Wednesday, July 3, 2013

Of Freezers, Hunks Of Meat, DNA & The 3 Stooges



The last 2 days have been almost as much fun as last Friday was.
More time spent on the phone, which is one of my most favorite things. HA!



Update on the freezer.......
It's gone....as of 10 am Tuesday morning.
Hurray!!!

The asst. manager guy from Home Despot....er, Home Depot arrived with an assistant(assistant to the assistant manager?)in a sort of truck thingy vehicle and took her away.
The asst. manager even called me when they got back to the store and took my c/c number to issue me a refund.
I didn't even have to go to the store to get my money back.
Cool beans.

My local HD store gets two thumbs Way Up from me for the way they handled this situation.

Now I just have to decide what to do about a freezer as the old fridge's freezer compartment is not a long term solution for us.

On Monday, after running various store errands with my sons, we stopped in at Lone Star for lunch.
Oldest and I got a lunch steak and baked potato.
When I cut into my steak it was as far from Medium Rare inside, as I could have possibly ordered it.
I ate one piece and then decided, WTF?, I am NOT going to be ok with this steak being done incorrectly after all.
So I got the waiter's attention and sent it back for the kitchen to try again.
The replacement was done a tad Rare but borderline rare was better than the first one which was approaching well, so I pronounced it sufficiently cooked and munched away.  They also brought me a second potato which I couldn't possibly have eaten, so I boxed it and took it home.


Before we finished the meal, the manager du jour came over to "table touch"(technical restaurant biz term) and inquired about our visit.  The waiter had briefed her on the steak trouble so she said she was comping my lunch as, "It should have been done correctly the first time."
I did not argue the point and thanked her for the gesture.
And $11.29 stayed in my wallet on Monday. ;-)
Of course, the waiter got a real nice tip too.....

Then Monday afternoon, the Whirlpool authorized repair person finally called me.
I told him, thanks but no thanks as that POS appliance is going back to the store, so he need not bother making a trip out to visit it at my house.  But thanks for finally calling me for an appointment, 3 days after Whirlpool sent you the request for service!
Asshole......see if I EVER call you if another appliance of mine goes on the fritz.....

 
Monday evening I get an email back from FamilyTreeDNA.  These are the folks I bought a DNA testing kit from last month for $199.  Then they sent me a mass email as a user about a great DNA testing kit sale, not 3 weeks after paying them $199 for a kit.  Now that same kit is on sale for....$99.

Of course they got an angry email from me the evening I received that notice that they were charging HALF of what I was made to pay.
As a way to placate me, they are refunding $50 of what I paid(though I still don't see a credit for this on a c/c bill).
It's not total satisfaction but it's better than nothing.

So I won't totally tell all my readers to avoid FamilyTreeDNA for all your genealogical DNA testing needs like I was going to.
I will say that if you buy their product, wait for the inevitable sale price.

Oh, and be prepared to wait TWO MONTHS at least for your test results once it's received in their lab.
My problem is, if they take TWO MONTHS to provide test results when they charge $199, imagine how long test results will take once they drop the price by HALF and get inundated with orders!
Just don't be holding your breath....

Then let's move on to my youngest son's flute camp registration.
He's attending a flute camp at a university a couple of hours away from here next week.
I registered him online, on the school's website with a credit card over a month ago.

They sent a zip file with release forms that need to be signed and brought with us, as well as a file with other information(what to bring, daily itinerary, how to pay the balance of the tuition, etc.).
Of course when I went late last week to pay the balance due with my credit card, on their linked web page where you can make c/c payments, I get the "this page is missing" page.  Some numbnut at the school in charge of the website has either moved or taken down the payment page.




Numerous tries later for 2 days and I still get the error page.  Obviously, the link is broken.
So I call them and leave a voice mail.
Then I email both the woman teaching the flute camp and the dept. secretary at the school on Friday.
The teacher emails me back Friday evening that she'll forward my situation on to the woman in charge of the camps and they will be back to me.

Of course, with all we were doing on Monday, I totally forget to follow up on this until 5:20pm on Monday.....as no one had called or emailed me by then on Monday.  So I called and the phone rang and rang and no voice mail kicked in, so I could leave a message.

Then I found the email with the zip file attachments, which was from yet another person at the school and emailed her Monday around 5:30pm and asked if somebody ANYBODY! connected to this camp could please call or email me.

