Tuesday, October 4, 2011

The Frugal Weekend Report

Let's see.....what did I do over the weekend.....

Last weekend was one of my favorite frugal activities of the year.
One of the local churches holds a little festival, composed of a flea market, bake sale and then a country auction at the end of the day.
I go to this each year as it's a great place to round out my eating out options for the year.
Along with all the fine second-hand items donated, the ladies at this church get a load of gift certificates to local businesses to auction off as well.
Mostly the certs are for restaurants but they also have auto servicing(inspections, oil changes, etc.), hair cuts and other salon features, gas for the car, fuel for the home, et cetera.

I am a big spender at their auction and they always love to see me coming. 8-)
Not only do they like the cash I drop at this thing but I do a fair share of bidding other folks up.
Yes, sometimes certs will not be going for a fair price, so I'll jump in and start a bidding war so that the church actually makes a few dollars holding this thing.
It's one thing to get a good deal, but if you are walking out paying $2 for a $20 gift certificates over and over again, not only will they stop holding these(which I can't have happen!lol)but it's not charitable either.
Most certs go for about half of the value but the sought after ones go higher.  And since it's for charity, I will bid as high as the full retail price if it's an establishment that I would go to anyway and spend full retail at....like Mickey D's for #2 son for example.
But I don't like to make a habit of paying full price.....

Here is what I brought home.....


Mostly it's eating out certs but we snagged 2 barbershop haircuts for $5 each this year.
We enjoy eating out and this is one way I round out my eating out budget frugally.
Not only that, it supports this fine church group(though I am not a member)and because we often spend/eat in excess of the value of the certificate when we go to redeem it, it also helps support the local businesses.

While Hubs is still upset he missed winning a couple of used leather laptop cases, I did snag a food processor(used once!) and a swing arm lamp to mount on the wall next to my dungeon-like computer corner(it even still had a light bulb in it!lol)

In the end we won $300 in gift certificates, the lamp and food processor for under $200.
I always round up what I pay them to an even amount, so I cut a check for $200.

Winning!

On Sunday afternoon Hubs and I had a date.  We still had a gift certificate we won last year at the auction to a restaurant we enjoy that serves Greek food.  It's quite a distance from where we live so we decided since we had the day free to take a drive there and use this cert.
I scoped out and found that 2 different from what I usually shop at grocery stores were down the street from the restaurant so after scarfing down Moussaka and Spanakopita, we went to GiantPA.

I checked out the flyer online before we went and saw a small Deal I wanted to get there.  They had a "Buy 10 products, Get $5 off Instantly" Promotion.  Since it's a store I don't shop at regularly, in a town not nearby, this sort of instant discount promotion makes more sense for me than a Catalina one, where I would have to return to the store again to get the discount.
So I jumped on this deal since we are addicted to Brownies around here......


10 x Brownie Mix on sale 4/$5($1.25 ea.)=$12.50
The instant discount....$12.50-$5=$7.50
I also had 2 x $1/2 any Pillsbury baking item ManuQs...$7.50-$2=$5.50 OOP

This meant my brownie mixes cost me .55¢ each.
I can't buy the ingredients to make 10 batches of brownies for that cheap so I am happy paying this price.

I also picked up some inexpensive chicken breasts while in Giant.  Since Hubs doesn't enough wandering around the grocery store checking things out like I do, especially when he is full of Greek food and just wants to nap, I didn't do a whole lot of reconnoitering at Giant.  I did feel that the prices were a bit high and the sale prices weren't that great on the things I usually buy.
But then again, Weis is no great deal anymore either! 8-(

We also harvested the last items from the garden this past weekend......

My two last surviving pumpkins.  They weren't quite fully ripe yet but with it raining EVERY DAY FOR TWO WEEKS, I was done with waiting and chancing they would rot in the mucky, soggy yard before the rain stopped and they got the last dose of sun they needed.
They are now happily orange through and through and awaiting my skillful hands(skillful?...maybe....)to turn them into full-on yummy-ness. ;-)

So there you have it!

A weekend choked full of...
Buying Local
Buying Second-Hand
Buying At Discount Price
Growing Your Own Food
Can't get a much more Compact and Frugal Weekend than that, huh? 8-)

Sluggy

Monday, October 3, 2011

Guess Who Went to Rite-Aid Last Week?

Why, yes I did!

I know I said that I was on a break from Rite-Aid pillaging but I had 4 free item coupons that expired Sept. 30th.

First I need to update my Grand Totals for September Single Check Rebate Period.
I only darkened Rite-Aid's door 1 time during that SCR Period.
You can just go HERE if you want to see my numbers for September.

I am starting October with no +Up Rewards at all.  It's still hard to wrap my brain around being +Up-less....lol
So into Rite-Aid I went on Thursday afternoon, the 30th, and came out with this.....

