"Sometimes you need to spend money to make money" is how that old saying goes.
And sometimes, that old saying is correct!
While being frugal is all about NOT spending money, a little spent can, in the long run, make you more frugal.
This past weekend, the story all started with a cheesecake......
DH and I wanted to splurge on a gourmet cheesecake this week. Since I didn't feel like making a cheesecake, we headed over to the restaurant supply store a few miles down the road. This is a local go-to store for local eating establishments. They stock not only baking/serving/restaurant containers, etc. but they stock a small assortment of foodstuffs. Most of it is industrial sized.....mega cans of fruit cocktail, tomato products, pickles, condiments, etc. so not very consumer-friendly unless you can use up or repackage large quantities of an item. They do also carry frozen and refrigerated goods but they are also large packages.
We picked up the cheesecake and were browsing in the containers/utensils part of the store and I saw this.....
That my friends is a heavy duty all aluminum, industrial restaurant grade cheese slicer with an adjustable blade.
And I purchased that bad boy for almost $10.
(It's the first thing I have bought for myself that isn't food or toiletries in a very long time.)
Now I can hear you thinking, "Why did she buy that thing?".
Because that slicer is going to save me some BIG Money over the course of the next year!
We eat a lot of sliced deli-style cheese here.
Our cheese of choice is Cooper's Sharp....well, I like Hoffman's Xtra Sharp too but we usually buy Cooper's as it costs less.
But Cooper's is NOT cheap, nor does it go on sale often here.
Regular price is $6.99lb.
Lowest Sale price is $4.99lb.
When #2 son is on a Grilled Cheese binge, we can go through 1-2lbs a week between his and the rest of the family's consumption.
That restaurant supply store also carries this item.....
5lb. blocks of Cooper's Sharp Cheese.
5lbs. of unsliced cheese.
5lbs. of cheese would cost me $34.95 at the deli, on sale, the least expensive I could get it for is $24.95.
I paid $16.25 for this unsliced block of cheese.
That comes out to $3.25 a lb.
With this 1 block I'll be saving between $18.70 & $8.70 on 5lbs, depending on if I had bought the cheese at the deli at regular price or on sale.
When this 5lbs. is gone, I will have already saved enough to pay for the cheese slicer.
If we go through a lb. of cheese a week(it's probably more but let's say 1 lb.), that's 52 lbs. of deli-cheese a year. That's $363.48 a YEAR on $6.99lb. cheese at the deli....$259.48 a YEAR if I could find it on sale every week.
Buying it in 5lb. blocks and slicing it myself I would pay $169.00 a YEAR for the same amount of cheese.
$363.48 vs. $169.00
That's a savings of $194.48 a year just on cheese!
Now if we liked cheaper brands of cheese, those come sliced but in 5lb. blocks/stacks for about $11 per block. This is the stuff that sells regularly priced at the deli counter for $3.49lb. Just buying a larger amount at the supply store you save $6.45 per 5lbs.with no slicer or slicing skills needed!
If you don't think you can eat it all before it goes bad, there are two other options....
1. Find a friend or neighbor who uses cheese and buy a 5lb. block together and split it. Eating 2.5lbs. of cheese is not as opposing a feat.
2. Slice the whole 5lb. block and wrap some of it and place in your freezer. I wouldn't recommend freezing it BEFORE slicing since the freezing process can make your cheese hard to slice when it thaws. Frozen cheese tends to fall apart and crumble, so slice it first.
At any rate, buying in bulk can be a savings if you do your math first to make sure it's a good deal, and make sure you can/will consume all of the product and not let it go to waste.
Check locally for restaurant supply stores or warehouse club type clubs too, as some of those will carry bulk foodstuffs.
Sluggy
Just an average Gal, older mom, trying to live a simple life & what happens along the way.
Thursday, June 3, 2010
Wednesday, June 2, 2010
Who Here Speaks eBay?
So, I get a Question to Seller this morning. Yes, it's another episode of "I don't speak/understand/read/write English but I'm going to ask you stuff via an online translator".
Our contestant today is from Brazil, and speaks either/or Spanish/Portuguese.
hello! I would like to know which the value of a of iten that wanted to buy of you. **Ok...they want to know the value of an item I am selling, or at least this is what I THINK they are asking at this point.
