$20K/$24K/$28K/$38K Savings Challenge

Between Jan. 2012 and June 2017(when I stopped doing this Savings Challenge)I saved a grand total of $198,235.03 in those 5.5 years.

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Grand Total Amount Banked in 2017......$21,100.42

JANUARY
Net pay after debits  $3596.03
Interest payments(non-retirement)  $161.74
Cash Rebates  $242.28
JANUARY END OF MONTH TOTAL   $4000.05

FEBRUARY
Net pay after debits  $2054.29
Interest payments(non-retirement)  $146.20
Holding for Medical Bills in March  -$500.00
FEBRUARY END OF MONTH TOTAL   $1700.49

MARCH
Net pay after debits  $4188.14
Interest payments(non-retirement)  $245.90
Dividends   $84.00
MARCH END OF MONTH TOTAL   $4434.04

APRIL
Net pay after debits  $2637.41
Interest payments(non-retirement)   $158.89
Federal tax refund   $1821.00
APRIL END OF MONTH TOTAL   $4617.30

MAY
Net pay after debits  $3092.13
Interest payments(non-retirement)   $171.11
Blogging Revenue  $130.51
MAY END OF MONTH TOTAL   $3393.75

JUNE
Net pay after debits  $2570.23
Interest payments(non-retirement)  $165.97
Stock Dividends  $84.42
Per Diem  $134.17
JUNE END OF MONTH TOTAL   $2954.79


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Grand Total Amount Banked in 2016......$38,000.00

JANUARY
Net pay after debits  $2192.83
Interest payments(non-retirement)  $166.32
Per Diem  $3.50
Blogging Income  $100.11
JANUARY END OF MONTH TOTAL    $2462.76

FEBRUARY
Net pay after debits  $1848.87
Interest payments(non-retirement)  $155.70
FEBRUARY END OF MONTH TOTAL   $2004.57

MARCH
Net pay after debits  $2803.42
Interest payments(non-retirement)  $166.51
Dividends  $79.03
Tax refund  $2144.07
MARCH END OF MONTH TOTAL   $4947.49

APRIL
Net pay after debits  $5787.47
Interest payments(non-retirement)  $165.28
Blog Revenue  $124.45
Items Sold  $94.00
Book Sale  $19.33
APRIL END OF MONTH TOTAL   $6190.53

MAY
Net pay after debits  $1666.14
Interest payments(non-retirement)  $165.35
MAY END OF MONTH TOTAL   $1831.49

JUNE
Net pay after debits  $1734.33
Per Diem  $9.50
Interest payments(non-retirement)  $139.38
Dividends  $79.45
JUNE END OF MONTH TOTAL   $1962.66

JULY
Net pay after debits  $2620.34
Interest payments(non-retirement)  $147.44
Blog Revenue  $121.76
JULY END OF MONTH TOTAL  $2889.54

AUGUST
Net pay after debits  $669.66
Interest payments(non-retirement)   $164.86
Per Diem   $3.50
Medical Refund   $126.58
AUGUST END OF MONTH TOTAL  $964.60

SEPTEMBER
Net pay after debits  $4998.87
Interest payments(non-retirement)  $145.20
Dividends  $79.45
Refunds  $192.49
Blog Revenue   $127.67
SEPTEMBER END OF MONTH TOTAL  $5543.68

OCTOBER
Net pay after debits  $4298.78
Interest payments(non-retirement)  $151.11
OCTOBER END OF MONTH TOTAL   $4449.89

NOVEMBER
Net pay after debits  $2645.68
Interest payments(non-retirement)  $146.83
NOVEMBER END OF MONTH TOTAL   $2792.51

DECEMBER
Net pay after debits  $3265.80
Interest payments(non-retirement)  $152.94
Dividends  $79.45
Insurance Refund  $1.70
Blogging Revenue  $141.58
Cash from Found Money  $9.15
DECEMBER END OF MONTH TOTAL   $3650.62
Keeping $1,690.34 in reserve for medical bills 2017
Put $1,960.28 into Savings Challenge for December

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Grand Total Amount Banked in 2015......$40,000.00

JANUARY
Net pay after debits  $1345.77
Interest payments(non-retirement)  $129.40
JANUARY END OF MONTH TOTAL    $1475.17

