Thursday, March 7, 2013

FEBRUARY 2013 Budget Results....Food & Toiletries Spending




Here are my FOOD BUDGET spending totals for FEBRUARY 2013.

I have posted February's totals on the right side bar under Total Grocery Savings for 2013 and updated the Yearly Totals.
I am listing subtotals for each store I purchased from in February.  If you aren't interested in that much detail, just skip to the bottom for the Totals Summary.

My spending includes Food, Toiletries/HBA, Pet Supplies, Cleaning Products, Paper Goods & tax where applicable.We are a family of 5(4-5 at home this month)& 2 dogs. No kids under 16.
******************
OLLIE'S
OOP  $20.57
Value  $42.09
Savings   51.13%

RITE-AID
OOP  $0.00
Qs/Ads/+Ups/Gift Card  $97.63
Value  $97.63
Savings   100%

SHURSAVE STORES(small local independent affiliated stores)
OOP  $138.50
Qs/Ads  $84.61
Value  $223.11
Savings  38%

WEIS MARKETS
OOP  $204.23
Qs/Ads  $112.20
Value  $316.43
Savings  35.46%

I am no longer adding my rebates received into my food budget directly. I will use them on food on occasion and will note that when used.  I will keep track of rebates/gift cards/certs received here as before however.

REBATE CHECKS RECEIVED IN February.....$16.99
GIFT CARDS and CERTIFICATES....$15.00
TOTAL Value of Cash/Store Checks/Gift Card Rebates Received...$16.99

COUPONS and FREEBIES
Zero

*********************
My best 3 Store Savings Totals were the Rite-Aid at 100%,  Ollie's at 51.13% and Shursave affiliate market at 38%.  l only shopped at 4 different stores this past month. 8-)


TOTAL Out of Pocket........$363.30
TOTAL Coupons & Store Sales Savings...$315.96
TOTAL Value of Items Purchased............$679.26
TOTAL Savings of...................................46.52%

This closes out the February food/toiletries spending.

THOUGHTS & COMMENTS for this month.....

I went into February with $400 budgeted for food/toiletries for the month.  I have $36.70 leftover in my February food envelope. 
I didn't count the number of Qs that were redeemed in Feb. but I do know it was quite low.   The little I bought at Rite-Aid for no money greatly affected my savings rate this month. 
Looking ahead to March---We'll stick to our $400 food budget again this month.  It seems to be working for us at this amount. 

 
And here is the run down of my Food & Toiletries Spending for 2013 so far--
2013 Total Saved $769.55

2013 Yearly Total Value of Items  $1,423.09

2013 Yearly Total Spent $653.54

2013 Yearly Savings Total of 54.08%


How much did you spend on food in February?
 
Sluggy

Wednesday, March 6, 2013

February's To-Do List Final Tally


Here is my final report on my February Goals from my To-Do List....

Make new Price Book--DONE!

Clean out InkFrog files & Close Account--Not Done...still re-evaluating whether I want to do this or not.

Scan 1 scrapbook of photos--In Progress and about halway through this scrapbook.  I need to ramp this up or I'll never get all these books of photos digitized.

Read L. Seabrook Book--DONE!  It's a great book for History buffs interested in the Southern view on things.

Read RG Williams Book--In Progress  This book is slow going and a little "dry".

Do Taxes--DONE!  Thank you God!!  Now Hubs has to do the local taxes.

Do FAFSA--DONE!  Only had to do 1 this year.

Declutter and Make 1 Load for SA--DONE and it's been taken to the Salvation Army.  I have begun another load too.

List items on local Tag Sale site--Not Done.  The local site isn't worth even posting things on.  The local economy is so bad nothing put on there is selling unless it's a necessity, like a car or a space heater, etc.  I'll take a FAIL and take this one off my agenda.

Dental Appt.--Done....sort of.  I go back in 1 week and will either get relief or have this tooth pulled.

