Friday, August 10, 2012

Rite-Aid Totals Update for August


I was so having fun complaining that I forgot to put the blasted Rite-Aid Monthly Totals in yesterday's R-A post.

Here 'tis.....

August Grand Totals so far this month.....

Out Of Pocket....$0  cash
Value of items bought....$272.58
Savings Rate of  100%
Single Check Rebate due....$2.00
After SCR applied, Out of Pocket....Still $0
Savings Rate Still  100%

+Ups at beginning of month...$14+
+Ups used....$45+
+Ups received...$76+
+Ups currently...$45+ 




   
That is all....carry on.

Sluggy
 

Thursday, August 9, 2012

Rite-Aid & Complaining


Boy, you hit the jackpot today!
You get to see the spoils from my latest trip to Rite-Aid AND you get to hear complaining.
Lucky, Lucky YOU!

A quickie to Rite-Aid last night......it's a slow week again there.....

2 x Gillette Sensor 3 disposable razors on sale $7.49=$14.98
1 x Conair VIBE hairbrush on sale but 20% Wellness disc. cheaper=$2.63
1 x Revlon tweezer w/20% Wellness discount=$2.39
2 x Milky Way DARK(Mmmmm) candy bars on sale BOGO=$.99
SubTotal.....$20.99

Coupons Used
1 x $2/1 Gillette disposable razors ManuQ(7/22 RP)=$2.00
1 x BOGO Gillette disposable razors ManuQ(8/5 RP)=$7.49
1 x $2/1 Revlon Eye Beauty Tools AdPerk IPQ=$2.00
1 x .75/2 Milky Way candy bars IPQ(no longer available)=$.75
Coupon Total.....$12.24

$20.99-$12.24=$8.75 + .06¢tax=$8.81

I used $8 in +Up Rewards and put the .81¢ on my Rite-Aid gift card.
I received back $6 in +Up Rewards(2x$2 WYB Gillette disposable razor pack, 1x$2 WYB Vibe hairbrush or Scuncii hairbands).

The tweezers should give me enough to get the SCR #30(Purchase $5 worth of beauty tools/Get $2).
I was at $4.50 with the last 2 tools I bought so now will be over $5.
Last month's SCR for beauty tools R-A counted the reg. shelf price, even if you bought them on a BOGO50% deal.
So I spent $8 in +Ups and got back $6 +Ups and $2 SCR cash.

*With the 2 razor Qs, I believe these both can be used on Mach 3 or Sensor 3  razors.  Read the wording, look at the picture on it to be sure.  My store was out of the Mach3(since that is the one all the deal bloggers told everyone to buy), but you can use on Sensor 3 as well.

And here is the Deal I wanted to do to CONVERT some +Ups to cash, but my store doesn't carry this product.....
Part of this BOGO50% Deal is the Luster Now! Mouthrinse.  It's usually $6.99 reg. shelf price, so 2 bottles on this sale would be $10.48.

I had these coupons to use....




2 x $1.50/1 IPQ(from their website)=$3.00
2 x $1.25/1 R-A Oral Care book Q=$2.50
Total....$5.50

$10.48-$5.50=$4.98, (and you pick up a small item(Cella cherry)to get your total over $5.  Then you use $5 in +Ups to pay and pay the small change amount left OOP.

Then you take your receipt and apply for SCR #28--Luster Now! Mouthrinse $3 rebate on each.
There is a limit of 2 of this rebate per household, so you get $6 cash back.
Spend $5 in +Ups(and some change), Get $6 cash back.
Awesome, right? 8-)
But only if you can find a store that carries it.  Mine carries the toothpaste and the whitening strips in this brand but not the mouthrinse. 8-(

And that's probably my only trip this week.
Slow week for my needs......they can't all be a trip to the circus.

And I probably thought I forgot about the complaining I promised you in the title, right?
HA!

Well I didn't forget.....but for a change, it's NOT ME complaining!
Evidently I ticked someone off enough that they couldn't be satisfied with leaving a comment on the post, they had to email me privately.
Seems my blog is just for bragging about my Rite-Aid trips.
Because I didn't post details like a deal blogger.
And I posted it AFTER the store had closed that night and the sale was over for the week.