On Tuesday morning, I come downstairs to an email from her.  Evidently it seems like everyone in charge of camp stuff at this school decided to go on vacation the same week! so that is why no one has gotten back to me until now.
This dept. secretary gives me the option of her finding someone else who can find a way for me to pay via online(?!?!....just fix the freaking link to the webpage!)or I can mail a check.
Figuring that trying to pay online will just lead to more emails and frustration as these folks don't seem very technologically savvy, I decide to write a check to snail mail there.


So I have to ask her for the mailing address, as that also was NOT in the literature they supplied me upon registering.  You would think when she suggested that method of payment that she would have volunteered an address?
She replies with the snail mail addy for a check payment.
Then I have to email her again for how to make the check out to, as neither she nor the literature gives an inkling about this point either.
***exasperated sigh***

Like pulling teeth on a shark, folks......

So I got the check mailed out and with the Holiday weekend, it will be a race to see who/which arrives at flute camp first.....our minivan carting #2 Son there or this check payment.  I'll have to print out emails to bring to prove that we made payment and to show the reason that this payment is NOT there yet is due to the chucklehead's running this shebang.
Leave it to people in academia to not be able to efficiently run a flute camp.
After dealing with 2 children attending colleges, I have run into this lackadaisical type of attitude with higher education institutions and employees all the time.  They are like government bureaucracies, in that, they have no motivation to be efficient, organized and on the ball.  After all, if a "customer" is not happy, they aren't in danger of losing their job, like a private sector business employee.
This type of crap out in the business world doesn't fly for very long, because the people who run things badly are soon out of business.
This is one of the reasons I really detest dealing with educational institutions.


But enough of this for now.

Finally score for this post.....

Freezers   0
Steak Restaurants   0
DNA Labs    1/2 pt.
University run programs  3 Stooges-none of which knows what the others are doing

ME  broken freezer-free, free steak in the belly, $50 back in wallet and ready for a straight jacket having to deal with Moe, Larry and Curly

Sluggy
 

Tuesday, July 2, 2013

The Boring Blog Giveaway WEEK 3....Time to Enter Again!


It's Summer.  Things slow down this time of year in the Bloggiverse.
I think it's time for a return of.........
Sluggy's BORING BLOG BOX GIVEAWAY!
 
Here's how it works if you are new here.......
 
I put things in the box(mostly what I have gotten for free or almost free)each week and when the box is filled we draw a winner from all the entries received.

Here is what went into the Box today.....
 
 


1.  1 Aim Toothpaste
2.  1 Pepsodent Toothpaste
3.  1 Reach Toothbrush
4.  1 Reach Dental Floss


If this is your first time, please go read all the rules for these Giveaways HERE.  *As always, if you are located outside the US, you CAN enter and win but weight restrictions/shipping costs may mean your prize box will contain less items.*

***Time to enter.....You can enter on this Giveaway post until I close this post to entries.

1 entry per person per day on THIS POST.
Leave your name/email addy and a COMMENT on this post.  

This week I want to hear about Your 2013 Goals(if you have any).
At halfway through the year, how are you doing on those goals?
Do you need to adjust them and why?
 
You can come directly to this blog post or find it through the link on the right side bar to leave 1 comment per day.  The current Giveaway Post will be linked right at the top of the side bar.

Please NOTE--You MUST be a follower to enter the Giveaway.  If you aren't one, just click on the "Follow" button on the right hand side of my blog to become a follower.

There are 2 ways to get 2 EXTRA entries on this and each new Giveaway Post.......

1. Put my blog on your blog's Blogroll.  Leave an extra comment for this entry on THIS POST with the URL of your blog so I can go check it out. **If I'm already on your Blogroll, say so in an extra entry comment once each week of this giveaway.
2.  Blog about this Giveaway on your blog with a link to this post.  Leave an extra comment for this entry on THIS POST with a link to your blog post so I can go view it.  You can do this extra entry once each week of this giveaway.
 
These giveaways run about 4 weeks, depending on how often I get a blog post done.  The winner will be drawn from all valid entries received before the closing date of the giveaway.


 Any questions?  Just email me.

Happy Entering!! 

Sluggy

This Week on the Dining Table

It's the "Oldest Son home for 6 days & We need to eat down all this frozen food since the new freezer died" Week.

 Let's get to it.....


