Net Worth.....February 1st Update

We have gone from acquisition mode with money into spend-down mode since we are now officially retired here at Chez Sluggy.

Our Net Worth will no longer be growing so I have to stay on top of what we have and where it sits.
I shared where we keep out money and why in the first Post-Retirement Net Worth post HERE.

So here is how the money did in January......

* Checking Account #1 Went up by $5863.09(mostly this was a 401K withdrawal-see accompanying 401K account lose below)
* Checking Account #2  Went up $156.66(blog revenue and Ibotta deposit and interest)
* Savings Account  Went down $1(monthly fee)
* Online Accounts  Went up $80.36(monthly interest)
* Certificate of Deposit  Went up $254.32(monthly interest)
* US Savings Bonds  Went up $22.06(interest)
* Cash on Hand  Went up $38.21(some refunds/post coupons)
* 401K Account  Went down $3925.88(monthly interest earned offset a $6K withdrawal)
* HSA Account  Went down $115.94(We've been using the account in Jan. to pay some deductibles.)
* RMSA Account  Went down $1519.66  (The interest earned on this account offset the healthcare premium reimbursement amount by $293.82 so it didn't go down by the full withdrawal amount of $1813.48.)

Overall we are $2147.78 down from January's Net Worth.  Between the interest on all accounts and income received, weighed against our spending last month,  our holdings sank very little.  It was a good month overall. 8-)

I calculated the eBay sales I had in November and December where I can add that profit to our Net Worth but I forgot to do this(it's still sitting in the Paypal account)so I'll add it into the March Net Worth Update as I'll transfer the $ this month.

I am by no means a financial expert but I'll readily share what worked for us on our financial journey if you have questions.

Did you increase your net worth last month?
Or are you in asset spend down mode(retirement)?
Do you have a retirement plan in place?

Sluggy