- TIME FORCE Power Rangers Ranger CHRONO-SABER MIB **This is understandable since they just copied the listing title.
Which the value that is and the items and the value of the sending to Brazil for Registrad Airmail? **This is where the wheels start flying off the bus! I'm thinking they mean "what is the value and the cost to ship to Brazil by registered airmail". Now there is no such thing as registered airmail from the US. There is express air, priority air or 1st class air. You can insure and/or send certified via some of these shipping rates as well. So I have no clue which rate they want a quote for.
Do they want to know the value(for customs) or the cost of the item? The cost is obviously right there on the eBay listing(hello!), so they must want to know what I put on the customs declaration so they know what/if any customs fees they will be charged to receive the package.
Man, that used up way too many brain cells this early in the day!lol
But it continues.....
I would like to buy out of you of Ebay,
getting rid of the commission, you would grant like this me a discount.
**Aaaaah, so now it becomes clear as mud....by "value" they mean they want to know how much it will cost them to buy it from me directly, and not through eBay. They want a DEAL.
Oh, you naughty, naughty customer......screwing eBay out of their cut!
So they want me to sell something to someone in another country without ANY safeguards to me if/when they make a chargeback through Paypal and I lose my item, get my payment yanked out of my account and have the honor of paying the chargeback fee which Paypal will pass along to me. tsk, tsk, tsk....
I await the return. Thank you! **And just keep waiting until hell freezes over buddy!
So what does our contestant win today Johnny?
I do believe he gets banned from our eBay listings for life!
And what made this one extra special is that he sent it to me TWICE!LOLOL
Thanks for watching today's episode.....now where's that Hump Day drink??
Sluggy
Our contestant today is from Brazil, and speaks either/or Spanish/Portuguese.
hello! I would like to know which the value of a of iten that wanted to buy of you. **Ok...they want to know the value of an item I am selling, or at least this is what I THINK they are asking at this point.
- TIME FORCE Power Rangers Ranger CHRONO-SABER MIB **This is understandable since they just copied the listing title.
Which the value that is and the items and the value of the sending to Brazil for Registrad Airmail? **This is where the wheels start flying off the bus! I'm thinking they mean "what is the value and the cost to ship to Brazil by registered airmail". Now there is no such thing as registered airmail from the US. There is express air, priority air or 1st class air. You can insure and/or send certified via some of these shipping rates as well. So I have no clue which rate they want a quote for.
Do they want to know the value(for customs) or the cost of the item? The cost is obviously right there on the eBay listing(hello!), so they must want to know what I put on the customs declaration so they know what/if any customs fees they will be charged to receive the package.
Man, that used up way too many brain cells this early in the day!lol
But it continues.....
I would like to buy out of you of Ebay,
getting rid of the commission, you would grant like this me a discount.
**Aaaaah, so now it becomes clear as mud....by "value" they mean they want to know how much it will cost them to buy it from me directly, and not through eBay. They want a DEAL.
Oh, you naughty, naughty customer......screwing eBay out of their cut!
So they want me to sell something to someone in another country without ANY safeguards to me if/when they make a chargeback through Paypal and I lose my item, get my payment yanked out of my account and have the honor of paying the chargeback fee which Paypal will pass along to me. tsk, tsk, tsk....
I await the return. Thank you! **And just keep waiting until hell freezes over buddy!
So what does our contestant win today Johnny?
I do believe he gets banned from our eBay listings for life!
And what made this one extra special is that he sent it to me TWICE!LOLOL
Thanks for watching today's episode.....now where's that Hump Day drink??
Sluggy
Merriment and Mayhem is oh-so Memorial...or is That Memorable?
I hope everyone had a safe and relaxing Memorial Day Weekend.
Here?
It was merriment and mayhem!
The relative arrived on Sunday afternoon and was soon followed by another of DH's siblings(though they aren't sleeping here).
So on Memorial Day, for our 'quiet & small picnic', we had a full compliment of 11(and 1 more later on that evening) once assorted teens brought assorted friends over.
With the unseasonably warm weather this early in the year, DH was able to get the pool open for the picnic. The heat on Monday raised the pool temp. to 74 so most everyone spent some time in the pool.
I spent all day prepping, standing over the grill cooking and then cleaning up, followed by a quick dip in the pool. By 9pm Monday I was beat and too tired even for a drink.
