Friday, February 3, 2012

Just Something Fun on Friday

I am dedicating this to my bloggy friend SonyaAnn.  Her Fab Abs Friday is getting her down lately so I am upping things a notch!  I know she'll be dancing around and singing along with this video.

It's just something fun and funny to kicked off the weekend.  Get it?...."kick".....Super Bowl....lol

If you are easily offended by sex stuff, don't click on the video.
You have been warned.....



Hopefully I don't lose any new followers because of this, but c'mon!....it's funny!lol

Sluggy

"My Personal Space" Decluttering Challenge....The BEFORE

I'm taking part in Carla's February Challenges which you can find HERE.

Week 1 in the Decluttering Challenge is about cleaning up a "Personal Space".
I chose my Bedroom as that space.
Though it grieves me to do this, here are the BEFORE Photos I snapped.
It is NOT pretty, so don't view them on an empty stomach......

Here's from the right at the door.  This is my sewing area with my machines and ironing board.  Hubs dresser is on the right of the shot.  You can see a hint of all the crap on his dresser.  Next to the overlock machine is a tub of sewing projects, an air cleaner and a humidifier on the floor along with a bolt of fabric.  You can't see the large box of merchandise under the ironing board or the child's rocking chair and sewing projects piled onto it in the corner of the room, behind the sewing machine....


Here's from the right at the door looking further toward the back of the room.  My rocking chair which Hubs has filled with clothes at all times! Argh  Notice the romantic ambience of the 12 packs of soda(keeping them in here so they are out of the reach of #2 son).lol  The pile of stuff at the foot of the bed is hiding a cedar chest/bench.
And no, I didn't even make the bed!



Here's moving left over on the other side of the bed on the back wall of the room.  That's my nightstand, my dresser on the left(piled with crap).  I have a set of plastic storage bins that are all nice and organized, holding important photos and papers and stuff but piled onto and next to them are fabric lengths, plunder from Rite-Aid that never got put "away", a box of beanie babies and stacks of Christmas stuff and extra gifts that didn't get "given" this past Holiday.  Doesn't everyone's nightstand hold a rack of sewing patterns, an Alice Cooper car toy, a stack of books, extra Christmas cards, an extra wallet, a very tall lamp and nose spray?


And here's the same shot but standing back to the door....
You can see all the crap on my dresser clearly now!  A craftsman vase we bought 20 years ago at an art festival which is jammed full of plastic shopping bags(mostly from Rite-Aid), packages of unopened cosmetics and lip gloss(more Rite-Aid plunder), fabric scraps from 2 different sewing projects(1 I finished 2 years ago, 1 still undone), a bag of combs, a Pfaltzgraf serving bowl I won at a Chinese Auction about 10 years ago(it was previously in the hall linen closet and got moved when I cleaned that out the end of last year), 2 bamboo cutting boards(Hubs and I bought 2+ years ago for Xmas presents when we were in Rehobeth DE on one of our mini vacations, but we haven't figured out WHO to give them to!lol), my jewelry boxes, a Tom Clark gnome that was my brother's but it was dropped and the head came off so it needs to be repaired,  a set of Presidential Election Pins(from 1996)from the Hard Rock Cafe in Philly, 2 Fenton bowls I call "crap catchers" because anything bowl shaped around here ends up with crap tossed into it, a Brita pitcher still in the shopping bag sitting randomly on the floor, papers that need to be filed in the other room.......and on and on.


That was sort of a 360 view thing if you missed it. ;-)

And here is the closet.....

The clothes(to either side) in here are fairly organized and purged already.  The shelving unit in the center(on the back wall of the closet)needs some work.  It holds all my family's photo albums plus all the scrapbook type photo albums I inherited from my mother(I am the family records keeper it seems.). My gift stash was/is also on the shelves, as are my tubs of sewing supplies(threads, buttons, notions).  I need to rework this space....

You may have noticed I don't have things hanging on my walls and bunches of tchotchkes(knickknacks, geegaws, etc.) sitting around to decorate.
I used to but not since I developed some bad allergies which left me with sinus infections that necessitated seeing an ENT doctor for my sinus problems after #2 son was born.
He convinced me that the best way to conquer the problem was to remove allergen holding items from the bedroom, as this is the easiest room to control and the one place where you spent the most time per day/night.
So carpeting was banned(well, I do have a small rug under the rocker now so the bamboo floor doesn't get ruined), curtains also(I do have a valance now) and bedding is enclosed in allergen barrier cases.  Blinds are easier to keep allergen-free because you just have to wipe them down.  We also run a cool mist humidifier which not only helps with the dryness in Winter when the heat is on, but also knocks down any dust floating around the room so it's less likely to be inhaled. We also have an air cleaner.  I don't decorate since pictures needs to be dusted and is just more places dust can hide/cling.  We did have a set of original artwork on the walls but after we painted, they don't go with the new room color.  I may end up putting something on the walls again, but it will have to be cleaned every week. 
Or maybe I won't since I'm too lazy to keep after the dust like I'd have to. ;-)
These steps can't make your bedroom allergen-free but it sure helps. 

So having piles of clothes, fabric and general crap laying around the room is NOT good for my health!  I really need to get this room ship-shape again.
Bring on the challenge!!

I'll be back early next week with photos of the result.
Stay tuned......

