Showing posts with label living on a budget. Show all posts
Showing posts with label living on a budget. Show all posts

Tuesday, August 10, 2010

JULY Budget Results....Food and Toiletries Spending



Here are my FOOD BUDGET spending totals for JULY 2010.

I am listing subtotals for each store I purchased from in July.  If you aren't interested in that much detail, just skip to the bottom information.

These Totals include Food, Toiletries/HBA, Pet Supplies, Cleaning Products, Paper Goods & tax where applicable.We are a family of 5(between 5 & 2 at home this month) & 3 dogs. No kids under 14.

BAKERY OUTLET
OOP $16.00
Value $62.94
Savings  74.58%

BIG LOTS
OOP $31.04
Value $52.66
Savings  41.06%

CARONE'S(small local independent store)
OOP $61.25
Qs/Ads $37.81
Value $99.06
Savings  38.17%

FAMILY DOLLAR
OOP $21.19
Qs/Ads $11.19
Value $32.38
Savings  34.84%

FARM MARKET
OOP  $12.55
Value  $21.89(compared to same items' prices at grocery store)
Savings  42.64%
PRICE CHOPPER
OOP  $6.95
Qs/Ads $16.93
Value  $23.88
Savings  70.90%

RITE AID
OOP $23.51 (whole amount put on Rite-Aid Gift Cards)=$.00 actual OOP
Qs/Ads $412.55
Value $436.06
Savings 94.41% before gift cards/ 100% savings after gift cards

WALMART("that" store)
OOP $8.96
Qs/Ads $5.00
Value $13.96
Savings  35.82%

WEIS (local chain Grocery store that doesn't take IP Qs in my town)
OOP $126.39
Qs/Ads $127.74
Value $254.13
Savings  50.26%

I don't track CVS's ECBs & Walgreen's RRs. They will be included when used on purchases under "Coupons".   I'll keep track of what rebates are received monthly.  Rebate money/gift cards will be considered 'income' & will go into the Food/Toiletries budget, offsetting the Out of Pocket. Cash will go immediately into the Budget kitty, while Gift Cards will be calculated in when spent.

REBATE CHECKS RECV'D. IN JULY
Kraft(2 different rebates)...$30.00
Pinecone Research....$6.00
Rite-Aid SCR....$58.98
Subtotal........$94.98

GIFT CARDS and CERTIFICATES
MyBlogSpark Cheerios Giveaway $25 Visa Gift Card
Rite-Aid $35 in Gift Cards($25+$5 bonus Skin Care & $5?-can't remember for what)
Rite-Aid RX Transfer $25 Gift Card
Subtotal....$85.00

TOTAL Value of Cash/Store Checks/Gift Card Rebates Received..$179.98

FREE ITEMS
Vocalpoint Crystal Lite Samples
DiGiorgno Pizza
Huggies Diapers Pack

COUPONS
$2/1 Bounty Towels
$2/1 Crystal Light (multiple)

My best 3 Store Savings Totals were from Rite-Aid at 100%, Bakery Outlet at 74.58% and Price Chopper at 70.90%.

TOTAL Out of Pocket...............................$294.04
TOTAL Coupons & Store Sales Savings...$724,25
TOTAL Value of Items Purchased.............$1018.29
TOTAL Savings of..........71.13%

TOTAL of CASH Rebates........................$94.98
TOTAL OOP After  Rebates....................$199.06
TOTAL Savings of..................................80.45%

This closes out the July spending.

THOUGHTS & COMMENTS for this month-
I stayed under my $200 budgeted amount for JULY by .94¢! after rebates were applied.  It was an expensive month as I bought alot of meat in July for stocking up purposes.

What's ahead for August 2010.....

I am setting the August 2010 Food/Toiletries Budget at $300.
Why?
Because we have 4 at home now and all 5 family members by the latter part of the month.
Because there may be a family picnic lurking at the end of the month which will add to the food expenses.
Because I plan on packing the freezer with farm bought bulk buys of some veggies for the winter and this month is when things will be ready for harvesting and purchasing.

As always, any rebates received this month will be added to the food budget spending.  I have few outstanding rebates at the moment so there will be little extra cash to cover food expenses in this way for August.