And I have NO photos of the day, since no one else could be bothered to pick up the camera and take some shots while I was working my hiney off.....
Not to be totally UNpatriotic, we did have my BIL, who is a Vietnam Vet at the party, so we paid homage to him throughout the day. ;-)
Besides the eating and swimming, we celebrated 2 birthdays--the nephew's birthday which was earlier in the month....
Hide your keys and stay off the highways.....he's old enough to drive now!EEK!!lol
And #1 son's birthday which will be next month when he is away working at summer camp.....
Don't even ASK what he is laughing at! You would be sorry.......
Happy 19th bday a tad early kiddo!
You'll notice our elegant 'partyware' cups in the last shot. Instead of disposables we used regular drinkware and duct taped everyone's name to their cup.
Nothing says FESTIVE like DUCT TAPE!
I used plastic utensils, though it's my 'permanent set' that I reuse for outdoor eating every time. I spent a good deal of energy fishing those out of the garbage since people just assume you throw those away after 1 use.....not here!lol
I did break out a pack of my emergency paper plates however(I hide them so don't tell the kids I still have some...shhhhh!!). It saved me a little on the clean up required.
We topped off the evening by showing #1 son's 'girlfriend' some old home movies.......specifically, #1 son at 2 yrs. old and making his 1st 'poopies in the potty' milestone.
Ah, fun times......
Yes, I am THAT kind of mom.....lolol
Sluggy
Here?
It was merriment and mayhem!
The relative arrived on Sunday afternoon and was soon followed by another of DH's siblings(though they aren't sleeping here).
So on Memorial Day, for our 'quiet & small picnic', we had a full compliment of 11(and 1 more later on that evening) once assorted teens brought assorted friends over.
With the unseasonably warm weather this early in the year, DH was able to get the pool open for the picnic. The heat on Monday raised the pool temp. to 74 so most everyone spent some time in the pool.
I spent all day prepping, standing over the grill cooking and then cleaning up, followed by a quick dip in the pool. By 9pm Monday I was beat and too tired even for a drink.
And I have NO photos of the day, since no one else could be bothered to pick up the camera and take some shots while I was working my hiney off.....
Not to be totally UNpatriotic, we did have my BIL, who is a Vietnam Vet at the party, so we paid homage to him throughout the day. ;-)
Besides the eating and swimming, we celebrated 2 birthdays--the nephew's birthday which was earlier in the month....
Hide your keys and stay off the highways.....he's old enough to drive now!EEK!!lol
And #1 son's birthday which will be next month when he is away working at summer camp.....
Don't even ASK what he is laughing at! You would be sorry.......
Happy 19th bday a tad early kiddo!
You'll notice our elegant 'partyware' cups in the last shot. Instead of disposables we used regular drinkware and duct taped everyone's name to their cup.
Nothing says FESTIVE like DUCT TAPE!
I used plastic utensils, though it's my 'permanent set' that I reuse for outdoor eating every time. I spent a good deal of energy fishing those out of the garbage since people just assume you throw those away after 1 use.....not here!lol
I did break out a pack of my emergency paper plates however(I hide them so don't tell the kids I still have some...shhhhh!!). It saved me a little on the clean up required.
We topped off the evening by showing #1 son's 'girlfriend' some old home movies.......specifically, #1 son at 2 yrs. old and making his 1st 'poopies in the potty' milestone.
Ah, fun times......
Yes, I am THAT kind of mom.....lolol
Sluggy
Tuesday, June 1, 2010
$30K Savings Challenge MAY 2010 Totals.....Not so Good but Still on Track!

Check out the side bar to your right for the specific numbers.
I have to report that we finished up May in the black!
The extra cash amount we ended the month of May with was.......$1,183.24.
Income
We had $306.68 left over of DH's salary after expenses were deducted. Add in some rolled coins amounting to $16.00, a $115.81 in Rebates &, along with the flea market profits of $744.75 and you have a deposit of $1,183.24 toward the Savings Challenge!
Seeing as our monthly target is $2,500.00 to reach our Year End Goal, we are waaaaay short this month.
Outgo
As for the expenses in May.....it was a money gobbling month!
The electric bill went down $30+. It should have gone down more because the heat was off....except we used extra hot water having an extra person here for the month, so more laundry(I use hot for my white loads) and showers plus DH started opening the pool up which uses more electricity as well as water.
