Showing posts with label loans. Show all posts
Showing posts with label loans. Show all posts

Wednesday, October 3, 2018

You Can't Loan Yourself Out of Debt....Period!

** This will be the last post for a few days.  The blog will be going dark while I am in the land of Moosies and Maple Leaves.  See everyone on Sunday.....maybe.  ;-) **

Among the many, many spam comments I get I've gotten this one a few times lately........the ID links to a bogus User ID and I have X'ed out the email and phone info.

I AM FINALLY FREE FROM FINANCIAL BONDAGE THANKS TO MOORE LOAN COMPANY(XXXXXXX@yahoo.com).

Good day everyone,I can’t hide this great testimony that took place in my life I will love everyone to know it and be a partaker of this, that is why I want to share it to the whole world by placing this advert on classifieds, I am Mrs Karen Brown by name, I live in Chattanooga, Tennessee United State, I want to thank ROBBINSON MOORE for his kindness upon my family life, I never knew that there is still a sincere and trustworthy lender like this on the internet and on earth. Just some days I was in search for a loan of $ 100,000.00, As I was running out of money for feeding, School fees, My business was really going out of capital and my rent. I was scammed about $15,000.00 dollars and I decided not to involve my self in such business again. But a Friend of mine introduced me to a loan firm due to my appearance and doings and also my complains to her. And I told her that I am not interested in any loan deal anymore but she told me that there is still a sincere lender who she will recommend me to, And she gave me the details of this man who is called MOORE ROBBINSON. And I really put a trial and I am most greatful and lucky today, I was given a loan amount of $95,000,00 Dollars by this great firm MOORE LOAN COMPANY. If you are in need of a genuine, Sincere, durable and a truth worthy loan lender or financial assistance and also you know you can be reliable and trusted, capable of paying back at the due / duration time of the funds I will advice you to send your contact to them via email [XXXXXX@yahoo.com] OR Text (XXX) XXX-XXXX .

A comment was posted to This Site about loan scams--it's the same spammer message under a different name.
This moron below doesn't understand that the post was about scams and scammers and people were posting scammer messages/hooks so everyone could avoid these slime balls.
She(or whoever it really is)posted her loan scam schpeil.....unreal.


How anyone falls for this stuff is beyond me.
Nobody is going to give you a $200K or $100K unsecured loan! lolz

And for goodness sakes,  getting a LOAN is NOT going to get you out of "financial bondage".  A loan IS financial bondage!!!

This particular scam seems to be they take all your personal information(yikes!)and then ask for a fee to take out the loan, which they cash and you never hear from them again.
Please don't fall for this sort of tomfoolery!

And another thing........Every time I'm in the car and turn on the radio I hear all these ads by local banks touting their great low rate loans.  They go by different euphemisms......"lifestyle loans", "Summer loans", "toy loans". 
But the best one I hear around the Holidays on the local radio stations that tells you YOU CAN pay for Christmas by getting X bank's Holiday Loan.  No you are NOT paying for Christmas.....you are just kicking the paying for it all into the new year by getting a loan.

If you can't afford your lifestyle then you are living beyond your means.  If you can't afford a Summer thing(vacation, ATV, boat, etc.)or a "toy" then you don't need it.  Seriously, the greedy lenders play to people's sense of "Everyone else has X, I deserve it too!".

Don't be a sheep folks!
Who cares what the Jones' have and do.

Live the life you want, WANT the life you live.


Sluggy

Friday, May 29, 2009

About College Stuff

So #1 son is a High School Senior. The local school district has an arrangement with the local community college, where, if you are among the top percentage of students in the senior class, you can take college courses during your senior year.


These classes are college level. They satisfy the seniors high school credit requirements for the diploma but they also possibly can be applied to your college record when you matriculate at a school. This means if your college will transfer these credits, you can possibly graduate in less than 4 yrs. When you are footing the college bill, getting through faster can be a good & frugal thing.


Anyway, #1 son has chosen to attend a public State School for College here in PA. The state school system here DOES accept these Dual Enrollment Credits if the grade is a B or over.




This is #1 son. He just got his grades from the Community College for the 2 courses he took this semester as part of the Dual Enrollment Program. He doesn't look very thrilled and it's not a very good picture anyway but he PASSED! Not only did he pass English 102 & Sociology but he got A's in both!

Add these to his grades for last Semester's English 101 & Philosophy grades and he has 3 As & 1 B for the year.

Maybe this is why the college he accepted entrance into surprised us last month with an Academic Excellence Scholarship! Since we have no debt(nothing since paying off the house in March of '07)the Federal Government considers us WEALTHY! Yes, the Federal Financial Aid Thingy said our family can afford to contribute almost $40 THOUSAND DOLLARS CASH toward #1 son's 1st year of College.

Yes, I said....

Forty.

Thousand.

Dollars.

So because we are 'wealthy', #1 son can't apply for any financial aid except for loans, which have to be paid back. We can't apply for any financial need scholarships. Since he isn't part of any minority group or have a strange last name(well, he DOES but no one wealthy with our last name has ever endowed a scholarship for people with this last name) or a standout athlete, #1 son is only eligible for widely popular scholarships that everyone can apply for (Coca-Cola, etc. which he has no chance getting because of the sheer numbers of applicants) or Merit Scholarships. Most Merit Scholarships(both widely available or particular to a school)also have other components(applicant also have to be in a certain group racially or gender or living in a certain place or attended a certain high school, or has some other qualifier that knocks him out). The PURE Merit Scholarships are very few and most aren't within his reach because he isn't a Valedictorian, in the top 1% of his class & he didn't score perfectly on his SAT.

So he applied to a State School that we CAN afford to pay for in CASH! because
we live WELL below our means, save money and have no debt. We aren't relying on anyone else to pay for his education. He'll have an on-campus job too as part of paying for his education. By working, he is also contributing to his education.

So we were overjoyed when the letter arrived from his College that because of his high school grades he was being awarded a Merit Scholarship. It's not much money, but it will help pay for his books, etc. And if he keeps his grades up, it renews for all 4 years, IF he takes 4 yrs. ;-)

And in 2 more years, I get to go through this Federal Financial Aid stuff again, with daughter. I wonder how 'wealthy' the government will think we are when we have TWO kids in college? I may be the only 'wealthy' person in line at the Food Bank by then.

Sluggy