 

Here's what was planned last week--

Sunday--Grilled Steak, Tossed Salad
Monday--Leftovers or BLTs
Tuesday--Crab cakes, stuffed clams, green beans
Wednesday--Breakfast for Dinner use eggs
Thursday--Grilled Hot Dogs on Rolls, Beans, Mixed Veggies
Friday-Something Chicken in the Crockpot with Veggies and Rice
Saturday--maybe Take-Out since #1 Son is due in that evening
 
Things went as planned until Thursday evening when I discovered the brand new freezer had shit the bed.....are you tired of me harping on this blasted appliance deal yet?  I know I am.....
 
Friday and Saturday were a free-for-all of "eat what I can't cram in the freezer and will go bad after a couple days in the fridge" Nights.  Not very good for my waistline but we survived it.
And #1 Son didn't come home Saturday; he came home on Sunday.

I spent $20.25 on $29.30 worth of groceries at a single store last week.   Some fresh produce, fruit and #2 Son wanted a frozen pizza.
 
Total spent in June was a whopping $280.74, so I had $119.26 leftover in my food budget.
Nice.
8-)))
 
 
Going into this week the leftovers that remain are--1 hot dog roll and half a container of half & half.
Because of the freezer, I had to cook up about 6 pounds of steak.....sniff, sniff......
I made a big batch of stroganoff and a crockpot of chili with it all.  The chili will be for the kids to eat for lunch and/or snacks this week.
 
It won't be a 'usual' week for us in the dinner category, as the oldest is home so that warrants some eating out and cooking things he likes(meaning lots of meat meals).
 
(I've made bold the leftover items I've used in the menu below.)

 Here's this week's meal plan--
 
Sunday--Beef Stroganoff over rice, Salad
Monday--Chinese takeout as Hubs is out of town(comes out of entertainment budget, not food)
Tuesday--Chicken Enchiladas(using pepper strips and chicken from freezer)
Wednesday--Not sure, 2 of us might be out of town for the day..Hubs will make pasta or have leftovers.....if we don't go, Quiche(using up half & half)most probably will be served and squash.
Thursday--Cook-Out(if the weather cooperates)-not sure what yet beyond dogs and burgers.
Friday--Red Robin(#1 Son's birthday meal he requested)(entertainment budget, not food)
Saturday--Beef Stroganoff over rice or Chicken Enchiladas leftovers, Brussel Sprouts
(Sunday next will be whichever leftover we don't have on Saturday too, along with some veggies. lol)

On the shopping list so far--Monterey Jack & Swiss cheese, fruit, eggs, squash and corn, rolls, chips, ground beef for the cook-out so far.
 
I've got my $400 food budget for July available and ready to start spending.

That's what's appearing on the kitchen table this week here at Chez Sluggy.

 What's getting fixed and served at your house this week?

Sluggy

Monday, July 1, 2013

What is Your House Costing You?



Life is expensive.
Yah, like noooooobody  already knows that, right? ;-)

Everyone has to live somewhere and it's not free.
Whether you rent or own, there are expenses associated with housing.
Are you in a housing situation that you can afford?
The cost of where you hang your hat is more than just a rent check or a mortgage payment.
Do you know how much your home is really costing you?


Sharon over at Midlife Mom Musings and Morrison over at My Life In Focus asked that question a month or two ago in regard to home ownership--What is it costing you?

They figured out their expenses for the year that were directly affected or a result of their home.....things like the obvious mortgage, but also taxes, services like water, garbage disposal and sewage, as well as electricity(and propane or gas for cooking/heating) and insurance.  Money spent on home maintenance and repairs should also be included in your total. 

We own a 4 bedroom, 2.5 bath,  2 story home with a 2 car garage, on a 1/4 acre lot in a small town outside of a metropolitan city area. The development the home sits in dates from the 1980's.  The house is just over 2,100 sq. ft.(not including the basement).

For 2012, my list of expenses included.....
Insurance-$596.00
Sewage---$407.40
Taxes----$3116.33
Garbage--$336.00
Electric-$2432.28
Water-----$743.31
Repairs---$265.00

What I didn't include was money spent on the lawn/landscaping/gas for the mower/plants/etc. as I don't have figures for those expenses handy.  Most of that was paid for in cash and I didn't keep the receipts.

My Housing costs for 2012 were $7,896.32 for the whole year, or $658.03 per month, which comes to $21.63 a day.

And if I take that figure of $658.03 and compare it to renting a comparable house here, it is at least $350ish less than it would cost me to rent one.  And that rent wouldn't include the utilities or renter's insurance.
So we are doing well staying put here for now.