I had a good month overall, since I got all the paperwork and the Price Book done, did some decluttering and read 1 book.  Other than taxes, my February wasn't very aggressive or chocked full of goals, was it?

I am off to figure out what goals I want to set for March.
How did you do in Feb. on your list of things to do?

Sluggy
 

Sunday, March 3, 2013

2 Quickies


I forgot to post a tiny trip to Rite-Aid a week or so ago.....



2 x Dove Men's Body Wash $2.50(Raincheck)=$5.00
I used 2 x $2/1 ManuQs to bring my cost down to $1.00 for both of these bad boys.
I paid with a $1 + Up Rewards.

This Trip......
Value of items bought....$12.58
 +Ups Used.....$0
 +Ups Received....$0

**GRAND TOTALS FOR FEBRUARY**

Out Of Pocket....$0.00  cash
Value of items bought.....$97.63
Savings Rate of  100%
Rebates due......$0.00

+Ups at beginning of month...$20.00+
+Ups used....$28.00+
+Ups received...$17.00+

Gave my Daughter all my +Ups to use....
+Ups currently...$0+   


Just 3 little trips to Rite-Aid this month.
My $9 in +Ups were expiring on Thursday so I gave them to my daughter to use, meaning I have Zero +Ups now.
I'll be taking a break from Rite-Aid for a couple months, unless something incredible pops up that I really really need.


The other thing is that I cobbled together a load of goodies to take to the Salvation Army 2 weekends ago.
Here is the Porn.....








Not a huge load but some choice bits, some of which you can't really see in the photos.  Trust me, I made a written list and they are there.....lol

My tooth hurts worse than BEFORE the dentist worked on it last Wednesday!
I'll be calling them tomorrow morning.  If I can't get some relief I may just have the tooth pulled before the appointment on the 13th.  I have a feeling that's where we are heading anyway, so why spend more cash on a tooth they aren't going to be able to save?
Ugh!

I'll be back when I feel more human.....
Until then I'll be throwing crap into boxes to haul out of here to charity.  That's about all I am good for when I am feeling this way.

Sluggy

Thursday, February 28, 2013

Is It Safe?


If you are a movie buff you may get where this post is heading, due to the title I gave it.
If not, read on.....

I have my dentist appointment yesterday morning.
The result today is that I am not in as much pain and I have to go back in 2 weeks to have the root canal procedure finished, then another appointment with my regular dentist for a permanent filling put on the tooth.

The reason the procedure couldn't be finished in one day is because though I attempted to alert the dentist to the anomalies in my mouth, she didn't take my words seriously.  After all, I am just a dumb patient and I don't have a dental degree, right?

I told her about the tooth.....well the space beside the tooth she was going to work on, the space which once held a tooth......a tooth upon which a root canal was attempted and failed, due to the way in which my tooth's nerves were inaccessible.  That tooth had 3 nerves, one of which was inordinately thin and twisted in such a way that it couldn't be killed.  In the end, the dentist killed and filled 2 of the nerves and then encased the tooth in filling material so that the live nerve was protected.  I got about 5 years more before that conglomeration wore off and I ended up having the tooth pulled.

The new dentist "poo-pooed" what I had to say and set to work.  The first root, then the second root done, no problem.
Well no problem except for when she went into a nerve that wasn't deadened yet and I about levitated to the ceiling!!!
Then she went digging for #3.
And things came to a standstill.
She couldn't find the root.
She stopped 2 times during the procedure to take just another x-ray.
She finally found it and then kept having to change the size of her tool or whatever they use to get into the nerve.....each one being a smaller number than the last.  She started with a 6 and we were down to a 2 when she stopped the appointment and sent me on my way, still without accessing that last nerve.

I had been in the chair for over an hour and 15 min.
The novacaine was wearing off.
And she had another patient waiting to be seen......who probably had better roots than me too. lol

So I traded my throbbing tooth pain for soreness and pain in my mouth and gums and pain in my head, neck, shoulders and back muscles from all the clenching and stiffening my body went through during the procedure.

