I got my Christmas Present Already....

...and Here it is!

My baby came home on Saturday for Christmas.
He hasn't been home(except for 6 days in August) since June.
We sent our handsome, clean shaven, toned wrestler son away to college and we got back Grizzly Adams.

Welcome home son and Merry Christmas.
Now go do your laundry!

Sluggy

WITHOUT YOU I'd Be Nothing!

It is a Noteworthy Day!
Today my blog reached 50 Followers!!
I know 50 isn't much, but it's a landmark in my book.

I just want to let all of you know how appreciative I am that you each chose my Blog to stalk....er, I mean follow.
I raise my glass of iced tea to you all and say THANK YOU!
And I pray that you all stick around and continue to check in on me every now and again.

I've got some thinking to do about what direction I want to take this blog in, in the coming year.  If anyone has any ideas or suggestions, please feel free to leave a comment.

I've definitely got some things planned, including a couple of giveaways.  Who doesn't like winning free stuff, right?lol

I'm off now to go play "Santa" today.  More on that later....

Sluggy

Good Deal Alert at Rite-Aid this Week if You have the Wellness Card

For those of you in the test-market areas for the Rite-Aid Wellness Card Program, you may have noticed when you bought anything at Rite-Aid recently, and used your Wellness Card, that 2 coupons printed out on your CRT.
The 1st coupon is for $2 off any OTC cold or cough medicine priced $2 or higher.
Pair this coupon with any of the Theraflu Manufacturers coupons out there(insert or IP ones) for some really inexpensive medicine this week.

If you go to Coupons.com there is a $2/1 Theraflu Q currently.  Use that Q with the CRT $2/1 Q to get the Theraflu(on sale this week for $3.99)for FREE.  Most Rite-Aids have Theraflu blinkie machines dispensing $1.50/1 Qs right on the store shelves.  Pair the CRT Q with this $1.50 Q and get the Theraflu for $.49!

The other CRT Q printing out is for $1 off a seasonal item priced at $1 or more.  I am saving all of those Qs up for Dec. 26th when all the seasonal stuff goes on clearance.  This $1/1 CRT Q doesn't expire until Jan. 9th so plenty of time to get a few free or almost free seasonal items!

Sluggy

A Winter Solstice Greeting

Sorry for the lack of posts lately but between still not being over the flu and having to run around like a mad woman getting things done at the last minute for the Holidays, there hasn't been much time for blogging.

Though I am a tad late,  I did want to stop in briefly and wish all my wiccan & pagan friends a Blessed Yule!

May your Yuletide Blessed Be!

Sluggy

The Real Cost of that Holiday Debt

Did you know the average American puts the bulk of their Christmas/Hanukkah spending on a credit card and takes months to pay those charges back?

Buying that $50 cashmere sweater as a gift for your Cousin Nellie is nice, but if you can't afford to pay cash for it now and have to put it on a credit card, unless you pay the balance of the card in full before the next statement/billing cycle, that sweater will cost you more than $50 in the end and take you months to pay off.

In one of those reports they love to do this time of year, it was reported that the average American spent $835 on Christmas of 2007.  If that person has the average credit card rate of 16% and makes only the minimum payment each month on their bill, it will take them 90 months to pay off the bill and they will have paid an additional $572.87 in interest, turning that $835 Christmas bill into a $1407.87 Christmas bill!  In fact, as of Dec. 2009, that person who spent $835 in Dec. 2007 has only made 24 payments on that Christmas '07 bill and will continue to pay off that debt for another 5 and 1/2 years!!

How about you?
Are you using credit cards to pay for Christmas/Hanukkah and taking months to pay it off?  If so, you are spending a lot more than what you think you are spending when all is said and done.

Step Away From the Credit Cards this Holiday Season!
Don't be intimidated by friends or family to spend more than you actually have now!  
Give modest gifts that fit within your budget and give an abundant helping of yourself instead!


Make this the year you say NO MORE to Holiday Debt!
Make this the year you don't dread the January Fiscal Hangover!


Sluggy