4 x Pantene Conditioner on sale $4=$16.00
1 x Cella cherry w/20% wellness discount=$.26
SubTotal....$16.26

Coupons Used
4 x Free Pantene item up to $4.99 ManuQs(homemailers)=$16.00
Coupon Total.....$16.00

$16.26-$16.00=$.26 OOP which I put on my Rite-Aid gift card.

THIS TRIP
Number of Transactions.....1
Total Spent....$.26 put on free gift card
Value of Items....$21.49
SCR qualified for...$0.00
Other Rebates earned...$0.00
Gift Cards earned....$0.00
+Up Rewards earned...$0.00
+Up Rewards spent.....$0.00
+Up Rewards left to spend.....$0.00
And I have $32.39 left on my gift card.

And now, the monthly totals so far.
Rite-Aid GRAND TOTALS--OCTOBER Rebate Period

Number of Transactions......1
Total Spent....$.26 put on free Gift Cards/Certificates so ZERO OOP

Number of Items purchased.....1
Value of Items purchased....$21.49
SCR qualified for....$0.00
Other Cash....$0.00
Additional Rebates....$0.00
Additional Non-Cash Rewards....$0.00


+UPS Totals for September SCR period
+Up Rewards carryover from 9/6.....$0.00

+Up Rewards spent....$0.00
+Up Rewards earned....$
0.00
+Up Rewards left....$0.00  includes ALL +Ups not just ones from this SCR period


Analysis-- Obviously I needed to use these FREE Qs up before they expired.  I kept waiting for a Get X+Ups WYB XX Deal to come up at Rite-Aid involving Pantene during this time to get more bang for my(their) buck,  but it didn't happen.
Bleh.
I bought conditioner not 'poo.  I have tubs and tubs of 'poo.
Of course, because of this, #2 son decides he NEEDS conditioner for his hair.....of which I have none.
This lot of bottles hopefully will last until I can get more for free or he gets a job and buys his own, but I am not holding my breath on option 2 happening.  >_<

While I didn't need to buy that filler cherry thing, not having a $0 transaction at the register means managers need NOT be called to give me the stink eye and press a button to ok the transaction.  Throw in a cherry and everyone goes away happily flying under the radar. lol

Now I was perfectly happy with this transaction and not jumping back on the Rite-Aid Crazy Train until I saw THIS Rebate.

Everyone is using the $8/2 CoverGirl ManuQ that came in Sunday's P&G insert to get well on the way to the $50 worth of product to qualify for this by doing the "Spend $30 Get $10 +Ups Deal".  Buying tons of make-up doesn't stir my heart and Venus razors or so pricey, but........Pantene is also included in the Pink Rebate.  And the begin date is 9/1/11, which means the $16 in Pantene I just bought qualities for this rebate if I care to give it a whirl.
Hmmmm.....I only need $34 more and there is that "Spend $30 get $10+Ups deal" at Rite-Aid, but I don't have 4 of the $8/2 CoverGirl Qs, only 2.
Now my eye is twitching and I fall asleep amidst thinking up scenarios in my head....

Sluggy





This Old Blog

With my computer being rendered deader than Charlie Sheen's humility last week I lost all my FAVORITES.
ACK!!!

I'd appreciate it if anyone who reads this could leave me the addy for your blog in the comments section.

I feel like Bob Villa today with having to rebuild everything around here. 
Bob Freaking Villa I say.....but with less facial hair!

Sluggy

Is Blogger Weird or is My New Computer Possessed?

Either I am experiencing the problem everyone else seemed to have with Blogger this summer....the one about not being able to leave comments....or my new machine is possessed.

Not only am I not being allowed to leave comments on other bloggers-though I DID finally get to leave one on Judy's on Sat. and on SonyaAnn's this morning-but I can't even leave comments on MY OWN BLOG!LOLOL

I can't use my blogger/google account id to comment.  I have to comment under the Name/URL profile, preview my comment, word verification and then hit Post.
And then, get this.......my comment does NOT post to my own blog.
I have to go to my dashboard and moderate my own comment!LOL

What I don't need is ANOTHER LAYER OF CRAZY in my day!

I think I have come up with the perfect name for this new machine.
HAL



I am off to figure this out so I can get on with the usual f'ed upness that are my days....

Sluggy

Sunday, October 2, 2011

September Budget Results.....Food and Toiletries Spending


Here are my FOOD BUDGET spending totals for SEPTEMBER 2011.

I have posted September's totals on the right side bar under Total Grocery Savings for 2011 and updated the Yearly Totals.
I am listing subtotals for each store I purchased from in September.  If you aren't interested in that much detail, just skip to the bottom for the Totals Summary.

