Net Worth......January 1st Update

We have gone from acquisition mode with money into spend-down mode since we are now officially retired here at Chez Sluggy.

Our Net Worth will no longer be growing so I have to stay on top of what we have and where it sits.
I shared where we keep out money and why in the first Post-Retirement Net Worth post HERE.

So here is how the money did in December......

* Checking Account #1 Went down by $2285.09(life is expensive sometimes and family needed rescuing too)
* Checking Account #2  Went up .23¢(monthly interest)
* Savings Account  Went down .96¢(monthly fee offset by .04¢ of interest earned)
* Online Accounts  Went down $1620.47(monthly interest helped but paying some bills on the LA house and buying gift cards in Dec. accounted for this loss)
* Certificate of Deposit  Went up $245.82(interest)
* US Savings Bonds  Went up $13.80(interest)
* Cash on Hand  Went down $122.41(had some extra bills to pay)
* 401K Account  Went up $1,350.14(monthly interest) We didn't have to tap it in December so it just grew. 8-)
* HSA Account  Went down $1.19(That's the fees we paid before we were able to move it once that bank started charging us.)
* RMSA Account  Went down $1473.17.  The interest earned on this account offset the healthcare premium reimbursement amount by $298.77 so it didn't go down as much as it might have.

Overall we are $3893.30 down from December's Net Worth.  Between the interest on all accounts and income received, weighed against our spending last month,  our holdings sank by the amount of our healthcare premium in December, plus some LA house bills, buying gift cards, some misc. spending due to College Boy and bills for the rescue mission.
The only of these that will continue are the healthcare premium payments and some LA house bills so though we lost some ground in December I am not concerned overall going forward.  Plus I haven't calculated the eBay sales I had in November and December where I can add that profit to our Net Worth. That will be reflected in the February Net Worth Update.

I am by no means a financial expert but I'll readily share what worked for us on our financial journey if you have questions.

Did you increase your net worth last month?
Or are you in asset spend down mode(retirement)?
Do you have a retirement plan in place?

Sluggy