First off, this ain't a deal blog.
I tried that but it bored even ME to tears!lol
It was too much work, too much pressure and just plain boring.
I sit here and pound out posts for the pleasure in it.
I am NOT making a living off this blog.

Blogging?.....for money?.....Really??!!

In the immortal words of Austin Meyers....."That ain't my bag baby!"

You want some suggestions for deal bloggers to follow, let me know and I'll post a few. 

And secondly, I don't usually get to the store until later in the week.
I am not sitting in my car at the crack of dawn waiting on Rite-Aid to unlock their doors on Sunday morning.
If I did I think my store would force me to get a job there and start opening for them......I am there a lot but not on a regular basis and NEVER early in the morning.....unless I stayed up all night. hehe

I try to post details on what I buy/what coupons I use if I think it will help someone else see a deal.
So yeah, I guess some days my Rite-Aid posts are mainly bragging.
So sue me......wait, don't do that!

Ok, it's thundering like a bitch here so I am off for awhile.
Everyone leave a comment of the awesome deal you got this week somewhere.

I know SonyaAnn bought every pack of bacon in a 3 state area last week for a ridiculously small cost!
I want to know when she is inviting me over for BLTs!?!? Mmmmmmm....bacon.......


Sluggy





Wednesday, August 8, 2012

My Potty Dave....The Memories of My Childhood


As I may have mentioned before, that as a young child, I did not receive much encouragement or positive reinforcement from the adults in my life.  This was especially true of the adult men in my life.

For various reasons, my father was unavailable, both physically and emotionally to me.
My brothers, though not grown, were much older than 1, so I viewed them as 'nearly adults'.  And being that they were so much older, they wanted nothing to do with my little girl self, unless they were forced to.  I had the distinction of being not only a good part younger than either of them, but the double whammy of being of the opposite sex too, so they could not doubly relate to me and my world.
We were of two galaxies,  following completely different paths in our universe, made up of our parents and extended family.

Moving onto the older males in my young life to find some positive attention.....

There was my mother's father.  While I am sure he loved me, about the time I came along, he was pretty beat down by life.  He had a hard life, starting in his childhood back in the hill country of south central Virginia at the beginning of the 20th century.  He was once upon a time a creative soul who tried many many ways to eek out a living to support his family.  But his love of the bottle won out in the end every time.  He was creative and talented at music and carpentry and could build most anything without laying pen to paper first.  But he was a weak man who loved his wife fiercely but relied upon her to keep their world spinning. 


My great grandfathers on my mother's side, one had long passed on before I was even a twinkle in my parent's eyes and the other died 20 days before I turned two years.  My mother had no brothers.  She did have 10 Uncles herself(6 through her mom, 4 through her dad), plus the 7 other Uncles that her Aunts had brought into the family by marriage.  But they either all lived a 5 hours drive away back in the country or in exotic cities out of state.
My father had 1 sister who married but they lived in Massachusetts so there was little opportunity for connection with "my" only Uncle.

So there was my father's father.  My grandmother's husband.
I did not learn until well after his death in 1966, when I was 7, that he was NOT my 'real' grandfather.

I had suspected that he was an imposter when I began to notice things like last names and realized that his and Granny's last name, PAUL, was not the same as my father and our last name, BOWMAN.
I guess I was around 9 or 10 before I asked it out loud and was told that GrandPoppy was Granny's 2nd husband.  The first GrandPoppy had died they all said and Granny married again when my father was a teenager.

And in this unlikely man I found some one who truly made me feel that I was "smart, kind and important" to quote a certain film.
Let me tell you about this man named David Noll Paul.


 That's my Granny with her husband Mr. Paul and from left to right my oldest brother, my other older brother and Mr. Paul is holding me.  I am just past my 1st birthday in that photo.  We are standing on the front porch of their house.

My grandmother married him sometime between 1942 and 1949.  If I ever find the marriage certificate I'll be able confirm the date.  For now I have to go from stories told to me and rumors and the few photos I have of them.  I can say for sure that they were married in late 1949 since he is in a Christmas tree photo with my grandmother and her 2 kids and they are "Mr & Mrs Paul" in the notes on the photo.

Here is the only photo I have of them alone together.  It is dated 1956.  My grandmother would have been 47 and her husband 54 at that time.


All I knew as a kid is that he had been 'family' since before I was born so I hadn't known life without him.