The water is higher because we have a pool so we use more than someone without a pool.
The electric is higher because the home is all electric-heating and cooking.  We do not have central A/C....yet! ;-)

The main reason my home costs us so little is because we paid it off in 2007 so there is NO mortgage.

Compared to our net take home pay, we are spending well under the recommended 30% of our after tax income on housing.


So what's your house costing you every year?
Are you afraid to figure it out because you might not like what you see?
The first step to budgeting and figuring out what it cost you to live the life you are leading is to get a handle on what you spend.
Run the numbers.....it might surprise you to see what it costs you daily to stay in your current home.
You might find that your house is unsustainable for your income and you might be better off not owning it.

Sluggy
 

Sunday, June 30, 2013

JUNE 2013 Budget Results.....Food & Toiletries Spending


 

Here are my FOOD BUDGET spending totals for JUNE 2013.

I have posted June's totals on the right side bar under Total Grocery Savings for 2013 and updated the Yearly Totals.
I am listing subtotals for each store I purchased from in June.  If you aren't interested in that much detail, just skip to the bottom for the Totals Summary.

My spending includes Food, Toiletries/HBA, Pet Supplies, Cleaning Products, Paper Goods & tax where applicable. We are a family of 5(3 at home this month)& 2 dogs. No kids under 17.
******************

MAINE SOURCE(restaurant supply)
OOP  $43.16
Value  $71.07
Savings  39.27 %
 
SHURSAVE STORES(small local independent affiliated stores)
OOP  $121.70
Qs/Ads  $57.71
Value  $179.41
Savings  32.17%

WEGMAN'S
OOP  $85.29
Qs/Ads  $26.11
Value  $111.40
Savings  23.44%

WEIS MARKETS
OOP  $30.59
Qs/Ads  $27.64
Value  $58.23
Savings  47.46%

I am no longer adding my rebates received into my food budget directly. I will use them on food on occasion and will note that when used.  I will keep track of rebates/gift cards/certs received here as before however.

REBATE CHECKS RECEIVED IN June.....$0.00
GIFT CARDS and CERTIFICATES....$0
TOTAL Value of Cash/Store Checks/Gift Card Rebates Received...$0.00

COUPONS and FREEBIES
Zero

*********************
My best 3 Store Savings Totals were Weis at 47.46%, Maine Source at 39.27% and Shursave Markets at 32.17%.  l only shopped at 4 different stores this past month.


TOTAL Out of Pocket........$280.74
TOTAL Coupons & Store Sales Savings...$139.37
TOTAL Value of Items Purchased............$420.11
TOTAL Savings of...................................32.18%

This closes out the June food/toiletries spending.

THOUGHTS & COMMENTS for this month.....

I went into June with my usual $400 budgeted for food/toiletries for the month.  Ended the month with $119.26 left over.
 
I did NO Rite-Aid shopping last month either.
I'm still trying to figure out what my baseline for food costs is since the dietary change in April.  Scratching my head about the low spend on food this month....not sure why because we didn't suddenly increase the eating out or anything.  Maybe it was a combination of eating less at meals(so the food went further)and #2 Son working so not eating dinner here.  I also did no stocking up(much) in June and we ate down a bit on the frozen stuff....which turned out to be a VERY GOOD THING, what with the new freezer going kerflooey(technical term).
Looking ahead to July---I'm lowering our budget to $300 for  this month.  I won't be stocking up on any frozen foods and we'll be eating down what I have in that category, given our freezer situation at the moment.  I am hoping to not buy meat products until what we have in the freezers is gone this month.  Most of the food budget in July will be going toward fresh fruits and veggies and some dairy.
**Update** I might keep the food budget at $400 instead, since Daughter told me that Sears(where she works)is having a nice sale n freezers for the 4th of July week.  I might break down and buy a Kenmore freezer as she says they aren't made by the factory in China that makes Whirlpools.  I suppose it's a different factory but still in China however.lolz
So in case I do buy another new freezer this month, I'll keep the food budget at $400 since I'll need to get a few frozen items.

 
And here is the run down of my Food & Toiletries Spending for 2013 so far--
 
2013 Total Saved $1,562.88

2013 Yearly Total Value of Items  $3,770.44

2013 Yearly Total Spent $2,207.56

2013 Yearly Savings Total of  41.45%
 
Again in June, total savings percentage for the year has gone down just over 1%.  The month of June was 32.18% saved(which was 7% worse than May's savings).
The yearly total so far is still over 40% so I am good with that.
 
How much did you spend on food in June?
 
Sluggy