FEBRUARY
Net pay after debits  $3285.23
Interest payments(non-retirement)  $137.86
Rebates  $19.00
FEBRUARY END OF MONTH TOTAL   $3423.09

MARCH
Net pay after debits  $2296.14
Interest payments(non-retirement)  $134.13
Dividends  $67.27
Refund of dental bill  $169.50
Tax refund  $1130.08
MARCH END OF MONTH TOTAL   $3797.12

APRIL
Net pay after debits  $6207.11
Interest payments(non-retirement)  $136.72
APRIL END OF MONTH TOTAL   $6343.83

MAY
Net pay after debits  $2230.85
Interest payments(non-retirement)  $141.21
Per Diem  $16.72
MAY END OF MONTH TOTAL   $2388.78

JUNE
Net pay after debits  $1143.02
Per Diems  $16.00
Interest payments(non-retirement)  $142.27
Dividends  $68.08
JUNE END OF MONTH TOTAL   $1369.37

JULY
Net pay after debits  $3933.47
Per Diems  $3.50
Interest payments(non-retirement)  $156.09
JULY END OF MONTH TOTAL  $4089.56

AUGUST
Net pay after debits  $2155.35
Bonus  $347.05
Interest payments  $154.85
Insurance Refund  $23.42
Blogging Income  $131.48
Sale of Goods  $50.00
AUGUST END OF MONTH TOTAL  $2862.15

SEPTEMBER
Net pay after debits  $1679.09
Interest payments  $151.24
Dividends  $68.11
Staples Rebate  $19.92
SEPTEMBER END OF MONTH TOTAL  $1918.36

OCTOBER
Net pay after debits  $5548.51
Interest payments  $158.30
Rebate   $21.42
Bonus   $694.10
OCTOBER END OF MONTH TOTAL   $6422.33

NOVEMBER
Net pay after debits  $4085.11
Interest payments  $154.66
Blogging revenue  $122.26
NOVEMBER END OF MONTH TOTAL   $4362.03

DECEMBER
Net pay after debits  $2860.71
Interest payments  $162.96
Dividends  $79.03
Work Per Diem  $136.90
DECEMBER END OF MONTH TOTAL   $3,323.77
Keeping $1,775.56 in reserve for medical bills 2016
Put $1,548.21 into Savings Challenge for December

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Grand Total Amount Banked in 2014.....$46,193.93

JANUARY
Net pay after debits $142.78
Interest payments  $62.54
JANUARY END OF MONTH TOTAL  $205.32

FEBRUARY
Net pay after debits  $856.52
Interest payments   $58.31
Blog Revenue  $102.32
Car Insurance Reimbursement  $342.00
FEBRUARY END OF MONTH TOTAL  $1359.15

MARCH
Net pay after debits   -$738.52
Interest payments   $78.43
Dividends   $61.46
Per Diem   $4.00
Tax Refund   $3787.36
MARCH END OF MONTH TOTAL   $3192.73

APRIL
Net pay after debits  $1224.68
Interest payments  $76.28
Per Diem  $12.44
APRIL END OF MONTH TOTAL   $1313.40

MAY
Net pay after debits  $3217.59
Interest payments  $78.52
Per Diem  $3.50
MAY END OF MONTH TOTAL   $3299.61

JUNE
Net pay after debits  $2143.78
Interest payments  $93.33
Dividends  $62.72
Rebates  $2.50
JUNE END OF MONTH TOTAL   $2302.33

JULY
Net pay after debits  $2317.04
Interest payments  $100.56
Per Diem  $3.50
JULY END OF MONTH TOTAL   $2421.10

AUGUST
Net pay after debits  $115.75
Interest payments  $101.03
Blog income  $106.86
AUGUST END OF MONTH TOTAL   $323.64

SEPTEMBER
Net pay after debits  $2200.26
Interest payments  $101.36
Car insurance refund  $238.71
Per Diem   $3.50
Dividends  $62.72
SEPTEMBER END OF MONTH TOTAL   $2606.55

OCTOBER
Net pay after debits  $6,019.72
Interest payments  $122.43
Car insurance refund  $234.71
Dinner Refund  $75.00
OCTOBER END OF MONTH TOTAL   $6451.86

NOVEMBER
Net pay after debits  $2753.83
Interest payments   $123.67
NOVEMBER END OF MONTH TOTAL   $2877.50

