Showing posts with label food spending in retirement. Show all posts
Showing posts with label food spending in retirement. Show all posts

Tuesday, August 2, 2022

Food Spending 2022.......the July Report

 Onward to July's Food Spending report......




Here are my FOOD BUDGET spending totals for JULY 2022.

I have posted July's totals on the Total Grocery Savings Page located HERE and have updated the Totals there.
I am listing subtotals for each store I purchased from in July.  If you aren't interested in that much detail, just skip to the bottom for the Totals Sum.  My spending includes Food, Toiletries/HBA, Cleaning Products, Paper Goods, Pet Food & tax where applicable. We are a family of 3(2-3 eating at home this month). No "kids" under 26. 
****************
ALDI
OOP  $24.02
Value  $43.33
Savings  44.56%

MALACARI
OOP  $21.16
Value  $30.51
Savings  30.65%

RITE-AID
OOP  $0.00
Qs/Ads/BC/Gift Cards  $769.49
Value  $769.49
Savings  100%

SHURSAVE
OOP  $4.99
Value  $5.99
Savings 16.69%

WALMART
OOP  $56.75
Qs/free Gift Cards  $76.69
Value  $133.44
Savings 57.47%

WEIS
OOP  $92.68
Qs/Sales  $69.85
Value  $162.53
Savings  42.98%

*********************
My best 3 Store Savings Totals were Rite-Aid at 100%,  Walmart at 57.47%, and Weis at 42.98%.
The worst rate was at Shursave at 16.69%.  
I shopped at 6 different stores in June.

TOTAL Spent in July................$199.60
TOTAL Coupons/Sales/Gift Cards...$176.20
TOTAL Value of Items Purchased....$375.80
TOTAL Savings of .............................46.89%

TOTAL Out of Pocket for July w/R-A..............$199.60
TOTAL Coupons/Sales/Gift Cards w/................$945.69
TOTAL Value of Items Purchased w/Rite-Aid...$1,145.29
TOTAL Savings with Rite-Aid items....................82.57%

This closes out the July food/toiletries spending.

THOUGHTS & COMMENTS for this month.....kept it just barely under $200, which was what I was shooting for. Ate a lot out of the chest freezer.

The monthly food spending savings percentage went DOWN by 3.27% in July 2022 to 82.57% compared to the June's 85.84% savings average.  

With 7 months accounted for, I have spent a Grand Total of $1,581.22 on food/toiletries in 2022.

2021 Yearly Grand Total Spent....................$1,780.82
2021 Yearly Grand Total Value of Items.....$9,436.63
2021 Grand Total Saved...............................$7,655.81
2021 Yearly Savings Total..............................81.13%

The average per month amount spent is $254.40 in 2022.

LOOKING AHEAD To August 2022.......Just trying to get by.  Eating more from the freezer and filling in fesh goods as needed.  No set spending limit but $200 again sounds good. lolz

If you have other ideas or guidelines you follow please leave a comment and share yours with us all.

*  How much did you spend on food/toiletries in July?

*  Do you track your yearly food spending?  It's really not that hard or time consuming; just have your receipts and either track it in a notebook or on a spreadsheet.

*  What was your savings percentage buying on sale and/or with coupons vs. buying at regular retail price last month, if you track that sort of thing?

*  What are your methods for keeping your food spending in check?

Is anyone out there up for tracking expenditures and trying to spend less but still eat well?


Sluggy

Sunday, January 2, 2022

Food Spending 2021.....the December & Year-End Report

   Onward to December's Food Spending report......




Here are my FOOD BUDGET spending totals for DECEMBER 2021.

I have posted December's totals on the Total Grocery Savings Page located HERE and have updated the Totals there.
I am listing subtotals for each store I purchased from in December.  If you aren't interested in that much detail, just skip to the bottom for the Totals Sum.  My spending includes Food, Toiletries/HBA, Cleaning Products, Paper Goods & tax where applicable. We are a family of 4(2-3 eating at home this month). No "kids" under 25. 
*****************

CVS
OOP  $2.41
Value  $17.86
Savings 86.51%

FOOD LION
OOP  $42.61
Value  $52.71
Savings  19.16%

OCEAN STATE
OOP  $6.84
Value  $10.00
Savings  31.60%

RITE-AID
OOP  $0.00
Qs/Ads/BC/Gift Cards  $521.58
Value  $521.58
Savings  100%

SCHIFF'S
OOP  $17.74
Value  $25.68
Savings  30.92%

WALMART
OOP  $77.80
Qs/free Gift Cards  $306.10
Value  $383.90
Savings  79.73%

WEIS
OOP  $63.72
Qs/Sales  $35.46
Value  $99.18
Savings  35.75%

*********************
My best 3 Store Savings Totals were Rite-Aid at 100%, CVS at 86.51% and Walmart at 79.73%.
The worst rate was at Food Lion at 19.16%.  I just bought a salt-cured ham at FL and those never go on sale(got a bit off with my loyalty card tho). 8-)
I shopped at 7 different stores in December.  

