About College Stuff

So #1 son is a High School Senior. The local school district has an arrangement with the local community college, where, if you are among the top percentage of students in the senior class, you can take college courses during your senior year.


These classes are college level. They satisfy the seniors high school credit requirements for the diploma but they also possibly can be applied to your college record when you matriculate at a school. This means if your college will transfer these credits, you can possibly graduate in less than 4 yrs. When you are footing the college bill, getting through faster can be a good & frugal thing.


Anyway, #1 son has chosen to attend a public State School for College here in PA. The state school system here DOES accept these Dual Enrollment Credits if the grade is a B or over.




This is #1 son. He just got his grades from the Community College for the 2 courses he took this semester as part of the Dual Enrollment Program. He doesn't look very thrilled and it's not a very good picture anyway but he PASSED! Not only did he pass English 102 & Sociology but he got A's in both!

Add these to his grades for last Semester's English 101 & Philosophy grades and he has 3 As & 1 B for the year.

Maybe this is why the college he accepted entrance into surprised us last month with an Academic Excellence Scholarship! Since we have no debt(nothing since paying off the house in March of '07)the Federal Government considers us WEALTHY! Yes, the Federal Financial Aid Thingy said our family can afford to contribute almost $40 THOUSAND DOLLARS CASH toward #1 son's 1st year of College.

Yes, I said....

Forty.

Thousand.

Dollars.

So because we are 'wealthy', #1 son can't apply for any financial aid except for loans, which have to be paid back. We can't apply for any financial need scholarships. Since he isn't part of any minority group or have a strange last name(well, he DOES but no one wealthy with our last name has ever endowed a scholarship for people with this last name) or a standout athlete, #1 son is only eligible for widely popular scholarships that everyone can apply for (Coca-Cola, etc. which he has no chance getting because of the sheer numbers of applicants) or Merit Scholarships. Most Merit Scholarships(both widely available or particular to a school)also have other components(applicant also have to be in a certain group racially or gender or living in a certain place or attended a certain high school, or has some other qualifier that knocks him out). The PURE Merit Scholarships are very few and most aren't within his reach because he isn't a Valedictorian, in the top 1% of his class & he didn't score perfectly on his SAT.

So he applied to a State School that we CAN afford to pay for in CASH! because
we live WELL below our means, save money and have no debt. We aren't relying on anyone else to pay for his education. He'll have an on-campus job too as part of paying for his education. By working, he is also contributing to his education.

So we were overjoyed when the letter arrived from his College that because of his high school grades he was being awarded a Merit Scholarship. It's not much money, but it will help pay for his books, etc. And if he keeps his grades up, it renews for all 4 years, IF he takes 4 yrs. ;-)

And in 2 more years, I get to go through this Federal Financial Aid stuff again, with daughter. I wonder how 'wealthy' the government will think we are when we have TWO kids in college? I may be the only 'wealthy' person in line at the Food Bank by then.

Sluggy