Then I got to reading the paper they gave me AFTER I had the work done and not BEFORE.....the one that tells me all the crap that could go wrong and how the root canal comes with no guarantee that the tooth can be saved, yadda, yadda, yadda......
Add in that they were drilling into a tooth with a crown and they make no guarantees that they won't screw up the crown(meaning it will break and I'll need a new one for another $900, of which insurance pays $400).

Whether they finish this root canal or not, I am out just shy of $1000 for it(before we get some $ back with our insurance).

The little voice in my head keeps telling me I should have just had that tooth pulled because that's where this is heading anyway.

I just wish it was over.....






Sluggy

Tuesday, February 26, 2013

A Whole Lotta Nothing Good this Week



One more day until I get my tooth fixed folks!
The last 2+ weeks have not been great here and I apologize that the blog content has suffered.  It's hard to get motivated to do anything when you feel like crap.

My dentist appt. is tomorrow and now I can't find the appt. card with the guy's name and location on it or the x-ray my dentist gave me to take to him.
Just great.

I am just a mess lately.....what can I say?

My To-Do List for February has suffered as well.  I've gotten Jack Shit done.  It's hard to focus when you have a mouth full of hurt and have been on painkillers most days.  Heck, I can't even focus long enough to read a chapter in my current book.
I've been lucky to remember to pay the bills this month!
Oh, wait!!  I forgot one......  Hopefully I'll remember to pay it after I get this posted. lol

The one good thing about hurting is that I haven't felt like going anywhere or spending any money(besides the grocery store).



I usually do the state and federal taxes, but this year I handed them over to Hubs to work on since the Vicodin clouds my mind and in my drug induced state I might claim the entire population of the state of Rhode Island as dependents or something.
Mostly I wanted him to handle the Education Credit stuff this year since it became MORE complicated than in years past, due to the fact that we took distributions from ESAs for 2 of the kids.
The whole thing is a witches brew of taxable and non-taxable with inscrutable rules and formulas. 
So in my lucid moments between pills I've been checking on his work and he made 2 big goofs(not claiming something and claiming way too much for something else) that I am glad I caught. 
I ended up being hands-on with the return anyway. sigh
I've got it all filled out except for the supporting charitable deductions "in kind" list.  I'll be finishing it this weekend after the mouth is happier.
I just want it done and I want my dining room table back!!! lol

I got the FAFSA done too.  Only 1 child to fill it out for this year since #1 son is graduating in the Spring...yay!
I don't know why I fill this out anyway since Daughter will be going to a community college and she won't get any aid(not that she needs it anyway), but fill it out I do.



The marching band trip missing check debacle......the second missing check has turned up.  Both checks have been cashed according to my bank account.  #2 Son still needs to make sure they were both cashed by the band group.  So we have overpaid for this band trip.  Lovely.  I'll have to make sure once they figure out the final payment(which should be less than what I paid x 2), that I get any excess funds back.

#2 Son is in mourning today.  Seems the meeting about who gets accepted into the Young Scholar/College Program at the high school was yesterday.  They go by class ranking and he missed the cutoff by 9 spaces.  And his girlfriend got in.
And he needs 2 wisdom teeth extracted plus we think he has strep throat.
So there is no joy in Mudville today.....



Oh and I fired our family doctor today.  Yes, the idiots who took over his office and management of his practice drove me to it.  I told the little 20 year old college student receptionist bitch today what I thought of them all.
Not returning phone calls......not telling patients that the dr.  is sick and won't be in.....not telling patients that the dr. has NO ONE currently covering for him when he's sick and you need to go to Urgent Care until you actually talk to a live person on the phone, which you can't do for 4 days since they never returned my calls until this afternoon.
I am over this quack and his office of quackers!

Ok, It's time for more drugs.....
I'll be back later if I can remember where my computer desk is. ;-)

Sluggy