tag:blogger.com,1999:blog-1611711622146875201.post725664122525264998..comments2024-03-28T21:23:54.204-04:00Comments on DON'T READ THIS; IT'S BORING!: $20K Savings Challenge.......March Updateslugmamahttp://www.blogger.com/profile/12728856166374248591noreply@blogger.comBlogger11125tag:blogger.com,1999:blog-1611711622146875201.post-15758426286777524722013-04-15T17:56:21.404-04:002013-04-15T17:56:21.404-04:00You do a GREAT job with your savings! We are tryi...You do a GREAT job with your savings! We are trying to lower our variable expenses to send more to savings in preparation of college tuition in the next 18 months! Yikes, that scares me!Sharonhttps://www.blogger.com/profile/13940623529019637336noreply@blogger.comtag:blogger.com,1999:blog-1611711622146875201.post-80896749597798898692013-04-15T16:34:28.142-04:002013-04-15T16:34:28.142-04:00We have many pots in this house that we throw mone...We have many pots in this house that we throw money in. It just seems that sometimes there are more pots than $ but we keep plugging along. <br />Even if you aren't able to save any money in April because of all the Dr. bills, don't sweat it. I know that you will make it up in the months to come!!!<br />Love to sluggy.Sonya Annhttps://www.blogger.com/profile/01985227040902078422noreply@blogger.comtag:blogger.com,1999:blog-1611711622146875201.post-14277092168537348602013-04-14T08:51:49.147-04:002013-04-14T08:51:49.147-04:00I had great success with saving in March. My tax ...I had great success with saving in March. My tax return was big because of lower wage last year and then I got a 3,300 income supplement from my work insurance. (I wasn't expecting or even knew I could get it) Total around 6,500. <br />With no mortgage to worry about I gave 1000 to dh towards the LOC that he pays, paid the yearly house insurance that went up again (1,300), and the rest into savings.<br />Thank goodness that we don't pay out of pocket for medical or all of the shyt that I've been through last year, and now what my little guy is going through, our finances would be a whole lot different! (We do pay for medical- high income tax, but at least not out of pocket so a person has no clue how much things cost)<br /><br /><br />B-Kathttps://www.blogger.com/profile/11235470014295888935noreply@blogger.comtag:blogger.com,1999:blog-1611711622146875201.post-56903849053179740972013-04-13T11:45:38.720-04:002013-04-13T11:45:38.720-04:00You keep that up Tanner and you'll be out from...You keep that up Tanner and you'll be out from under your student loan debt early. I bet it will feel nice not to be dragging that old ball and chain of debt all the way through your adult life, like I see some people doing....slugmamahttps://www.blogger.com/profile/12728856166374248591noreply@blogger.comtag:blogger.com,1999:blog-1611711622146875201.post-76634295882510853612013-04-13T11:43:24.197-04:002013-04-13T11:43:24.197-04:00Well I'll try not to disappoint ya! ;-)Well I'll try not to disappoint ya! ;-)slugmamahttps://www.blogger.com/profile/12728856166374248591noreply@blogger.comtag:blogger.com,1999:blog-1611711622146875201.post-31534127770160239512013-04-13T11:42:54.656-04:002013-04-13T11:42:54.656-04:00Angela,
Yes, I am feeling LOADS better but still n...Angela,<br />Yes, I am feeling LOADS better but still not my best.<br />I am not allowed to think about Washington right now as my blood pressure would suffer...lol<br /><br />I don't know about Judy. She disappeared while I was gone it looks like. I've put in an email to her though.slugmamahttps://www.blogger.com/profile/12728856166374248591noreply@blogger.comtag:blogger.com,1999:blog-1611711622146875201.post-49059635473750767372013-04-13T11:40:02.229-04:002013-04-13T11:40:02.229-04:00Nice job on the refund. Sometimes it pays to have...Nice job on the refund. Sometimes it pays to have a professional do your return if you have complicated investments, capital gains issues, buy/sell house et al.<br /><br />And I've never understood why people feel they need to get a 15 yr. mortgage to pay their mortgage down in 15 yr. Just make yourself have enough self-control with your money to pay an extra payment or two each year on your 30 yr.<br />Save yourself the time and expense of a new mortgage.....unless the new rate would be so much better of course, then it's a diff. story. 8-)slugmamahttps://www.blogger.com/profile/12728856166374248591noreply@blogger.comtag:blogger.com,1999:blog-1611711622146875201.post-5072692990189143502013-04-13T10:33:57.798-04:002013-04-13T10:33:57.798-04:00I hate the unknown aspect of seeking medical care....I hate the unknown aspect of seeking medical care. You should know up front what you are paying for.<br /><br />We did well this month. In the future, it will be tighter as I just received my last paycheck and we'll now be dealing with my lower income from unemployment insurance. In spite of that, we will continue to have all the money from hubby's second job deposited directly into savings. We'll put what we can that is left over into our big reserve.<br /><br />We got good news on the tax front. I thought we'd owe but then the accountant informed us we were due a refund. He made it sound small because he wanted to surprise us. The refund was actually *double* the amount I had originally expected to pay. DOUBLE! Most of the money will go into our big cash reserve savings but a small part will go to our mortgage as extra. We plan to pay a little extra off each year but not too much. The goal is to shorten our payment period to 15 years. We took out a 30 for the lower payments because I knew eventually my income would decrease. But we can pay it down when we can to make our own shorter term.<br /><br />Our tax refund was a huge surprise and it will be the equivalent of five months of what we used to save when I was on my full salary. And of course, we won't be spending it!Alex Mhttps://www.blogger.com/profile/15562233895276078957noreply@blogger.comtag:blogger.com,1999:blog-1611711622146875201.post-50572374561080319922013-04-12T18:01:28.089-04:002013-04-12T18:01:28.089-04:00Are you feeling better, Sluggy? Hope so! We stayed...Are you feeling better, Sluggy? Hope so! We stayed in the black but were required to donate $1500. MORE to the spend-it-like-drunkin-sailors fund in Washington. GRRR- sigh oh well. What the heck has happened to Judy again? AngelaAngelahttps://www.blogger.com/profile/16170218700397945765noreply@blogger.comtag:blogger.com,1999:blog-1611711622146875201.post-85290997776598883492013-04-12T17:45:40.374-04:002013-04-12T17:45:40.374-04:00I wish that were a habit in my family... It isn&#...I wish that were a habit in my family... It isn't, so I live vicariously through you.<br />McValhttps://www.blogger.com/profile/00285808958951068897noreply@blogger.comtag:blogger.com,1999:blog-1611711622146875201.post-71705618044290590962013-04-12T16:39:20.374-04:002013-04-12T16:39:20.374-04:00I did receive some extra money, but it wasn't ...I did receive some extra money, but it wasn't necessarily unexpected. Just some rebates. I didn't charge anything from Christmas into any cards, so no paying that. I also paid my taxes at the very expensive tune of $1,100 or so. I did put over 40% of my pay into paying off part of my student loans. That felt GOOD! <br /><br />Hope you're feeling better.Taniahttps://www.blogger.com/profile/11075300256482920618noreply@blogger.com