TOTAL Spent in December.................$211.12
TOTAL Coupons/Sales/Gift Cards...$378.21
TOTAL Value of Items Purchased....$589.33
TOTAL Savings of .............................64.18%

TOTAL Out of Pocket for December w/R-A..............$211.12
TOTAL Coupons/Sales/Gift Cards w/................$899.79
TOTAL Value of Items Purchased w/Rite-Aid...$1,110.91
TOTAL Savings with Rite-Aid items....................81.00%

This closes out the December food/toiletries spending.

THOUGHTS & COMMENTS for this month.....It was a GREAT lower spending month!  Spent almost half of what I usually shoot for and just a tad more than in November(which was also a very low spend month)so I am pleased.

The monthly food spending savings percentage went DOWN by 11.11% in December 2021 to 81.00% compared to the November's 92.11% savings average.  Compared to November there was a lot less free stuff from Rite-Aid in December(no Black Friday Sales deals). ;-)

With 12 months accounted for, I have spent a Grand Total of $3,683.86 on food/toiletries in 2021.

2021 Yearly Grand Total Spent....................$3,683..86
2021 Yearly Grand Total Value of Items.....$21,866.88
2021 Grand Total Saved...............................$18,183.02
2021 Yearly Savings Total.............................83.15%

The average per month amount spent is $306.99 in 2021.

But wait!  There's more.....

December is when I cash out/add in all my rebating monies for the year.  Here are those amounts that posted to my bank account.......
*  Ibotta....$2,823.29
*  Post Coupon/Refunds...$341.17
*  Coupons dotcom.....$134.16
*  Checkout 51....$110.12
*  Aisle.....$36.28
Total to add to December's Income to counteract the Food Spending....$3,445.02

$3,683.86-$3,445.02=$238.84 total spent on Food shopping in 2021!  We ate well, donated boxes of foodstuffs/toiletries to our local food bank and shared with various relatives and it cost us a grand total of $238.84.  I went after the rebating harder than ever this year!  In 2020 I was able to cut our OOP on food/etc. in half.  In 2021 I blew the doors off our food spending!!

I also have in the other apps, going forward into 2022, that I can only cash out for gift cards(which I used during the year at food stores to bring my OOP down)....
*  Shop Kick....$33.64
*  Swag Bucks...$79.51
*  Fetch....$26.15
*  Tada....$13.20
That's another $152.50 in potential food savings I have in reserve going into 2022!

LOOKING AHEAD To January 2022.......
With January comes the bad weather so most of my shopping will be done in town, if at all.  We are packed to the gills with food/toiletries/HBA/paper products so I am going to try to stay out of the stores except for freebies after rebates, to roll/spend Bonus Cash at R-A and if we need perishables(which we will).  I am not going to put a $ amount on what I may spend but I am hoping for a low number.

I have folks who tell me all the time that only spending a few hundred a year on food/etc. is preposterous and not do-able.  I'm here to tell you it IS do-able!  Yes, it takes work and effort but once you get into the right frame of mind and you "get" the knack of this process these kinds of savings are manageable.  Even if you work....you may not get the same results, as I have more time to devout to this way of shopping but you can work miracles still with your food spending combining coupons and rebate offers and a little planning.  Rebates are just not on processed foods anymore(though they still make up a large part of the offers most months).  

Shoot for a modest goal of $20 in rebates the first month and see how you do, then increase your goal the next month.  Even if you only do $20 in rebates each month for a year, that's $240 LESS you'll spend on food and $240 MORE you can put toward something else like an electric bill, a car note, your rent/mortgage or save toward retirement.  

Plus you'll be able to bless others in so many ways.......if not to a food bank or less fortunate relative, selling your stockpile for cash(and at a reduced price to the buyer-saving them money too)or in my case, using my excess to hold Giveaways on the blog to bless my readers.

If you have other ideas or guidelines you follow please leave a comment and share yours with us all.

*  How much did you spend on food/toiletries in December?

*  Do you track your yearly food spending?  It's really not that hard or time consuming; just have your receipts and either track it in a notebook or on a spreadsheet.

*  What was your savings percentage buying on sale and/or with coupons vs. buying at regular retail price last month, if you track that sort of thing?

*  What are your methods for keeping your food spending in check?

Is anyone out there up for tracking expenditures and trying to spend less but still eat well?


Sluggy