA state, LA state and the local PA taxes.

We got a moderate refund on the Federal(which was our money we were FORCED to loan to the government for 12 months interest free!), we owed $2 on the local PA taxes and then we got pounded in the ass on the PA and the LA state taxes!!



Since the house we own and rented out is in Louisiana we have to declare this income in LA.
We also had to declare this income on our PA taxes for some reason with the caveat that we would get a "credit" to offset the LA income on our PA form.

Well that "credit" only amounted to half of what we paid to LA so basically we got DOUBLE TAXED on half the LA income in PA too!
Taxation is theft and doubly so if you pay it twice!!!

It's no wonder people LIE all the time about their income to the government and I don't blame them.
I am so tired of being made to pay for shit I shouldn't have to and supporting irresponsible people's financial irresponsibility.  And then you get made to feel guilty if you don't want to let the government pick your pocket constantly.

*Putting Libertarian Soapbox away now*

So I am off to make "Sunday gravy" and cook meatballs for Hubs' dinner and mellow myself out.

What are you up to today?

Sluggy
"Taxation is theft"