With half of the year behind us, we have averaged $170.35 per MONTH after rebates on food/toiletries spending for 2010 for a family of 4-5 adults/teens.

How did you do in July with your Food Budget?  Leave a comment or link to your post and let us hear!  By sharing our struggles and efforts we can help each other stick to our budgets and learn to be better guardians of our resources.

Sluggy


Tuesday, June 22, 2010

JUNE Food Stamp Challenge....Days Twenty & Twenty One


This post is part of the June Food Stamp Challenge located over HERE.

As we head into the last third of the month for the June Food Stamp Challenge I have an update to my Budget to make.

Since Daughter didn't return from her training for her summer employment, due to the fact that she was offered 2 additional weeks of work, I need to adjust our Food Stamp Challenge Budget to reflect 1 less person to feed for the last 11 days of the challenge.

At $101 a person, the daily budget per person is $3.36, so when I subtract her food budget for those 11 days, that amount comes to $37.02.
Our $410.72 food budget is now $373.70.
At this point we have spent $167.33 and have $206.37 remaining.

**Actually, we have spent More than $167.33 in food costs for items used/eaten that were bought before June started.  I am keeping a tally of food eaten at other meals as well as drinks and snacks that include foods bought before June started, and will add all of those costs in at the end of the month.  It's the simplest way I can figure to keep track of it all.**

On Day 20-Sunday-DH was out of town depositing #2 son to camp.  I ate leftover Sesame Chicken from the night before for lunch and DH had his plate of leftovers when he returned that evening for dinner.  I munched on leftover cantaloupe and made myself a grilled cheese sandwich for supper.  Yes, I use every opportunity I can find to use that badass industrial cheese slicer I blogged about HERE.  Cost of meals on Sunday for food bought before June....cheese .41¢, mayo .05¢=$.45.
Cost of fast food lunch & 2 coffee purchases for DH=$5.49.(1 coffee was free as a Father's Day Promotion where he stopped.)
Sunday total=$5.94

On Day 21-Monday-I took the last 3 slices of ham out of the freezer from one of the free hams I had gotten in April of 2009 (talked about HERE).  It is at the tail end of it's usable 'life', even with my mad wrapping skillz.  I thawed them and just pan grilled 2 of them, made potato salad from scratch(heavy on the mustard!) and broke out a package of frozen brussel sprouts.  The larger third slice will go into a casserole I have planned for Wednesday's dinner.

Photo courtesy of my camera which is still wheezing & gasping....lol.....

Day 21 food costs for items bought before June......ham Free, condiments .20¢, brussel sprouts .80¢.
Monday total=$1.00

Both Days combined costs....$6.94

We haven't been to the grocery store since last Thursday(our trip for bread products).  We've been out of milk since Friday but as the kids aren't here, we could go another couple of days without buying more, if we had to, unless I wanted to cook something requiring fresh milk.  There is always the powdered milk or the evaporated milk in the stockpile in a pinch.   
 I have enough food in the house to finish the month off without shopping again if I had to.  The grocery sales aren't very good this week so if I do food shop, it won't be a very large shop.
On Sunday, I had the opportunity to do a Catalina Deal 3 times and score $74.89 worth of food for just over $30(plus have a $7 catalina coupon giving me $7 of free food next week).

But being on this Food Stamp Challenge made me stop and think before I picked up the keys and headed out the door to the store.  Yes, it would have been a 'deal' and yes, I would have had that 'high' from getting the deal and spending that money.  But seriously, none of the food products were things that we needed.  I have plenty of spaghetti sauce, tea bags and salad dressing already.  Very few people who are actually on food stamps probably have the stockpile of food items I do presently.  It just felt wrong to go buy more of the same.....we have enough already. ;-)


June Food Stamp Challenge Update
Spent to Date....$174.27
June Food Budget Left....$199.43
Days of Challenge Left....09



Sluggy

Wednesday, September 2, 2009

August BUDGET RESULTS-Food & Toiletries Spending



Here are my FOOD BUDGET spending totals for AUGUST 2009.
I am listing subtotals for each store I purchased from in August.
These Totals include Food, Toiletries/HBA, Pet Supplies, Cleaning Products & tax where applicable.We are a family of 5(4 as of 8/30). No kids under 13.


