Thursday, November 10, 2011

Another Horrible Real Estate Outcome

Perusing Real Estate Listings led from one thing to another online until I happened upon this clip.

It seems very few have been able to avoid the downturn in the housing market.
Some stories are sad.
And then there are other stories like this one......



Sluggy  :-)

Wednesday, November 9, 2011

What's Going On at Chez Sluggy?



Just a post of Random Tidbits from my life lately.


* We had a good productive couple of days last weekend.  I got 2 pair of pants hemmed.  Hubs and #2 son raked the leaves up and the town carted away 31, yes 31! large bags of leaves yesterday.  I also worked on getting another load of clutter together for charity.  And I FINALLY changed out all my summer clothes to the winter stuff....just in time for a week of temperatures in the high 60's here.
Ugh.

* I sold 3 more dolls on the tag sale site.  Hubs is delivering them today after work.  11 more to go....sigh.....


* #2 son started up flute lessons again.  He is super psyched with this teacher and finally is putting some effort into learning his piece for the Districts audition.  He is playing in the pit orchestra for the school musical next month, finishing up Marching Band season this month, playing the electric bass in the jazz band, playing flute in the concert band and he was just recruited by the music director to play the contrabass in the String Ensemble because the only bassist graduated.  He's never played the contrabass but he plays the electric bass and there is no one else in the band who plays well enough so he got elected.
I feel he is tired and too busy but he is enjoying it.  His grades are doing well so far so I am not impinging on his pursuits.

* #2 son's best neighborhood friend moved away this week.  The stepdad took a job in Alabama & they just sold their house.  They had the closing on their house on Monday and left the state.  # 2 son is in the dumps over losing his friend.
                    ***this is NOT my old house***

* Just by chance I discovered that the home we owned before moving into our current home is for sale!
I found the listing and it was a sad sight to see what they have done to it.  It's bordering on the verge of "fixer-upper" now.  I told Hubs we should buy it back since they are asking only $7K more than we sold it to them for.  It's a steal, really!   I loved that little house in the woods.....



* I reopened my eBay Store for the Holidays on Sunday.  The next couple of months are the busiest time of the year for sales on eBay so I jumped back into the water.  I'll be spending the next few weeks getting my Store stocked with goodies in time for Black Friday when things dramatically pick up....or at least I HOPE THEY PICK UP!lol  I have ALL my remaining boxes of eBay inventory in my living room.  Have I ever mentioned I have NO FURNITURE in my living room?lol
I'll weed through, as I go through the boxes to list stuff, and send some more of it to Salvation Army I am sure.  I have already sold 7 items....go me!  I've put a link to my eBay Store on the right sidebar.  Feel free to browse around it if you feel the need to buy overpriced old toys and crap. ;-)

* I am cleaning out the freezer this week.  I need to find room for the turkey I have to buy in the next couple of days so we are eating down the contents as well as pulling out old stuff to mix into the dogs' dinner bowls.  I have no doubts my dogs will "heart" me this week.....

So what's new in your neck of the woods this week?

Sluggy


Tuesday, November 8, 2011

Be Careful What You Wish, er....Vote For!



Before I go off today to participate in the local political process I want to tell you this.....
I have a dilemma of sorts.

Our little township(which is 1/5th of the legal entities that comprise my "town")is run by an elected Board of 3 Supervisors. Other elected officials are 1 Zoning Officer, a Tax Collector and 2 Tax Auditors. Other employees of the township are the Township Secretary and a Police Force of 2.
Nice and small limited government.
Just the way I like it except for when it doesn't work right.

Ya see, our Board of Supervisors use to be the "old boys club".  The same group of people ran and were voted in year after year.  And they hired their friends and nothing much got done or changed for the better around here.
Except we had an awesome Secretary.  She did a lot, picking up the slack for the BofS members who did nothing of note to better our community.  She also was an experienced Grant Writer who was able to snag Federal funds for our township.

Well 2 years ago, things changed around here.
New people ran against 2 of the 3 supervisors who were up for reelection.  People who actually called out the old BofS members and detailed what was being done wrong and/or inefficiently with the finances.  They actually cared about spending taxpayer money when it went to no good purpose or was wasted due to oversight or redundancies.
Somebody who said they cared about how our money was spent.....gee, that spoke to me!