The water bill went up too due to the increased water usage mentioned above.
The credit card bill was up over $1100 due to DH's new glasses(2 pair) and the new cd player he had installed in his car. There was also paying for daughter's SAT exam. Those charges accounted for $900 on that bill. The rest was gas and some eating out charges and was within our normal range of expenses.
Out-of-the-ordinary expenses in May besides the CC Bill ones.....yearly maintenance and repairs on the 3rd car for the teens' use, in the amount of $1,636.99. Though this car is a workhorse it is very old and the teens are running it into the ground with driving all over the place. This car needs to last through next school year as daughter is taking dual enrollment classes at a local college while in her last year of high school, and she needs wheels to get to the school 3 times a week. If it goes, she has no transportation so we are putting a stop to the 'fun' use of this car. It seems like she/this car has become the way for all the kids to travel places here and that's being ended. It is going to be for getting to her job and very limited 'fun' travel from now on. This car is costing us around $2K a yr. in repairs/maintenance at this point. And then you add in registration, plates, inspections and insurance and it's becoming quite the suck hole.
There was also a yearly veterinarian check-up for the 3 dogs. That blew a $454 hole in the budget as well this month.
The Food Budget costs for May are in another post, which is located HERE. Food/Toiletries spending in May was $18.04 over the budgeted $300.00 for May, but by putting the rebate money that came in last month toward that expense I can say we came in under budget there. After the rebate money we only spent $202.23 on food/toiletries and our Savings percentage was 82.97% which is quite respectable.
Looking Ahead to June....
We have a week long visit from a relative in June, but various teens will be leaving home for weeks at a time in June so the food spending will probably go down overall. I have lowered the food budget for June back to $250 but will try to do better than that.
The Credit Card bill as of June 1st is already over $1,300. More than half of this is due to a car a/c repair. The rest is just a bunch of smaller $40-$50 purchases like clothing for the kids, plants and manure for the gardens, hubby's internet chess subscription, out of the ordinary gas purchases from retrieving #1 son from college, associated eating out charges from the trip to his school, etc.
We also have another car repair that will showing up on this month's credit card bill. No word yet on the amount but I am sure it won't be pretty!lol At this rate, we are looking at a $2K or more cc bill for June.
Plus I put off paying the $1K for #2 son's weeks at camp until June since May was so hard on the budget.
So, that's $3K plus the ordinary utilities and food expenses coming up in June. All the more reason to keep an extra sharp watch on spending this month.
I am hoping but not totally certain that we will be able to meet our monthly goal of $2,500 saved in June.
YTD Standings....
We have a Year To Date Total of $16,073.74 in Savings. To save $30K for the year, we need to put away $2,500 per month average. Even with our lackluster May total saved, we are still ahead at this point in the year of our final goal.
So how was your May financially? Leave a comment and share with us what you did with your money, both the good and not-so good. Do you have any tricks or tips that help you to end your month before the money runs out? Let us know!
If you posted your financial progress on your own blog, leave a link in the comments so we can go check you out too!
Sluggy
Sunday, May 30, 2010
Another 2010 BORING BLOG BOX of FUN GIVEAWAY is OPEN! LAST WEEK-the Box is now FULL!
This is the 2nd Sluggy's BORING BLOG BOX GIVEAWAY WEEK FOUR Post!
Just to recap, I put things in the box(mostly what I have gotten for free or almost free)each week and when the box is filled we draw a winner from all the entries received.
LOTS of stuff went into the Box today to fill it up.......
1. A bottle a Dove Shampoo
2. A pack of Avon Instant Manicure
3. A pack of Revlon Emery Boards
And then I thought I'd throw in some goodies from my New Items to Sell on eBay purge pile...
4. A Porcelain Cherished Teddies Christmas Ornament
5. A Mouse Mat/Pad with the artwork from one of the 1st Beatles Album Covers
6. A Wooden Plaque for you Moms that says, "When Sweetness Fails and Tears Don't Work....NAG!"
7. 2 pack of Dove Soap (Mmmm....cucumber)
8. A bottle of Frank's Hot Sauce
9. A Healthy Choice Mixers Instant Meal
If this is your first time, please go read all the rules for these Giveaways on THIS POST.
Time to enter.....You can enter on this Giveaway post until Sunday, June 6th at 11:59PM Eastern Daylight Savings Time.