ACME
OOP $113.86 (this drops to $73.86 after $40 Rebate)
Qs/Ads $1180.19
Value $1294.05
Savings  91.20% (94.30% after Rebate)


CARONE'S
OOP $1.29
Qs/Ads $0.00
Value $1.29
Savings  0%

CVS
OOP $2.72
Qs/Ads $236.10
Value $238.82
Savings 98.85%

KMART
OOP $47.84
Qs/Ads $648.28
Value $696.12
Savings 93.13%

PRICE CHOPPER
OOP $123.43
Qs/Ads $263.32
Value $386.75
Savings 68.10%

RITE AID
OOP $219.39
Qs/Ads $525.75
Value $745.14
Savings 70.55%   **This is before Single Check Rebate of $184.66 & Gift Cards($15) earned.**

TARGET
OOP $15.38
Qs/Ads $20.00
Value $35.38
Savings 56.50%

WALGREEN'S
OOP $41.60
Qs/Ads $311.98
Value $353.58
Savings 85.50%

WEIS
OOP $69.87
Qs/Ads $90.71
Value $160.58
Savings 57.50%

I've decided NOT to track CVS's ECBs & Walgreen's RRs. They will be included when used on purchases under "Coupons". Rebates will also show up in the Monthly Totals when spent, but I'll keep track of what rebates are received monthly.

REBATES RECV'D. IN AUGUST

Rite-Aid SCR........$85.00
Reynolds Foil........$4.19
Centrum..........$19.99
Pinecone Research....$3.00
Physician's Formula....$7.13
Staples Checks....$20.33
Subtotal........$139.64

FREE ITEMS
Gillette Shampoo x 2 Coupon
Wrigleys Coupon

COUPONS
Swiss Tea
Nabisco

GIFT CARDS & PrePaid VISA CARDS
Rite Aid  $25.00
Staples   $33.96
SubTotal...$58.96

TOTAL Value of Cash/Visa/Gift Card Rebates Received..$198.60

My best 3 Store Savings Totals were from CVS at 98.85%, Kmart at 93.13% and Acme at 91.20%.
Walgreen's was a distant 4th this month because of sending hubby to buy stuff.  If there is a problem(coupon won't scan, item rings up wrong, etc.), he doesn't say anything....he just pays whatever they tell him to.
Oy!lol

TOTAL Out of Pocket...............................$645.10
TOTAL of Rebates...................................$198.60

TOTAL OOP After  Rebates....................$446.50

TOTAL Coupons & Store Sales Savings...$2266.61
TOTAL Value of Items Purchased.............$2911.71
TOTAL Savings % for AUGUST....................84.67%

This closes out the August spending.

THOUGHTS & COMMENTS for this month-
After the Rebates(money coming back into the budget), I was able finally to achieve a Food Budget spending UNDER $500.
Yippee!!! 8-)))

Our garden finally produced some veggies this month.  I have only canned/frozen a bit of the harvest however for the coming winter.  We lost all the tomatoes to the late blight and many plants just didn't sprout or fruit out.  I am not set up for winter gardening in this climate but I'll try to gather locally a large assortment of fall crops for the makeshift root cellar in the garage.
 Most of the Food spending this month was for stockpile purchases(canned/bottled/bagged items).  We were eating alot from the freezer to empty it out some so we could fit in the local farm purchases.  I generally start buying extra local produce around Late Aug./Early Sept. for the freezer. 

What's ahead for September.....
I want to ease up on couponing in September.  I have 1 child away at college, so less mouths to feed=less spending on food.  I am stocked to the gills in the stockpile and still too full in the freezer.  Besides, I am burned out right now on couponing.  This month was CRAZY with shopping!  Between the Acme Deal in early August and TWO weeks of KMart Double Coupons, I am so ready to sit my butt home and just do some serious organizing.  My stockpile is in shambles as is my coupon binder!

I am going to try to AVOID the Grocery Store for at least 2 weeks this month, except for fresh fruit, potatoes, milk, flour & cheese.  We have enough meat and rice/noodles to last the month.  I am shooting for spending the bulk of my food budget at the farm market in September.
I will give myself a $250 food budget for the month.

I just hope the stores don't come up with some great deals I can't resist!lol


Sluggy