Dave Paul was a  man's man.  He had a gruff, rough manner.  He didn't talk much but when he did have something to say it was usually yelled and he used naughty words.  He ate with gusto and loved Mrs. Fanning's bread and butter pickles with his sandwiches.  He drank beer too and even during the day! He would fall asleep in his easy chair and snore as loud as a thunderstorm. He smoked cigars(short stubby ones he called stogies)and he had lots of tattoos.....things like ships, hearts and hula girls down his arms and on his chest.
He had a heavy footfall when he walked about the house.  He didn't visit at our house often but we would visit at Granny's house.  There was always a chance that he wouldn't be there.
Because he worked on a boat.
A tug boat to be exact.
He was sometimes out to sea on a job.  Other times he worked in the harbor nearby or was home on a furlough.
He helped build this in the early 1960's....

The Chesapeake Bay Bridge Tunnel

He worked on a fleet of tugs that brought supplies, workers, etc. out onto the bay to work on this structure.

My grandmother was his first wife.  I am curious as to how they ever met and got together.  I can't comprehend that these two people ever had the occasion to move in the same social circles!
But then again, my Grandmother was a big fan of  "colorful" language so they did have THAT in common.

He was a confirmed bachelor until he married my grandmother.
And I learned from my mother, after I was grown, that he hated children.
And if there was a stronger word than hate, THAT would be how he felt about children.

He never had any of his own kids, well, at least none he ever knew about. ;-)
He couldn't stand to be around little kids at all.  He hardly had anything to do with my older brothers.
He didn't play with them, he didn't take them places. If my mother went to visit my Grandmother with her 2 boys, Dave Paul would conveniently have to leave the house for something or go take a nap.
Children were things to be endured and put up with and he wanted no part of being a Grandpa.

He detested kids....until I was born.
He thought the sun rose and set with me!
My brothers?   They hardly existed, but me?
When I was born, I became the center of the universe as far as he was concerned.

I called this man "Potty Dave".  I couldn't say Grand Poppy so it came out Potty.  My attempts at saying his name could have sounded like Shit Face, he still would have been wrapped around my little finger.

Before I started school, my mother would sometimes have my Granny babysit me during the day a couple of times a week, as she worked at my father's office when he was starting his own firm.  My brother's were in school so I spent quite a few days and evenings with my Granny Paul and Potty Dave.  Granny watched her soap operas during the day and we'd watch Potty Dave's boxing on the Philco TV at night.  Sometimes Granny would take me with her to play Bingo.  She was a serious Bingo shark and had a different hall each night figured out where she could go play.  She didn't discriminate between the Catholics, the Episcopalians, the Rotary Club, the Jewish Community Center or the Policeman's Benevolent Society. 

Sometimes when my family came over to the Grandparents' house, Potty Dave would ask my mom and I to drive to the harbor with him if it was during a work day.  He would take us onto the tugboat to 'show me off' to his shipmates.  He did this until I started school.  He'd carry me on the tug and my mom said I would smile and bat my eyelashes at all those burly men and they would melt at my feet during silly things to get me to laugh.  When I was a little older and could walk and sing, I'd perform songs for them.
Mom also said I learned quick to give the ship's cook (yes, they called him "Cookie"), extra attention so he would bring up cookies and treats for me to eat from the galley.
I guess thinking about it now, this was my first audience and I was honing my acting skills from almost birth.  If I had stuck with it, I'd be a big star writing my memoirs and could entitle it "It All Started Aboard a Tug Boat!".
And I do actually have some faint memories of these trips to the tugboat from about the age of 3 onward.

Other times, we could visit my Granny Paul's house and I'd sneak over to Potty Dave and ask him if he wanted to go for a ride.
This was our 'code' for "do you want to take me to the candy store and buy me some candy?".
He'd ask my mother if it was ok to take me out in the car and we'd head up to the 7-11 for some Turkish Taffy, candy cigarettes, Mary Janes or lollipops.  I'd come back with a big paper bag in my hand and nothing for my brothers.
One of the perks of being little and having a fan, even if you aren't a pretty girl.

                  Me and Potty Dave-I'm 1.5 years old  This is the only photo I have of  him with me alone.   I wish I had that car now!