So Sluggy voted for these 2 new people who weren't part of the OBC(old boys club)that ran things.
And they won.
And the way money was handled by our township government around here got better.
As a result, taxes didn't go up and services didn't go down.  What is not to love about that?lol


Then these new Supervisors decided to fire the 20 year veteran Secretary who basically ran things here for 20 years when the "old boys" weren't minding the store but still collecting their paychecks and hanging out at their hunting cabins or down at the bar.
They trumped up charges to get rid of her.  Maybe because they considered her part of the old regime, or because she stepped on their toes when they tried to make her do things their way.

It soon became clear they fired her without just cause because they wanted their crony to have the job.
And then they appointed another crony to take over the Zoning Officer job when the old officer quit during his elected term.
Soon after 2 more cronies were put into Tax Auditor positions mid-term when the old ones resigned.

A change in leadership is good.
Except when the 2 new Supervisors install their friends and then proceed to abuse their power.
Monthly Board Meetings have become reminiscent of Nazi Germany around here.

If you have a gripe with how things are run around here, you go to the meeting and air your grievance or ask qustions.
Good for the political process, right?

Not anymore.
Seems people who go and complain or question this Board end up having problems.

They become targets.
They get surprise visits from the Zoning Officer who proceed to fine said property owners for any violations the can trump up.  Even when nobody has called the Township to complain about anything this owner did or is doing.
These people also get visits from the Police Force and get pulled over while driving township roads, just to be harassed and intimidated.
Their bags of leaves get conveniently forgotten when the municipal truck goes around to collect them in the Fall.
The roads near their homes get plowed last in the winter and not kept up and repaired in a timely manner.

So I got what I asked for(the finances to be right), but I also got mini Muammar Gaddafis in the process.

Luckily some people who see what is going on and care to be part of the Board have stepped up despite the wrath of the current BofS and are running for one of the 3 seats, the Zoning Officer position and for the Tax Auditor positions.

And what is driving these 2 Board Nazis crazy is that the former Secretary is running for a seat on the Board.  No, she is not taking this lying down!

There is also an initiative on the Ballot to enlarge the Board from 3 to 5 members.
While this will cost us more(more members=more tax $ for salaries) and goes against my Limited Government ilk, in the long run, it may keep anybody else who wants to be a Board Dictator from being one, or at least slow them down in their campaign for Ultimate power.
Because it is harder to get 2 other Board members in your pocket than just 1.

So I have to make some hard choices.......voting against what the current Board wants is the easy thing!
The hard part comes with the Ballot Initiative.
Larger government=less likely to have a mini Nazi-ish leadership.
Smaller government=less taxpayer money spent.

Wish me luck that I don't get more than what I want!

In other news, we get to vote for new County Judges too.
Oh, how I could go on and on on this subject!
We are, after all, the  Seat of Corruption in this country(outside of D.C. that is!), here in Northeastern PA.
Home of the recent KIDS FOR CASH Government Scandal.
Move over Washington....here comes Luzerne County PA!

Make your voice heard.....go vote today!

Sluggy

Monday, November 7, 2011

November Food Spending Week 1, Meal Plan Week 2


Last week's meal plan is in the books.  Here is what actually happened....

SUNDAY--Chicken & Dumplings
MONDAY--Sloppy Joe on Rolls, Cauliflower
TUESDAY--Ravioli, Salad
WEDNESDAY--Sausage Sandwiches on rolls, Corn
THURSDAY--Chinese Take-Out
FRIDAY--leftovers & Crab Soup
SATURDAY--leftovers again

*The Crab Soup was a surprise treat Hubs brought home for me from a local Seafood Restaurant.  It is to die for!

Basically the meal plan was adhered to, except for the Pork Chops I had planned, which were put on this week's menu.

I spent...$56.79 at the grocery stores last week.

Since Weis wimped out of the $5 Cat Promotion that would give you FREE PUFFS(Hey Weis! YOU SUCK!!lol) after your initial $5 purchase I talked about HERE, I ended up rolling my $5 Cat Q with this on Saturday before the sales week ended....