1 entry per person per day on THIS POST. Leave your name/email addy and a comment for a valid entry on THIS POST only.
Please NOTE--You MUST be a follower to enter the Giveaway. If you aren't one, just click on the "Follow" button on the right hand side of my blog to become a follower.
There are 2 ways to get extra entries....
1. Put my blog on your blog's Blogroll. Leave an extra comment for this entry on THIS POST only with the URL of your blog. If I'm already on your Blogroll, say so in your extra comment.
2. Blog about this Giveaway on your blog or on a Message Board. Leave an extra comment for this entry on THIS POST only with a link to your blog post or the message on the board.
A quick recap of what is NOW in the box....
A Package of BIC Silky Touch disposable razors.
A sample sized bottle of ACT Mouth Rinse.
A bottle of Ecotrin enteric coated aspirin.
A Revlon Mascara.
2 bottle of Mentos.
4 small tubes of Sarah Michaels Body Wash.
A Reach Dental Flosser
A Fresh Effects Citrus Chapstick
A Secret Deodorant Stick "Oh La La Lavender" Scent
A bottle a Dove Shampoo
A pack of Avon Instant Manicure
A pack of Revlon Emery Boards
A Porcelain Cherished Teddies Christmas Ornament
A Mouse Mat/Pad with the artwork from one of the 1st Beatles Album Covers
A Wooden Plaque for you Moms that says, "When Sweetness Fails and Tears Don't Work....NAG!"
A 2pack of Dove Soap
A bottle of Frank's Hot Sauce
A Healthy Choice Mixers
Any questions? Just email me at slugmama@yahoo.com
Happy Entering!!
Sluggy
Just to recap, I put things in the box(mostly what I have gotten for free or almost free)each week and when the box is filled we draw a winner from all the entries received.
LOTS of stuff went into the Box today to fill it up.......
1. A bottle a Dove Shampoo
2. A pack of Avon Instant Manicure
3. A pack of Revlon Emery Boards
And then I thought I'd throw in some goodies from my New Items to Sell on eBay purge pile...
4. A Porcelain Cherished Teddies Christmas Ornament
5. A Mouse Mat/Pad with the artwork from one of the 1st Beatles Album Covers
6. A Wooden Plaque for you Moms that says, "When Sweetness Fails and Tears Don't Work....NAG!"
7. 2 pack of Dove Soap (Mmmm....cucumber)
8. A bottle of Frank's Hot Sauce
9. A Healthy Choice Mixers Instant Meal
If this is your first time, please go read all the rules for these Giveaways on THIS POST.
Time to enter.....You can enter on this Giveaway post until Sunday, June 6th at 11:59PM Eastern Daylight Savings Time.
1 entry per person per day on THIS POST. Leave your name/email addy and a comment for a valid entry on THIS POST only.
Please NOTE--You MUST be a follower to enter the Giveaway. If you aren't one, just click on the "Follow" button on the right hand side of my blog to become a follower.
There are 2 ways to get extra entries....
1. Put my blog on your blog's Blogroll. Leave an extra comment for this entry on THIS POST only with the URL of your blog. If I'm already on your Blogroll, say so in your extra comment.
2. Blog about this Giveaway on your blog or on a Message Board. Leave an extra comment for this entry on THIS POST only with a link to your blog post or the message on the board.
A quick recap of what is NOW in the box....
A Package of BIC Silky Touch disposable razors.
A sample sized bottle of ACT Mouth Rinse.
A bottle of Ecotrin enteric coated aspirin.
A Revlon Mascara.
2 bottle of Mentos.
4 small tubes of Sarah Michaels Body Wash.
A Reach Dental Flosser
A Fresh Effects Citrus Chapstick
A Secret Deodorant Stick "Oh La La Lavender" Scent
A bottle a Dove Shampoo
A pack of Avon Instant Manicure
A pack of Revlon Emery Boards
A Porcelain Cherished Teddies Christmas Ornament
A Mouse Mat/Pad with the artwork from one of the 1st Beatles Album Covers
A Wooden Plaque for you Moms that says, "When Sweetness Fails and Tears Don't Work....NAG!"
A 2pack of Dove Soap
A bottle of Frank's Hot Sauce
A Healthy Choice Mixers
Any questions? Just email me at slugmama@yahoo.com
Happy Entering!!
Sluggy
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