I also remember after I started school and we were working on learning to read.  We had those "Fun with Dick & Jane" books and I had mastered the first part of the book.
My mother dialed the phone so I could call Potty Dave to ask if he wanted to listen to me read to him.
I guess I was a show off even at 6 years old. lol

Of course he said ok and I sat and read the part of the book I had learned over and over again to him.
My mother said she came into the living room about 45 minutes after she had dialed the phone for me and I was still reading to him from that book.
And he was still on the line, patiently listening to Dick and Jane and Spot again and again and again.

Oh, to have someone as wonderful as this in your life!  I can't tell you how it makes my heart sing even now to remember him.
The most unlikely adult in my small world as a child who thought I was worth attention and time!
We really had a connection.

No one knows if it would have lasted or if when I grew that he would think of me as just another rotten kid.  We never got the chance to find out as he died unexpectedly in 1966 when I was 7.  I still remember my father coming to school in the middle of the day and taking me out of 1st grade.
Potty Dave died on a ship out to sea in the Middle East.
There was a funeral....I don't recall going to it.
There was a lot of crying by my Granny for awhile but then life went on.

When I actually started paying to be a member of Ancestry.com I went searching for my Potty Dave there.
He isn't part of our family by blood, but he is one of the more precious people to me over  a big slew of the blood related kin.
You can read about what I found out about his ancestors HERE.

Anyway, among the records I found was one that cleared up the mystery surrounding Potty Dave's death.
I found his "Report of The Death of an American Citizen" Form.


It was filled out by the American Consulate in Port Said, United Arab Republic. *Egypt and Syria formed the  U.A.R. in 1958.  In 1961 Syria left the union but Egypt was still referred to as the UAR until 1971.*

He was working for the Curtis Bay Towing Company out of Norfolk, VA, aboard the TUG LAMBERT POINT. He was taken off the tug shortly before transit of the Suez Canal, meaning the tug was in the Mediterranean Sea waiting for their turn through the canal.
Cause of death.....coronary thrombosis....a massive heart attack.
March 21, 1966.
He was 63 years old.

All I know is that his death left a hole in my young life.
And my world was forever changed and not for the better.

This is my love letter to a dear precious man I knew as a young child.
I still miss him to this day.

Sluggy


$20K Savings Challenge Report for JULY 2012

Ok, here is my JULY Savings Challenge Update post for 2012.
This post is NOT about bragging or showing off.  It's just what we are able to save given our income and being able to hang tough against "unconscious" spending.

Just to update, My Savings Goal for the Year in 2012 is $20,000.  It's well below what I've saved in previous years I know.  But we also have a goal of paying for 4 home improvement projects at Chez Sluggy this year.  We plan on cash-flowing these projects with the additional money we save and/or our income tax refund. 
Our background info--We are a family of 5(kids are 21-16)with one living away from home.  We have 2 dogs. We own 3 cars at present and live in/own free & clear a 4 bedroom house in a small town.

On to the July report.....

I have posted my JULY End of Month $20K $AVING$ CHALLENGE Totals.
Check out the side bar to your right for the specific numbers.

I have 2 goals each month.....
The 1st is to actually finish each month in the black and not the red.
The 2nd is to hit the targeted savings amount of $1,666.67.

I have to report that we finished up July in the black!
The extra cash amount we ended the month of July with?.......$1641.83.

Income
We had $1639.44 left over from our income after our monthly expenses were deducted.
Add in $2.39 in interest income(HAHAHAHAHA!) and  you get a total of $1641.83.

Outgo
The usual along with a couple of large irregular bills......1 expected and 1 out of the ordinary.
As for the expenses this July......

HERE are the GOOD THINGS
* The water bill decreased by $30+.
* The electric bill decreased by $21+.
* The credit card bill decreased by $702.
* The cash withdrawals went down $1170.....even with that they were high!

HERE are the BAD THINGS

*  Home owner's insurance was due, but expected. $596.
*  Bill came in for the Minivan from last month's repairs. $1496.68.

The Food Budget costs for JULY are in another post, which is located HERE.

YEAR-TO-DATE GRAND TOTAL.....
With 7 month behind us, our Savings Grand Total for 2012 is $15,613.23.
We missed our monthly goal in July by $24.84. Since June's savings but us ahead for the year, I am not sweating a shortfall of $25 in July.
With 7 months done, we should be at $11,666.69  saved for the year, so we are $3946.54 ahead for the year as of now!