4 x Bounty napkins on sale $2.50=$10.00 * we were out of napkins.
1 x Herbal Essence Conditioner on sale=$2.99 *for my man child son with the flowing locks of hair
SubTotal....$12.99


Coupons Used
2 x $1/2 Bounty ManuQ=$2.00
1 x $1/1 Herbal Essence item ManuQ=$1.00
1 x $5 OYNO Cat Q=$5.00
Coupon Total.....$8.00


$12.99-$8.00=$4.99+$.78tax=$5.77 OOP
And I received another $5 Cat Q for purchasing 5 qualifying P&G items


This week Weis Markets has a Campbell's/Swanson/Pepperidge Farms $5 OYNO Cat Deal when you purchase $15 of qualifying products.  Remember that the $15 is based on regular shelf price, not sales prices so between Qs and sale prices you don't actually have to purchase $15.
I'll probably buy some PF cornbread stuffing & chicken broth to use in my Turkey Day meal later this month and roll my Cat.

I also spent $10.27 on almost 3lbs. 93% ground beef that was marked down to $2.99lb. at Weis last week and some chicken meatballs that were on clearance.  The lean ground beef is up to $4.99lb. around here!
Ack!


My other food spending last week was at the local ShurSave affiliate grocer to up my total for that gift certificate deal.  Mostly it was some non-perishable goods, dairy, fresh produce, bottled water(a necessity around here in the winter)and a bit of frozen veggies.  This week is the last week of the program and I need to spend another $100 to qualify.  This store also have a special this week for .49¢ lb. turkeys when you spend $35.  So my $35 and the price of a 24lb or so turkey will get me almost $50 toward that $100 mark to also get my gift certificate.  Walnuts are on sale this week so I'll probably stock up on those as part of my other $50 that I need to spend.

I need to spend .18¢ more on selected baking items and I'll get a $10 gift certificate to spend at this store as well.  I just need to make room in the freezer first for the turkey before I go shopping there.

My savings percentage was only 42% last week, as the reg. retail was $97.88 on the groceries I brought home. 

This week's menu.....
SUNDAY--Pork Chops, Cabbage, Sweet Potato Fries
MONDAY--Cheeseburgers, Green Beans
TUESDAY--Teriyaki Salmon w/ Veggie Fried Rice
WEDNESDAY--Noodle Casserole, some kind of veggie dish TBD
THURSDAY--Lasagna, Salad *Lasagna is in the freezer leftover from previous meal
FRIDAY--Chicken Quesadillas, Corn
SATURDAY--Leftovers

Items needed for this menu.....Salad Greens and the weekly ubiquitous milk purchase.  I'll probably go to the Bakery Outlet this week too as we are low on bread  products, as my last trip was 10/14.

At present, my November food spending stands at $56.79.  I plan on spending between $100-$150 this week.

How about you?  Any MUST HAVE deals where you are?

And do you see any good Turkey Deals?  There are no Free Turkey Deals to be had in this part of PA and we haven't had one in more than 3 years.....sigh

Sluggy

Saturday, November 5, 2011

Dolls Equal Sadness...or the Story of Wasted Opportunity

This is Sluggy's Cautionary Tale.

 


I got the remaining load of dolls uncrated, cleaned up their boxes(if needed), photographed and put up on the local Yahoo Tag Sale site the other day.
14 assorted dolls and 6 boxed outfits for 1 of the dolls.
This is the last of the dolls that had belonged to my mother.
And I am feeling sad.

Sad, not because they remind me of my mother and she has been gone now 11 years.
Sad because of what they represent......all that wasted money and the opportunity to use that cash for a better purpose.

You see, my mother never actually enjoyed these dolls.
At some point after her divorce from my rat bastard father(don't judge me), after she had been getting her alimony for awhile and felt financially secure(though she really wasn't), she began to buy these dolls.

Basically I can see now why she was spending all this money on something she stuck in the dark recesses of her closet as soon as she bought it.
She was buying her childhood....or rather, the childhood she wish she had had.