DECEMBER
Net pay after debits  $1908.85
Interest/Dividend payment   $238.90
TOTAL   $2147.75
HALF of TOTAL SAVED   $1,073.87
Leftover Bonus money  $18,766.87
DECEMBER END OF MONTH TOTAL   $19,840.74



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Grand Total Amount Banked in 2013...$24,033.60

JANUARY
Net pay after debits $2,579.14
Per diem payment $115.37
Interest payments $66.55
JANUARY END OF MONTH TOTAL $2,761.06


FEBRUARY
Net pay after debits $1,267.88
Rebates  $16.99
Per Diem payment $30.00
Interest payments $61.10
FEBRUARY END OF MONTH TOTAL $1,375.97


MARCH
Net pay after debits $1230.04
Rebates $5.00
Dividends $48.37
Interest payments $69.19
MARCH END OF MONTH TOTAL $1,352.60

APRIL
Net pay after debits $1497.65
Tax Refund $1579.00
Per Diems $31.50
APRIL END OF MONTH TOTAL   $3,108.50

MAY
Net pay after debits $3045.02
Per Diem $16.43
Interest $67.61
MAY END OF MONTH TOTAL   $3,129.06

JUNE
Net pay after debits  $629.95
Per Diems  $18.00
Dividends  $49.63
Insurance Refunds  $147.21
JUNE END OF MONTH TOTAL  $844.79

JULY
Net pay after debits  $3242.23
Per Diem  $105.51
Savings Star  $44.85
Jayco Rebate  $35.00
JULY END OF MONTH TOTAL   $3427.59

AUGUST
Net pay after debits  $182.41
Interest  $81.21
AUGUST END OF MONTH TOTAL   $263.62

SEPTEMBER
Net pay after debits  -$9.51
Dividends  $49.63
SEPTEMBER END OF MONTH TOTAL   $40.12

OCTOBER
Net pay after debits   $4417.91
Rebate  $8.00
Dental Refund  $60.00
Per Diem   $137.41
OCTOBER END OF MONTH TOTAL   $4,623.32

NOVEMBER
Net pay after debits   $1764.52
Interest Paid    $61.12
NOVEMBER END OF MONTH TOTAL   $1825.64

DECEMBER
Net pay after debits   $1157.18
Interest Paid   $63.04
Dividends   $61.46
DECEMBER END OF MONTH TOTAL   $1281.68

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Grand Total Amount Banked in 2012.....$28907.08

JANUARY
Rebates  $9.00
Net pay after debits $1095.76
JANUARY END OF MONTH TOTAL $1,104.76


FEBRUARY
Net pay after debits $1,867.30
Rebates  $21.49
Interest payments $.36
FEBRUARY END OF MONTH TOTAL $1,889.15


MARCH
Net pay after debits $1005.69
Rebates $16.99
Interest payments $.45
MARCH END OF MONTH TOTAL $1,022.68

APRIL
Net pay after debits $2565.90
Interest  $2.31
Rebates$6.00
APRIL END OF MONTH TOTAL   $2,574.21

MAY
Net pay after debits $2832.03
Rebates  $2.00
Blog Revenue  $101.31
Interest $.46
MAY END OF MONTH TOTAL   $2,832.03

JUNE
Net pay after debits  $4534.74
Interest  $1.86
Dividend  $11.97
JUNE END OF MONTH TOTAL  $4548.57

JULY
Net pay after debits  $1639.44
Interest  $2.39
JULY END OF MONTH TOTAL   $1641.83

AUGUST
Net pay after debits  $753.77
Interest  $2.29
AUGUST END OF MONTH TOTAL   $756.06

SEPTEMBER
Net pay after debits  -$236.86
Dividends  $11.97
Interest  $1.35
Insurance Reimbursement  $70.00
SEPTEMBER END OF MONTH TOTAL   -$153.54

OCTOBER
Net pay after debits   $3357.83
Rebate  $13.00
Interest  $1.89
OCTOBER END OF MONTH TOTAL   $3372.72

NOVEMBER
Net pay after debits   $6752.37
Interest Paid    $.54
Rebates  $10.00
NOVEMBER END OF MONTH TOTAL   $6762.91

DECEMBER
Net pay after debits   $2378.54
Insurance Refund  $19.59
Dividends   $157.57
DECEMBER END OF MONTH TOTAL   $2555.70