In the next 2 months we have largish irregular expenses coming due.
August is semi-annual car insurance at about $1500.
September is school taxes about another $1950.

They are irregular because they don't come every month....like the water or electric bill.  But two things about irregular bills--
1.They are usually for large amounts(due to the fact that they don't come round every month).
2. You KNOW THEY ARE COMING!  Yep, every year....so don't stick your head in the sand and ignore them.  Plan for them. Set a 12th of their amount aside each month so that when the due date rolls around, you have the money saved up to pay them in full.

We may actually get a break with our car insurance.  #1 Son is buying himself a car.  Since it will be in his name, he will need to have his own insurance policy, therefore we can have him taken off of our policy.  We tired to tell him that with our driving records, ages and the fact we get multiple discounts on our coverage, he's better off putting the car in our name and staying on our policy, and just paying us the extra it costs us to cover him and his car.
But 21 year old men want to feel virile and independent I guess, and paying through the nose for their own policy must be a testosterone inducing manly thing.  
But what do I know....... ;-)

At this point, I need to come up with $4386.77 for the rest of the year to make my $20K goal.  This breaks down to $877.35 per month for the next 5 months.


As for a look ahead at AUGUST.....
* Car insurance due.
* No celebrations here, no parties, just Boring McBorington at Chez Sluggy.


So how was your July financially?
Did you spend less than you made?
Did you stay within your budget or not?
How much did you save in July?
 Even if it doesn't look like a lot of money, figure out what percentage of your income you saved.  You might feel that it's a more substantial amount in those terms!
We saved 28.74% of our take home income in July.  My goal is to shoot for 50% each month. If we hadn't had that car repair bill, we could have achieved saving 55% of the take-home income. 
Dang that car repair bill! lol

Leave a comment and share with us what you did with your money, both the good and not-so good.
Did you have debt you were able to pay on?
Did you pay off a car, a house or a credit card?
Did something financial blow up on you last month?
What are you doing financially to change your life?

If you posted your financial progress on your own blog, leave a link in the comments so we can go check you out too!

Sluggy

Tuesday, August 7, 2012

My Crush is Gone


I was saddened to hear this morning that composer Marvin Hamlisch had died at 68.

He was a much lauded American composer.  He is only one of two people who have ever been awarded Emmys, Grammys, Oscars and a Tony Award, as well as the Pulitzer Prize.(Richard Rodgers was the other person.)  Marvin also won 2 Golden Globe Awards.

If you went to the movies you may not recognize his name but you'd recognize his work.
Like this one.....



Or this one.....



Or follow this LINK to a medley of his hits.


But this is how I remember Marvin.....


Back in 1975, when I was a 16 year old high school student who was working toward a career in the Theater and dreamed of making it to Broadway, Marvin Hamlisch was a god.
"A Chorus Line" had hit the boards and it was the biggest thing in the Art World.  It single handedly revitalized a dying Musical Theater industry.

Marvin Hamlisch was everywhere in the media.  A constant guest on Johnny Carson's The Tonight Show along with every other talk-type show.


He was twice my age but I thought he was about the sexiest thing on two legs.  I guess my "type" of man at 16 was an older Jewish geeky looking man with glasses and an unglamorous name.

But I'll tell you, there is nothing sexier about a man as what is between his ears.
This is my words of wisdom for all you young people out there who lust after all those hard bodied hotties.

This man was talented!  From what I ever saw, he was genuine and a class act.  He also had a great sense of humor.

And it didn't hurt that he looked mighty fine in a tux back in the day.....



Marvin occupied many a nightime dream of my 16 year old self.
I know this is too much information but I had this recurring dream that I went to New York and auditioned for a show and Marvin was playing piano accompaniment for the auditioners, including me.
He saw and heard me and fell in love with me, whisking me away into his world of theater, art, and the New York society world and we would have a torrid love affair.

I guess you know that things didn't quite work out that way for me. ;-)


Here's an interview with Marvin about his Audition at 6 to Julliard Music School.


 And here is some more Marvin love in an interview I found online. (It's about a 1/2 hour long, but worth it if you have the time.)





R.I.P. Mr. Marvin Hamlisch


Sluggy