My mother was an only child, born in the midst of the Great Depression.  Her early years were spent growing up in the hills of Virginia(think "The Waltons").  Her parents were young and seeing as her father didn't work much due to the double whammy of no jobs and he drank, they had nothing.  Though they lived in the midst of a very large family in the immediate area with some wealth and influence, this little family unit was dirt poor.  They lived without electricity, running water, flush toilets in a log cabin that I suspect my Grandfather had built.
Not a Log Home, a one roomed log cabin on a little patch of land my Grandmother's parents had given her.

Eventually they moved away from the hills down to the coast and the big city, where there were economic opportunities.  This little family went on to prosper but my mother's early childhood, while filled with a large loving extended family, was void of "things".

So when she felt she had money to "play around with", she started buying the things of her childhood days that she was deprived of in her youth.  A few times, when she would show me or talk about something she bought, she'd tell me it was an "investment", because these were collectibles, limited edition or special items.   I am sure I was rolling my eyes at her in response.lol

No one knew the extent of this "rebuying your childhood" spending until after she passed away.
That's when my brother went into her closet and found the hoard of dolls.
Barbie Holiday dolls, replica dolls, Danbury Mint dolls, porcelain dolls.
Her three most favorites to buy were Shirley Temple dolls, Gibson Girl dolls and Christmas Barbie dolls.
I can see why she collected these three types.....
*Shirley was a BIG star as a kid and the same age as my mom.
*Gibson girls were from a more romantic era(mom was a romantic at heart) and represented her mother's generation
*My mother was a HUGE FAN of Christmas.

And she left every blessed single doll to my Daughter, her only Granddaughter.
My tomboy daughter, who stripped nekkid her 1st Barbie doll and left in a corner so she could put the outfit on her miniature stuffed animal.lol  Daughter was never a fan of dolls.  She didn't want them, I didn't buy them.


So my mother never actually gave Daughter any of these dolls, when mom was alive and my daughter was young and could enjoy them.
Mother also never displayed or enjoyed her dolls in her own home.

About 10 years ago, after my mother passed and her estate was cleared, I was given possession of all these dolls.  This was not even a year after we moved to this house.  Between the day-to-day of raising 3 kids, settling into this home and dealing with my own depression and shopaholic tendencies, I was overwhelmed.

As there were so many taking over the house and our lives, I decided to sell them a few years after bringing them to PA....or at least the ones I could find at that point.


I was able to sell off via eBay about half of the number we had.  That was 6 or so years ago when going prices were higher on the auction market.  I tucked that money away for Daughter's college fund.
Let's just say, even in a better economic climate, I recouped pennies to the dollar of what my mother spent to purchase these dolls at retail.


About half of these dolls got packed away and mixed in with my own hoard of stuff and I didn't see them again until recently, a decade later
Now that I've uncovered the rest of the dolls, I am hesitant to put them on eBay.  After the fees and the hassle of packing and shipping these things, it is not worth my time for the tiny bit of money they would bring.
Daughter still has no use for them as a 19 year old.  We are planning on moving in 7 years and we don't have room to cart them around until she is on her own and out of the house for good, when she could do with them what she wants.  I suspect at that time, she'd either put a sign that read "FREE" and put them on the curb or use them to build an awesome bonfire. ;-)

So I have made the executive decision and put them on the local selling site and am hoping I can sell at least half of these.  The ones I can't unload I'll have to cart off to Salvation Army and at least get a little tax write-off.

I pulled out the paperwork I have that's associated with these dolls.  Yes, my mother took photos and kept everything for insurance purposes.lol
I got exceedingly sad seeing in black and white on those invoices, all the money she spent on this crap.

All that money that, if she had just stuck into a savings bond or a bank account, could have paid for 4 years of tuition at a good school for her darling Granddaughter.
Wasted on a U-haul truck load of worthless dolls that nobody got to enjoy.

So I am doing the best I can with this situation and trying to turn it into a blessing.....when I'm not looking upward and asking my mom, "What the HELL were you thinking!?!?". ;-)
Maybe I'll feel better when the dolls are out of my life, since they represent waste and sadness to me.

Just take my advice.....If a doll is refered to as a "collector's edition" or a collectible investment, please do yourself a favor and RUN, don't walk! away from it as fast as you can! 8-(


Sluggy