My spending includes Food, Toiletries/HBA, Pet Supplies, Cleaning Products, Paper Goods & tax where applicable.We are a family of 5(3 at home this month)& 2 dogs. No kids under 15.
******************

BAKERY OUTLET
OOP  $8.78
Value  $38.11
Savings  77%

CARONE'S(small local independent store)
OOP  $89.28
Qs/Ads  $81.70
Value  $170.98
Savings  47.78%

RITE AID
OOP  $.50 (whole amount put on free Rite-Aid Gift Cards)=$.00 actual OOP
Qs/Ads/+Ups  $3.79
Value  $4.29
Savings  88.35% before gift cards/ 100% savings after free gift cards

WEIS (local chain Grocery store in my town/doubles up to $1 total)
OOP  $174.05
Qs/Ads  $93.89
Value  $267.94
Savings  35.05% 

I don't track Rite-Aid's +Ups here, nor CVS's ECBs & Walgreen's RRs. They will be included when used on purchases under "Coupons".   I'll keep track of what rebates are received monthly.  Rebate money/gift cards will be considered 'income' & will go into the Food/Toiletries budget, offsetting the Out of Pocket. Cash will go immediately into the Budget kitty, while Gift Cards will be calculated in when spent.

REBATE CHECKS RECEIVED IN SEPTEMBER
Rite-Aid SCR...$22.99
Subtotal........$22.99

GIFT CARDS and CERTIFICATES
$0.00
TOTAL Value of Cash/Store Checks/Gift Card Rebates Received...$22.99

COUPONS and FREEBIES

Nothing.
Nada.
Zilch.
*********************
My best 3 Store Savings Totals were from Rite-Aid at 100%,  the Bakery Outlet at 77% and Carone's at 47.78%.  I shopped at 4 whole different stores in September.....wow. lol


TOTAL Out of Pocket...............................$272.11
TOTAL Coupons & Store Sales Savings...$209.21
TOTAL Value of Items Purchased............$481.32
TOTAL Savings of...................................43.46%


TOTAL of CASH Rebates........................$22.99
TOTAL Out of Pocket After Rebates........$249.12
TOTAL Savings including Rebates...........$232.20
TOTAL Value of Items Purchased............$481.32
TOTAL Savings After Rebates...................48.25%

Since my Rite-Aid shopping(which contains No OOP)always skews my savings percentages, I like to figure my Totals without the Rite-Aid numbers also.
TOTAL OOP after Rebates.....$249.12
TOTAL Value of Items Purchases(w/out Rite-Aid items)....$477.03
TOTAL Savings After Rebates(w/out Rite-Aid items).....47.78%

My food savings percentage seems to run about 50%-60% for the strictly food items only.
Those Rite-Aid purchases always boost up my savings total about 20% points.  This month Rite-Aid purchases only boosted my Savings Percentage a half of a percentage, since I only bought 1 item from there in September.lol
This closes out the September spending.

THOUGHTS & COMMENTS for this month-
With my rebate check added into my food budget I came in at right on my $250 target.
Yay me!lol

I confess that a lot of what I bought was junk this month, mostly bought for #2 son's after-school snacks and for his sleepover.  It I had held strong and not succumbed to his pleadings I would have only spent about half of my $250 budget.
Soda, pies, chips, pizzas......bleh!
What can I say?
He is my last one left at home and I am an old softee. 8-))

What's ahead for October.....
No big holidays this month, no birthdays either.  Daughter is coming home for 1 weekend though so more mouths to feed temporarily.
Yes, I have a COLLEGZILLA on the way home this coming weekend!lol

I am thinking about giving myself $300 per month going forward until the end of 2011 instead of $250.
Why?
First we can afford another $50 per month for food.
Second I plan to use the extra to stock up for Thansgiving/Christmas Holiday essentials since I don't think I can do that and my regular monthly foods for $250.  Somebody has to pay for the cost of remodeling at Weis Markets so it might as well be me! ;-)
Besides, I am just tired of keeping such a tight rein on the food expenses after the last 9 months of doing so.

Heck, I might just say to heck with the food budget for the rest of the year and just spend what I want but with an eye toward frugality.

What do y'all think?
Should I stick to the food budget?....but make it a bit larger?....or just go on a 3 month long binge?
I need help here people!!

With 3 months left in the year, we have spent a total of $1,907.69 of our income on food/HBA in 2011.
That comes out to $211.96 per month.
We brought home items with a reg. retail value of $11,198.72.
That's a savings of $9,291.03 or 83%.

How did you do in September with your Food Budget?
What are your challenges for October?  Any family coming to stay....Holiday Celebrations?.....or is your school/work schedule too busy to shop/cook/eat as a family?

Please leave a comment or link to your post and let us hear about your progress!  By sharing our struggles and efforts we can help each other stick to our budgets and learn to be better guardians of our resources.

Sluggy