Sluggy

Thursday, February 2, 2012

$20K Savings Challenge.....JANUARY Results for 2012


Ok, here is my first Savings Challenge Update post for 2012.
This post is NOT about bragging or showing off.  It's just what we are able to save given our income and being able to hang tough against so much spending.
Just to update, My Savings Goal for the Year in 2012 is $20,000.  It's well below what I've saved in previous years I know.  But we also have a goal this year of paying for 4 home improvement projects at Chez Sluggy this year.  We plan on cash-flowing these projects with the additional money we save.

On to the January report.....

I have posted my JANUARY End of Month $20K $AVING$ CHALLENGE Totals.
Check out the side bar to your right for the specific numbers.

I have 2 goals each month.....
The 1st is to actually finish each month in the black and not the red.
The 2nd is to hit the targeted savings amount of $1,666.67.

I have to report that we finished up January in the black!
The extra cash amount we ended the month of January with?.......$1,104.76!

Income
We had $1,095.76 left over from our income after our monthly expenses were deducted.
Add in $9.00 in Rebates applied against the food expenses & you get a total of $1104.76.

Outgo
As for the expenses in December......

HERE are the GOOD THINGS

*  While the electric bill was high(as our heat is electric and it IS Winter!), the mild temperatures in Dec./Jan. kept our bill lower than previous year's bills.  The Dec. bill was about $100 LOWER than the Nov. bill!  The electric bill was also $100+ lower than LAST January's bill!
*  The cash withdrawals were relatively low and I way underspent on the food budget in January.

HERE are the BAD THINGS

*  We had an unexpected $707.75 car repair bill for Hubs commuting car.
*  The credit card bill was still a bit high.  With retrieving kids from college(and I back again), there was more gasoline bought on the c/c in Dec.   Seeing as Christmas happens that month also, I don't think it was "that" bad a bill though.  ;-)
*  There was an unexpected doctor bill from this past summer.  One of the kids had to see a doctor while working at the summer camp and our medical plan refused to pay their part.  So we had to break down and cover an additional $111 in medical bills.
*  I had a Kohl's bill this month due to buying clothing & bedding for the kids in December.


The Food Budget costs for January are in another post, which is located HERE.  I underspent my food budget by about $100, as we were sick(and didn't eat)and we ate down supplies from the freezer/stockpile last month.

YEAR-TO-DATE GRAND TOTAL.....
With 1 month behind us, our Savings Grand Total for 2012 is $1,104.76.
We missed our monthly goal by $561.91 in January.
Adding that amount to next month makes our February goal $2,228.58.  I don't foresee saving that much this month, so we'll save what we can and see where we stand at the end of February, and go from there.

So how much did YOU save in January?  Did you spent all your income or did you put something aside?

Do you have an emergency fund of 6-8 months worth of expenses?
Do you have debt?

Start living below your means NOW and put some money away for emergencies and/or start paying down your debt.
And once you get debt-free, continue to throw that debt repayment money into savings.  You won't believe how fast you can accumulate wealth once you have no debt!

It is NEVER too early or too late to SAVE SOMETHING.
And the amount you save is NEVER too small!
Anything you can spare will go a long way to make you more financially secure in this crazy unstable world we live in.

So come along and Challenge Yourself to Save Money each Month Toward a Realistic for YOU Savings Goal or Debt Goal!
Not everyone can shoot for $20K, I fully get that!
But everyone can shoot for some number, right!?

Find a money goal that works for you and put that number out there for everyone to see.  Put it into paying down your debt, put it into savings, invest it or put it toward the principle in your home mortgage....just get busy and do this!

It will help keep you accountable to your goal if other eyes are on you.
Put it out there online and let us all stalk your money too. ;-)

So how was your January financially?
Did you spend less than you made?
Did you stay within your budget or not?

Leave a comment and share with us what you did with your money, both the good and not-so good.   Do you have any tricks or tips that help you to end your month before the money runs out?    Let us know!
If you posted your financial progress on your own blog, leave a link in the comments so we can go check you out too!

Sluggy

Wednesday, February 1, 2012

Art or Fashion? Edward Scissorhands Meets the Country Club

I wanted to share something with you all today.

Now I have an art background.
And I have a rollicking sense of humor....or at least, I've been told I do. ;-)
But this made even me say WTF?!?

Here is a video of a recent Fashion Show by a well known American Designer.
This is his Fall 2012 Menswear Collection.

I want you to watch this, watch it CLOSELY and then tell me if this is big elaborate and very expensive joke or does he consider this a serious collection that buyers will want to purchase for their stores?

Or is what he is doing art with little regard for the profitability of his line of clothing?
And if you are a guy.....tell me if there is anything you see here that you would buy(if money was no object)and you would subsequently wear?

I'd like to hear your impressions or thoughts on this video as well.


 You can also go HERE for a slideshow and/or collection of photos of the fashion show.

Sluggy

Tuesday, January 31, 2012

We May Be Poor, But We Are Happy was hacked!!

Judy wanted me to post that her blog got hacked into today.  She says she'll be up and run as soon as she get things fixed.  Right now if you go to her blog, it's showing no blog exists by that name/url.

I'm sure everyone joins me in saying Good Luck Judy!

Sluggy

**UPDATE**
Judy has a new blog!  
You can find it over HERE.