Wednesday, February 1, 2017

The First Giveaway of 2017!

January 2017 kicked me in the butt and I never got around to holding a January Giveaway.
Sorry about that folks.
But today is a new month and let's try a Giveaway today, ok?  ;-)

This giveaway is going to be a bit different than my Boring Box Giveaways.
Yes, this giveaway is for all you money nerds out there and especially for the ones nearing retirement age.
That's because I am giving away an awesome book and if you are within 15 years of retiring and then living off your accumulated wealth(or lack thereof)YOU NEED/WANT THIS BOOK!!!

While it is not the end all and be all of retirement planning(nor should it be)it is a nifty little gem and may open your eyes to things you just had no idea about like it did me a few years ago.
Even this money nerd, who thought she was on top of her money game, gleaned a few ideas from this book.





The book is called "The 5 Years Before You Retire" by Emily Guy Birken.

Personally I'd say you should read this a good 15-10 years before you retire, not wait until 5 years before taking the leap.

You'll be able to make course corrections easier 15-10 years out.  Waiting until 5 years before this stage in your life to read/heed what's in this book seems a bit too late to me.
This is not a book about investing, but rather a guide to setting up goals and time lines for accomplishing said goals and helpful advise on entering the world of Social Security and Medicare and beyond.

I know that many of you out there are way too young for this book(or may be retired already)so don't need to enter this giveaway.  But perhaps you have a parent who isn't retired yet who may need some guidance or a friend who is getting close to their "golden years" who may be a money mess and you could gift them this little nugget of a book.

I'll leave this giveaway open until Sunday, February 12th, at 11:59pm Eastern Time, so that gives everyone a full 10+ days to enter this one.  On the 12th I'll mark all the valid entries and use Random dotorg to pick a number and that corresponding person's entry wins. 


You may get ONE ENTRY EVERY DAY by leaving a comment on this blog post every day until the Giveaway ends.
Tell me in your comment, how close you are to retirement, or if you have retirement savings, or how you are doing on your retirement plan or any money related thing you want to say.

You can also get 3 BONUS ENTRIES by posting this Giveaway on your own Blog OR if you are a Follower of this blog.  Please leave 3 separate entries for these bonus entries with either a link to your blog post where you talk about the giveaway OR the name/ID you follow under so I can verify you follow the blog for these entries.

Disclaimer--This giveaway is open to those with mailing addresses within the US only.
As the cost of postage to foreign countries has gotten to high I can no longer afford to mail boxes outside the US, sorry.  These giveaways are not sponsored by any companies, I pay for it all out of my own pocket.

***PLEASE NOTE***
Please make sure there is a way for me to contact you in your comment.
If you're not a registered Blogger User with your contact information on your User page, please put your email addy in your comment or email me your email addy privately when you leave a comment so I can get ahold of you if you win. If your Blogger associated user profile is a GOOGLE one with those Google Circles nonsense I CAN NOT CONTACT YOU as Google Circles doesn't show your contact info.
I again had to disqualify some entrants in the last giveaway because their profile is linked through Google and not Blogger.  Please check your profile!  And if you ARE entering through a Blogger profile PLEASE have contact info(email addy)in that profile.  If I can't access your email addy I can't contact you so email me your email addy privately or add your email address to your User Profile.  If you have sent me your email addy privately for a previous giveaway I still have it on file so no need to resend it for this giveaway.

If I can't contact you then you can't win.  I have had to disqualify more readers than I care to due to this issue and I sure don't want it to happen again.  Thanks!

Even if you don't win this book, I'd suggest you find it at your local library and check it out if you are within throwing distance of retirement. ;-)


So let's get this started!

Sluggy

40 comments:

  1. Sign me up! I'm at least 15 years from retirement. 25 if I'm honest...

    ReplyDelete
  2. I also follow your blog via e-mail. Carol in CT
    Ctonabudget.blogpsot.com

    ReplyDelete
  3. Posted on my blog: https://ctonabudget.blogspot.com/2017/02/looking-to-retire-in-5-15-years.html

    Carol in CT
    Ctonabudget.blogspot.com

    ReplyDelete
  4. I rarely enter giveaways, but this has my name written all over it. Sign me up. We are about 5 years from retirement and have plans in place, but after working with Mom any Medicare advice would be more than fabulous!

    ReplyDelete
  5. I'm about 8 years from retirement. I have some savings but not enough to travel

    ReplyDelete
  6. We are about 10 years from retirement. I follow you on my blog at https://thelinehasbeendrawn.blogspot.com

    ReplyDelete
  7. Retirement...Hmmm...A few years away. I could use some advice.

    pjames330 at aol dot com

    ReplyDelete
  8. This book has my name written all over it...about 10 years from retirement...back to school late so I still have student loans to pay off, small savings for retirement...

    ReplyDelete
  9. I wasn't going to be greedy since I won the last give away, and enjoyedcthe Toblerone very uch this week, thank you. So consider this not an entry but a thank you for the book recommendation. I'll check out the library. Good luck allmm

    ReplyDelete
  10. Follower! https://clamco.blogspot.com/

    ReplyDelete
  11. I'm 58. I don't even know exactly when retirement age is, so I need this book. I'm sure it will be bumped up to 70 soon. I'll be lucky if social security/medicare is there for me when it's time.

    ReplyDelete
  12. At 53, I am retiring from a 30 year career that took a significant toll onmy health. I literally mailed my paperwork in on Monday this week. This past Summer, as events unfolded, I made the conscious decision to downsize my budget, which included a move to a local city. Since then, although receiving full salary for a year, we have been living on 50% of that, which equates my anticipated retirement income, slated to start March 1, unless there is a hickup with my paperwork. Meanwhile, I have added a second income stream which adds about 30% of the difference between what my full salary was and my retirement income. Additionally, as I anticipate working until 65, I have gone back to school, earning a certificate for a new field, and have applied and interviewed for a new position (nothing definate yet, as in a new job but was told it takes 3 months to get in where I wish to). Should I get accepted for one of the aforementioned postions, I will be adding an additional 35% of my former, full time salary. Yup, the plan is adding 65% to the anticipated 50 % meaning I will be taking in more than before, while working in a former career! The kicker is, however, that I will be investing in real estate, opening an IRA, investing for the long term. Having multiple streams of income is the way to go for me-lose one, it's a hit, but not the end of the world. Meanwhile, we live well on my reduced budget. : )

    ReplyDelete
  13. Along with reading your blog, I am enjoying discovering other bloggers to follow! Thanks!

    https://thelinehasbeendrawn.blogspot.com

    ReplyDelete
  14. Shared on my blog at https://thelinehasbeendrawn.blogspot.com

    ReplyDelete
  15. Saturday entry.
    pjames330 at aol dot com

    ReplyDelete
  16. At the 10-15 year mark for retirement! Thank you!!
    Sdelar(at)frontiernet(dot)net

    ReplyDelete
  17. Entry time.
    pjames330 at aol dot com

    ReplyDelete
  18. Just remembered about this giveaway, so here's another entry from me. :-)

    ReplyDelete
  19. Thanks for the reminder post! Today's entry!

    Lucy

    ReplyDelete
  20. Last entry.
    pjames330 at aol dot com

    ReplyDelete
  21. This is exactly where I am at. What do I need to know? Appreciate your blog.

    ReplyDelete

Hey there! Thanks for leaving a comment. Though I moderate it's partly to keep spam out but also partly so that I read every comment. I don't often respond to comments so if you need me to answer you please write me at my email addy posted on my "About Me" page, linked on the side bar.