Since I've spent most of my food $ for November already in my head(buying this week and next to get a reward certificate),I went through all my free chits for food I have left to spend to see what I have in future purchases.
These include free gift cards I have for various stores and reward certificates I've earned this month. Gift cards total $70 between two different grocery stores, as well as $14+ change on a prepaid Visa card that can be used anywhere that takes Visa.
In addition, I have a $20 certificate to redeem for food items at Shursave Markets by Nov. 30th. And I have a free turkey to redeem from Weis Markets for Thanksgiving.
I also have almost $100 in cash rebate money in my SavingStar account, $31.10 in my Checkout51 account and $7 in my Ibotta account(though I can't cash out of Ibotta until I hit $20 there). That makes $131+ or so in cash I can apply to any food spending that happens in December.
And if push comes to shove and I need to use it, I have $87.50 in rolled coins saved up so far in 2016.
Gift Cards.....$84+
Reward Certs....$20
Cash Rebates...$131+
Free Turkey
Coins....$87.50(if needed)
My plan is to basically not spend anything other than these gift cards/rebates/rewards/coins on food in December. No out of pocket spending on food in December.
Other than fresh produce and milk we are well stocked(overstocked maybe?)on a lot of foods we normally eat plus I have all Holiday foods bought or covered. Fridge, freezer and pantries are all overflowing so this is highly doable.
If I can stick to this plan I'll end up with $4,600+/- spent on food/toiletries/HBA/OTC/paper goods for all of 2016. My goal was to stay under $5K on these categories for the year.
If successful this plan would keep me under $400 OOP per month on food/toiletries/paper goods/HBA/OTC goods for 2016.
I'd be exceedingly happy with that outcome.
Sluggy
These include free gift cards I have for various stores and reward certificates I've earned this month. Gift cards total $70 between two different grocery stores, as well as $14+ change on a prepaid Visa card that can be used anywhere that takes Visa.
In addition, I have a $20 certificate to redeem for food items at Shursave Markets by Nov. 30th. And I have a free turkey to redeem from Weis Markets for Thanksgiving.
I also have almost $100 in cash rebate money in my SavingStar account, $31.10 in my Checkout51 account and $7 in my Ibotta account(though I can't cash out of Ibotta until I hit $20 there). That makes $131+ or so in cash I can apply to any food spending that happens in December.
And if push comes to shove and I need to use it, I have $87.50 in rolled coins saved up so far in 2016.
Gift Cards.....$84+
Reward Certs....$20
Cash Rebates...$131+
Free Turkey
Coins....$87.50(if needed)
My plan is to basically not spend anything other than these gift cards/rebates/rewards/coins on food in December. No out of pocket spending on food in December.
Other than fresh produce and milk we are well stocked(overstocked maybe?)on a lot of foods we normally eat plus I have all Holiday foods bought or covered. Fridge, freezer and pantries are all overflowing so this is highly doable.
If I can stick to this plan I'll end up with $4,600+/- spent on food/toiletries/HBA/OTC/paper goods for all of 2016. My goal was to stay under $5K on these categories for the year.
If successful this plan would keep me under $400 OOP per month on food/toiletries/paper goods/HBA/OTC goods for 2016.
I'd be exceedingly happy with that outcome.
Sluggy
