tag:blogger.com,1999:blog-1611711622146875201.post2715003511090499357..comments2024-03-27T19:07:06.944-04:00Comments on DON'T READ THIS; IT'S BORING!: Sluggy Gets Reflective on Debt Freedom as 2012 Leaves the Buildingslugmamahttp://www.blogger.com/profile/12728856166374248591noreply@blogger.comBlogger8125tag:blogger.com,1999:blog-1611711622146875201.post-10563508977208214232013-01-02T13:01:16.870-05:002013-01-02T13:01:16.870-05:00Okay I am going to read this every day!Okay I am going to read this every day!Out My windowhttps://www.blogger.com/profile/13456481267171643227noreply@blogger.comtag:blogger.com,1999:blog-1611711622146875201.post-28094571296446113542013-01-01T15:00:03.225-05:002013-01-01T15:00:03.225-05:00You are a great inspiration and everywhere I want ...You are a great inspiration and everywhere I want to go with debt-free living. We still have a mortgage but we are eating away at it quickly. Den wanted to refinance the house so I went to our bank and we figured out that by the time we repaid all of the fees, we wouldn't be better off because we are paying it down so quickly. Yes, I have an awesome bank! My FIL and I talked and since he is a CPA, I trust him and he agreed with me not to do anything. <br />We will probably have the house paid for when the kids are out of college. It will feel like we are rich! But I won't have it all paid for/out of college for prob 10 yrs. But it will still be in our early 50s. SO it isn't too bad. Sonya Annhttps://www.blogger.com/profile/01985227040902078422noreply@blogger.comtag:blogger.com,1999:blog-1611711622146875201.post-89239624959880848582012-12-31T22:48:01.909-05:002012-12-31T22:48:01.909-05:00I paid off my mortgage the long hard way. But, pre...I paid off my mortgage the long hard way. But, predictions from others was that I would lose the house. I never had consumer debt. I avoided that pit my other newly-divorced dug. They lost their homes. I did not. No, I am not gloating. They had more "fun" than I, and no home, eventually! <br /><br />While I knew how to get free entertainment (art, wine, and eats) at art openings, they paid for clubs. My choices always proved to be better economically. <br /><br />It sort of bothered me that you got such good bargains and saved so much money. I felt I should be doing like you. Then, I realized that you have more people to consume all you get free. Even if you don't, you have the flea market and yard sales to make money from it. I just cannot do either because of my back problems and the need for three surgeries. <br /><br />I was not jealous, just needing to aspire to your levels. Now, I realize that I don't need your levels. However, once I have surgery and can spend time in CVS and Riteaid, I will be there getting some deals. Anyplace that does not have an electric cart is just going to see me shopping. <br /><br />In case you did not know it, I love your blog!<br /><br /> Practical Parsimonyhttp://www.practical-parsimony.blogspot.comnoreply@blogger.comtag:blogger.com,1999:blog-1611711622146875201.post-10108826408052066972012-12-31T22:08:58.824-05:002012-12-31T22:08:58.824-05:00I really enjoyed this post - it's pretty much ...I really enjoyed this post - it's pretty much where we want to be in the future. Frugal, but only after much effort, hard work, & learning about how to control our wants vs needs. Great post, & I really appreciate your divergent perspective on finances. Hawaii Plannerhttps://www.blogger.com/profile/04760426766801381563noreply@blogger.comtag:blogger.com,1999:blog-1611711622146875201.post-77060616578507249192012-12-31T18:56:19.701-05:002012-12-31T18:56:19.701-05:00And when I pay off my last bill I am coming up to ...And when I pay off my last bill I am coming up to your house with a bottle of something good and we will toast the long hard road my family is taking this year....j udyhttps://www.blogger.com/profile/03899060198377746353noreply@blogger.comtag:blogger.com,1999:blog-1611711622146875201.post-74815517817147518702012-12-31T18:54:42.892-05:002012-12-31T18:54:42.892-05:00My goal is to be you!!! That is why this year will...My goal is to be you!!! That is why this year will be hard and tight(hmm get your mind out of the gutter people). We are going to be debt free at the end of this year. Yes we are lucky our home is paid for but we will be completely out of debt by the end of 2013 if it kills us. We are choosing to live on very little in order to be debt free!<br /><br />2014 will be the year I start banking our money for retirement and everything else but this year debt is going down!!!@!!!!!j udyhttps://www.blogger.com/profile/03899060198377746353noreply@blogger.comtag:blogger.com,1999:blog-1611711622146875201.post-65434583711367118212012-12-31T17:38:07.400-05:002012-12-31T17:38:07.400-05:00Yes, Sluggy I am guilty of lifestyle inflation. E...Yes, Sluggy I am guilty of lifestyle inflation. Everytime more money has come in, more goes out. Thanks you for your words of wisdom today, I will think of them often as I embark on my journey and I will see how much pain I can endure! Happy New Year!Frugal Womanhttps://www.blogger.com/profile/17021625526805873435noreply@blogger.comtag:blogger.com,1999:blog-1611711622146875201.post-19315327854395811112012-12-31T17:11:08.641-05:002012-12-31T17:11:08.641-05:00great post Sluggy! We are out of consumer debt, b...great post Sluggy! We are out of consumer debt, but we still have our mortgage. We'll probably move before it's paid off, so it's not number one on our list. I do love reading about how much you are able to save each month. That's where we want to be. Hopefully 2013 is the start of that savings plan!<br /><br />Happy New Year!!Sharonhttps://www.blogger.com/profile/13940623529019637336noreply@blogger.com